Last update: Oct 2026

Cost of Living Comparison Between Belmont, CA and Austin, TX

For one person, living costs are similar in Belmont, CA and in Austin, TX: $2,600 and $2,698 a month, rent and utilities included.

126

Cost of Living Index in Belmont, CA
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Belmont, CA Living Index
129

Cost of Living Index in Austin, TX
Learn more

Austin, TX Living Index

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Belmont, CA

🇺🇸 United States

$2,600

/mo nomad

Austin, TX

🇺🇸 United States

$2,698

/mo nomad

Monthly Cost of Living

How much you'll spend in Belmont, CA and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belmont, CA and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,600 in Belmont, CA versus $2,698 in Austin, TX.

Belmont, CA $2,600
Austin, TX $2,698

Estimated couple costs with rent: $3,803 in Belmont, CA versus $4,160 in Austin, TX.

Belmont, CA $3,803
Austin, TX $4,160

Monthly costs for a family of three with rent: $5,006 in Belmont, CA versus $5,622 in Austin, TX.

Belmont, CA $5,006
Austin, TX $5,622

Living in Belmont, CA costs roughly 4% less than in Austin, TX, and outside of rent the biggest gap is in groceries.

Both cities are pricier than the global median: Belmont, CA 92% above, Austin, TX 99% above.

Meal at Budget Restaurant

$19.88 $19.88

$20.63 $20.63

-3.64%

Three-Course Dinner for Two, Mid-Range

$59.6 $59.6

$84.6 $84.6

-29.50%

Fast Food Meal (McDonalds, etc)

$12.12 $12.12

$12.07 $12.07

0.41%

Cappuccino

$5.38 $5.38

$5.48 $5.48

-1.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 $1.97

$3.80 $3.80

-48.16%

Water (0.33 liter bottle)

$2.19 $2.19

$2.47 $2.47

-11.34%

Local Beer (0.5 liter draught)

$5.41 $5.41

$8.05 $8.05

-32.80%

Imported Beer (0.33 liter bottle)

$5.88 $5.88

$8.88 $8.88

-33.78%

Milk (1 liter)

$1.41 $1.41

$1.11 $1.11

27.03%

White Bread (500g)

$3.81 $3.81

$3.72 $3.72

2.42%

Rice (white) (1kg)

$3.33 $3.33

$3.37 $3.37

-1.19%

Eggs

$5.13 $5.13

$4.32 $4.32

18.75%

Local Cheese (1kg)

$6.55 $6.55

$13.13 $13.13

-50.11%

Chicken Fillets (1kg)

$13.03 $13.03

$14.15 $14.15

-7.92%

Beef Round Steak (1kg)

$12.98 $12.98

$16.33 $16.33

-20.51%

Apples (1kg)

$2.21 $2.21

$4.55 $4.55

-51.43%

Banana (1kg)

$2.17 $2.17

$1.46 $1.46

48.63%

Oranges (1kg)

$2.24 $2.24

$4.71 $4.71

-52.44%

Tomato (1kg)

$2.22 $2.22

$4.15 $4.15

-46.51%

Potato (1kg)

$1.07 $1.07

$2.58 $2.58

-58.53%

Onion (1kg)

$1.89 $1.89

$2.35 $2.35

-19.57%

Lettuce (1 head)

$2.56 $2.56

$1.77 $1.77

44.63%

Water (1.5 liter bottle)

$1.02 $1.02

$2.14 $2.14

-52.34%

Cigarettes 20 Pack (Marlboro, Camel)

$11.79 $11.79

$10.10 $10.10

16.73%

Wine (Bottle)

$11.92 $11.92

$15.19 $15.19

-21.53%

Local Beer (0.5 liter bottle)

$1.75 $1.75

$2.82 $2.82

-37.94%

Imported Beer (0.33 liter bottle)

$1.24 $1.24

$3.44 $3.44

-63.95%

One-way Ticket (Public Transport)

$2.02 $2.02

$1.54 $1.54

31.17%

Public Transport Monthly Pass (Regular Price)

$65.6 $65.6

$40.99 $40.99

60.11%

Taxi Start (Normal Tariff)

$2.73 $2.73

$2.80 $2.80

-2.50%

Taxi (Normal Tariff) (1km)

$1.49 $1.49

$1.60 $1.60

-6.88%

Taxi 1hour Waiting (Normal Tariff)

$30.41 $30.41

$34.34 $34.34

-11.44%

Gasoline (1 liter)

$1.50 $1.50

$0.94 $0.94

59.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.9K $27.9K

$34.0K $34.0K

-17.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K $27.0K

$26.8K $26.8K

0.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$289 $289

$223 $223

29.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$41.69 $41.69

$58.9 $58.9

-29.22%

Internet (50+ Mbps, Unlimited Data)

$78.4 $78.4

$70.6 $70.6

11.06%

Gym Membership (Monthly)

$39.58 $39.58

$57.7 $57.7

-31.40%

Tennis Court (1 Hour on Weekend)

$16.53 $16.53

Cinema Ticket

$14.72 $14.72

$14.26 $14.26

3.23%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,119 $2,119

$1,511 $1,511

40.27%

International Primary School, 1 Child (Yearly)

$24.7K $24.7K

$20.9K $20.9K

18.05%

Jeans (Levis 501 Or Similar)

$37.96 $37.96

$51.3 $51.3

-25.96%

Summer Dress (H&M, Zara, etc)

$35.23 $35.23

$44.17 $44.17

-20.24%

Sport Shoes (Adidas, Nike)

$49.14 $49.14

$87.0 $87.0

-43.51%

Men's Leather Business Shoes

$116 $116

$104 $104

11.46%

1-bedroom Apartment, City Center (Monthly)

$2,219 $2,219

$1,940 $1,940

14.36%

1-bedroom Apartment, Outside City Center (Monthly)

$1,297 $1,297

$1,316 $1,316

-1.46%

3-bedroom Apartment, City Center (Monthly)

$2,539 $2,539

$3,664 $3,664

-30.71%

3-bedroom Apartment, Outside City Center (Monthly)

$2,335 $2,335

$2,565 $2,565

-8.99%

Buy Apartment in City Center (m2)

$2,718 $2,718

$7,354 $7,354

-63.04%

Buy Apartment Outside City Center (m2)

$2,353 $2,353

$3,129 $3,129

-24.82%

Average Monthly Net Salary (After Tax)

$5,286 $5,286

20-Year Fixed Mortgage Interest Rate (Annual %)

6.51

6.79

-4.12%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belmont, CA: October 19, 2026

Last update for Austin, TX: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belmont, CA

$1.3K 49.9%

Austin, TX

$1.3K 48.8% 1.5% $19

Monthly Utilities & Internet

Belmont, CA

$409 15.7%

Austin, TX

$352 13.1% 13.9% $57

Groceries & Markets

Belmont, CA

$318 12.2%

Austin, TX

$406 15.1% 27.5% $88

Eating Out

Belmont, CA

$315 12.1%

Austin, TX

$350 13% 11% $35

Clothing & Footwear

Belmont, CA

$107 4.1%

Austin, TX

$129 4.8% 20.2% $22

Getting Around

Belmont, CA

$84 3.2%

Austin, TX

$58 2.2% 31% $26

Sport & Entertainment

Belmont, CA

$69 2.7%

Austin, TX

$86 3.2% 24.9% $17

Cost Breakdown

A one-bedroom apartment in the center runs $2,219 in Belmont, CA and $1,940 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Dining out: $60.0 in Belmont, CA vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $318 vs $406 per month, with Belmont, CA cheaper across the board.

Good to know

🇺🇸 Belmont, CA

🇺🇸 Austin, TX

🕒 Local time

01:10 1:10 AM

03:10 3:10 AM

2 h ahead of Belmont, CA

🌤 Weather

👥 Population

24,729

974,447

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

Belmont, CA Austin, TX 2,390 km ≈ 3 h 30 min nonstop flight

From you

Belmont, CA
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belmont, CA vs Austin, TX: Cost of Living - Frequently Asked Questions

Belmont, CA wins on cost – living expenses run 4% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Belmont, CA the obvious pick if budget is a priority.

You'd need roughly $3,900 in Belmont, CA and $4,046 in Austin, TX to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $2,219 in Belmont, CA versus $1,940 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,600 per month in Belmont, CA versus $2,698 in Austin, TX – a 4% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Belmont, CA runs roughly 60% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

Both cities are expensive relative to $2,000. Belmont, CA is the more realistic option, but even there you'll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Belmont, CA gentler on the wallet – expenses run 4% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.