Last update: Oct 2026

Cost of Living Comparison Between Binzhou and Ho Chi Minh City (Saigon)

For one person, living is cheaper in Binzhou: $775 a month against $859 in Ho Chi Minh City (Saigon), rent and utilities included – about $1,000 less a year. Higher rent and utilities in Ho Chi Minh City (Saigon) outweigh lower spending on other living expenses.

38

Cost of Living Index in Binzhou
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Binzhou Living Index
42

Cost of Living Index in Ho Chi Minh City (Saigon)
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Ho Chi Minh City (Saigon) Living Index

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Binzhou

🇨🇳 China

$775

/mo nomad

Ho Chi Minh City (Saigon)

🇻🇳 Vietnam

$859

/mo nomad

Monthly Cost of Living

How much you'll spend in Binzhou and in Ho Chi Minh City (Saigon)

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Binzhou and in Ho Chi Minh City (Saigon) actually costs, broken down by who's living it.

Monthly costs for one person with rent: $775 in Binzhou versus $859 in Ho Chi Minh City (Saigon).

Binzhou $775
Ho Chi Minh City (Saigon) $859

Estimated couple costs with rent: $1,224 in Binzhou versus $1,395 in Ho Chi Minh City (Saigon).

Binzhou $1,224
Ho Chi Minh City (Saigon) $1,395

Monthly costs for a family of three with rent: $1,672 in Binzhou versus $1,931 in Ho Chi Minh City (Saigon).

Binzhou $1,672
Ho Chi Minh City (Saigon) $1,931

Living in Binzhou costs roughly 10% less than in Ho Chi Minh City (Saigon), and outside of rent the biggest gap is in leisure.

Both cities sit below the global median: Binzhou 43% lower, Ho Chi Minh City (Saigon) 36% lower.

Meal at Budget Restaurant

$3.02 ¥20.20

$1.91 ₫49.6K

58.12%

Three-Course Dinner for Two, Mid-Range

$17.67 ¥118

$22.84 ₫591.2K

-22.64%

Fast Food Meal (McDonalds, etc)

$4.40 ¥29.44

$4.54 ₫117.6K

-3.08%

Cappuccino

$2.69 ¥18.00

$1.85 ₫48.0K

45.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.51 ¥3.39

$0.56 ₫14.6K

-8.93%

Water (0.33 liter bottle)

$0.30 ¥2.00

$0.32 ₫8,185

-6.25%

Local Beer (0.5 liter draught)

$1.05 ¥7.03

$1.06 ₫27.5K

-0.94%

Imported Beer (0.33 liter bottle)

$2.55 ¥17.08

$1.72 ₫44.5K

48.26%

Milk (1 liter)

$1.93 ¥12.91

$1.66 ₫42.9K

16.27%

White Bread (500g)

$1.36 ¥9.09

$1.11 ₫28.7K

22.52%

Rice (white) (1kg)

$1.04 ¥6.94

$1.00 ₫25.9K

4.00%

Eggs

$1.30 ¥8.68

$1.67 ₫43.1K

-22.16%

Local Cheese (1kg)

$16.40 ¥110

$12.08 ₫312.8K

35.76%

Chicken Fillets (1kg)

$4.42 ¥29.55

$3.68 ₫95.2K

20.11%

Beef Round Steak (1kg)

$9.53 ¥63.7

$10.24 ₫265.1K

-6.93%

Apples (1kg)

$1.47 ¥9.80

$2.96 ₫76.5K

-50.34%

Banana (1kg)

$1.20 ¥8.00

$1.24 ₫32.2K

-3.23%

Oranges (1kg)

$1.69 ¥11.33

$1.56 ₫40.3K

8.33%

Tomato (1kg)

$1.30 ¥8.70

$1.30 ₫33.6K

Potato (1kg)

$0.68 ¥4.57

$1.23 ₫31.9K

-44.72%

Onion (1kg)

$0.97 ¥6.47

$1.15 ₫29.8K

-15.65%

Lettuce (1 head)

$0.93 ¥6.24

$0.74 ₫19.1K

25.68%

Water (1.5 liter bottle)

$0.61 ¥4.05

$0.56 ₫14.4K

8.93%

Cigarettes 20 Pack (Marlboro, Camel)

$3.76 ¥25.15

$1.24 ₫32.1K

203.23%

Wine (Bottle)

$14.72 ¥98.4

$12.60 ₫326.1K

16.83%

Local Beer (0.5 liter bottle)

$1.03 ¥6.86

$0.96 ₫24.9K

7.29%

Imported Beer (0.33 liter bottle)

$1.63 ¥10.91

$1.53 ₫39.6K

6.54%

One-way Ticket (Public Transport)

$0.29 ¥1.93

$0.26 ₫6,694

11.54%

Public Transport Monthly Pass (Regular Price)

$17.01 ¥114

$11.51 ₫297.9K

47.78%

Taxi Start (Normal Tariff)

$1.04 ¥6.95

$0.75 ₫19.5K

38.67%

Taxi (Normal Tariff) (1km)

$0.45 ¥2.99

$0.67 ₫17.4K

-32.84%

Taxi 1hour Waiting (Normal Tariff)

$8.82 ¥59.0

$3.03 ₫78.5K

191.09%

Gasoline (1 liter)

$1.27 ¥8.52

$0.96 ₫24.8K

32.29%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.7K ¥131.7K

$31.1K ₫804.3M

-36.58%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.5K ¥110.4K

$30.4K ₫785.9M

-45.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$67.8 ¥453

$102 ₫2.6M

-33.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.88 ¥46.00

$5.89 ₫152.5K

16.81%

Internet (50+ Mbps, Unlimited Data)

$7.89 ¥52.7

$10.49 ₫271.6K

-24.79%

Gym Membership (Monthly)

$41.59 ¥278

$25.54 ₫661.2K

62.84%

Tennis Court (1 Hour on Weekend)

$14.50 ¥97.0

$11.92 ₫308.5K

21.64%

Cinema Ticket

$5.67 ¥37.90

$3.53 ₫91.3K

60.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$368 ¥2,462

$436 ₫11.3M

-15.62%

International Primary School, 1 Child (Yearly)

$17.8K ¥118.7K

$23.3K ₫602.8M

-23.73%

Jeans (Levis 501 Or Similar)

$52.2 ¥349

$52.8 ₫1.4M

-0.99%

Summer Dress (H&M, Zara, etc)

$47.93 ¥320

$34.15 ₫884.1K

40.35%

Sport Shoes (Adidas, Nike)

$93.8 ¥627

$90.3 ₫2.3M

3.87%

Men's Leather Business Shoes

$89.8 ¥600

$95.0 ₫2.5M

-5.47%

1-bedroom Apartment, City Center (Monthly)

$296 ¥1,980

$589 ₫15.3M

-49.75%

1-bedroom Apartment, Outside City Center (Monthly)

$184 ¥1,232

$298 ₫7.7M

-38.11%

3-bedroom Apartment, City Center (Monthly)

$624 ¥4,173

$1,292 ₫33.5M

-51.71%

3-bedroom Apartment, Outside City Center (Monthly)

$378 ¥2,529

$711 ₫18.4M

-46.77%

Buy Apartment in City Center (m2)

$3,388 ¥22.7K

$4,676 ₫121.1M

-27.55%

Buy Apartment Outside City Center (m2)

$1,677 ¥11.2K

$1,904 ₫49.3M

-11.90%

Average Monthly Net Salary (After Tax)

$567 ¥3,788

$490 ₫12.7M

15.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.37

8.64

-61.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Binzhou: October 12, 2026

Last update for Ho Chi Minh City (Saigon): October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Binzhou

$223 28.8%

Ho Chi Minh City (Saigon)

$207 24.1% 7% $16

Accommodation & Living

Binzhou

$184 23.8%

Ho Chi Minh City (Saigon)

$298 34.7% 61.6% $114

Clothing & Footwear

Binzhou

$128 16.5%

Ho Chi Minh City (Saigon)

$122 14.3% 4.1% $5.2

Eating Out

Binzhou

$83 10.7%

Ho Chi Minh City (Saigon)

$63 7.4% 23.8% $20

Monthly Utilities & Internet

Binzhou

$83 10.7%

Ho Chi Minh City (Saigon)

$118 13.8% 43.3% $36

Sport & Entertainment

Binzhou

$53 6.8%

Ho Chi Minh City (Saigon)

$33 3.8% 38.4% $20

Getting Around

Binzhou

$21 2.8%

Ho Chi Minh City (Saigon)

$17 1.9% 22.3% $4.8

Cost Breakdown

A one-bedroom apartment in the center runs $296 in Binzhou and $589 in Ho Chi Minh City (Saigon). Housing cost is often the main lever when comparing two cities.

Binzhou pays 16% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18.00 in Binzhou vs $23.00 in Ho Chi Minh City (Saigon). Groceries flip the comparison at $223 vs $207, with Ho Chi Minh City (Saigon) cheaper for home cooking.

Good to know

🇨🇳 Binzhou

🇻🇳 Ho Chi Minh City (Saigon)

🕒 Local time

16:39 4:39 PM

15:39 3:39 PM

1 h behind Binzhou

🌤 Weather

👥 Population

3,748,500

9,456,700

💱 Currency

Chinese Yuan CNY ¥

Vietnamese Dong VND ₫

📈 Exchange rate

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

100,000 VND = 3.86 USD

100,000 VND = 3.44 EUR

Exchange rates and currency converter

VND, USD, EUR to CNY – Chinese Yuan Converter

🇺🇸 United States Dollar ($)

🇨🇳 Chinese Yuan (¥)

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

Vietnamese Dong exchange rates as of October 20, 2026: 1 USD = 25,889 VND (100,000 VND = 3.86 USD). 1 EUR = 29,105 VND (100,000 VND = 3.44 EUR).

USD to CNY in detail →

On the map

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Highest

Between locations

Binzhou Ho Chi Minh City (Saigon) 3,170 km ≈ 4 h 30 min nonstop flight

From you

Binzhou
Ho Chi Minh City (Saigon)

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Binzhou vs Ho Chi Minh City (Saigon): Cost of Living - Frequently Asked Questions

Binzhou is cheaper overall, especially in utilities. The 11% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 16% higher in Binzhou, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $296 in Binzhou versus $589 in Ho Chi Minh City (Saigon). Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $368 in Binzhou versus $436 in Ho Chi Minh City (Saigon). Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ho Chi Minh City (Saigon) pay roughly 7% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $775 in Binzhou versus $859 in Ho Chi Minh City (Saigon), a $1,500 budget is realistic in Binzhou but tight or insufficient in Ho Chi Minh City (Saigon). The gap between the two cities makes Binzhou the clear choice for anyone on this budget.

For families, Binzhou is more practical. Housing and childcare are both notably cheaper than in Ho Chi Minh City (Saigon), and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Binzhou and Ho Chi Minh City (Saigon) are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Binzhou gentler on the wallet – expenses run 11% less than in Ho Chi Minh City (Saigon). Beyond cost, consider language, visa policies, and how big the international community is in each city.