Last update: Oct 2026

Cost of Living Comparison Between Bemidji, MN and Lima

For one person, living is cheaper in Lima: $1,042 a month against $2,595 in Bemidji, MN, rent and utilities included – about $18,600 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Bemidji, MN
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Bemidji, MN Living Index
50

Cost of Living Index in Lima
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Lima Living Index

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Bemidji, MN

🇺🇸 United States

$2,595

/mo nomad

Lima

🇵🇪 Peru

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Bemidji, MN and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bemidji, MN and in Lima actually costs, broken down by who's living it.

A single person spends $2,595 per month in Bemidji, MN vs $1,042 in Lima, rent included.

Bemidji, MN $2,595
Lima $1,042

A couple spends around $3,805 per month in Bemidji, MN vs $1,651 in Lima, rent included.

Bemidji, MN $3,805
Lima $1,651

A family of three spends $5,014 per month in Bemidji, MN vs $2,259 in Lima, rent included.

Bemidji, MN $5,014
Lima $2,259

Bemidji, MN costs about 149% more than Lima, and outside of rent the biggest gap is in eating out.

Bemidji, MN sits 92% above the global median, while Lima is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.26 $20.26

$4.64 PEN 15.95

336.64%

Three-Course Dinner for Two, Mid-Range

$73.5 $73.5

$34.34 PEN 118

114.04%

Fast Food Meal (McDonalds, etc)

$11.66 $11.66

$7.01 PEN 24.12

66.33%

Cappuccino

$5.34 $5.34

$3.22 PEN 11.09

65.84%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.72 $2.72

$1.13 PEN 3.90

140.71%

Water (0.33 liter bottle)

$1.94 $1.94

$0.61 PEN 2.09

218.03%

Local Beer (0.5 liter draught)

$5.91 $5.91

$2.93 PEN 10.07

101.71%

Imported Beer (0.33 liter bottle)

$7.16 $7.16

$4.25 PEN 14.63

68.47%

Milk (1 liter)

$1.06 $1.06

$1.58 PEN 5.44

-32.91%

White Bread (500g)

$3.54 $3.54

$2.61 PEN 8.98

35.63%

Rice (white) (1kg)

$4.22 $4.22

$1.30 PEN 4.46

224.62%

Eggs

$4.49 $4.49

$2.92 PEN 10.04

53.77%

Local Cheese (1kg)

$11.55 $11.55

$9.54 PEN 32.82

21.07%

Chicken Fillets (1kg)

$12.51 $12.51

$5.71 PEN 19.66

119.09%

Beef Round Steak (1kg)

$17.75 $17.75

$9.47 PEN 32.57

87.43%

Apples (1kg)

$4.45 $4.45

$2.01 PEN 6.91

121.39%

Banana (1kg)

$1.54 $1.54

$1.02 PEN 3.52

50.98%

Oranges (1kg)

$3.78 $3.78

$1.45 PEN 4.99

160.69%

Tomato (1kg)

$4.62 $4.62

$1.49 PEN 5.14

210.07%

Potato (1kg)

$3.11 $3.11

$0.91 PEN 3.14

241.76%

Onion (1kg)

$3.05 $3.05

$0.89 PEN 3.07

242.70%

Lettuce (1 head)

$2.16 $2.16

$0.86 PEN 2.97

151.16%

Water (1.5 liter bottle)

$2.03 $2.03

$0.89 PEN 3.05

128.09%

Cigarettes 20 Pack (Marlboro, Camel)

$10.48 $10.48

$5.47 PEN 18.83

91.59%

Wine (Bottle)

$14.84 $14.84

$10.17 PEN 34.99

45.92%

Local Beer (0.5 liter bottle)

$2.05 $2.05

$1.81 PEN 6.21

13.26%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$3.15 PEN 10.83

11.43%

One-way Ticket (Public Transport)

$2.15 $2.15

$0.66 PEN 2.28

225.76%

Public Transport Monthly Pass (Regular Price)

$53.6 $53.6

$31.89 PEN 110

68.02%

Taxi Start (Normal Tariff)

$3.64 $3.64

$3.43 PEN 11.79

6.12%

Taxi (Normal Tariff) (1km)

$1.60 $1.60

$1.98 PEN 6.80

-19.19%

Taxi 1hour Waiting (Normal Tariff)

$27.14 $27.14

$9.60 PEN 33.03

182.71%

Gasoline (1 liter)

$0.77 $0.77

$1.71 PEN 5.89

-54.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.0K $27.0K

$21.9K PEN 75.2K

23.61%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.5K $28.5K

$29.0K PEN 99.9K

-1.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$196 $196

$65.8 PEN 227

197.11%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$52.1 $52.1

$15.26 PEN 52.5

241.35%

Internet (50+ Mbps, Unlimited Data)

$71.2 $71.2

$26.87 PEN 92.5

164.94%

Gym Membership (Monthly)

$39.50 $39.50

$32.91 PEN 113

20.02%

Tennis Court (1 Hour on Weekend)

$20.12 PEN 69.2

Cinema Ticket

$15.00 $15.00

$7.12 PEN 24.49

110.67%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,424 $1,424

$309 PEN 1,063

360.74%

International Primary School, 1 Child (Yearly)

$18.8K $18.8K

$21.4K PEN 73.5K

-12.04%

Jeans (Levis 501 Or Similar)

$46.72 $46.72

$52.0 PEN 179

-10.12%

Summer Dress (H&M, Zara, etc)

$43.77 $43.77

$35.69 PEN 123

22.64%

Sport Shoes (Adidas, Nike)

$79.8 $79.8

$81.8 PEN 281

-2.49%

Men's Leather Business Shoes

$110 $110

$78.0 PEN 268

41.42%

1-bedroom Apartment, City Center (Monthly)

$1,590 $1,590

$727 PEN 2,501

118.74%

1-bedroom Apartment, Outside City Center (Monthly)

$1,286 $1,286

$373 PEN 1,284

244.82%

3-bedroom Apartment, City Center (Monthly)

$2,560 $2,560

$1,249 PEN 4,296

105.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,139 $2,139

$739 PEN 2,543

189.40%

Buy Apartment in City Center (m2)

$2,857 $2,857

$2,380 PEN 8,190

20.04%

Buy Apartment Outside City Center (m2)

$2,328 $2,328

$1,365 PEN 4,696

70.57%

Average Monthly Net Salary (After Tax)

$650 PEN 2,237

20-Year Fixed Mortgage Interest Rate (Annual %)

6.59

8.38

-21.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bemidji, MN: October 31, 2026

Last update for Lima: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bemidji, MN

$1.3K 49.6%

Lima

$373 35.8% 71% $913

Groceries & Markets

Bemidji, MN

$396 15.3%

Lima

$228 21.9% 42.4% $168

Eating Out

Bemidji, MN

$324 12.5%

Lima

$127 12.2% 60.8% $197

Monthly Utilities & Internet

Bemidji, MN

$319 12.3%

Lima

$108 10.4% 66.1% $211

Clothing & Footwear

Bemidji, MN

$126 4.9%

Lima

$111 10.7% 11.8% $15

Getting Around

Bemidji, MN

$74 2.8%

Lima

$48 4.6% 35.2% $26

Sport & Entertainment

Bemidji, MN

$70 2.7%

Lima

$47 4.5% 32.2% $22

Cost Breakdown

A central one-bedroom costs $1,590 in Bemidji, MN versus $727 in Lima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $74 in Bemidji, MN versus $34 in Lima. Monthly groceries follow the same trend: $396 vs $228 – making Lima the more affordable choice for daily food spending.

Good to know

🇺🇸 Bemidji, MN

🇵🇪 Lima

🕒 Local time

09:24 9:24 AM

10:24 10:24 AM

1 h ahead of Bemidji, MN

🌤 Weather

👥 Population

13,431

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.86 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

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Bemidji, MN Lima 6,850 km ≈ 9 h nonstop flight

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Bemidji, MN
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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bemidji, MN vs Lima: Cost of Living - Frequently Asked Questions

Bemidji, MN costs about 149% more than Lima, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,892 per month in Bemidji, MN and $1,564 in Lima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lima, especially for central apartments: a one-bedroom in the center costs $727 there versus $1,590 in Bemidji, MN.

A mid-range dinner for two costs $74 in Bemidji, MN and $34 in Lima. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,595 in Bemidji, MN and $1,042 in Lima. That makes Lima about 60% cheaper.

A $2,000 monthly budget goes further in Lima, where all-in costs run around $1,042, than in Bemidji, MN at $2,595. In Lima it covers expenses comfortably, while in Bemidji, MN it requires careful planning or may not stretch far enough.

Families tend to lean toward Lima – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Lima is the easier option financially – housing and daily costs are lower, and overall it costs about 60% less, which matters a lot on a fixed budget or early-career salary.