Last update: Oct 2026

Cost of Living Comparison Between Biarritz and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,091 in Biarritz, rent and utilities included – about $14,100 less a year. Rent and utilities account for about half of the difference.

102

Cost of Living Index in Biarritz
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Biarritz Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Biarritz

🇫🇷 France

$2,091

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Biarritz and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Biarritz and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,091 in Biarritz versus $918 in Cebu.

Biarritz $2,091
Cebu $918

Estimated couple costs with rent: $3,371 in Biarritz versus $1,409 in Cebu.

Biarritz $3,371
Cebu $1,409

Monthly costs for a family of three with rent: $4,652 in Biarritz versus $1,900 in Cebu.

Biarritz $4,652
Cebu $1,900

Living in Biarritz is roughly 128% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Biarritz is 55% above, Cebu is 32% below.

Meal at Budget Restaurant

$19.87 €17.67

$3.09 ₱194

543.04%

Three-Course Dinner for Two, Mid-Range

$77.2 €68.7

$24.22 ₱1,525

218.70%

Fast Food Meal (McDonalds, etc)

$13.97 €12.43

$3.92 ₱247

256.38%

Cappuccino

$3.77 €3.36

$2.51 ₱158

50.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.86 €2.54

$1.59 ₱100

79.87%

Water (0.33 liter bottle)

$1.44 €1.28

$0.53 ₱33.43

171.70%

Local Beer (0.5 liter draught)

$7.93 €7.05

$1.78 ₱112

345.51%

Imported Beer (0.33 liter bottle)

$6.63 €5.90

$2.17 ₱137

205.53%

Milk (1 liter)

$1.18 €1.05

$1.92 ₱121

-38.54%

White Bread (500g)

$2.01 €1.79

$1.36 ₱85.4

47.79%

Rice (white) (1kg)

$2.22 €1.97

$1.01 ₱63.5

119.80%

Eggs

$3.65 €3.25

$2.03 ₱128

79.80%

Local Cheese (1kg)

$13.78 €12.26

$9.86 ₱621

39.76%

Chicken Fillets (1kg)

$15.93 €14.17

$4.39 ₱277

262.87%

Beef Round Steak (1kg)

$20.32 €18.07

$7.60 ₱479

167.37%

Apples (1kg)

$3.27 €2.91

$3.30 ₱208

-0.91%

Banana (1kg)

$2.21 €1.96

$1.39 ₱87.8

58.99%

Oranges (1kg)

$3.28 €2.92

$2.33 ₱147

40.77%

Tomato (1kg)

$4.38 €3.90

$1.50 ₱94.3

192.00%

Potato (1kg)

$2.18 €1.94

$2.36 ₱149

-7.63%

Onion (1kg)

$2.63 €2.34

$1.90 ₱119

38.42%

Lettuce (1 head)

$1.37 €1.22

$1.19 ₱74.9

15.13%

Water (1.5 liter bottle)

$0.52 €0.47

$0.63 ₱39.71

-17.46%

Cigarettes 20 Pack (Marlboro, Camel)

$13.04 €11.60

$3.00 ₱189

334.67%

Wine (Bottle)

$10.16 €9.03

$6.03 ₱379

68.49%

Local Beer (0.5 liter bottle)

$3.89 €3.46

$1.23 ₱77.7

216.26%

Imported Beer (0.33 liter bottle)

$3.42 €3.04

$1.75 ₱110

95.43%

One-way Ticket (Public Transport)

$1.57 €1.40

$0.25 ₱15.86

528.00%

Public Transport Monthly Pass (Regular Price)

$42.31 €37.64

$12.64 ₱796

234.73%

Taxi Start (Normal Tariff)

$2.24 €1.99

$0.77 ₱48.62

190.91%

Taxi (Normal Tariff) (1km)

$1.89 €1.68

$0.23 ₱14.53

721.74%

Taxi 1hour Waiting (Normal Tariff)

$37.32 €33.20

$4.46 ₱281

736.77%

Gasoline (1 liter)

$2.04 €1.81

$1.31 ₱82.8

55.73%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K €30.9K

$21.2K ₱1.3M

63.27%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$33.8K €30.1K

$19.1K ₱1.2M

76.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 €193

$120 ₱7,569

80.47%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.24 €13.55

$14.00 ₱882

8.86%

Internet (50+ Mbps, Unlimited Data)

$31.33 €27.87

$27.54 ₱1,734

13.76%

Gym Membership (Monthly)

$71.9 €64.0

$32.33 ₱2,035

122.42%

Tennis Court (1 Hour on Weekend)

$23.87 €21.24

$6.65 ₱419

258.95%

Cinema Ticket

$9.91 €8.82

$5.65 ₱356

75.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$782 €695

$275 ₱17.3K

183.88%

International Primary School, 1 Child (Yearly)

$13.4K €11.9K

$7,918 ₱498.5K

69.40%

Jeans (Levis 501 Or Similar)

$118 €105

$49.33 ₱3,106

138.52%

Summer Dress (H&M, Zara, etc)

$44.28 €39.39

$25.24 ₱1,589

75.44%

Sport Shoes (Adidas, Nike)

$108 €96.1

$77.0 ₱4,846

40.45%

Men's Leather Business Shoes

$147 €130

$57.2 ₱3,601

156.14%

1-bedroom Apartment, City Center (Monthly)

$900 €801

$500 ₱31.5K

80.18%

1-bedroom Apartment, Outside City Center (Monthly)

$800 €711

$309 ₱19.4K

158.94%

3-bedroom Apartment, City Center (Monthly)

$2,165 €1,925

$1,078 ₱67.9K

100.83%

3-bedroom Apartment, Outside City Center (Monthly)

$1,737 €1,545

$615 ₱38.7K

182.26%

Buy Apartment in City Center (m2)

$10.1K €8,987

$2,886 ₱181.7K

250.07%

Buy Apartment Outside City Center (m2)

$7,631 €6,788

$1,917 ₱120.7K

298.16%

Average Monthly Net Salary (After Tax)

$2,301 €2,047

$346 ₱21.8K

565.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.7

7.2

-48.61%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Biarritz: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Biarritz

$800 38.3%

Cebu

$309 33.6% 61.4% $491

Groceries & Markets

Biarritz

$372 17.8%

Cebu

$206 22.4% 44.7% $166

Eating Out

Biarritz

$316 15.1%

Cebu

$88 9.6% 72.1% $228

Monthly Utilities & Internet

Biarritz

$264 12.6%

Cebu

$162 17.6% 38.6% $102

Clothing & Footwear

Biarritz

$187 9%

Cebu

$94 10.2% 49.9% $94

Sport & Entertainment

Biarritz

$92 4.4%

Cebu

$44 4.8% 52.5% $48

Getting Around

Biarritz

$60 2.9%

Cebu

$16 1.7% 74.2% $45

Cost Breakdown

A one-bedroom apartment in the center runs $900 in Biarritz and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Biarritz pays 565% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $77.0 in Biarritz vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $372 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇫🇷 Biarritz

🇵🇭 Cebu

🕒 Local time

17:37 5:37 PM

23:37 11:37 PM

6 h ahead of Biarritz

🌤 Weather

👥 Population

25,764

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

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Between locations

Biarritz Cebu 11,890 km ≈ 15 h nonstop flight

From you

Biarritz
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Biarritz vs Cebu: Cost of Living - Frequently Asked Questions

Biarritz and Cebu differ by about 128% in total monthly costs ($2,091 vs $918 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 565% higher in Biarritz, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $900 in Biarritz versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 81% higher in Biarritz. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $77.0 in Biarritz. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $2,091 in Biarritz, a $1,500 budget is realistic in Cebu but tight or insufficient in Biarritz. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Biarritz and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 128% less than in Biarritz. Beyond cost, consider language, visa policies, and how big the international community is in each city.