Cost of Living Comparison Between Brainerd, MN and Austin, TX Cost of Living Comparison Between Brainerd, MN and Austin, TX

Monthly Cost of Living

Monthly costs for one person with rent: $2,298 in Brainerd, MN versus $2,706 in Austin, TX.

Estimated couple costs with rent: $3,068 in Brainerd, MN versus $4,169 in Austin, TX.

Monthly costs for a family of three with rent: $3,839 in Brainerd, MN versus $5,633 in Austin, TX.

Living in Brainerd, MN costs roughly 15% less than in Austin, TX, driven mainly by Eating Out.

Both cities are pricier than the global median: Brainerd, MN 72% above, Austin, TX 103% above.

Meal at Budget Restaurant

$13.86 $13.86

$19.70 $19.70

-29.64%

Three-Course Dinner for Two, Mid-Range

$64.8 $64.8

$76.0 $76.0

-14.83%

Fast Food Meal (McDonalds, etc)

$10.12 $10.12

$9.86 $9.86

2.64%

Cappuccino

$1.87 $1.87

$5.48 $5.48

-65.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.25 $2.25

$2.65 $2.65

-15.09%

Water (0.33 liter bottle)

$1.91 $1.91

$2.09 $2.09

-8.61%

Local Beer (0.5 liter draught)

$5.97 $5.97

$6.09 $6.09

-1.97%

Imported Beer (0.33 liter bottle)

$6.03 $6.03

$8.15 $8.15

-26.01%

Milk (1 liter)

$1.04 $1.04

$1.10 $1.10

-5.45%

White Bread (500g)

$3.34 $3.34

$3.39 $3.39

-1.47%

Rice (white) (1kg)

$3.90 $3.90

$3.38 $3.38

15.38%

Eggs

$2.53 $2.53

$4.39 $4.39

-42.37%

Local Cheese (1kg)

$9.60 $9.60

$12.10 $12.10

-20.66%

Chicken Fillets (1kg)

$8.14 $8.14

$10.84 $10.84

-24.91%

Beef Round Steak (1kg)

$12.47 $12.47

$14.68 $14.68

-15.05%

Apples (1kg)

$4.98 $4.98

$4.96 $4.96

0.40%

Banana (1kg)

$1.20 $1.20

$1.51 $1.51

-20.53%

Oranges (1kg)

$5.90 $5.90

$4.40 $4.40

34.09%

Tomato (1kg)

$5.13 $5.13

$4.10 $4.10

25.12%

Potato (1kg)

$3.88 $3.88

$2.81 $2.81

38.08%

Onion (1kg)

$3.69 $3.69

$2.87 $2.87

28.57%

Lettuce (1 head)

$1.97 $1.97

$1.95 $1.95

1.03%

Water (1.5 liter bottle)

$1.97 $1.97

$2.18 $2.18

-9.63%

Cigarettes 20 Pack (Marlboro, Camel)

$10.68 $10.68

$8.99 $8.99

18.80%

Wine (Bottle)

$12.16 $12.16

$15.11 $15.11

-19.52%

Local Beer (0.5 liter bottle)

$1.71 $1.71

$2.33 $2.33

-26.61%

Imported Beer (0.33 liter bottle)

$4.57 $4.57

$3.43 $3.43

33.24%

One-way Ticket (Public Transport)

$1.94 $1.94

$1.54 $1.54

25.97%

Public Transport Monthly Pass (Regular Price)

$40.11 $40.11

$44.15 $44.15

-9.15%

Taxi Start (Normal Tariff)

$2.98 $2.98

$4.41 $4.41

-32.43%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$1.83 $1.83

-25.68%

Taxi 1hour Waiting (Normal Tariff)

$28.83 $28.83

$34.65 $34.65

-16.80%

Gasoline (1 liter)

$0.82 $0.82

$0.78 $0.78

5.13%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.1K $35.1K

$26.0K $26.0K

35.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K $25.1K

$25.9K $25.9K

-3.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$175 $175

24.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$45.31 $45.31

$59.7 $59.7

-24.12%

Internet (50+ Mbps, Unlimited Data)

$60.9 $60.9

$65.5 $65.5

-7.01%

Gym Membership (Monthly)

$42.23 $42.23

$61.3 $61.3

-31.08%

Tennis Court (1 Hour on Weekend)

$9.89 $9.89

Cinema Ticket

$9.24 $9.24

$14.76 $14.76

-37.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,188 $1,188

$1,372 $1,372

-13.42%

International Primary School, 1 Child (Yearly)

$30.4K $30.4K

$22.2K $22.2K

37.03%

Jeans (Levis 501 Or Similar)

$39.35 $39.35

$56.5 $56.5

-30.38%

Summer Dress (H&M, Zara, etc)

$41.64 $41.64

$45.29 $45.29

-8.06%

Sport Shoes (Adidas, Nike)

$59.1 $59.1

$85.0 $85.0

-30.45%

Men's Leather Business Shoes

$64.2 $64.2

$118 $118

-45.74%

1-bedroom Apartment, City Center (Monthly)

$1,604 $1,604

$2,201 $2,201

-27.12%

1-bedroom Apartment, Outside City Center (Monthly)

$1,186 $1,186

$1,403 $1,403

-15.49%

3-bedroom Apartment, City Center (Monthly)

$2,615 $2,615

$3,815 $3,815

-31.46%

3-bedroom Apartment, Outside City Center (Monthly)

$1,522 $1,522

$2,680 $2,680

-43.22%

Buy Apartment in City Center (m2)

$2,424 $2,424

$7,133 $7,133

-66.02%

Buy Apartment Outside City Center (m2)

$2,400 $2,400

$3,078 $3,078

-22.02%

Average Monthly Net Salary (After Tax)

$5,110 $5,110

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.45

-0.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Brainerd, MN: July 13, 2026

Last update for Austin, TX: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,604 in Brainerd, MN and $2,201 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $65.0 in Brainerd, MN vs $76.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $350 vs $379 per month, with Brainerd, MN cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Brainerd, MN vs Austin, TX: Cost of Living - Frequently Asked Questions

Brainerd, MN wins on cost – living expenses run 18% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Brainerd, MN the obvious pick if budget is a priority.

You'd need roughly $3,446 in Brainerd, MN and $4,059 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,604 in Brainerd, MN versus $2,201 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,298 per month in Brainerd, MN versus $2,706 in Austin, TX – a 18% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Brainerd, MN runs roughly 10% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $2,298 in Brainerd, MN versus $2,706 in Austin, TX, a $2,000 budget is realistic in Brainerd, MN but tight or insufficient in Austin, TX. The gap between the two cities makes Brainerd, MN the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Brainerd, MN gentler on the wallet – expenses run 18% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.