Last update: Oct 2026

Cost of Living Comparison Between Bergen and Cebu

For one person, living is cheaper in Cebu: $934 a month against $2,844 in Bergen, rent and utilities included – about $22,900 less a year. Rent and utilities account for about half of the difference.

138

Cost of Living Index in Bergen
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Bergen Living Index
44

Cost of Living Index in Cebu
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Cebu Living Index

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Bergen

🇳🇴 Norway

$2,844

/mo nomad

Cebu

🇵🇭 Philippines

$934

/mo nomad

Monthly Cost of Living

How much you'll spend in Bergen and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bergen and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,844 in Bergen versus $934 in Cebu.

Bergen $2,844
Cebu $934

Estimated couple costs with rent: $4,282 in Bergen versus $1,415 in Cebu.

Bergen $4,282
Cebu $1,415

Monthly costs for a family of three with rent: $5,719 in Bergen versus $1,896 in Cebu.

Bergen $5,719
Cebu $1,896

Living in Bergen is roughly 205% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Bergen is 112% above, Cebu is 30% below.

Meal at Budget Restaurant

$22.98 NOK 219

$3.03 ₱190

658.42%

Three-Course Dinner for Two, Mid-Range

$135 NOK 1,292

$23.48 ₱1,473

476.19%

Fast Food Meal (McDonalds, etc)

$15.52 NOK 148

$4.09 ₱256

279.46%

Cappuccino

$5.42 NOK 51.8

$2.52 ₱158

115.08%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$5.10 NOK 48.71

$1.54 ₱96.9

231.17%

Water (0.33 liter bottle)

$4.47 NOK 42.65

$0.49 ₱30.98

812.24%

Local Beer (0.5 liter draught)

$12.57 NOK 120

$1.79 ₱112

602.23%

Imported Beer (0.33 liter bottle)

$10.41 NOK 99.4

$2.26 ₱142

360.62%

Milk (1 liter)

$2.15 NOK 20.57

$1.95 ₱122

10.26%

White Bread (500g)

$3.78 NOK 36.13

$1.43 ₱89.7

164.34%

Rice (white) (1kg)

$3.51 NOK 33.54

$1.02 ₱63.8

244.12%

Eggs

$6.41 NOK 61.3

$2.06 ₱129

211.17%

Local Cheese (1kg)

$14.32 NOK 137

$9.81 ₱615

45.97%

Chicken Fillets (1kg)

$17.21 NOK 164

$4.61 ₱289

273.32%

Beef Round Steak (1kg)

$36.16 NOK 345

$7.70 ₱483

369.61%

Apples (1kg)

$4.12 NOK 39.38

$3.31 ₱207

24.47%

Banana (1kg)

$2.72 NOK 25.95

$1.45 ₱90.9

87.59%

Oranges (1kg)

$3.61 NOK 34.44

$2.36 ₱148

52.97%

Tomato (1kg)

$5.39 NOK 51.4

$1.54 ₱96.4

250.00%

Potato (1kg)

$2.52 NOK 24.02

$2.36 ₱148

6.78%

Onion (1kg)

$3.35 NOK 31.97

$1.99 ₱125

68.34%

Lettuce (1 head)

$2.86 NOK 27.34

$1.15 ₱72.1

148.70%

Water (1.5 liter bottle)

$1.78 NOK 17.03

$0.67 ₱42.15

165.67%

Cigarettes 20 Pack (Marlboro, Camel)

$17.10 NOK 163

$3.00 ₱188

470.00%

Wine (Bottle)

$17.97 NOK 172

$6.35 ₱398

182.99%

Local Beer (0.5 liter bottle)

$3.59 NOK 34.31

$1.31 ₱81.9

174.05%

Imported Beer (0.33 liter bottle)

$4.21 NOK 40.20

$1.73 ₱108

143.35%

One-way Ticket (Public Transport)

$5.15 NOK 49.21

$0.25 ₱15.78

1960.00%

Public Transport Monthly Pass (Regular Price)

$86.4 NOK 825

$12.65 ₱793

583.24%

Taxi Start (Normal Tariff)

$12.39 NOK 118

$0.74 ₱46.32

1574.32%

Taxi (Normal Tariff) (1km)

$1.84 NOK 17.61

$0.21 ₱13.11

776.19%

Taxi 1hour Waiting (Normal Tariff)

$70.5 NOK 674

$4.33 ₱271

1528.64%

Gasoline (1 liter)

$2.35 NOK 22.42

$1.33 ₱83.5

76.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$48.6K NOK 463.7K

$21.8K ₱1.4M

123.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$43.3K NOK 413.9K

$19.4K ₱1.2M

123.42%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$275 NOK 2,623

$121 ₱7,563

127.76%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.93 NOK 314

$14.45 ₱907

127.89%

Internet (50+ Mbps, Unlimited Data)

$82.9 NOK 791

$28.29 ₱1,774

192.90%

Gym Membership (Monthly)

$45.61 NOK 436

$32.68 ₱2,050

39.57%

Tennis Court (1 Hour on Weekend)

$41.77 NOK 399

$6.39 ₱401

553.68%

Cinema Ticket

$18.87 NOK 180

$5.46 ₱342

245.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$238 NOK 2,272

$273 ₱17.1K

-12.98%

International Primary School, 1 Child (Yearly)

$12.0K NOK 114.9K

$8,156 ₱511.5K

47.50%

Jeans (Levis 501 Or Similar)

$107 NOK 1,022

$49.57 ₱3,109

115.90%

Summer Dress (H&M, Zara, etc)

$54.6 NOK 522

$24.87 ₱1,560

119.58%

Sport Shoes (Adidas, Nike)

$118 NOK 1,128

$76.6 ₱4,804

54.20%

Men's Leather Business Shoes

$162 NOK 1,545

$59.3 ₱3,717

172.97%

1-bedroom Apartment, City Center (Monthly)

$1,414 NOK 13.5K

$506 ₱31.7K

179.53%

1-bedroom Apartment, Outside City Center (Monthly)

$1,083 NOK 10.3K

$309 ₱19.4K

250.16%

3-bedroom Apartment, City Center (Monthly)

$2,348 NOK 22.4K

$1,052 ₱66.0K

123.24%

3-bedroom Apartment, Outside City Center (Monthly)

$1,696 NOK 16.2K

$619 ₱38.8K

173.99%

Buy Apartment in City Center (m2)

$7,822 NOK 74.7K

$2,915 ₱182.9K

168.29%

Buy Apartment Outside City Center (m2)

$4,769 NOK 45.5K

$1,867 ₱117.1K

155.40%

Average Monthly Net Salary (After Tax)

$4,527 NOK 43.2K

$341 ₱21.4K

1227.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.27

7.2

-26.81%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bergen: October 3, 2026

Last update for Cebu: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bergen

$1.1K 38.3%

Cebu

$309 33.5% 71.4% $774

Groceries & Markets

Bergen

$524 18.6%

Cebu

$210 22.7% 59.9% $314

Eating Out

Bergen

$417 14.8%

Cebu

$88 9.6% 78.8% $329

Monthly Utilities & Internet

Bergen

$390 13.8%

Cebu

$163 17.7% 58.2% $227

Clothing & Footwear

Bergen

$199 7%

Cebu

$95 10.2% 52.4% $104

Getting Around

Bergen

$129 4.6%

Cebu

$15 1.7% 88% $113

Sport & Entertainment

Bergen

$83 3%

Cebu

$44 4.7% 47.7% $40

Cost Breakdown

A one-bedroom apartment in the center runs $1,414 in Bergen and $506 in Cebu. Housing cost is often the main lever when comparing two cities.

Bergen pays 1227% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $135 in Bergen vs $23.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $524 vs $210 per month, with Cebu cheaper across the board.

Good to know

🇳🇴 Bergen

🇵🇭 Cebu

🕒 Local time

09:28 9:28 AM

15:28 3:28 PM

6 h ahead of Bergen

🌤 Weather

👥 Population

292,482

964,169

💱 Currency

Norwegian Krone NOK kr

Philippine Peso PHP ₱

📈 Exchange rate

100 NOK = 10.47 USD

100 NOK = 9.34 EUR

100 PHP = 1.59 USD

100 PHP = 1.42 EUR

Exchange rates and currency converter

PHP, USD, EUR to NOK – Norwegian Krone Converter

🇺🇸 United States Dollar ($)

🇳🇴 Norwegian Krone (kr)

Norwegian Krone exchange rates as of October 10, 2026: 1 USD = 9.55 NOK (1 NOK = 0.105 USD). 1 EUR = 10.71 NOK (100 NOK = 9.34 EUR).

Philippine Peso exchange rates as of October 10, 2026: 1 USD = 62.72 PHP (100 PHP = 1.59 USD). 1 EUR = 70.35 PHP (100 PHP = 1.42 EUR).

USD to NOK in detail →

On the map

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Between locations

Bergen Cebu 10,500 km ≈ 14 h nonstop flight

From you

Bergen
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bergen vs Cebu: Cost of Living - Frequently Asked Questions

Cebu is cheaper overall, especially in groceries, eating out, and clothing. The 205% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 1227% higher in Bergen, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,414 in Bergen versus $506 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $238 in Bergen versus $273 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 149% higher in Bergen. For households that cook at home regularly, that difference adds up over a month.

At $934 in Cebu versus $2,844 in Bergen, a $1,500 budget is realistic in Cebu but tight or insufficient in Bergen. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

For families, Cebu is more practical. Housing and childcare are both notably cheaper than in Bergen, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Bergen and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 205% less than in Bergen. Beyond cost, consider language, visa policies, and how big the international community is in each city.