Last update: Oct 2026

Cost of Living Comparison Between Bellevue, NE and Chicago, IL

For one person, living is cheaper in Bellevue, NE: $2,249 a month against $3,037 in Chicago, IL, rent and utilities included – about $9,500 less a year. Rent and utilities account for most of the difference.

Bellevue, NE, United States
Chicago, IL, United States
Bellevue, NE
🇺🇸 United States
$2,249
/mo nomad
Chicago, IL
🇺🇸 United States
$3,037
/mo nomad
Monthly Cost of Living

How much you'll spend in Bellevue, NE and in Chicago, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bellevue, NE and in Chicago, IL actually costs, broken down by who's living it.

A single person spends $2,249 per month in Bellevue, NE vs $3,037 in Chicago, IL, rent included.

  • Bellevue, NE $2,249
  • Chicago, IL $3,037

A couple spends around $3,403 per month in Bellevue, NE vs $4,518 in Chicago, IL, rent included.

  • Bellevue, NE $3,403
  • Chicago, IL $4,518

A family of three spends $4,558 per month in Bellevue, NE vs $5,999 in Chicago, IL, rent included.

  • Bellevue, NE $4,558
  • Chicago, IL $5,999

Bellevue, NE is about 26% cheaper than Chicago, IL, and outside of rent the biggest gap is in groceries.

Both Bellevue, NE and Chicago, IL sit above the global median – Bellevue, NE by 65%, Chicago, IL by 123%.

Currency
🍽 Eating Out
Bellevue, NE
Chicago, IL
Difference
Meal at Budget Restaurant
$20.21 $20.21
$20.71 $20.71
-2.41%
Three-Course Dinner for Two, Mid-Range
$74.8 $74.8
$89.2 $89.2
-16.22%
Fast Food Meal (McDonalds, etc)
$11.92 $11.92
$13.19 $13.19
-9.63%
Cappuccino
$5.91 $5.91
$5.66 $5.66
4.42%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.58 $2.58
$2.64 $2.64
-2.27%
Water (0.33 liter bottle)
$1.89 $1.89
$2.28 $2.28
-17.11%
Local Beer (0.5 liter draught)
$5.84 $5.84
$6.87 $6.87
-14.99%
Imported Beer (0.33 liter bottle)
$7.51 $7.51
$8.84 $8.84
-15.05%
🛒 Groceries & Markets
Bellevue, NE
Chicago, IL
Difference
Milk (1 liter)
$0.96 $0.96
$1.25 $1.25
-23.20%
White Bread (500g)
$3.27 $3.27
$3.72 $3.72
-12.10%
Rice (white) (1kg)
$4.27 $4.27
$5.39 $5.39
-20.78%
Eggs
$4.21 $4.21
$4.74 $4.74
-11.18%
Local Cheese (1kg)
$11.34 $11.34
$13.84 $13.84
-18.06%
Chicken Fillets (1kg)
$9.46 $9.46
$14.40 $14.40
-34.31%
Beef Round Steak (1kg)
$15.72 $15.72
$18.38 $18.38
-14.47%
Apples (1kg)
$4.43 $4.43
$5.22 $5.22
-15.13%
Banana (1kg)
$1.62 $1.62
$1.98 $1.98
-18.18%
Oranges (1kg)
$4.39 $4.39
$4.06 $4.06
8.13%
Tomato (1kg)
$4.47 $4.47
$4.97 $4.97
-10.06%
Potato (1kg)
$1.89 $1.89
$2.67 $2.67
-29.21%
Onion (1kg)
$2.89 $2.89
$2.66 $2.66
8.65%
Lettuce (1 head)
$2.32 $2.32
$2.24 $2.24
3.57%
Water (1.5 liter bottle)
$2.52 $2.52
$3.13 $3.13
-19.49%
Cigarettes 20 Pack (Marlboro, Camel)
$8.16 $8.16
$13.82 $13.82
-40.96%
Wine (Bottle)
$15.56 $15.56
$14.88 $14.88
4.57%
Local Beer (0.5 liter bottle)
$2.00 $2.00
$2.54 $2.54
-21.26%
Imported Beer (0.33 liter bottle)
$5.73 $5.73
$3.51 $3.51
63.25%
🚌 Getting Around
Bellevue, NE
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.02 $2.02
$2.43 $2.43
-16.87%
Public Transport Monthly Pass (Regular Price)
$59.5 $59.5
$73.5 $73.5
-19.04%
Taxi Start (Normal Tariff)
$3.04 $3.04
$3.18 $3.18
-4.40%
Taxi (Normal Tariff) (1km)
$1.38 $1.38
$1.39 $1.39
-0.72%
Taxi 1hour Waiting (Normal Tariff)
$25.15 $25.15
$25.03 $25.03
0.48%
Gasoline (1 liter)
$0.97 $0.97
$1.20 $1.20
-19.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$32.3K $32.3K
$35.0K $35.0K
-7.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.3K $26.3K
$26.7K $26.7K
-1.41%
🧾 Monthly Utilities & Internet
Bellevue, NE
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$203 $203
$194 $194
4.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$66.8 $66.8
$69.5 $69.5
-3.76%
Internet (50+ Mbps, Unlimited Data)
$72.1 $72.1
$61.6 $61.6
16.92%
🎉 Sport & Entertainment
Bellevue, NE
Chicago, IL
Difference
Gym Membership (Monthly)
$42.48 $42.48
$47.90 $47.90
-11.32%
Tennis Court (1 Hour on Weekend)
$40.10 $40.10
$27.34 $27.34
46.67%
Cinema Ticket
$14.75 $14.75
$17.81 $17.81
-17.18%
🧸 Childcare & Education
Bellevue, NE
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$977 $977
$1,794 $1,794
-45.55%
International Primary School, 1 Child (Yearly)
$19.6K $19.6K
$31.9K $31.9K
-38.60%
👕👟 Clothing & Footwear
Bellevue, NE
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$61.1 $61.1
$67.0 $67.0
-8.86%
Summer Dress (H&M, Zara, etc)
$42.89 $42.89
$52.1 $52.1
-17.74%
Sport Shoes (Adidas, Nike)
$102 $102
$102 $102
0.17%
Men's Leather Business Shoes
$122 $122
$144 $144
-15.14%
🏠 Accommodation & Living
Bellevue, NE
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,133 $1,133
$2,526 $2,526
-55.15%
1-bedroom Apartment, Outside City Center (Monthly)
$899 $899
$1,578 $1,578
-43.00%
3-bedroom Apartment, City Center (Monthly)
$1,792 $1,792
$4,738 $4,738
-62.17%
3-bedroom Apartment, Outside City Center (Monthly)
$1,572 $1,572
$2,693 $2,693
-41.61%
Buy Apartment in City Center (m2)
$2,669 $2,669
$4,190 $4,190
-36.30%
Buy Apartment Outside City Center (m2)
$2,358 $2,358
$2,768 $2,768
-14.81%
💵 Salaries & Financials
Bellevue, NE
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$5,013 $5,013
$4,931 $4,931
1.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.57
6.81
-3.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bellevue, NE: October 26, 2026

Last update for Chicago, IL: October 25, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bellevue, NE
$899
Chicago, IL
$1.6K 75.4% $679
Groceries & Markets
Bellevue, NE
$380
Chicago, IL
$447 17.7% $67
Monthly Utilities & Internet
Bellevue, NE
$342
Chicago, IL
$326 4.9% $17
Eating Out
Bellevue, NE
$330
Chicago, IL
$345 4.4% $14
Clothing & Footwear
Bellevue, NE
$147
Chicago, IL
$164 11.2% $17
Getting Around
Bellevue, NE
$78
Chicago, IL
$93 20.4% $16
Sport & Entertainment
Bellevue, NE
$72
Chicago, IL
$84 16% $12

Cost Breakdown

A central one-bedroom costs $1,133 in Bellevue, NE versus $2,526 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $75 in Bellevue, NE versus $89 in Chicago, IL. Monthly groceries follow the same trend: $380 vs $447 – making Bellevue, NE the more affordable choice for daily food spending.

Good to know
🇺🇸 Bellevue, NE
🇺🇸 Chicago, IL
🕒 Local time
19:47 7:47 PM
19:47 7:47 PM
Same time as Bellevue, NE
🌤 Weather
👥 Population
151,854
2,746,388
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 2, 2026: 1 EUR = 1.12 USD (1 USD = 0.896 EUR).

On the map
Between locations
  • Bellevue, NE Chicago, IL 690 km ≈ 1 h 15 min nonstop flight
From you
  • Bellevue, NE
  • Chicago, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bellevue, NE vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Bellevue, NE and in Chicago, IL compare overall?
Monthly costs with rent: $2,249 in Bellevue, NE, $3,037 in Chicago, IL – Bellevue, NE comes out roughly 26% cheaper. Outside of rent, the biggest gap is in groceries.
What salary covers living expenses in Bellevue, NE compared to Chicago, IL?
For a comfortable life, plan on about $3,374 per month in Bellevue, NE and $4,555 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bellevue, NE and Chicago, IL?
Rent is clearly cheaper in Bellevue, NE, especially for central apartments: a one-bedroom in the center costs $1,133 there versus $2,526 in Chicago, IL.
Which city has cheaper restaurants?
A mid-range dinner for two costs $75 in Bellevue, NE and $89 in Chicago, IL. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Bellevue, NE or Chicago, IL?
Monthly expenses with rent come to $2,249 in Bellevue, NE and $3,037 in Chicago, IL. That makes Bellevue, NE about 26% cheaper.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Bellevue, NE, where all-in costs run around $2,249, than in Chicago, IL at $3,037. In Bellevue, NE it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
Where should families live: Bellevue, NE or Chicago, IL?
Families tend to lean toward Bellevue, NE – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Where should expats move: Bellevue, NE or Chicago, IL?
For expats, Bellevue, NE is the easier option financially – housing and daily costs are lower, and overall it costs about 26% less, which matters a lot on a fixed budget or early-career salary.

Bellevue, NE vs other spots: cost of living compared

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