Last update: Nov 2026

Cost of Living Comparison Between Beloit, WI and Lima

For one person, living is cheaper in Lima: $1,042 a month against $2,529 in Beloit, WI, rent and utilities included – about $17,800 less a year. Rent and utilities account for most of the difference.

122

Cost of Living Index in Beloit, WI
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Beloit, WI Living Index
50

Cost of Living Index in Lima
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Lima Living Index

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Beloit, WI

🇺🇸 United States

$2,529

/mo nomad

Lima

🇵🇪 Peru

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Beloit, WI and in Lima

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Beloit, WI and in Lima actually costs, broken down by who's living it.

A single person spends $2,529 per month in Beloit, WI vs $1,042 in Lima, rent included.

Beloit, WI $2,529
Lima $1,042

A couple spends around $3,590 per month in Beloit, WI vs $1,651 in Lima, rent included.

Beloit, WI $3,590
Lima $1,651

A family of three spends $4,651 per month in Beloit, WI vs $2,259 in Lima, rent included.

Beloit, WI $4,651
Lima $2,259

Beloit, WI costs about 143% more than Lima, and outside of rent the biggest gap is in eating out.

Beloit, WI sits 87% above the global median, while Lima is 23% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$19.69 $19.69

$4.64 PEN 15.95

324.35%

Three-Course Dinner for Two, Mid-Range

$75.9 $75.9

$34.34 PEN 118

121.08%

Fast Food Meal (McDonalds, etc)

$9.38 $9.38

$7.01 PEN 24.12

33.81%

Cappuccino

$3.69 $3.69

$3.22 PEN 11.09

14.60%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.79 $1.79

$1.13 PEN 3.90

58.41%

Water (0.33 liter bottle)

$1.83 $1.83

$0.61 PEN 2.09

200.00%

Local Beer (0.5 liter draught)

$4.51 $4.51

$2.93 PEN 10.08

53.92%

Imported Beer (0.33 liter bottle)

$7.53 $7.53

$4.25 PEN 14.63

77.18%

Milk (1 liter)

$0.75 $0.75

$1.58 PEN 5.44

-52.53%

White Bread (500g)

$2.77 $2.77

$2.61 PEN 8.98

6.13%

Rice (white) (1kg)

$3.23 $3.23

$1.30 PEN 4.47

148.46%

Eggs

$4.79 $4.79

$2.92 PEN 10.05

64.04%

Local Cheese (1kg)

$6.56 $6.56

$9.54 PEN 32.82

-31.24%

Chicken Fillets (1kg)

$14.22 $14.22

$5.71 PEN 19.66

149.04%

Beef Round Steak (1kg)

$11.66 $11.66

$9.47 PEN 32.58

23.13%

Apples (1kg)

$5.30 $5.30

$2.01 PEN 6.91

163.68%

Banana (1kg)

$0.91 $0.91

$1.02 PEN 3.52

-10.78%

Oranges (1kg)

$4.03 $4.03

$1.45 PEN 4.99

177.93%

Tomato (1kg)

$4.25 $4.25

$1.49 PEN 5.14

185.23%

Potato (1kg)

$2.68 $2.68

$0.91 PEN 3.14

194.51%

Onion (1kg)

$2.68 $2.68

$0.89 PEN 3.07

201.12%

Lettuce (1 head)

$1.83 $1.83

$0.86 PEN 2.97

112.79%

Water (1.5 liter bottle)

$1.58 $1.58

$0.89 PEN 3.06

77.53%

Cigarettes 20 Pack (Marlboro, Camel)

$8.74 $8.74

$5.47 PEN 18.83

59.78%

Wine (Bottle)

$15.13 $15.13

$10.17 PEN 35.00

48.77%

Local Beer (0.5 liter bottle)

$2.54 $2.54

$1.81 PEN 6.21

40.33%

Imported Beer (0.33 liter bottle)

$3.36 $3.36

$3.15 PEN 10.84

6.67%

One-way Ticket (Public Transport)

$2.24 $2.24

$0.66 PEN 2.28

239.39%

Public Transport Monthly Pass (Regular Price)

$52.2 $52.2

$31.89 PEN 110

63.72%

Taxi Start (Normal Tariff)

$3.22 $3.22

$3.43 PEN 11.79

-6.12%

Taxi (Normal Tariff) (1km)

$1.77 $1.77

$1.98 PEN 6.80

-10.61%

Taxi 1hour Waiting (Normal Tariff)

$25.20 $25.20

$9.60 PEN 33.04

162.50%

Gasoline (1 liter)

$1.06 $1.06

$1.71 PEN 5.89

-38.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.9K $35.9K

$21.9K PEN 75.3K

64.19%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.3K $26.3K

$29.0K PEN 100.0K

-9.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$195 $195

$65.8 PEN 227

196.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$64.8 $64.8

$15.26 PEN 52.5

324.44%

Internet (50+ Mbps, Unlimited Data)

$60.4 $60.4

$26.87 PEN 92.5

124.79%

Gym Membership (Monthly)

$40.68 $40.68

$32.91 PEN 113

23.61%

Tennis Court (1 Hour on Weekend)

$20.12 PEN 69.2

Cinema Ticket

$11.98 $11.98

$7.12 PEN 24.49

68.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,839 $1,839

$309 PEN 1,064

495.07%

International Primary School, 1 Child (Yearly)

$41.1K $41.1K

$21.4K PEN 73.5K

92.71%

Jeans (Levis 501 Or Similar)

$67.2 $67.2

$52.0 PEN 179

29.30%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$35.69 PEN 123

46.04%

Sport Shoes (Adidas, Nike)

$104 $104

$81.8 PEN 281

26.70%

Men's Leather Business Shoes

$144 $144

$78.0 PEN 268

84.71%

1-bedroom Apartment, City Center (Monthly)

$1,568 $1,568

$727 PEN 2,501

115.76%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$373 PEN 1,284

240.96%

3-bedroom Apartment, City Center (Monthly)

$2,863 $2,863

$1,249 PEN 4,297

129.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,857 $1,857

$739 PEN 2,544

151.26%

Buy Apartment in City Center (m2)

$2,471 $2,471

$2,380 PEN 8,191

3.81%

Buy Apartment Outside City Center (m2)

$2,293 $2,293

$1,365 PEN 4,697

68.02%

Average Monthly Net Salary (After Tax)

$2,390 $2,390

$650 PEN 2,238

267.49%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.78

8.38

-19.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Beloit, WI: November 1, 2026

Last update for Lima: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Beloit, WI

$1.3K 50.3%

Lima

$373 35.8% 70.7% $899

Groceries & Markets

Beloit, WI

$352 13.9%

Lima

$228 21.9% 35.2% $124

Monthly Utilities & Internet

Beloit, WI

$320 12.7%

Lima

$108 10.4% 66.3% $212

Eating Out

Beloit, WI

$282 11.2%

Lima

$127 12.2% 55% $155

Clothing & Footwear

Beloit, WI

$165 6.5%

Lima

$111 10.7% 32.6% $54

Getting Around

Beloit, WI

$73 2.9%

Lima

$48 4.6% 34.7% $25

Sport & Entertainment

Beloit, WI

$65 2.6%

Lima

$47 4.5% 27.1% $17

Cost Breakdown

A central one-bedroom costs $1,568 in Beloit, WI versus $727 in Lima. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in Beloit, WI are about 3.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76 in Beloit, WI versus $34 in Lima. Monthly groceries follow the same trend: $352 vs $228 – making Lima the more affordable choice for daily food spending.

Good to know

🇺🇸 Beloit, WI

🇵🇪 Lima

🕒 Local time

02:44 2:44 AM

03:44 3:44 AM

1 h ahead of Beloit, WI

🌤 Weather

👥 Population

36,348

9,989,369 Capital

💱 Currency

United States Dollar USD $

Peruvian Sol PEN S/

📈 Exchange rate

1 USD = 0.89 EUR

1 PEN = 0.291 USD

1 PEN = 0.259 EUR

Exchange rates and currency converter

PEN, EUR to USD – United States Dollar Converter

🇵🇪 Peruvian Sol (S/)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Peruvian Sol exchange rates as of November 6, 2026: 1 USD = 3.44 PEN (1 PEN = 0.291 USD). 1 EUR = 3.87 PEN (1 PEN = 0.259 EUR).

PEN to USD in detail →

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Beloit, WI Lima 6,190 km ≈ 8 h nonstop flight

From you

Beloit, WI
Lima

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Beloit, WI vs Lima: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $2,529 in Beloit, WI, $1,042 in Lima – Lima comes out roughly 59% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $3,794 per month in Beloit, WI and $1,564 in Lima. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Lima, especially for central apartments: a one-bedroom in the center costs $727 there versus $1,568 in Beloit, WI.

A mid-range dinner for two costs $76 in Beloit, WI and $34 in Lima. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $2,529 in Beloit, WI and $1,042 in Lima. That makes Lima about 59% cheaper.

A $2,000 monthly budget goes further in Lima, where all-in costs run around $1,042, than in Beloit, WI at $2,529. In Lima it covers expenses comfortably, while in Beloit, WI it requires careful planning or may not stretch far enough.

Families tend to lean toward Lima – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Lima. If higher salaries or specific career opportunities are the priority, Beloit, WI makes more sense. Both are solid long-term options with distinct trade-offs.