Last update: Oct 2026

Cost of Living Comparison Between Bronx, NY and Chicago, IL

For one person, living is cheaper in Chicago, IL: $3,185 a month against $4,216 in Bronx, NY, rent and utilities included – about $12,400 less a year. Rent and utilities account for most of the difference.

Bronx, NY
🇺🇸 United States
$4,216
/mo nomad
Chicago, IL
🇺🇸 United States
$3,185
/mo nomad
Monthly Cost of Living

How much you'll spend in Bronx, NY and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bronx, NY and in Chicago, IL actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,216 in Bronx, NY versus $3,185 in Chicago, IL.

  • Bronx, NY $4,216
  • Chicago, IL $3,185

Estimated couple costs with rent: $5,493 in Bronx, NY versus $4,631 in Chicago, IL.

  • Bronx, NY $5,493
  • Chicago, IL $4,631

Monthly costs for a family of three with rent: $6,771 in Bronx, NY versus $6,077 in Chicago, IL.

  • Bronx, NY $6,771
  • Chicago, IL $6,077

Living in Bronx, NY is roughly 32% more expensive than in Chicago, IL, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Bronx, NY 212% above, Chicago, IL 136% above.

Currency
🍽 Eating Out
Bronx, NY
Chicago, IL
Difference
Meal at Budget Restaurant
$21.65 $21.65
$21.58 $21.58
0.32%
Three-Course Dinner for Two, Mid-Range
$59.8 $59.8
$88.7 $88.7
-32.53%
Fast Food Meal (McDonalds, etc)
$11.79 $11.79
$13.20 $13.20
-10.68%
Cappuccino
$3.42 $3.42
$5.59 $5.59
-38.82%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.62 $2.62
$2.63 $2.63
-0.38%
Water (0.33 liter bottle)
$1.22 $1.22
$2.26 $2.26
-46.02%
Local Beer (0.5 liter draught)
$6.44 $6.44
$7.11 $7.11
-9.42%
Imported Beer (0.33 liter bottle)
$6.17 $6.17
$9.23 $9.23
-33.15%
🛒 Groceries & Markets
Bronx, NY
Chicago, IL
Difference
Milk (1 liter)
$1.06 $1.06
$1.28 $1.28
-17.19%
White Bread (500g)
$3.58 $3.58
$3.84 $3.84
-6.77%
Rice (white) (1kg)
$5.69 $5.69
$5.07 $5.07
12.23%
Eggs
$4.58 $4.58
$4.84 $4.84
-5.37%
Local Cheese (1kg)
$13.10 $13.10
$14.17 $14.17
-7.55%
Chicken Fillets (1kg)
$16.87 $16.87
$14.61 $14.61
15.47%
Beef Round Steak (1kg)
$16.30 $16.30
$18.76 $18.76
-13.11%
Apples (1kg)
$3.80 $3.80
$5.19 $5.19
-26.78%
Banana (1kg)
$1.93 $1.93
$2.00 $2.00
-3.50%
Oranges (1kg)
$5.67 $5.67
$4.00 $4.00
41.75%
Tomato (1kg)
$6.05 $6.05
$4.98 $4.98
21.49%
Potato (1kg)
$3.41 $3.41
$2.79 $2.79
22.22%
Onion (1kg)
$3.25 $3.25
$2.65 $2.65
22.64%
Lettuce (1 head)
$2.35 $2.35
$2.13 $2.13
10.33%
Water (1.5 liter bottle)
$2.05 $2.05
$3.09 $3.09
-33.66%
Cigarettes 20 Pack (Marlboro, Camel)
$13.77 $13.77
$16.05 $16.05
-14.21%
Wine (Bottle)
$17.87 $17.87
$15.20 $15.20
17.57%
Local Beer (0.5 liter bottle)
$2.55 $2.55
$2.62 $2.62
-2.67%
Imported Beer (0.33 liter bottle)
$3.93 $3.93
$3.46 $3.46
13.58%
🚌 Getting Around
Bronx, NY
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.96 $2.96
$2.47 $2.47
19.84%
Public Transport Monthly Pass (Regular Price)
$144 $144
$75.1 $75.1
91.16%
Taxi Start (Normal Tariff)
$2.72 $2.72
$3.21 $3.21
-15.26%
Taxi (Normal Tariff) (1km)
$3.78 $3.78
$1.39 $1.39
171.94%
Taxi 1hour Waiting (Normal Tariff)
$49.06 $49.06
$25.02 $25.02
96.08%
Gasoline (1 liter)
$1.03 $1.03
$1.24 $1.24
-16.94%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$27.9K $27.9K
$37.2K $37.2K
-25.04%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.0K $26.0K
$25.8K $25.8K
0.58%
🧾 Monthly Utilities & Internet
Bronx, NY
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$270 $270
$192 $192
40.45%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$48.18 $48.18
$67.8 $67.8
-28.96%
Internet (50+ Mbps, Unlimited Data)
$58.4 $58.4
$60.9 $60.9
-4.09%
🎉 Sport & Entertainment
Bronx, NY
Chicago, IL
Difference
Gym Membership (Monthly)
$64.0 $64.0
$53.6 $53.6
19.41%
Tennis Court (1 Hour on Weekend)
$69.8 $69.8
$27.90 $27.90
150.07%
Cinema Ticket
$13.51 $13.51
$17.80 $17.80
-24.10%
🧸 Childcare & Education
Bronx, NY
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$2,740 $2,740
$1,554 $1,554
76.30%
International Primary School, 1 Child (Yearly)
$54.0K $54.0K
$31.4K $31.4K
72.00%
👕👟 Clothing & Footwear
Bronx, NY
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$110 $110
$67.9 $67.9
62.11%
Summer Dress (H&M, Zara, etc)
$50.4 $50.4
$50.8 $50.8
-0.75%
Sport Shoes (Adidas, Nike)
$118 $118
$101 $101
16.19%
Men's Leather Business Shoes
$132 $132
$143 $143
-8.10%
🏠 Accommodation & Living
Bronx, NY
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$2,577 $2,577
$2,383 $2,383
8.14%
1-bedroom Apartment, Outside City Center (Monthly)
$2,627 $2,627
$1,712 $1,712
53.45%
3-bedroom Apartment, City Center (Monthly)
$4,546 $4,546
$4,674 $4,674
-2.73%
3-bedroom Apartment, Outside City Center (Monthly)
$3,368 $3,368
$2,738 $2,738
23.01%
Buy Apartment in City Center (m2)
$7,044 $7,044
$4,158 $4,158
69.43%
Buy Apartment Outside City Center (m2)
$5,790 $5,790
$2,691 $2,691
115.19%
💵 Salaries & Financials
Bronx, NY
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,432 $4,432
$4,894 $4,894
-9.45%
20-Year Fixed Mortgage Interest Rate (Annual %)
7.01
6.77
3.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bronx, NY: October 10, 2026

Last update for Chicago, IL: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bronx, NY
$2.6K
Chicago, IL
$1.7K 34.8% $915
Groceries & Markets
Bronx, NY
$451
Chicago, IL
$451 0.2% $0.7
Monthly Utilities & Internet
Bronx, NY
$377
Chicago, IL
$321 14.8% $56
Eating Out
Bronx, NY
$309
Chicago, IL
$353 14.1% $44
Clothing & Footwear
Bronx, NY
$184
Chicago, IL
$164 11.4% $21
Getting Around
Bronx, NY
$177
Chicago, IL
$95 46.3% $82
Sport & Entertainment
Bronx, NY
$91
Chicago, IL
$89 2% $1.8

Cost Breakdown

A one-bedroom apartment in the center runs $2,577 in Bronx, NY and $2,383 in Chicago, IL. Housing cost is often the main lever when comparing two cities.

Chicago, IL pays 10% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $60.0 in Bronx, NY vs $89.0 in Chicago, IL for a mid-range dinner for two. Groceries echo the gap at $451 vs $451 per month, with Bronx, NY cheaper across the board.

Good to know
🇺🇸 Bronx, NY
🇺🇸 Chicago, IL
🕒 Local time
02:20 2:20 AM
01:20 1:20 AM
1 h behind Bronx, NY
🌤 Weather
👥 Population
1,385,108
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Bronx, NY Chicago, IL 1,150 km ≈ 2 h nonstop flight
From you
  • Bronx, NY
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bronx, NY vs Chicago, IL: Cost of Living - Frequently Asked Questions
Which city is more expensive, Bronx, NY or Chicago, IL?
Chicago, IL wins on cost – living expenses run 32% lower than in Bronx, NY. Housing and daily spending are where you'll feel the difference most, making Chicago, IL the obvious pick if budget is a priority.
Are salaries higher in Bronx, NY or in Chicago, IL?
On paper, salaries run 10% lower in Chicago, IL. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Bronx, NY compared to Chicago, IL?
Rent for a central apartment: $2,577 in Bronx, NY versus $2,383 in Chicago, IL. Housing is usually the single largest factor when comparing overall living costs between the two.
How expensive is transport in Bronx, NY compared to Chicago, IL?
A monthly transit pass in Chicago, IL runs roughly 91% less than in Bronx, NY. Both cities have functional networks, but the price difference matters if you're watching your budget.
How do childcare costs compare in Bronx, NY and in Chicago, IL?
Childcare runs $2,740 in Bronx, NY versus $1,554 in Chicago, IL. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Can you live on $3,000/month in Bronx, NY or in Chicago, IL?
Both cities are expensive relative to $3,000. Chicago, IL is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.
Which city is better for digital nomads, Bronx, NY or Chicago, IL?
Both work as nomad bases, but Chicago, IL delivers better value – similar infrastructure at $3,185 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Chicago, IL hard to pass up.
Which city is more affordable for expats?
Expats usually find Chicago, IL gentler on the wallet – expenses run 32% less than in Bronx, NY. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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