Cost of Living Comparison Between Boston, MA and San Rafael, CA Cost of Living Comparison Between Boston, MA and San Rafael, CA

Monthly Cost of Living

A single person spends $4,251 per month in Boston, MA vs $4,458 in San Rafael, CA, rent included.

A couple spends around $6,051 per month in Boston, MA vs $5,640 in San Rafael, CA, rent included.

A family of three spends $7,851 per month in Boston, MA vs $6,822 in San Rafael, CA, rent included.

Boston, MA is about 5% cheaper than San Rafael, CA, driven mainly by Sport & Entertainment.

Both Boston, MA and San Rafael, CA sit above the global median – Boston, MA by 219%, San Rafael, CA by 234%.

Meal at Budget Restaurant

$24.63 $24.63

$22.67 $22.67

8.65%

Three-Course Dinner for Two, Mid-Range

$129 $129

$64.8 $64.8

99.94%

Fast Food Meal (McDonalds, etc)

$11.19 $11.19

$10.81 $10.81

3.52%

Cappuccino

$5.55 $5.55

$5.69 $5.69

-2.46%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.93 $2.93

$2.70 $2.70

8.52%

Water (0.33 liter bottle)

$2.44 $2.44

$2.46 $2.46

-0.81%

Local Beer (0.5 liter draught)

$7.99 $7.99

$5.92 $5.92

34.97%

Imported Beer (0.33 liter bottle)

$8.83 $8.83

$9.71 $9.71

-9.06%

Milk (1 liter)

$1.33 $1.33

$1.29 $1.29

3.10%

White Bread (500g)

$4.23 $4.23

$4.00 $4.00

5.75%

Rice (white) (1kg)

$6.31 $6.31

$6.85 $6.85

-7.88%

Eggs

$4.79 $4.79

$4.49 $4.49

6.68%

Local Cheese (1kg)

$16.97 $16.97

$15.36 $15.36

10.48%

Chicken Fillets (1kg)

$13.40 $13.40

$13.12 $13.12

2.13%

Beef Round Steak (1kg)

$20.80 $20.80

$18.34 $18.34

13.41%

Apples (1kg)

$5.77 $5.77

$4.83 $4.83

19.46%

Banana (1kg)

$2.11 $2.11

$2.95 $2.95

-28.47%

Oranges (1kg)

$6.56 $6.56

$6.07 $6.07

8.07%

Tomato (1kg)

$7.91 $7.91

$8.39 $8.39

-5.72%

Potato (1kg)

$4.59 $4.59

$3.89 $3.89

17.99%

Onion (1kg)

$3.69 $3.69

$3.78 $3.78

-2.38%

Lettuce (1 head)

$2.88 $2.88

$2.48 $2.48

16.13%

Water (1.5 liter bottle)

$2.59 $2.59

$2.95 $2.95

-12.20%

Cigarettes 20 Pack (Marlboro, Camel)

$13.74 $13.74

$10.79 $10.79

27.34%

Wine (Bottle)

$16.24 $16.24

$13.72 $13.72

18.37%

Local Beer (0.5 liter bottle)

$2.97 $2.97

$2.09 $2.09

42.11%

Imported Beer (0.33 liter bottle)

$5.50 $5.50

$3.36 $3.36

63.69%

One-way Ticket (Public Transport)

$2.41 $2.41

$1.52 $1.52

58.55%

Public Transport Monthly Pass (Regular Price)

$91.3 $91.3

$29.47 $29.47

209.87%

Taxi Start (Normal Tariff)

$2.56 $2.56

$3.41 $3.41

-24.93%

Taxi (Normal Tariff) (1km)

$1.78 $1.78

$1.66 $1.66

7.23%

Taxi 1hour Waiting (Normal Tariff)

$27.74 $27.74

$28.87 $28.87

-3.91%

Gasoline (1 liter)

$0.92 $0.92

$1.27 $1.27

-27.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.3K $30.3K

$27.2K $27.2K

11.16%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K $25.5K

$27.5K $27.5K

-6.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$196 $196

$187 $187

4.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$57.4 $57.4

$51.4 $51.4

11.51%

Internet (50+ Mbps, Unlimited Data)

$79.4 $79.4

$60.2 $60.2

31.95%

Gym Membership (Monthly)

$79.1 $79.1

$251 $251

-68.48%

Tennis Court (1 Hour on Weekend)

$31.17 $31.17

$39.53 $39.53

-21.15%

Cinema Ticket

$15.23 $15.23

$14.47 $14.47

5.25%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,849 $2,849

$1,991 $1,991

43.08%

International Primary School, 1 Child (Yearly)

$27.7K $27.7K

$23.3K $23.3K

18.66%

Jeans (Levis 501 Or Similar)

$65.9 $65.9

$40.89 $40.89

61.09%

Summer Dress (H&M, Zara, etc)

$45.36 $45.36

$38.17 $38.17

18.84%

Sport Shoes (Adidas, Nike)

$101 $101

0.39%

Men's Leather Business Shoes

$149 $149

$121 $121

23.59%

1-bedroom Apartment, City Center (Monthly)

$3,402 $3,402

$3,353 $3,353

1.47%

1-bedroom Apartment, Outside City Center (Monthly)

$2,592 $2,592

$2,875 $2,875

-9.86%

3-bedroom Apartment, City Center (Monthly)

$6,177 $6,177

$4,069 $4,069

51.80%

3-bedroom Apartment, Outside City Center (Monthly)

$4,073 $4,073

$3,331 $3,331

22.28%

Buy Apartment in City Center (m2)

$13.2K $13.2K

$7,600 $7,600

73.88%

Buy Apartment Outside City Center (m2)

$6,225 $6,225

$5,345 $5,345

16.45%

Average Monthly Net Salary (After Tax)

$6,137 $6,137

$5,434 $5,434

12.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.43

6.32

1.74%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Boston, MA: June 15, 2026

Last update for San Rafael, CA: June 15, 2026

Cost Breakdown

A central one-bedroom costs $3,402 in Boston, MA versus $3,353 in San Rafael, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in Boston, MA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $129 in Boston, MA versus $65.0 in San Rafael, CA. Monthly groceries follow the same trend: $510 vs $482 – making San Rafael, CA the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Boston, MA vs San Rafael, CA: Cost of Living - Frequently Asked Questions

San Rafael, CA costs about 5% more than Boston, MA, with the gap driven mainly by Sport & Entertainment. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,377 per month in Boston, MA and $6,687 in San Rafael, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Boston, MA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Interestingly, groceries are about 6% cheaper in San Rafael, CA – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A mid-range dinner for two costs $129 in Boston, MA and $65.0 in San Rafael, CA. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $4,251 in Boston, MA and $4,458 in San Rafael, CA. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Boston, MA costs $4,251 versus $4,458 in San Rafael, CA. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Boston, MA. If higher salaries, better infrastructure, or specific career opportunities are the priority, San Rafael, CA makes more sense. Both are solid long-term options with distinct trade-offs.