Last update: Oct 2026

Cost of Living Comparison Between Berwick and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,633 in Berwick, rent and utilities included – about $20,600 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Berwick
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Berwick Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Berwick

🇦🇺 Australia

$2,633

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Berwick and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Berwick and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,633 in Berwick versus $918 in Cebu.

Berwick $2,633
Cebu $918

Estimated couple costs with rent: $3,679 in Berwick versus $1,409 in Cebu.

Berwick $3,679
Cebu $1,409

Monthly costs for a family of three with rent: $4,726 in Berwick versus $1,900 in Cebu.

Berwick $4,726
Cebu $1,900

Living in Berwick is roughly 187% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Berwick is 95% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.05 A$24.54

$3.09 ₱195

451.78%

Three-Course Dinner for Two, Mid-Range

$83.3 A$120

$24.22 ₱1,525

243.93%

Fast Food Meal (McDonalds, etc)

$10.61 A$15.26

$3.92 ₱247

170.66%

Cappuccino

$4.55 A$6.55

$2.51 ₱158

81.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 A$4.06

$1.59 ₱100

77.36%

Water (0.33 liter bottle)

$2.21 A$3.18

$0.53 ₱33.45

316.98%

Local Beer (0.5 liter draught)

$7.44 A$10.71

$1.78 ₱112

317.98%

Imported Beer (0.33 liter bottle)

$7.50 A$10.80

$2.17 ₱137

245.62%

Milk (1 liter)

$1.57 A$2.26

$1.92 ₱121

-18.23%

White Bread (500g)

$2.50 A$3.59

$1.36 ₱85.5

83.82%

Rice (white) (1kg)

$2.08 A$2.99

$1.01 ₱63.6

105.94%

Eggs

$4.25 A$6.11

$2.03 ₱128

109.36%

Local Cheese (1kg)

$8.62 A$12.40

$9.86 ₱621

-12.58%

Chicken Fillets (1kg)

$10.11 A$14.55

$4.39 ₱277

130.30%

Beef Round Steak (1kg)

$12.67 A$18.24

$7.60 ₱479

66.71%

Apples (1kg)

$3.52 A$5.06

$3.30 ₱208

6.67%

Banana (1kg)

$2.82 A$4.06

$1.39 ₱87.8

102.88%

Oranges (1kg)

$3.00 A$4.32

$2.33 ₱147

28.76%

Tomato (1kg)

$4.92 A$7.08

$1.50 ₱94.3

228.00%

Potato (1kg)

$3.06 A$4.40

$2.36 ₱149

29.66%

Onion (1kg)

$2.48 A$3.58

$1.90 ₱119

30.53%

Lettuce (1 head)

$2.16 A$3.11

$1.19 ₱74.9

81.51%

Water (1.5 liter bottle)

$1.39 A$2.00

$0.63 ₱39.73

120.63%

Cigarettes 20 Pack (Marlboro, Camel)

$40.63 A$58.5

$3.00 ₱189

1254.33%

Wine (Bottle)

$13.79 A$19.85

$6.03 ₱380

128.69%

Local Beer (0.5 liter bottle)

$4.00 A$5.75

$1.23 ₱77.7

225.20%

Imported Beer (0.33 liter bottle)

$4.86 A$7.00

$1.75 ₱110

177.71%

One-way Ticket (Public Transport)

$2.58 A$3.71

$0.25 ₱15.87

932.00%

Public Transport Monthly Pass (Regular Price)

$81.4 A$117

$12.64 ₱796

544.07%

Taxi Start (Normal Tariff)

$3.05 A$4.39

$0.77 ₱48.64

296.10%

Taxi (Normal Tariff) (1km)

$1.45 A$2.08

$0.23 ₱14.54

530.43%

Taxi 1hour Waiting (Normal Tariff)

$35.87 A$51.6

$4.46 ₱281

704.26%

Gasoline (1 liter)

$1.36 A$1.96

$1.31 ₱82.8

3.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K A$37.2K

$21.2K ₱1.3M

21.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K A$46.3K

$19.1K ₱1.2M

68.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 A$312

$120 ₱7,573

80.46%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.64 A$45.53

$14.00 ₱882

126.00%

Internet (50+ Mbps, Unlimited Data)

$61.6 A$88.6

$27.54 ₱1,735

123.67%

Gym Membership (Monthly)

$63.6 A$91.5

$32.33 ₱2,036

96.75%

Tennis Court (1 Hour on Weekend)

$16.69 A$24.02

$6.65 ₱419

150.98%

Cinema Ticket

$13.94 A$20.07

$5.65 ₱356

146.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,927 A$2,773

$275 ₱17.3K

599.84%

International Primary School, 1 Child (Yearly)

$19.9K A$28.6K

$7,918 ₱498.8K

150.89%

Jeans (Levis 501 Or Similar)

$80.9 A$116

$49.33 ₱3,107

63.98%

Summer Dress (H&M, Zara, etc)

$51.3 A$73.8

$25.24 ₱1,590

103.05%

Sport Shoes (Adidas, Nike)

$113 A$163

$77.0 ₱4,848

47.14%

Men's Leather Business Shoes

$112 A$162

$57.2 ₱3,603

96.33%

1-bedroom Apartment, City Center (Monthly)

$1,214 A$1,747

$500 ₱31.5K

143.04%

1-bedroom Apartment, Outside City Center (Monthly)

$1,325 A$1,906

$309 ₱19.5K

328.91%

3-bedroom Apartment, City Center (Monthly)

$2,240 A$3,223

$1,078 ₱67.9K

107.80%

3-bedroom Apartment, Outside City Center (Monthly)

$1,820 A$2,620

$615 ₱38.8K

195.90%

Buy Apartment in City Center (m2)

$5,328 A$7,667

$2,886 ₱181.8K

84.61%

Buy Apartment Outside City Center (m2)

$5,547 A$7,982

$1,917 ₱120.7K

189.42%

Average Monthly Net Salary (After Tax)

$346 ₱21.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

7.2

-18.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Berwick: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Berwick

$1.3K 50.3%

Cebu

$309 33.6% 76.7% $1K

Groceries & Markets

Berwick

$348 13.2%

Cebu

$206 22.4% 40.9% $142

Monthly Utilities & Internet

Berwick

$310 11.8%

Cebu

$162 17.6% 47.9% $148

Eating Out

Berwick

$295 11.2%

Cebu

$88 9.6% 70.1% $207

Clothing & Footwear

Berwick

$161 6.1%

Cebu

$94 10.2% 41.6% $67

Getting Around

Berwick

$102 3.9%

Cebu

$16 1.7% 84.7% $86

Sport & Entertainment

Berwick

$92 3.5%

Cebu

$44 4.8% 52.3% $48

Cost Breakdown

A one-bedroom apartment in the center runs $1,214 in Berwick and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Dining out: $83.0 in Berwick vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $348 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Berwick

🇵🇭 Cebu

🕒 Local time

03:21 3:21 AM

00:21 12:21 AM

3 h behind Berwick

🌤 Weather

👥 Population

47,674

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

On the map

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Between locations

Berwick Cebu 5,820 km ≈ 8 h nonstop flight

From you

Berwick
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Berwick vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 187% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $3,949 in Berwick and $1,377 in Cebu to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,214 in Berwick versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $83.0 in Berwick. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $2,633 per month in Berwick versus $918 in Cebu – a 187% gap that adds up to real savings over time for anyone picking the cheaper option.

At $918 in Cebu versus $2,633 in Berwick, a $1,500 budget is realistic in Cebu but tight or insufficient in Berwick. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Berwick, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Berwick and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 187% less than in Berwick. Beyond cost, consider language, visa policies, and how big the international community is in each city.