Last update: Oct 2026

Cost of Living Comparison Between Blacktown and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,495 in Blacktown, rent and utilities included – about $18,900 less a year. Rent and utilities account for most of the difference.

123

Cost of Living Index in Blacktown
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Blacktown Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Blacktown

🇦🇺 Australia

$2,495

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Blacktown and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Blacktown and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,495 in Blacktown versus $918 in Cebu.

Blacktown $2,495
Cebu $918

Estimated couple costs with rent: $3,772 in Blacktown versus $1,409 in Cebu.

Blacktown $3,772
Cebu $1,409

Monthly costs for a family of three with rent: $5,049 in Blacktown versus $1,900 in Cebu.

Blacktown $5,049
Cebu $1,900

Living in Blacktown is roughly 172% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Blacktown is 85% above, Cebu is 32% below.

Meal at Budget Restaurant

$21.10 A$30.36

$3.09 ₱194

582.85%

Three-Course Dinner for Two, Mid-Range

$88.0 A$127

$24.22 ₱1,525

263.25%

Fast Food Meal (McDonalds, etc)

$10.56 A$15.19

$3.92 ₱247

169.39%

Cappuccino

$4.19 A$6.03

$2.51 ₱158

66.93%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.02 A$4.35

$1.59 ₱100

89.94%

Water (0.33 liter bottle)

$2.48 A$3.57

$0.53 ₱33.43

367.92%

Local Beer (0.5 liter draught)

$8.12 A$11.68

$1.78 ₱112

356.18%

Imported Beer (0.33 liter bottle)

$9.63 A$13.86

$2.17 ₱137

343.78%

Milk (1 liter)

$1.56 A$2.24

$1.92 ₱121

-18.75%

White Bread (500g)

$3.21 A$4.62

$1.36 ₱85.4

136.03%

Rice (white) (1kg)

$2.53 A$3.64

$1.01 ₱63.5

150.50%

Eggs

$5.28 A$7.60

$2.03 ₱128

160.10%

Local Cheese (1kg)

$13.20 A$18.99

$9.86 ₱621

33.87%

Chicken Fillets (1kg)

$9.98 A$14.37

$4.39 ₱277

127.33%

Beef Round Steak (1kg)

$15.45 A$22.23

$7.60 ₱479

103.29%

Apples (1kg)

$4.05 A$5.83

$3.30 ₱208

22.73%

Banana (1kg)

$3.22 A$4.63

$1.39 ₱87.8

131.65%

Oranges (1kg)

$3.59 A$5.17

$2.33 ₱147

54.08%

Tomato (1kg)

$5.14 A$7.39

$1.50 ₱94.3

242.67%

Potato (1kg)

$3.07 A$4.42

$2.36 ₱149

30.08%

Onion (1kg)

$2.72 A$3.92

$1.90 ₱119

43.16%

Lettuce (1 head)

$2.46 A$3.54

$1.19 ₱74.9

106.72%

Water (1.5 liter bottle)

$1.39 A$2.00

$0.63 ₱39.71

120.63%

Cigarettes 20 Pack (Marlboro, Camel)

$45.16 A$65.0

$3.00 ₱189

1405.33%

Wine (Bottle)

$13.76 A$19.80

$6.03 ₱379

128.19%

Local Beer (0.5 liter bottle)

$4.72 A$6.79

$1.23 ₱77.7

283.74%

Imported Beer (0.33 liter bottle)

$5.66 A$8.14

$1.75 ₱110

223.43%

One-way Ticket (Public Transport)

$2.97 A$4.27

$0.25 ₱15.86

1088.00%

Public Transport Monthly Pass (Regular Price)

$69.8 A$100

$12.64 ₱796

452.45%

Taxi Start (Normal Tariff)

$3.97 A$5.71

$0.77 ₱48.62

415.58%

Taxi (Normal Tariff) (1km)

$1.58 A$2.27

$0.23 ₱14.53

586.96%

Taxi 1hour Waiting (Normal Tariff)

$43.07 A$62.0

$4.46 ₱281

865.70%

Gasoline (1 liter)

$1.33 A$1.91

$1.31 ₱82.8

1.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K A$39.3K

$21.2K ₱1.3M

28.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.7K A$42.8K

$19.1K ₱1.2M

55.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 A$262

$120 ₱7,569

51.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.93 A$38.75

$14.00 ₱882

92.36%

Internet (50+ Mbps, Unlimited Data)

$56.5 A$81.3

$27.54 ₱1,734

105.05%

Gym Membership (Monthly)

$55.1 A$79.2

$32.33 ₱2,035

70.28%

Tennis Court (1 Hour on Weekend)

$17.15 A$24.67

$6.65 ₱419

157.89%

Cinema Ticket

$15.45 A$22.24

$5.65 ₱356

173.45%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,320 A$3,338

$275 ₱17.3K

742.57%

International Primary School, 1 Child (Yearly)

$20.6K A$29.7K

$7,918 ₱498.5K

160.23%

Jeans (Levis 501 Or Similar)

$75.0 A$108

$49.33 ₱3,106

51.98%

Summer Dress (H&M, Zara, etc)

$55.0 A$79.2

$25.24 ₱1,589

118.03%

Sport Shoes (Adidas, Nike)

$108 A$156

$77.0 ₱4,846

40.45%

Men's Leather Business Shoes

$131 A$188

$57.2 ₱3,601

128.29%

1-bedroom Apartment, City Center (Monthly)

$1,439 A$2,070

$500 ₱31.5K

187.98%

1-bedroom Apartment, Outside City Center (Monthly)

$1,154 A$1,660

$309 ₱19.4K

273.62%

3-bedroom Apartment, City Center (Monthly)

$2,029 A$2,920

$1,078 ₱67.9K

88.27%

3-bedroom Apartment, Outside City Center (Monthly)

$1,987 A$2,860

$615 ₱38.7K

223.03%

Buy Apartment in City Center (m2)

$5,902 A$8,492

$2,886 ₱181.7K

104.49%

Buy Apartment Outside City Center (m2)

$4,575 A$6,583

$1,917 ₱120.7K

138.70%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.95

7.2

-17.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Blacktown: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Blacktown

$1.2K 46.2%

Cebu

$309 33.6% 73.2% $845

Groceries & Markets

Blacktown

$398 16%

Cebu

$206 22.4% 48.3% $192

Eating Out

Blacktown

$333 13.3%

Cebu

$88 9.6% 73.5% $244

Monthly Utilities & Internet

Blacktown

$265 10.6%

Cebu

$162 17.6% 39% $104

Clothing & Footwear

Blacktown

$166 6.7%

Cebu

$94 10.2% 43.4% $72

Getting Around

Blacktown

$94 3.8%

Cebu

$16 1.7% 83.4% $78

Sport & Entertainment

Blacktown

$86 3.5%

Cebu

$44 4.8% 49.3% $42

Cost Breakdown

A one-bedroom apartment in the center runs $1,439 in Blacktown and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $88.0 in Blacktown vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $398 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Blacktown

🇵🇭 Cebu

🕒 Local time

04:54 4:54 AM

01:54 1:54 AM

3 h behind Blacktown

🌤 Weather

👥 Population

46,942

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

On the map

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Between locations

Blacktown Cebu 5,670 km ≈ 8 h nonstop flight

From you

Blacktown
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Blacktown vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 172% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,743 in Blacktown and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,439 in Blacktown versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

A monthly transit pass in Cebu runs roughly 452% less than in Blacktown. Both cities have functional networks, but the price difference matters if you're watching your budget.

Childcare runs $2,320 in Blacktown versus $275 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

At $918 in Cebu versus $2,495 in Blacktown, a $1,500 budget is realistic in Cebu but tight or insufficient in Blacktown. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Blacktown, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Blacktown and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 172% less than in Blacktown. Beyond cost, consider language, visa policies, and how big the international community is in each city.