Last update: Oct 2026

Cost of Living Comparison Between Budapest and Cagayan de Oro City

For one person, living is cheaper in Cagayan de Oro City: $771 a month against $1,619 in Budapest, rent and utilities included – about $10,200 less a year. Rent and utilities account for about half of the difference.

Budapest
🇭🇺 Hungary
$1,619
/mo nomad
Cagayan de Oro City
🇵🇭 Philippines
$771
/mo nomad
Monthly Cost of Living

How much you'll spend in Budapest and in Cagayan de Oro City

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Budapest and in Cagayan de Oro City actually costs, broken down by who's living it.

A single person spends $1,619 per month in Budapest vs $771 in Cagayan de Oro City, rent included.

  • Budapest $1,619
  • Cagayan de Oro City $771

A couple spends around $2,524 per month in Budapest vs $1,141 in Cagayan de Oro City, rent included.

  • Budapest $2,524
  • Cagayan de Oro City $1,141

A family of three spends $3,429 per month in Budapest vs $1,511 in Cagayan de Oro City, rent included.

  • Budapest $3,429
  • Cagayan de Oro City $1,511

Budapest costs about 110% more than Cagayan de Oro City, and outside of rent the biggest gap is in eating out.

Budapest sits 20% above the global median, while Cagayan de Oro City is 43% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
Budapest
Cagayan de Oro City
Difference
Meal at Budget Restaurant
$13.94 Ft 4,503
$3.68 ₱231
278.80%
Three-Course Dinner for Two, Mid-Range
$61.2 Ft 19.8K
$12.80 ₱806
378.28%
Fast Food Meal (McDonalds, etc)
$10.19 Ft 3,291
$3.05 ₱192
234.10%
Cappuccino
$3.26 Ft 1,055
$2.33 ₱147
39.91%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.14 Ft 690
$0.76 ₱47.91
181.58%
Water (0.33 liter bottle)
$1.78 Ft 577
$0.64 ₱39.98
178.13%
Local Beer (0.5 liter draught)
$3.71 Ft 1,198
$1.38 ₱86.9
168.84%
Imported Beer (0.33 liter bottle)
$3.77 Ft 1,217
$1.98 ₱124
90.40%
🛒 Groceries & Markets
Budapest
Cagayan de Oro City
Difference
Milk (1 liter)
$1.15 Ft 371
$1.48 ₱93.4
-22.30%
White Bread (500g)
$1.79 Ft 578
$0.89 ₱56.2
101.12%
Rice (white) (1kg)
$2.49 Ft 804
$0.92 ₱58.0
170.65%
Eggs
$3.90 Ft 1,261
$2.17 ₱137
79.72%
Local Cheese (1kg)
$11.10 Ft 3,587
$8.67 ₱546
28.03%
Chicken Fillets (1kg)
$6.62 Ft 2,139
$3.29 ₱207
101.22%
Beef Round Steak (1kg)
$14.69 Ft 4,745
$5.76 ₱363
155.03%
Apples (1kg)
$1.83 Ft 591
$2.05 ₱129
-10.73%
Banana (1kg)
$2.05 Ft 661
$1.08 ₱68.3
89.81%
Oranges (1kg)
$2.37 Ft 765
$2.38 ₱150
-0.42%
Tomato (1kg)
$3.90 Ft 1,260
$1.14 ₱71.9
242.11%
Potato (1kg)
$0.99 Ft 320
$1.92 ₱121
-48.44%
Onion (1kg)
$1.00 Ft 322
$2.53 ₱159
-60.47%
Lettuce (1 head)
$1.58 Ft 511
$0.76 ₱47.87
107.89%
Water (1.5 liter bottle)
$0.67 Ft 216
$0.48 ₱30.30
39.58%
Cigarettes 20 Pack (Marlboro, Camel)
$7.96 Ft 2,572
$3.02 ₱190
163.58%
Wine (Bottle)
$6.22 Ft 2,009
$3.97 ₱250
56.68%
Local Beer (0.5 liter bottle)
$1.27 Ft 411
$1.22 ₱77.0
4.10%
Imported Beer (0.33 liter bottle)
$2.03 Ft 654
$1.93 ₱122
5.18%
🚌 Getting Around
Budapest
Cagayan de Oro City
Difference
One-way Ticket (Public Transport)
$1.52 Ft 490
$0.41 ₱25.99
270.73%
Public Transport Monthly Pass (Regular Price)
$28.02 Ft 9,053
$9.84 ₱620
184.76%
Taxi Start (Normal Tariff)
$3.31 Ft 1,070
$0.63 ₱39.57
425.40%
Taxi (Normal Tariff) (1km)
$1.37 Ft 442
$0.21 ₱13.18
552.38%
Taxi 1hour Waiting (Normal Tariff)
$19.83 Ft 6,406
$1.94 ₱122
922.16%
Gasoline (1 liter)
$1.82 Ft 589
$1.08 ₱67.8
68.52%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.8K Ft 9.6M
$21.1K ₱1.3M
40.91%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$33.8K Ft 10.9M
$18.9K ₱1.2M
78.96%
🧾 Monthly Utilities & Internet
Budapest
Cagayan de Oro City
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$171 Ft 55.3K
$137 ₱8,600
25.27%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$23.51 Ft 7,596
$22.77 ₱1,433
3.25%
Internet (50+ Mbps, Unlimited Data)
$23.29 Ft 7,526
$30.51 ₱1,921
-23.66%
🎉 Sport & Entertainment
Budapest
Cagayan de Oro City
Difference
Gym Membership (Monthly)
$67.5 Ft 21.8K
$20.70 ₱1,303
226.23%
Tennis Court (1 Hour on Weekend)
$18.89 Ft 6,104
$2.87 ₱181
558.19%
Cinema Ticket
$9.30 Ft 3,004
$4.55 ₱286
104.40%
🧸 Childcare & Education
Budapest
Cagayan de Oro City
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$533 Ft 172.3K
$66.4 ₱4,181
703.07%
International Primary School, 1 Child (Yearly)
$16.8K Ft 5.4M
$2,257 ₱142.1K
642.39%
👕👟 Clothing & Footwear
Budapest
Cagayan de Oro City
Difference
Jeans (Levis 501 Or Similar)
$99.6 Ft 32.2K
$31.71 ₱1,997
214.13%
Summer Dress (H&M, Zara, etc)
$43.49 Ft 14.0K
$13.08 ₱824
232.49%
Sport Shoes (Adidas, Nike)
$110 Ft 35.7K
$52.4 ₱3,300
110.53%
Men's Leather Business Shoes
$119 Ft 38.4K
$39.65 ₱2,496
200.05%
🏠 Accommodation & Living
Budapest
Cagayan de Oro City
Difference
1-bedroom Apartment, City Center (Monthly)
$830 Ft 268.3K
$377 ₱23.8K
120.04%
1-bedroom Apartment, Outside City Center (Monthly)
$622 Ft 200.9K
$229 ₱14.4K
172.14%
3-bedroom Apartment, City Center (Monthly)
$1,594 Ft 514.9K
$693 ₱43.7K
129.81%
3-bedroom Apartment, Outside City Center (Monthly)
$1,170 Ft 378.1K
$452 ₱28.5K
158.89%
Buy Apartment in City Center (m2)
$5,832 Ft 1.9M
$1,604 ₱101.0K
263.65%
Buy Apartment Outside City Center (m2)
$3,889 Ft 1.3M
$951 ₱59.9K
308.95%
💵 Salaries & Financials
Budapest
Cagayan de Oro City
Difference
Average Monthly Net Salary (After Tax)
$1,651 Ft 533.4K
$302 ₱19.0K
446.14%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.45
6.75
-4.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Budapest: October 13, 2026

Last update for Cagayan de Oro City: October 13, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Budapest
$622
Cagayan de Oro City
$229 63.3% $393
Groceries & Markets
Budapest
$258
Cagayan de Oro City
$165 35.9% $93
Eating Out
Budapest
$223
Cagayan de Oro City
$83 62.8% $140
Monthly Utilities & Internet
Budapest
$218
Cagayan de Oro City
$190 12.9% $28
Clothing & Footwear
Budapest
$168
Cagayan de Oro City
$62 63.2% $106
Sport & Entertainment
Budapest
$86
Cagayan de Oro City
$30 65.4% $56
Getting Around
Budapest
$44
Cagayan de Oro City
$13 70.2% $31

Cost Breakdown

A central one-bedroom costs $830 in Budapest versus $377 in Cagayan de Oro City. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 446% higher in Budapest, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $61.0 in Budapest versus $13.00 in Cagayan de Oro City. Monthly groceries follow the same trend: $258 vs $165 – making Cagayan de Oro City the more affordable choice for daily food spending.

Good to know
🇭🇺 Budapest
🇵🇭 Cagayan de Oro City
🕒 Local time
23:11 11:11 PM
05:11 5:11 AM
6 h ahead of Budapest
🌤 Weather
👥 Population
1,686,222 Capital
728,402
💱 Currency
Exchange rates and currency converter

PHP, USD, EUR to HUF – Hungarian Forint Converter

Hungarian Forint exchange rates as of October 17, 2026: 1 USD = 323 HUF (1,000 HUF = 3.1 USD). 1 EUR = 363 HUF (1,000 HUF = 2.75 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Budapest Cagayan de Oro City 10,460 km ≈ 14 h nonstop flight
From you
  • Budapest
  • Cagayan de Oro City

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Budapest vs Cagayan de Oro City: Cost of Living - Frequently Asked Questions
Is Cagayan de Oro City cheaper than Budapest?
Yes – Budapest is pricier by about 110%, and outside of rent the gap shows up most in eating out.
What income do you need for each city?
For a comfortable life, plan on about $2,428 per month in Budapest and $1,157 in Cagayan de Oro City. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Which city has lower housing costs?
Rent is clearly cheaper in Cagayan de Oro City, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper public transport?
Public transport costs about 185% less in Cagayan de Oro City. For daily commuters, that gap adds up to noticeable savings over a year.
Which city has cheaper kindergarten?
Kindergarten costs $533 per month in Budapest and $66.4 in Cagayan de Oro City. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Is $2,000 a realistic budget for living in Budapest or in Cagayan de Oro City?
A $2,000 monthly budget goes further in Cagayan de Oro City, where all-in costs run around $771, than in Budapest at $1,619. In Cagayan de Oro City it covers expenses comfortably, while in Budapest it requires careful planning or may not stretch far enough.
Is Budapest or Cagayan de Oro City more family-friendly?
Families tend to lean toward Cagayan de Oro City – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is safer, Budapest or Cagayan de Oro City?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Which city is the better choice to relocate to?
If budget matters most, go with Cagayan de Oro City. If higher salaries, better infrastructure, or specific career opportunities are the priority, Budapest makes more sense. Both are solid long-term options with distinct trade-offs.

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