Last update: Oct 2026

Cost of Living Comparison Between Caernarfon and Chiang Mai

For one person, living is cheaper in Chiang Mai: $936 a month against $1,211 in Caernarfon, rent and utilities included – about $3,300 less a year. The total is higher in Caernarfon despite lower rent and utilities.

Caernarfon, United Kingdom
Chiang Mai, Thailand
Caernarfon
🇬🇧 United Kingdom
$1,211
/mo nomad
Chiang Mai
🇹🇭 Thailand
$936
/mo nomad
Monthly Cost of Living

How much you'll spend in Caernarfon and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Caernarfon and in Chiang Mai actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,211 in Caernarfon versus $936 in Chiang Mai.

  • Caernarfon $1,211
  • Chiang Mai $936

Estimated couple costs with rent: $2,727 in Caernarfon versus $1,457 in Chiang Mai.

  • Caernarfon $2,727
  • Chiang Mai $1,457

Monthly costs for a family of three with rent: $4,243 in Caernarfon versus $1,979 in Chiang Mai.

  • Caernarfon $4,243
  • Chiang Mai $1,979

Living in Caernarfon is roughly 29% more expensive than in Chiang Mai, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Caernarfon 11% lower, Chiang Mai 31% lower.

Currency
🍽 Eating Out
Caernarfon
Chiang Mai
Difference
Meal at Budget Restaurant
$13.08 £9.85
$2.24 ฿75.7
483.93%
Three-Course Dinner for Two, Mid-Range
$94.0 £70.7
$19.00 ฿642
394.68%
Fast Food Meal (McDonalds, etc)
$9.57 £7.20
$5.55 ฿188
72.43%
Cappuccino
$3.98 £2.99
$1.67 ฿56.6
138.32%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.73 £2.05
$0.64 ฿21.56
326.56%
Water (0.33 liter bottle)
$1.97 £1.48
$0.31 ฿10.32
535.48%
Local Beer (0.5 liter draught)
$4.89 £3.68
$2.36 ฿79.6
107.20%
Imported Beer (0.33 liter bottle)
$4.06 £3.06
$3.66 ฿124
10.93%
🛒 Groceries & Markets
Caernarfon
Chiang Mai
Difference
Milk (1 liter)
$1.86 £1.40
$1.95 ฿65.8
-4.62%
White Bread (500g)
$1.76 £1.32
$1.44 ฿48.51
22.22%
Rice (white) (1kg)
$2.22 £1.67
$1.33 ฿45.07
66.92%
Eggs
$2.43 £1.83
$2.28 ฿77.1
6.58%
Local Cheese (1kg)
$9.11 £6.85
$16.45 ฿556
-44.62%
Chicken Fillets (1kg)
$7.14 £5.37
$2.78 ฿94.0
156.83%
Beef Round Steak (1kg)
$15.44 £11.62
$9.31 ฿314
65.84%
Apples (1kg)
$2.66 £2.00
$2.35 ฿79.5
13.19%
Banana (1kg)
$1.31 £0.98
$0.97 ฿32.82
35.05%
Oranges (1kg)
$1.30 £0.98
$1.60 ฿53.9
-18.75%
Tomato (1kg)
$1.37 £1.03
$1.50 ฿50.7
-8.67%
Potato (1kg)
$1.71 £1.29
$1.28 ฿43.15
33.59%
Onion (1kg)
$1.81 £1.36
$1.10 ฿37.22
64.55%
Lettuce (1 head)
$1.38 £1.04
$0.71 ฿23.84
94.37%
Water (1.5 liter bottle)
$1.66 £1.25
$0.49 ฿16.38
238.78%
Cigarettes 20 Pack (Marlboro, Camel)
$22.58 £16.99
$4.14 ฿140
445.41%
Wine (Bottle)
$9.08 £6.83
$17.52 ฿592
-48.17%
Local Beer (0.5 liter bottle)
$3.80 £2.86
$1.61 ฿54.5
136.02%
Imported Beer (0.33 liter bottle)
$3.54 £2.67
$2.78 ฿94.0
27.34%
🚌 Getting Around
Caernarfon
Chiang Mai
Difference
One-way Ticket (Public Transport)
$5.44 £4.09
$0.87 ฿29.33
525.29%
Public Transport Monthly Pass (Regular Price)
$67.0 £50.5
$54.1 ฿1,827
23.94%
Taxi Start (Normal Tariff)
$4.97 £3.74
$1.16 ฿39.08
328.45%
Taxi (Normal Tariff) (1km)
$2.37 £1.78
$0.53 ฿17.82
347.17%
Taxi 1hour Waiting (Normal Tariff)
$23.60 £17.76
$2.42 ฿81.8
875.21%
Gasoline (1 liter)
$2.00 £1.51
$1.45 ฿48.93
37.93%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$38.4K £28.9K
$21.1K ฿711.2K
82.52%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$40.9K £30.8K
$26.9K ฿909.8K
51.71%
🧾 Monthly Utilities & Internet
Caernarfon
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$320 £241
$62.2 ฿2,100
414.83%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$21.68 £16.32
$12.17 ฿411
78.14%
Internet (50+ Mbps, Unlimited Data)
$40.41 £30.41
$20.12 ฿680
100.84%
🎉 Sport & Entertainment
Caernarfon
Chiang Mai
Difference
Gym Membership (Monthly)
$29.92 £22.52
$37.31 ฿1,260
-19.81%
Tennis Court (1 Hour on Weekend)
-
$3.77 ฿127
-
Cinema Ticket
$16.22 £12.20
$6.49 ฿219
149.92%
🧸 Childcare & Education
Caernarfon
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,608 £1,210
$736 ฿24.9K
118.37%
International Primary School, 1 Child (Yearly)
$24.1K £18.1K
$14.8K ฿498.6K
63.13%
👕👟 Clothing & Footwear
Caernarfon
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$105 £78.9
$53.4 ฿1,802
96.50%
Summer Dress (H&M, Zara, etc)
$49.01 £36.88
$24.64 ฿832
98.90%
Sport Shoes (Adidas, Nike)
$108 £80.9
$91.5 ฿3,089
17.52%
Men's Leather Business Shoes
$78.6 £59.2
$71.9 ฿2,429
9.30%
🏠 Accommodation & Living
Caernarfon
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$673 £506
$482 ฿16.3K
39.47%
1-bedroom Apartment, Outside City Center (Monthly)
-
$309 ฿10.4K
-
3-bedroom Apartment, City Center (Monthly)
-
$1,006 ฿34.0K
-
3-bedroom Apartment, Outside City Center (Monthly)
$1,597 £1,202
$633 ฿21.4K
152.13%
Buy Apartment in City Center (m2)
-
$2,363 ฿79.8K
-
Buy Apartment Outside City Center (m2)
-
$1,589 ฿53.7K
-
💵 Salaries & Financials
Caernarfon
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$3,538 £2,663
$590 ฿19.9K
499.96%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.09
5.57
-8.62%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Caernarfon: October 24, 2026

Last update for Chiang Mai: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Monthly Utilities & Internet
Caernarfon
$382
Chiang Mai
$94 75.3% $288
Groceries & Markets
Caernarfon
$276
Chiang Mai
$234 15% $41
Eating Out
Caernarfon
$232
Chiang Mai
$78 66.6% $155
Clothing & Footwear
Caernarfon
$153
Chiang Mai
$109 29% $44
Getting Around
Caernarfon
$106
Chiang Mai
$61 41.9% $44
Sport & Entertainment
Caernarfon
$62
Chiang Mai
$50 19.4% $12
Accommodation & Living
Caernarfon
- *
Chiang Mai
$309

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $673 in Caernarfon and $482 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Caernarfon pays about 6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $94 in Caernarfon vs $19 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $276 vs $234 per month, with Chiang Mai cheaper across the board.

Good to know
🇬🇧 Caernarfon
🇹🇭 Chiang Mai
🕒 Local time
22:59 10:59 PM
05:59 5:59 AM
7 h ahead of Caernarfon
🌤 Weather
👥 Population
9,500
127,240
💱 Currency
Thai Baht THB ฿
Exchange rates and currency converter

THB, USD, EUR to GBP – British Pound Converter

British Pound exchange rates as of October 28, 2026: 1 USD = 0.753 GBP (1 GBP = 1.33 USD). 1 EUR = 0.838 GBP (1 GBP = 1.19 EUR).

Thai Baht exchange rates as of October 28, 2026: 1 USD = 33.77 THB (100 THB = 2.96 USD). 1 EUR = 37.59 THB (100 THB = 2.66 EUR).

On the map
Between locations
  • Caernarfon Chiang Mai 9,190 km ≈ 12 h nonstop flight
From you
  • Caernarfon
  • Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Caernarfon vs Chiang Mai: Cost of Living - Frequently Asked Questions
Is Chiang Mai cheaper than Caernarfon?
Chiang Mai is about 23% cheaper overall, especially in eating out, clothing, and transport. That difference adds up to real monthly savings that compound significantly over time.
Where can you earn more: Caernarfon or Chiang Mai?
Average pay in Caernarfon is about 6 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
What is the rent difference between Caernarfon and Chiang Mai?
Rent for a central apartment: $673 in Caernarfon versus $482 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.
Is eating out cheaper in Caernarfon or in Chiang Mai?
Dining out is cheaper in Chiang Mai – a meal for two runs $19 versus $94 in Caernarfon. If you eat out regularly, this makes a real dent in your monthly spending.
What are total monthly expenses in Caernarfon and in Chiang Mai?
All in, you’ll spend $1,211 per month in Caernarfon versus $936 in Chiang Mai – Chiang Mai is about 23% cheaper, which adds up to real savings over time.
Is $800 enough to cover costs in Caernarfon or in Chiang Mai?
Both cities are expensive relative to $800. Chiang Mai is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Is it better to live in Caernarfon or in Chiang Mai?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is easier to live in as a foreigner?
Expats usually find Chiang Mai gentler on the wallet – expenses run 23% less than in Caernarfon. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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