Last update: Oct 2026

Cost of Living Comparison Between Berlin and Pembroke

For one person, living is cheaper in Pembroke: $2,355 a month against $2,545 in Berlin, rent and utilities included – about $2,300 less a year. Higher rent and utilities in Berlin outweigh lower spending on other living expenses.

124

Cost of Living Index in Berlin
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Berlin Living Index
115

Cost of Living Index in Pembroke
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Pembroke Living Index

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Berlin

🇩🇪 Germany

$2,545

/mo nomad

Pembroke

🇧🇲 Bermuda

$2,355

/mo nomad

Monthly Cost of Living

How much you'll spend in Berlin and in Pembroke

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Berlin and in Pembroke actually costs, broken down by who's living it.

A single person spends $2,545 per month in Berlin vs $2,355 in Pembroke, rent included.

Berlin $2,545
Pembroke $2,355

A couple spends around $3,901 per month in Berlin vs $3,881 in Pembroke, rent included.

Berlin $3,901
Pembroke $3,881

A family of three spends $5,257 per month in Berlin vs $5,406 in Pembroke, rent included.

Berlin $5,257
Pembroke $5,406

Berlin costs about 8% more than Pembroke, and outside of rent the biggest gap is in groceries.

Both Berlin and Pembroke sit above the global median – Berlin by 90%, Pembroke by 76%.

Meal at Budget Restaurant

$16.81 €15.00

$50.6 BMD 50.6

-66.76%

Three-Course Dinner for Two, Mid-Range

$79.6 €71.0

$151 BMD 151

-47.32%

Fast Food Meal (McDonalds, etc)

$13.38 €11.94

$16.82 BMD 16.82

-20.45%

Cappuccino

$4.27 €3.81

$4.45 BMD 4.45

-4.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.40 €3.03

$2.98 BMD 2.98

14.09%

Water (0.33 liter bottle)

$3.12 €2.79

$3.18 BMD 3.18

-1.89%

Local Beer (0.5 liter draught)

$5.48 €4.89

$7.66 BMD 7.66

-28.46%

Imported Beer (0.33 liter bottle)

$4.56 €4.07

$9.09 BMD 9.09

-49.83%

Milk (1 liter)

$1.27 €1.13

$4.82 BMD 4.82

-73.65%

White Bread (500g)

$2.45 €2.19

$7.95 BMD 7.95

-69.18%

Rice (white) (1kg)

$3.30 €2.94

$5.57 BMD 5.57

-40.75%

Eggs

$4.45 €3.97

$7.35 BMD 7.35

-39.46%

Local Cheese (1kg)

$17.10 €15.26

$23.15 BMD 23.15

-26.13%

Chicken Fillets (1kg)

$12.19 €10.88

$21.62 BMD 21.62

-43.62%

Beef Round Steak (1kg)

$18.30 €16.33

$19.72 BMD 19.72

-7.20%

Apples (1kg)

$3.58 €3.19

$8.94 BMD 8.94

-59.96%

Banana (1kg)

$1.98 €1.77

$6.69 BMD 6.69

-70.40%

Oranges (1kg)

$3.27 €2.92

$7.01 BMD 7.01

-53.35%

Tomato (1kg)

$3.81 €3.40

$8.56 BMD 8.56

-55.49%

Potato (1kg)

$2.13 €1.90

$5.81 BMD 5.81

-63.34%

Onion (1kg)

$2.21 €1.97

$4.12 BMD 4.12

-46.36%

Lettuce (1 head)

$1.49 €1.33

$6.22 BMD 6.22

-76.05%

Water (1.5 liter bottle)

$1.01 €0.90

$3.56 BMD 3.56

-71.63%

Cigarettes 20 Pack (Marlboro, Camel)

$10.49 €9.37

$17.84 BMD 17.84

-41.20%

Wine (Bottle)

$6.76 €6.03

$24.41 BMD 24.41

-72.31%

Local Beer (0.5 liter bottle)

$1.34 €1.20

$5.32 BMD 5.32

-74.81%

Imported Beer (0.33 liter bottle)

$2.10 €1.87

$4.27 BMD 4.27

-50.82%

One-way Ticket (Public Transport)

$4.37 €3.90

Public Transport Monthly Pass (Regular Price)

$71.0 €63.3

$129 BMD 129

-44.90%

Taxi Start (Normal Tariff)

$5.29 €4.72

$6.69 BMD 6.69

-20.93%

Taxi (Normal Tariff) (1km)

$3.05 €2.73

$2.43 BMD 2.43

25.51%

Taxi 1hour Waiting (Normal Tariff)

$36.30 €32.39

$69.1 BMD 69.1

-47.48%

Gasoline (1 liter)

$2.28 €2.03

$2.42 BMD 2.42

-5.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.2K €29.7K

$36.8K BMD 36.8K

-9.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$39.1K €34.9K

$43.5K BMD 43.5K

-10.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$379 €339

$286 BMD 286

32.80%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.31 €17.23

$151 BMD 151

-87.17%

Internet (50+ Mbps, Unlimited Data)

$48.41 €43.20

$161 BMD 161

-69.89%

Gym Membership (Monthly)

$40.31 €35.97

$80.2 BMD 80.2

-49.74%

Tennis Court (1 Hour on Weekend)

$35.51 €31.69

Cinema Ticket

$15.53 €13.86

$13.32 BMD 13.32

16.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$144 €128

$1,324 BMD 1,324

-89.15%

International Primary School, 1 Child (Yearly)

$15.8K €14.1K

$24.7K BMD 24.7K

-36.16%

Jeans (Levis 501 Or Similar)

$94.6 €84.5

$90.5 BMD 90.5

4.59%

Summer Dress (H&M, Zara, etc)

$46.33 €41.34

$71.2 BMD 71.2

-34.89%

Sport Shoes (Adidas, Nike)

$103 €92.2

$141 BMD 141

-26.53%

Men's Leather Business Shoes

$141 €126

$128 BMD 128

10.47%

1-bedroom Apartment, City Center (Monthly)

$1,488 €1,328

$3,765 BMD 3,765

-60.47%

1-bedroom Apartment, Outside City Center (Monthly)

$1,098 €980

3-bedroom Apartment, City Center (Monthly)

$2,665 €2,378

3-bedroom Apartment, Outside City Center (Monthly)

$2,080 €1,856

Buy Apartment in City Center (m2)

$8,578 €7,655

Buy Apartment Outside City Center (m2)

$5,438 €4,853

Average Monthly Net Salary (After Tax)

$3,487 €3,112

$7,935 BMD 7,935

-56.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.8

8.63

-55.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Berlin: October 3, 2026

Last update for Pembroke: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Berlin

$1.1K 43.3%

Pembroke

- * 0% 100%

Monthly Utilities & Internet

Berlin

$447 17.6%

Pembroke

$597 25% 33.5% $150

Groceries & Markets

Berlin

$351 13.8%

Pembroke

$749 31.4% 114% $399

Eating Out

Berlin

$289 11.4%

Pembroke

$590 24.7% 104% $301

Clothing & Footwear

Berlin

$174 6.8%

Pembroke

$194 8.1% 11.6% $20

Getting Around

Berlin

$109 4.3%

Pembroke

$148 * 6.2% 35.4% $39

Sport & Entertainment

Berlin

$71 2.8%

Pembroke

$107 4.5% 49.7% $35

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,488 in Berlin versus $3,765 in Pembroke. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 128% higher in Pembroke, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $80.0 in Berlin versus $151 in Pembroke. Monthly groceries follow the same trend: $351 vs $749 – making Berlin the more affordable choice for daily food spending.

Good to know

🇩🇪 Berlin

🇧🇲 Pembroke

🕒 Local time

12:05 12:05 PM

07:05 7:05 AM

5 h behind Berlin

🌤 Weather

👥 Population

3,769,962 Capital

11,160

💱 Currency

Euro EUR €

Bermudian Dollar BMD $

📈 Exchange rate

1 EUR = 1.12 USD

1 BMD = 1 USD

1 BMD = 0.892 EUR

Exchange rates and currency converter

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Between locations

Berlin Pembroke 6,450 km ≈ 9 h nonstop flight

From you

Berlin
Pembroke

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Berlin vs Pembroke: Cost of Living - Frequently Asked Questions

Berlin costs about 8% more than Pembroke, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,818 per month in Berlin and $3,533 in Pembroke. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Pembroke, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,545 in Berlin and $2,355 in Pembroke. That's a gap of about 8%.

Public transport costs about 81% less in Pembroke. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,545 in Berlin and $2,355 in Pembroke. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Pembroke – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Pembroke. If higher salaries, better infrastructure, or specific career opportunities are the priority, Berlin makes more sense. Both are solid long-term options with distinct trade-offs.