Last update: Oct 2026

Cost of Living Comparison Between Beloit, WI and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,424 in Beloit, WI, rent and utilities included – about $4,400 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Beloit, WI
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Beloit, WI Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Beloit, WI

🇺🇸 United States

$2,424

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Beloit, WI and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Beloit, WI and in Montreal actually costs, broken down by who's living it.

A single person spends $2,424 per month in Beloit, WI vs $2,059 in Montreal, rent included.

Beloit, WI $2,424
Montreal $2,059

A couple spends around $3,653 per month in Beloit, WI vs $3,123 in Montreal, rent included.

Beloit, WI $3,653
Montreal $3,123

A family of three spends $4,883 per month in Beloit, WI vs $4,187 in Montreal, rent included.

Beloit, WI $4,883
Montreal $4,187

Beloit, WI costs about 18% more than Montreal, and outside of rent the biggest gap is in transport.

Both Beloit, WI and Montreal sit above the global median – Beloit, WI by 79%, Montreal by 52%.

Meal at Budget Restaurant

$20.46 $20.46

$18.84 CA$26.63

8.60%

Three-Course Dinner for Two, Mid-Range

$75.9 $75.9

$73.2 CA$104

3.71%

Fast Food Meal (McDonalds, etc)

$9.25 $9.25

$10.54 CA$14.90

-12.24%

Cappuccino

$3.56 $3.56

$3.97 CA$5.61

-10.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.77 $1.77

$1.94 CA$2.74

-8.76%

Water (0.33 liter bottle)

$1.83 $1.83

$1.57 CA$2.22

16.56%

Local Beer (0.5 liter draught)

$4.48 $4.48

$6.42 CA$9.08

-30.22%

Imported Beer (0.33 liter bottle)

$7.45 $7.45

$7.20 CA$10.19

3.47%

Milk (1 liter)

$0.83 $0.83

$2.32 CA$3.28

-64.22%

White Bread (500g)

$2.81 $2.81

$3.19 CA$4.51

-11.91%

Rice (white) (1kg)

$3.38 $3.38

$3.19 CA$4.50

5.96%

Eggs

$4.86 $4.86

$3.68 CA$5.20

32.07%

Local Cheese (1kg)

$6.45 $6.45

$13.24 CA$18.72

-51.28%

Chicken Fillets (1kg)

$14.35 $14.35

$11.69 CA$16.53

22.75%

Beef Round Steak (1kg)

$11.76 $11.76

$13.98 CA$19.76

-15.88%

Apples (1kg)

$5.20 $5.20

$3.14 CA$4.44

65.61%

Banana (1kg)

$0.99 $0.99

$1.45 CA$2.05

-31.72%

Oranges (1kg)

$4.04 $4.04

$3.38 CA$4.78

19.53%

Tomato (1kg)

$4.49 $4.49

$3.11 CA$4.40

44.37%

Potato (1kg)

$2.80 $2.80

$1.93 CA$2.72

45.08%

Onion (1kg)

$2.65 $2.65

$1.83 CA$2.58

44.81%

Lettuce (1 head)

$1.92 $1.92

$2.36 CA$3.34

-18.64%

Water (1.5 liter bottle)

$1.59 $1.59

$1.50 CA$2.12

6.00%

Cigarettes 20 Pack (Marlboro, Camel)

$8.78 $8.78

$11.12 CA$15.73

-21.04%

Wine (Bottle)

$14.90 $14.90

$10.60 CA$14.98

40.57%

Local Beer (0.5 liter bottle)

$2.64 $2.64

$2.22 CA$3.14

18.92%

Imported Beer (0.33 liter bottle)

$3.51 $3.51

$2.84 CA$4.01

23.59%

One-way Ticket (Public Transport)

$1.82 $1.82

$2.62 CA$3.71

-30.53%

Public Transport Monthly Pass (Regular Price)

$79.1 CA$112

Taxi Start (Normal Tariff)

$3.33 $3.33

$3.23 CA$4.56

3.10%

Taxi (Normal Tariff) (1km)

$1.36 $1.36

$1.48 CA$2.10

-8.11%

Taxi 1hour Waiting (Normal Tariff)

$24.33 $24.33

$32.22 CA$45.55

-24.49%

Gasoline (1 liter)

$1.06 $1.06

$1.36 CA$1.92

-22.06%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.6K $35.6K

$27.6K CA$39.1K

28.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$21.2K CA$30.0K

22.04%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$190 $190

$77.0 CA$109

146.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.8 $64.8

$34.14 CA$48.26

89.84%

Internet (50+ Mbps, Unlimited Data)

$60.0 $60.0

$42.19 CA$59.7

42.12%

Gym Membership (Monthly)

$40.85 $40.85

$30.81 CA$43.56

32.59%

Tennis Court (1 Hour on Weekend)

$19.66 CA$27.79

Cinema Ticket

$12.07 $12.07

$11.47 CA$16.22

5.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,690 $1,690

$506 CA$716

233.90%

International Primary School, 1 Child (Yearly)

$31.5K $31.5K

$16.2K CA$23.0K

94.32%

Jeans (Levis 501 Or Similar)

$67.2 $67.2

$57.3 CA$81.0

17.38%

Summer Dress (H&M, Zara, etc)

$52.2 $52.2

$38.10 CA$53.9

36.96%

Sport Shoes (Adidas, Nike)

$100 $100

$91.9 CA$130

9.23%

Men's Leather Business Shoes

$141 $141

$110 CA$155

28.42%

1-bedroom Apartment, City Center (Monthly)

$1,488 $1,488

$1,237 CA$1,748

20.35%

1-bedroom Apartment, Outside City Center (Monthly)

$1,222 $1,222

$977 CA$1,381

25.13%

3-bedroom Apartment, City Center (Monthly)

$2,619 $2,619

$2,180 CA$3,082

20.13%

3-bedroom Apartment, Outside City Center (Monthly)

$2,193 $2,193

$1,608 CA$2,273

36.38%

Buy Apartment in City Center (m2)

$2,798 $2,798

$5,113 CA$7,228

-45.27%

Buy Apartment Outside City Center (m2)

$2,220 $2,220

$3,744 CA$5,293

-40.70%

Average Monthly Net Salary (After Tax)

$2,401 $2,401

$2,957 CA$4,180

-18.79%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.81

4.48

52.01%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Beloit, WI: October 17, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Beloit, WI

$1.2K 50.4%

Montreal

$977 47.4% 20.1% $245

Groceries & Markets

Beloit, WI

$357 14.7%

Montreal

$351 17.1% 1.6% $5.6

Monthly Utilities & Internet

Beloit, WI

$314 13%

Montreal

$153 7.5% 51.2% $161

Eating Out

Beloit, WI

$286 11.8%

Montreal

$290 14.1% 1.6% $4.7

Clothing & Footwear

Beloit, WI

$162 6.7%

Montreal

$134 6.5% 17.7% $29

Sport & Entertainment

Beloit, WI

$65 2.7%

Montreal

$54 2.6% 17.3% $11

Getting Around

Beloit, WI

$17 * 0.7%

Montreal

$100 4.9% 476% $83

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,488 in Beloit, WI versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 23% higher in Montreal, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $76.0 in Beloit, WI versus $73.0 in Montreal. Monthly groceries follow the same trend: $357 vs $351 – making Montreal the more affordable choice for daily food spending.

Good to know

🇺🇸 Beloit, WI

🇨🇦 Montreal

🕒 Local time

19:48 7:48 PM

20:48 8:48 PM

1 h ahead of Beloit, WI

🌤 Weather

👥 Population

36,348

1,762,949

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 21, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 21, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

On the map

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Between locations

Beloit, WI Montreal 1,280 km ≈ 2 h nonstop flight

From you

Beloit, WI
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Beloit, WI vs Montreal: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,424 in Beloit, WI, $2,059 in Montreal – roughly 18% apart. Outside of rent, the biggest gap is in transport.

For a comfortable life, plan on about $3,636 per month in Beloit, WI and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $76.0 in Beloit, WI and $73.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 2% more in Beloit, WI, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,059, than in Beloit, WI at $2,424. In Montreal it covers expenses comfortably, while in Beloit, WI it requires careful planning or may not stretch far enough.

It depends on your priorities. Montreal has an edge in some lifestyle areas, with costs from $2,059 in Montreal to $2,424 in Beloit, WI. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Beloit, WI makes more sense. Both are solid long-term options with distinct trade-offs.