Last update: Oct 2026

Cost of Living Comparison Between Belmont, CA and Toronto

For one person, living costs are similar in Belmont, CA and in Toronto: $2,600 and $2,610 a month, rent and utilities included.

126

Cost of Living Index in Belmont, CA
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Belmont, CA Living Index
126

Cost of Living Index in Toronto
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Toronto Living Index

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Belmont, CA

🇺🇸 United States

$2,600

/mo nomad

Toronto

🇨🇦 Canada

$2,610

/mo nomad

Monthly Cost of Living

How much you'll spend in Belmont, CA and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belmont, CA and in Toronto actually costs, broken down by who's living it.

A single person spends $2,600 per month in Belmont, CA vs $2,610 in Toronto, rent included.

Belmont, CA $2,600
Toronto $2,610

A couple spends around $3,803 per month in Belmont, CA vs $3,727 in Toronto, rent included.

Belmont, CA $3,803
Toronto $3,727

A family of three spends $5,006 per month in Belmont, CA vs $4,844 in Toronto, rent included.

Belmont, CA $5,006
Toronto $4,844

Belmont, CA and Toronto have comparable living costs – the differences are in the details.

Both Belmont, CA and Toronto sit above the global median – Belmont, CA by 92%, Toronto by 93%.

Meal at Budget Restaurant

$19.88 $19.88

$17.59 CA$24.87

13.02%

Three-Course Dinner for Two, Mid-Range

$59.6 $59.6

$78.8 CA$111

-24.36%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$10.73 CA$15.16

12.95%

Cappuccino

$5.38 $5.38

$4.09 CA$5.78

31.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 $1.97

$2.10 CA$2.97

-6.19%

Water (0.33 liter bottle)

$2.19 $2.19

$1.72 CA$2.43

27.33%

Local Beer (0.5 liter draught)

$5.41 $5.41

$6.36 CA$8.99

-14.94%

Imported Beer (0.33 liter bottle)

$5.88 $5.88

$7.08 CA$10.01

-16.95%

Milk (1 liter)

$1.41 $1.41

$2.54 CA$3.59

-44.49%

White Bread (500g)

$3.81 $3.81

$2.72 CA$3.85

40.07%

Rice (white) (1kg)

$3.33 $3.33

$2.18 CA$3.09

52.75%

Eggs

$5.13 $5.13

$3.63 CA$5.13

41.32%

Local Cheese (1kg)

$6.55 $6.55

$9.46 CA$13.37

-30.76%

Chicken Fillets (1kg)

$13.03 $13.03

$11.54 CA$16.32

12.91%

Beef Round Steak (1kg)

$12.98 $12.98

$14.37 CA$20.32

-9.67%

Apples (1kg)

$2.21 $2.21

$3.70 CA$5.23

-40.27%

Banana (1kg)

$2.17 $2.17

$1.19 CA$1.68

82.35%

Oranges (1kg)

$2.24 $2.24

$3.46 CA$4.90

-35.26%

Tomato (1kg)

$2.22 $2.22

$4.22 CA$5.97

-47.39%

Potato (1kg)

$1.07 $1.07

$1.79 CA$2.52

-40.22%

Onion (1kg)

$1.89 $1.89

$1.65 CA$2.33

14.55%

Lettuce (1 head)

$2.56 $2.56

$2.20 CA$3.11

16.36%

Water (1.5 liter bottle)

$1.02 $1.02

$1.26 CA$1.78

-19.05%

Cigarettes 20 Pack (Marlboro, Camel)

$11.79 $11.79

$13.97 CA$19.75

-15.60%

Wine (Bottle)

$11.92 $11.92

$14.20 CA$20.07

-16.06%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.25 CA$3.18

-22.22%

Imported Beer (0.33 liter bottle)

$1.24 $1.24

$2.53 CA$3.58

-50.99%

One-way Ticket (Public Transport)

$2.02 $2.02

$2.32 CA$3.28

-12.93%

Public Transport Monthly Pass (Regular Price)

$65.6 $65.6

$112 CA$158

-41.22%

Taxi Start (Normal Tariff)

$2.73 $2.73

$3.06 CA$4.33

-10.78%

Taxi (Normal Tariff) (1km)

$1.49 $1.49

$1.22 CA$1.72

22.13%

Taxi 1hour Waiting (Normal Tariff)

$30.41 $30.41

$21.69 CA$30.66

40.20%

Gasoline (1 liter)

$1.50 $1.50

$1.21 CA$1.72

23.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$26.1K CA$37.0K

6.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K $27.0K

$21.1K CA$29.9K

27.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 $289

$120 CA$169

141.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.69 $41.69

$32.21 CA$45.54

29.43%

Internet (50+ Mbps, Unlimited Data)

$78.4 $78.4

$48.88 CA$69.1

60.39%

Gym Membership (Monthly)

$39.58 $39.58

$39.34 CA$55.6

0.61%

Tennis Court (1 Hour on Weekend)

$23.58 CA$33.34

Cinema Ticket

$14.72 $14.72

$12.58 CA$17.79

17.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,119 $2,119

$832 CA$1,176

154.76%

International Primary School, 1 Child (Yearly)

$24.7K $24.7K

$23.6K CA$33.4K

4.46%

Jeans (Levis 501 Or Similar)

$37.96 $37.96

$52.3 CA$73.9

-27.39%

Summer Dress (H&M, Zara, etc)

$35.23 $35.23

$39.44 CA$55.8

-10.67%

Sport Shoes (Adidas, Nike)

$49.14 $49.14

$99.0 CA$140

-50.36%

Men's Leather Business Shoes

$116 $116

$122 CA$172

-4.59%

1-bedroom Apartment, City Center (Monthly)

$2,219 $2,219

$1,631 CA$2,306

35.99%

1-bedroom Apartment, Outside City Center (Monthly)

$1,297 $1,297

$1,448 CA$2,048

-10.45%

3-bedroom Apartment, City Center (Monthly)

$2,539 $2,539

$2,737 CA$3,869

-7.23%

3-bedroom Apartment, Outside City Center (Monthly)

$2,335 $2,335

$2,129 CA$3,010

9.64%

Buy Apartment in City Center (m2)

$2,718 $2,718

$8,206 CA$11.6K

-66.88%

Buy Apartment Outside City Center (m2)

$2,353 $2,353

$6,838 CA$9,666

-65.59%

Average Monthly Net Salary (After Tax)

$3,520 CA$4,976

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

4.47

45.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belmont, CA: October 19, 2026

Last update for Toronto: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belmont, CA

$1.3K 49.9%

Toronto

$1.4K 55.5% 11.7% $151

Monthly Utilities & Internet

Belmont, CA

$409 15.7%

Toronto

$201 7.7% 50.9% $208

Groceries & Markets

Belmont, CA

$318 12.2%

Toronto

$343 13.1% 7.7% $25

Eating Out

Belmont, CA

$315 12.1%

Toronto

$283 10.9% 10.2% $32

Clothing & Footwear

Belmont, CA

$107 4.1%

Toronto

$141 5.4% 31% $33

Getting Around

Belmont, CA

$84 3.2%

Toronto

$130 5% 55% $46

Sport & Entertainment

Belmont, CA

$69 2.7%

Toronto

$65 2.5% 6.6% $4.5

Cost Breakdown

A central one-bedroom costs $2,219 in Belmont, CA versus $1,631 in Toronto. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $60.0 in Belmont, CA versus $79.0 in Toronto. Monthly groceries follow the same trend: $318 vs $343 – making Belmont, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 Belmont, CA

🇨🇦 Toronto

🕒 Local time

03:55 3:55 AM

06:55 6:55 AM

3 h ahead of Belmont, CA

🌤 Weather

👥 Population

24,729

2,731,571

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.89 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Canadian Dollar exchange rates as of October 22, 2026: 1 USD = 1.41 CAD (1 CAD = 0.707 USD). 1 EUR = 1.59 CAD (1 CAD = 0.629 EUR).

CAD to USD in detail →

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Between locations

Belmont, CA Toronto 3,640 km ≈ 5 h nonstop flight

From you

Belmont, CA
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belmont, CA vs Toronto: Cost of Living - Frequently Asked Questions

For a comfortable life, plan on about $3,900 per month in Belmont, CA and $3,916 in Toronto. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belmont, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $60.0 in Belmont, CA and $79.0 in Toronto. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 70% less in Belmont, CA. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,600 in Belmont, CA and $2,610 in Toronto. You'll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Belmont, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Belmont, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, Toronto makes more sense. Both are solid long-term options with distinct trade-offs.