Last update: Oct 2026

Cost of Living Comparison Between Cadiz and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,747 in Cadiz, rent and utilities included – about $9,900 less a year. Rent and utilities account for most of the difference.

85

Cost of Living Index in Cadiz
Learn more

Cadiz Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Cadiz

🇪🇸 Spain

$1,747

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Cadiz and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Cadiz and in Cebu actually costs, broken down by who's living it.

A single person spends $1,747 per month in Cadiz vs $918 in Cebu, rent included.

Cadiz $1,747
Cebu $918

A couple spends around $2,275 per month in Cadiz vs $1,409 in Cebu, rent included.

Cadiz $2,275
Cebu $1,409

A family of three spends $2,803 per month in Cadiz vs $1,900 in Cebu, rent included.

Cadiz $2,803
Cebu $1,900

Cadiz costs about 90% more than Cebu, and outside of rent the biggest gap is in eating out.

Cadiz sits 29% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$15.61 €13.88

$3.09 ₱194

405.18%

Three-Course Dinner for Two, Mid-Range

$49.34 €43.89

$24.22 ₱1,525

103.72%

Fast Food Meal (McDonalds, etc)

$12.41 €11.04

$3.92 ₱247

216.58%

Cappuccino

$2.63 €2.34

$2.51 ₱158

4.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.34 €2.09

$1.59 ₱100

47.17%

Water (0.33 liter bottle)

$1.59 €1.41

$0.53 ₱33.43

200.00%

Local Beer (0.5 liter draught)

$3.04 €2.70

$1.78 ₱112

70.79%

Imported Beer (0.33 liter bottle)

$3.40 €3.03

$2.17 ₱137

56.68%

Milk (1 liter)

$0.99 €0.88

$1.92 ₱121

-48.44%

White Bread (500g)

$1.50 €1.33

$1.36 ₱85.4

10.29%

Rice (white) (1kg)

$1.48 €1.32

$1.01 ₱63.5

46.53%

Eggs

$3.45 €3.07

$2.03 ₱128

69.95%

Local Cheese (1kg)

$15.44 €13.73

$9.86 ₱621

56.59%

Chicken Fillets (1kg)

$7.78 €6.92

$4.39 ₱277

77.22%

Beef Round Steak (1kg)

$14.46 €12.86

$7.60 ₱479

90.26%

Apples (1kg)

$2.05 €1.82

$3.30 ₱208

-37.88%

Banana (1kg)

$1.31 €1.16

$1.39 ₱87.8

-5.76%

Oranges (1kg)

$1.67 €1.48

$2.33 ₱147

-28.33%

Tomato (1kg)

$1.57 €1.40

$1.50 ₱94.3

4.67%

Potato (1kg)

$0.98 €0.87

$2.36 ₱149

-58.47%

Onion (1kg)

$1.80 €1.60

$1.90 ₱119

-5.26%

Lettuce (1 head)

$1.20 €1.07

$1.19 ₱74.9

0.84%

Water (1.5 liter bottle)

$0.67 €0.60

$0.63 ₱39.71

6.35%

Cigarettes 20 Pack (Marlboro, Camel)

$5.74 €5.10

$3.00 ₱189

91.33%

Wine (Bottle)

$6.66 €5.92

$6.03 ₱379

10.45%

Local Beer (0.5 liter bottle)

$1.01 €0.90

$1.23 ₱77.7

-17.89%

Imported Beer (0.33 liter bottle)

$2.28 €2.03

$1.75 ₱110

30.29%

One-way Ticket (Public Transport)

$1.26 €1.12

$0.25 ₱15.86

404.00%

Public Transport Monthly Pass (Regular Price)

$22.69 €20.18

$12.64 ₱796

79.51%

Taxi Start (Normal Tariff)

$1.90 €1.69

$0.77 ₱48.62

146.75%

Taxi (Normal Tariff) (1km)

$1.22 €1.08

$0.23 ₱14.53

430.43%

Taxi 1hour Waiting (Normal Tariff)

$22.02 €19.58

$4.46 ₱281

393.72%

Gasoline (1 liter)

$1.76 €1.57

$1.31 ₱82.8

34.35%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K €31.5K

$21.2K ₱1.3M

66.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.6K €25.4K

$19.1K ₱1.2M

49.27%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$133 €118

$120 ₱7,569

10.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.88 €7.90

$14.00 ₱882

-36.57%

Internet (50+ Mbps, Unlimited Data)

$24.42 €21.72

$27.54 ₱1,734

-11.33%

Gym Membership (Monthly)

$43.88 €39.03

$32.33 ₱2,035

35.73%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$9.67 €8.60

$5.65 ₱356

71.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$299 €266

$275 ₱17.3K

8.72%

International Primary School, 1 Child (Yearly)

$10.0K €8,909

$7,918 ₱498.5K

26.48%

Jeans (Levis 501 Or Similar)

$90.0 €80.0

$49.33 ₱3,106

82.34%

Summer Dress (H&M, Zara, etc)

$16.92 €15.05

$25.24 ₱1,589

-32.96%

Sport Shoes (Adidas, Nike)

$82.9 €73.7

$77.0 ₱4,846

7.65%

Men's Leather Business Shoes

$78.3 €69.7

$57.2 ₱3,601

36.91%

1-bedroom Apartment, City Center (Monthly)

$826 €734

$500 ₱31.5K

65.27%

1-bedroom Apartment, Outside City Center (Monthly)

$882 €785

$309 ₱19.4K

185.62%

3-bedroom Apartment, City Center (Monthly)

$1,079 €960

$1,078 ₱67.9K

0.13%

3-bedroom Apartment, Outside City Center (Monthly)

$858 €763

$615 ₱38.7K

39.40%

Buy Apartment in City Center (m2)

$3,279 €2,917

$2,886 ₱181.7K

13.61%

Buy Apartment Outside City Center (m2)

$3,766 €3,350

$1,917 ₱120.7K

96.51%

Average Monthly Net Salary (After Tax)

$2,177 €1,936

$346 ₱21.8K

529.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.29

7.2

-54.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Cadiz: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Cadiz

$882 50.5%

Cebu

$309 33.6% 65% $573

Groceries & Markets

Cadiz

$248 14.2%

Cebu

$206 22.4% 17% $42

Eating Out

Cadiz

$231 13.2%

Cebu

$88 9.6% 61.8% $143

Monthly Utilities & Internet

Cadiz

$166 9.5%

Cebu

$162 17.6% 2.6% $4.3

Clothing & Footwear

Cadiz

$121 6.9%

Cebu

$94 10.2% 22.1% $27

Sport & Entertainment

Cadiz

$63 3.6%

Cebu

$44 4.8% 31% $20

Getting Around

Cadiz

$36 2%

Cebu

$16 1.7% 56.4% $20

Cost Breakdown

A central one-bedroom costs $826 in Cadiz versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 529% higher in Cadiz, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $49.00 in Cadiz versus $24.00 in Cebu. Monthly groceries follow the same trend: $248 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇪🇸 Cadiz

🇵🇭 Cebu

🕒 Local time

21:52 9:52 PM

03:52 3:52 AM

6 h ahead of Cadiz

🌤 Weather

👥 Population

111,811

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Cadiz Cebu 12,660 km ≈ 16 h nonstop flight

From you

Cadiz
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Cadiz vs Cebu: Cost of Living - Frequently Asked Questions

Cadiz costs about 90% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $2,621 per month in Cadiz and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 21% more in Cadiz, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $49.00 in Cadiz and $24.00 in Cebu. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Cadiz at $1,747. In Cebu it covers expenses comfortably, while in Cadiz it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cebu costs $918 versus $1,747 in Cadiz. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Cadiz makes more sense. Both are solid long-term options with distinct trade-offs.