Last update: Oct 2026

Cost of Living Comparison Between Boulder, CO and Bergen County, NJ

For one person, living is cheaper in Boulder, CO: $3,303 a month against $4,277 in Bergen County, NJ, rent and utilities included – about $11,700 less a year. Rent and utilities account for most of the difference.

159

Cost of Living Index in Boulder, CO
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Boulder, CO Living Index
206

Cost of Living Index in Bergen County, NJ
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Bergen County, NJ Living Index

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Boulder, CO

🇺🇸 United States

$3,303

/mo nomad

Bergen County, NJ

🇺🇸 United States

$4,277

/mo nomad

Monthly Cost of Living

How much you'll spend in Boulder, CO and in Bergen County, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Boulder, CO and in Bergen County, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,303 in Boulder, CO versus $4,277 in Bergen County, NJ.

Boulder, CO $3,303
Bergen County, NJ $4,277

Estimated couple costs with rent: $4,905 in Boulder, CO versus $5,463 in Bergen County, NJ.

Boulder, CO $4,905
Bergen County, NJ $5,463

Monthly costs for a family of three with rent: $6,508 in Boulder, CO versus $6,649 in Bergen County, NJ.

Boulder, CO $6,508
Bergen County, NJ $6,649

Living in Boulder, CO costs roughly 23% less than in Bergen County, NJ, and outside of rent the biggest gap is in transport.

Both cities are pricier than the global median: Boulder, CO 144% above, Bergen County, NJ 216% above.

Meal at Budget Restaurant

$20.17 $20.17

$23.75 $23.75

-15.07%

Three-Course Dinner for Two, Mid-Range

$79.1 $79.1

$89.0 $89.0

-11.20%

Fast Food Meal (McDonalds, etc)

$14.98 $14.98

$12.99 $12.99

15.32%

Cappuccino

$5.74 $5.74

$5.17 $5.17

11.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.53 $3.53

$2.89 $2.89

22.15%

Water (0.33 liter bottle)

$2.93 $2.93

$2.27 $2.27

29.07%

Local Beer (0.5 liter draught)

$6.87 $6.87

$7.80 $7.80

-11.92%

Imported Beer (0.33 liter bottle)

$7.91 $7.91

$7.83 $7.83

1.02%

Milk (1 liter)

$1.23 $1.23

$1.50 $1.50

-18.00%

White Bread (500g)

$5.50 $5.50

$4.27 $4.27

28.81%

Rice (white) (1kg)

$6.70 $6.70

$7.38 $7.38

-9.21%

Eggs

$5.48 $5.48

$5.22 $5.22

4.98%

Local Cheese (1kg)

$11.77 $11.77

$12.38 $12.38

-4.93%

Chicken Fillets (1kg)

$11.23 $11.23

$12.51 $12.51

-10.23%

Beef Round Steak (1kg)

$17.36 $17.36

$17.92 $17.92

-3.13%

Apples (1kg)

$5.81 $5.81

$5.45 $5.45

6.61%

Banana (1kg)

$1.44 $1.44

$1.52 $1.52

-5.26%

Oranges (1kg)

$6.08 $6.08

$5.54 $5.54

9.75%

Tomato (1kg)

$6.06 $6.06

$5.74 $5.74

5.57%

Potato (1kg)

$4.08 $4.08

$2.94 $2.94

38.78%

Onion (1kg)

$3.70 $3.70

$3.24 $3.24

14.20%

Lettuce (1 head)

$3.48 $3.48

$2.45 $2.45

42.04%

Water (1.5 liter bottle)

$2.76 $2.76

$2.55 $2.55

8.24%

Cigarettes 20 Pack (Marlboro, Camel)

$10.26 $10.26

$12.00 $12.00

-14.50%

Wine (Bottle)

$17.09 $17.09

$24.43 $24.43

-30.05%

Local Beer (0.5 liter bottle)

$1.91 $1.91

$1.70 $1.70

12.35%

Imported Beer (0.33 liter bottle)

$4.94 $4.94

$4.32 $4.32

14.35%

One-way Ticket (Public Transport)

$2.78 $2.78

$4.17 $4.17

-33.33%

Public Transport Monthly Pass (Regular Price)

$86.9 $86.9

$168 $168

-48.26%

Taxi Start (Normal Tariff)

$2.47 $2.47

$2.64 $2.64

-6.44%

Taxi (Normal Tariff) (1km)

$1.41 $1.41

$1.83 $1.83

-22.95%

Taxi 1hour Waiting (Normal Tariff)

$24.02 $24.02

$24.38 $24.38

-1.48%

Gasoline (1 liter)

$1.07 $1.07

$1.15 $1.15

-6.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.5K $28.5K

$27.8K $27.8K

2.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.0K $26.0K

$25.7K $25.7K

1.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$229 $229

$210 $210

9.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.5 $71.5

$74.7 $74.7

-4.27%

Internet (50+ Mbps, Unlimited Data)

$74.4 $74.4

$64.0 $64.0

16.35%

Gym Membership (Monthly)

$75.5 $75.5

$98.1 $98.1

-23.01%

Tennis Court (1 Hour on Weekend)

$19.92 $19.92

$50.5 $50.5

-60.55%

Cinema Ticket

$18.82 $18.82

$14.86 $14.86

26.65%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,927 $1,927

$2,441 $2,441

-21.04%

International Primary School, 1 Child (Yearly)

$32.4K $32.4K

$33.8K $33.8K

-4.05%

Jeans (Levis 501 Or Similar)

$68.0 $68.0

$49.30 $49.30

37.93%

Summer Dress (H&M, Zara, etc)

$49.54 $49.54

$43.32 $43.32

14.36%

Sport Shoes (Adidas, Nike)

$93.1 $93.1

$81.5 $81.5

14.23%

Men's Leather Business Shoes

$141 $141

$148 $148

-4.53%

1-bedroom Apartment, City Center (Monthly)

$2,181 $2,181

$2,783 $2,783

-21.62%

1-bedroom Apartment, Outside City Center (Monthly)

$1,726 $1,726

$2,622 $2,622

-34.17%

3-bedroom Apartment, City Center (Monthly)

$3,833 $3,833

$4,674 $4,674

-17.99%

3-bedroom Apartment, Outside City Center (Monthly)

$3,071 $3,071

$2,947 $2,947

4.21%

Buy Apartment in City Center (m2)

$6,157 $6,157

$4,024 $4,024

53.01%

Buy Apartment Outside City Center (m2)

$4,617 $4,617

$3,831 $3,831

20.51%

Average Monthly Net Salary (After Tax)

$5,513 $5,513

$5,428 $5,428

1.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.67

6.82

-2.20%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Boulder, CO: October 31, 2026

Last update for Bergen County, NJ: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Boulder, CO

$1.7K 52.3%

Bergen County, NJ

$2.6K 61.3% 51.9% $896

Groceries & Markets

Boulder, CO

$472 14.3%

Bergen County, NJ

$470 11% 0.4% $1.7

Monthly Utilities & Internet

Boulder, CO

$375 11.4%

Bergen County, NJ

$349 8.2% 7% $26

Eating Out

Boulder, CO

$351 10.6%

Bergen County, NJ

$366 8.6% 4.3% $15

Clothing & Footwear

Boulder, CO

$158 4.8%

Bergen County, NJ

$145 3.4% 8.5% $13

Sport & Entertainment

Boulder, CO

$113 3.4%

Bergen County, NJ

$128 3% 12.9% $15

Getting Around

Boulder, CO

$108 3.3%

Bergen County, NJ

$196 4.6% 82.7% $89

Cost Breakdown

A one-bedroom apartment in the center runs $2,181 in Boulder, CO and $2,783 in Bergen County, NJ. Housing cost is often the main lever when comparing two cities.

Dining out: $79 in Boulder, CO vs $89 in Bergen County, NJ. Groceries flip the comparison at $472 vs $470, with Bergen County, NJ cheaper for home cooking.

Good to know

🇺🇸 Boulder, CO

🇺🇸 Bergen County, NJ

🕒 Local time

03:55 3:55 AM

05:55 5:55 AM

2 h ahead of Boulder, CO

🌤 Weather

👥 Population

106,803

11,668

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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Boulder, CO Bergen County, NJ 2,650 km ≈ 3 h 45 min nonstop flight

From you

Boulder, CO
Bergen County, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Boulder, CO vs Bergen County, NJ: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $3,303 in Boulder, CO and $4,277 in Bergen County, NJ, so Boulder, CO is about 23% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $4,955 in Boulder, CO and $6,415 in Bergen County, NJ to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,181 in Boulder, CO versus $2,783 in Bergen County, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Boulder, CO runs roughly 48% less than in Bergen County, NJ. The price difference matters if you commute daily and watch your budget.

All in, you’ll spend $3,303 per month in Boulder, CO versus $4,277 in Bergen County, NJ – Boulder, CO is about 23% cheaper, which adds up to real savings over time.

Both cities are expensive relative to $2,500. Boulder, CO is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.