Last update: Oct 2026

Cost of Living Comparison Between Budapest and Naga

For one person, living is cheaper in Naga: $558 a month against $1,619 in Budapest, rent and utilities included – about $12,700 less a year. Rent and utilities account for most of the difference.

79

Cost of Living Index in Budapest
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Budapest Living Index
38

Cost of Living Index in Naga
Learn more

Naga Living Index

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Budapest

🇭🇺 Hungary

$1,619

/mo nomad

Naga

🇵🇭 Philippines

$558

/mo nomad

Monthly Cost of Living

How much you'll spend in Budapest and in Naga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Budapest and in Naga actually costs, broken down by who's living it.

A single person spends $1,619 per month in Budapest vs $558 in Naga, rent included.

Budapest $1,619
Naga $558

A couple spends around $2,524 per month in Budapest vs $852 in Naga, rent included.

Budapest $2,524
Naga $852

A family of three spends $3,429 per month in Budapest vs $1,147 in Naga, rent included.

Budapest $3,429
Naga $1,147

Budapest costs about 190% more than Naga, and outside of rent the biggest gap is in clothing.

Budapest sits 20% above the global median, while Naga is 59% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.94 Ft 4,503

$5.26 ₱331

165.02%

Three-Course Dinner for Two, Mid-Range

$61.2 Ft 19.8K

$13.42 ₱845

356.18%

Fast Food Meal (McDonalds, etc)

$10.19 Ft 3,291

$2.70 ₱170

277.41%

Cappuccino

$3.26 Ft 1,055

$2.67 ₱168

22.10%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.14 Ft 690

$0.71 ₱44.50

201.41%

Water (0.33 liter bottle)

$1.78 Ft 577

$0.25 ₱15.80

612.00%

Local Beer (0.5 liter draught)

$3.71 Ft 1,198

$1.32 ₱83.3

181.06%

Imported Beer (0.33 liter bottle)

$3.77 Ft 1,217

$3.14 ₱197

20.06%

Milk (1 liter)

$1.15 Ft 371

$1.95 ₱123

-41.03%

White Bread (500g)

$1.79 Ft 578

$0.85 ₱53.3

110.59%

Rice (white) (1kg)

$2.49 Ft 804

$0.82 ₱51.7

203.66%

Eggs

$3.90 Ft 1,261

$1.70 ₱107

129.41%

Local Cheese (1kg)

$11.10 Ft 3,587

$10.19 ₱642

8.93%

Chicken Fillets (1kg)

$6.62 Ft 2,139

$4.07 ₱256

62.65%

Beef Round Steak (1kg)

$14.69 Ft 4,745

$6.99 ₱440

110.16%

Apples (1kg)

$1.83 Ft 591

$1.98 ₱125

-7.58%

Banana (1kg)

$2.05 Ft 661

$1.63 ₱102

25.77%

Oranges (1kg)

$2.37 Ft 765

$2.44 ₱154

-2.87%

Tomato (1kg)

$3.90 Ft 1,260

$2.43 ₱153

60.49%

Potato (1kg)

$0.99 Ft 320

$2.57 ₱162

-61.48%

Onion (1kg)

$1.00 Ft 322

$2.22 ₱140

-54.95%

Lettuce (1 head)

$1.58 Ft 511

$4.76 ₱300

-66.81%

Water (1.5 liter bottle)

$0.67 Ft 216

$0.62 ₱39.28

8.06%

Cigarettes 20 Pack (Marlboro, Camel)

$7.96 Ft 2,572

$2.89 ₱182

175.43%

Wine (Bottle)

$6.22 Ft 2,009

$3.77 ₱237

64.99%

Local Beer (0.5 liter bottle)

$1.27 Ft 411

$1.61 ₱101

-21.12%

Imported Beer (0.33 liter bottle)

$2.03 Ft 654

One-way Ticket (Public Transport)

$1.52 Ft 490

Public Transport Monthly Pass (Regular Price)

$28.02 Ft 9,053

Taxi Start (Normal Tariff)

$3.31 Ft 1,070

$0.57 ₱36.08

480.70%

Taxi (Normal Tariff) (1km)

$1.37 Ft 442

Taxi 1hour Waiting (Normal Tariff)

$19.83 Ft 6,406

Gasoline (1 liter)

$1.82 Ft 589

$1.26 ₱79.4

44.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.8K Ft 9.6M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.8K Ft 10.9M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$171 Ft 55.3K

$99.1 ₱6,242

72.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.51 Ft 7,596

$23.41 ₱1,474

0.43%

Internet (50+ Mbps, Unlimited Data)

$23.29 Ft 7,526

$26.23 ₱1,651

-11.21%

Gym Membership (Monthly)

$67.5 Ft 21.8K

$8.07 ₱508

736.80%

Tennis Court (1 Hour on Weekend)

$18.89 Ft 6,104

Cinema Ticket

$9.30 Ft 3,004

$4.80 ₱302

93.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$533 Ft 172.3K

International Primary School, 1 Child (Yearly)

$16.8K Ft 5.4M

$8,052 ₱507.0K

108.11%

Jeans (Levis 501 Or Similar)

$99.6 Ft 32.2K

Summer Dress (H&M, Zara, etc)

$43.49 Ft 14.0K

Sport Shoes (Adidas, Nike)

$110 Ft 35.7K

Men's Leather Business Shoes

$119 Ft 38.4K

1-bedroom Apartment, City Center (Monthly)

$830 Ft 268.3K

$158 ₱9,919

427.12%

1-bedroom Apartment, Outside City Center (Monthly)

$622 Ft 200.9K

$85.9 ₱5,411

623.68%

3-bedroom Apartment, City Center (Monthly)

$1,594 Ft 514.9K

$251 ₱15.8K

534.45%

3-bedroom Apartment, Outside City Center (Monthly)

$1,170 Ft 378.1K

$194 ₱12.2K

504.26%

Buy Apartment in City Center (m2)

$5,832 Ft 1.9M

Buy Apartment Outside City Center (m2)

$3,889 Ft 1.3M

Average Monthly Net Salary (After Tax)

$1,651 Ft 533.4K

$145 ₱9,126

1039.10%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.45

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Budapest: October 13, 2026

Last update for Naga: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Budapest

$622 38.4%

Naga

$86 15.4% 86.2% $536

Groceries & Markets

Budapest

$258 15.9%

Naga

$206 * 36.9% 20.2% $52

Eating Out

Budapest

$223 13.8%

Naga

$99 17.7% 55.6% $124

Monthly Utilities & Internet

Budapest

$218 13.5%

Naga

$149 26.7% 31.7% $69

Clothing & Footwear

Budapest

$168 10.4%

Naga

- * 0% 100%

Sport & Entertainment

Budapest

$86 5.3%

Naga

$18 3.2% 79.5% $68

Getting Around

Budapest

$44 2.7%

Naga

$0.6 * 0.1% 98.7% $44

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $830 in Budapest versus $158 in Naga. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1039% higher in Budapest, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Budapest versus $13.00 in Naga. Monthly groceries follow the same trend: $258 vs $206 – making Naga the more affordable choice for daily food spending.

Good to know

🇭🇺 Budapest

🇵🇭 Naga

🕒 Local time

16:24 4:24 PM

22:24 10:24 PM

6 h ahead of Budapest

🌤 Weather

👥 Population

1,686,222 Capital

115,750

💱 Currency

Hungarian Forint HUF Ft

Philippine Peso PHP ₱

📈 Exchange rate

1,000 HUF = 3.1 USD

1,000 HUF = 2.75 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to HUF – Hungarian Forint Converter

🇺🇸 United States Dollar ($)

🇭🇺 Hungarian Forint (Ft)

Hungarian Forint exchange rates as of October 19, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to HUF in detail →

On the map

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Between locations

Budapest Naga 9,920 km ≈ 13 h nonstop flight

From you

Budapest
Naga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Budapest vs Naga: Cost of Living - Frequently Asked Questions

Yes – Budapest is pricier by about 190%, and outside of rent the gap shows up most in clothing.

For a comfortable life, plan on about $2,428 per month in Budapest and $837 in Naga. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Naga, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 25% more in Budapest, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $61.0 in Budapest and $13.00 in Naga. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Naga, where all-in costs run around $558, than in Budapest at $1,619. In Naga it covers expenses comfortably, while in Budapest it requires careful planning or may not stretch far enough.

Families tend to lean toward Naga – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Naga. If higher salaries, better infrastructure, or specific career opportunities are the priority, Budapest makes more sense. Both are solid long-term options with distinct trade-offs.