😐Monthly costs for one person with rent: $1,220 in Caernarfon versus $950 in Chiang Mai.
😐Estimated couple costs with rent: $2,734 in Caernarfon versus $1,430 in Chiang Mai.
😐Monthly costs for a family of three with rent: $4,247 in Caernarfon versus $1,909 in Chiang Mai.
🌍Living in Caernarfon is roughly 28% more expensive than in Chiang Mai, driven mainly by Eating Out.
📊Both cities sit below the global median: Caernarfon12% lower, Chiang Mai31% lower.
Currency
🍽 Eating Out
Caernarfon
Chiang Mai
Difference
Meal at Budget Restaurant
$13.45£9.94
$2.10฿69.3
540.48%
Three-Course Dinner for Two, Mid-Range
$93.0£68.8
$19.84฿656
368.90%
Fast Food Meal(McDonalds, etc)
$9.36£6.92
$5.79฿191
61.66%
Cappuccino
$4.04£2.99
$1.83฿60.4
120.77%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$2.63£1.94
$0.78฿25.61
237.18%
Water(0.33 liter bottle)
$1.88£1.39
$0.31฿10.37
506.45%
Local Beer(0.5 liter draught)
$4.96£3.66
$2.34฿77.2
111.97%
Imported Beer(0.33 liter bottle)
$4.16£3.07
$3.70฿122
12.43%
🛒 Groceries & Markets
Caernarfon
Chiang Mai
Difference
Milk(1 liter)
$1.86£1.37
$2.03฿67.1
-8.37%
White Bread(500g)
$1.81£1.34
$1.60฿52.7
13.12%
Rice(white)(1kg)
$2.19£1.62
$1.42฿46.75
54.23%
Eggs
$2.50£1.85
$2.18฿71.9
14.68%
Local Cheese(1kg)
$11.38£8.41
$15.91฿526
-28.47%
Chicken Fillets(1kg)
$7.24£5.35
$3.07฿102
135.83%
Beef Round Steak(1kg)
$15.33£11.33
$9.87฿326
55.32%
Apples(1kg)
$2.52£1.86
$2.63฿86.8
-4.18%
Banana(1kg)
$1.39£1.02
$1.10฿36.19
26.36%
Oranges(1kg)
$1.32£0.98
$1.63฿53.8
-19.02%
Tomato(1kg)
$1.37£1.01
$1.53฿50.6
-10.46%
Potato(1kg)
$1.63£1.20
$1.24฿41.13
31.45%
Onion(1kg)
$1.80£1.33
$1.13฿37.37
59.29%
Lettuce(1 head)
$1.42£1.05
$0.74฿24.38
91.89%
Water(1.5 liter bottle)
$1.58£1.17
$0.50฿16.48
216.00%
Cigarettes 20 Pack(Marlboro, Camel)
$22.30£16.48
$4.28฿141
421.03%
Wine(Bottle)
$9.32£6.89
$17.97฿594
-48.14%
Local Beer(0.5 liter bottle)
$3.62£2.68
$1.70฿56.1
112.94%
Imported Beer(0.33 liter bottle)
$3.38£2.50
$2.90฿95.7
16.55%
🚌 Getting Around
Caernarfon
Chiang Mai
Difference
One-way Ticket(Public Transport)
$5.80£4.28
$0.94฿31.13
517.02%
Public Transport Monthly Pass(Regular Price)
$68.4£50.6
$55.3฿1,827
23.77%
Taxi Start(Normal Tariff)
$5.11£3.78
$1.23฿40.76
315.45%
Taxi(Normal Tariff)(1km)
$2.39£1.77
$0.53฿17.66
350.94%
Taxi 1hour Waiting(Normal Tariff)
$24.85£18.37
$2.40฿79.3
935.42%
Gasoline(1 liter)
$2.01£1.49
$1.44฿47.55
39.58%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.5K£28.4K
$21.2K฿700.2K
81.62%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.8K£30.1K
$27.3K฿902.1K
49.29%
🧾 Monthly Utilities & Internet
Caernarfon
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$324£239
$64.9฿2,145
398.34%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$22.63£16.73
$13.35฿441
69.51%
Internet(50+ Mbps, Unlimited Data)
$40.92£30.25
$20.83฿688
96.45%
🎉 Sport & Entertainment
Caernarfon
Chiang Mai
Difference
Gym Membership(Monthly)
$30.28£22.38
$40.42฿1,336
-25.09%
Tennis Court(1 Hour on Weekend)
-
$3.95฿131
-
Cinema Ticket
$16.12£11.91
$6.71฿222
140.24%
🧸 Childcare & Education
Caernarfon
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$1,624£1,200
$787฿26.0K
106.36%
International Primary School, 1 Child(Yearly)
$24.4K£18.0K
$15.1K฿499.6K
61.33%
👕👟 Clothing & Footwear
Caernarfon
Chiang Mai
Difference
Jeans(Levis 501 Or Similar)
$109£80.9
$56.2฿1,858
94.68%
Summer Dress(H&M, Zara, etc)
$51.1£37.80
$24.95฿824
104.97%
Sport Shoes(Adidas, Nike)
$106£78.5
$92.7฿3,063
14.54%
Men's Leather Business Shoes
$80.4£59.5
$75.1฿2,482
7.08%
🏠 Accommodation & Living
Caernarfon
Chiang Mai
Difference
1-bedroom Apartment, City Center(Monthly)
$657£486
$484฿16.0K
35.90%
1-bedroom Apartment, Outside City Center(Monthly)
-
$287฿9,491
-
3-bedroom Apartment, City Center(Monthly)
-
$910฿30.1K
-
3-bedroom Apartment, Outside City Center(Monthly)
$1,614£1,193
$531฿17.5K
204.19%
Buy Apartment in City Center(m2)
-
$1,980฿65.4K
-
Buy Apartment Outside City Center(m2)
-
$1,451฿47.9K
-
💵 Salaries & Financials
Caernarfon
Chiang Mai
Difference
Average Monthly Net Salary(After Tax)
$3,616£2,673
$605฿20.0K
497.49%
20-Year Fixed Mortgage Interest Rate(Annual %)
5.09
5.57
-8.62%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Caernarfon: September 6, 2026
Last update for Chiang Mai: September 7, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $657 in Caernarfon and $484 in Chiang Mai. Housing cost is often the main lever when comparing two cities.
💰Caernarfon pays 497% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.
🛒Dining out: $93.0 in Caernarfon vs $20.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $281 vs $242 per month, with Chiang Mai cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Caernarfon vs Chiang Mai: Cost of Living - Frequently Asked Questions
Is Chiang Mai cheaper than Caernarfon?
Chiang Mai is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 28% gap adds up to real monthly savings that compound significantly over time.
Where can you earn more: Caernarfon or Chiang Mai?
Average pay runs 497% higher in Caernarfon, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Caernarfon and Chiang Mai?
Rent for a central apartment: $657 in Caernarfon versus $484 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Caernarfon or in Chiang Mai?
Dining out is cheaper in Chiang Mai – a meal for two runs $20.00 versus $93.0 in Caernarfon. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Caernarfon and in Chiang Mai?
All in, you'll spend $1,220 per month in Caernarfon versus $950 in Chiang Mai – a 28% gap that adds up to real savings over time for anyone picking the cheaper option.
Is $1,000 a realistic budget for living in Caernarfon or in Chiang Mai?
At $950 in Chiang Mai versus $1,220 in Caernarfon, a $1,000 budget is realistic in Chiang Mai but tight or insufficient in Caernarfon. The gap between the two cities makes Chiang Mai the clear choice for anyone on this budget.
Is Caernarfon or Chiang Mai more family-friendly?
For families, Chiang Mai is more practical. Housing and childcare are both notably cheaper than in Caernarfon, and the savings on those two alone free up budget for education, activities, and family trips.
Which city is safer, Caernarfon or Chiang Mai?
Safety-wise, Caernarfon and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is easier to live in as a foreigner?
Expats usually find Chiang Mai gentler on the wallet – expenses run 28% less than in Caernarfon. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Caernarfon vs other spots: cost of living compared