Cost of Living Comparison Between Bellevue, NE and Chicago, IL Cost of Living Comparison Between Bellevue, NE and Chicago, IL

Monthly Cost of Living

A single person spends $2,347 per month in Bellevue, NE vs $3,009 in Chicago, IL, rent included.

A couple spends around $3,569 per month in Bellevue, NE vs $4,593 in Chicago, IL, rent included.

A family of three spends $4,790 per month in Bellevue, NE vs $6,177 in Chicago, IL, rent included.

Bellevue, NE is about 22% cheaper than Chicago, IL, driven mainly by Groceries & Markets.

Both Bellevue, NE and Chicago, IL sit above the global median – Bellevue, NE by 75%, Chicago, IL by 125%.

Currency
🍽 Eating Out
Bellevue, NE
Chicago, IL
Difference
Meal at Budget Restaurant
$20.08 $20.08
$20.35 $20.35
-1.33%
Three-Course Dinner for Two, Mid-Range
$75.6 $75.6
$102 $102
-25.63%
Fast Food Meal (McDonalds, etc)
$12.24 $12.24
$11.98 $11.98
2.17%
Cappuccino
$5.09 $5.09
$5.70 $5.70
-10.70%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.49 $2.49
$3.00 $3.00
-17.00%
Water (0.33 liter bottle)
$1.86 $1.86
$2.46 $2.46
-24.39%
Local Beer (0.5 liter draught)
$5.12 $5.12
$6.87 $6.87
-25.47%
Imported Beer (0.33 liter bottle)
$7.16 $7.16
$8.09 $8.09
-11.50%
🛒 Groceries & Markets
Bellevue, NE
Chicago, IL
Difference
Milk (1 liter)
$0.89 $0.89
$1.03 $1.03
-13.59%
White Bread (500g)
$3.20 $3.20
$3.95 $3.95
-18.99%
Rice (white) (1kg)
$4.45 $4.45
$5.42 $5.42
-17.90%
Eggs
$3.70 $3.70
$4.50 $4.50
-17.78%
Local Cheese (1kg)
$11.67 $11.67
$14.53 $14.53
-19.68%
Chicken Fillets (1kg)
$10.68 $10.68
$14.89 $14.89
-28.27%
Beef Round Steak (1kg)
$15.33 $15.33
$18.98 $18.98
-19.23%
Apples (1kg)
$4.58 $4.58
$5.39 $5.39
-15.03%
Banana (1kg)
$1.45 $1.45
$1.77 $1.77
-18.08%
Oranges (1kg)
$5.98 $5.98
$4.35 $4.35
37.47%
Tomato (1kg)
$4.95 $4.95
$4.53 $4.53
9.27%
Potato (1kg)
$1.90 $1.90
$2.53 $2.53
-24.90%
Onion (1kg)
$2.69 $2.69
$2.81 $2.81
-4.27%
Lettuce (1 head)
$2.31 $2.31
$2.51 $2.51
-7.97%
Water (1.5 liter bottle)
$2.47 $2.47
$2.67 $2.67
-7.49%
Cigarettes 20 Pack (Marlboro, Camel)
$7.78 $7.78
$14.88 $14.88
-47.72%
Wine (Bottle)
$15.40 $15.40
$15.22 $15.22
1.18%
Local Beer (0.5 liter bottle)
$1.98 $1.98
$2.46 $2.46
-19.51%
Imported Beer (0.33 liter bottle)
$5.44 $5.44
$3.53 $3.53
54.11%
🚌 Getting Around
Bellevue, NE
Chicago, IL
Difference
One-way Ticket (Public Transport)
$2.53 $2.53
$2.56 $2.56
-1.17%
Public Transport Monthly Pass (Regular Price)
$79.6 $79.6
$74.3 $74.3
7.17%
Taxi Start (Normal Tariff)
$3.04 $3.04
$3.19 $3.19
-4.70%
Taxi (Normal Tariff) (1km)
$1.40 $1.40
$1.41 $1.41
-0.71%
Taxi 1hour Waiting (Normal Tariff)
$20.87 $20.87
$25.49 $25.49
-18.12%
Gasoline (1 liter)
$0.87 $0.87
$1.04 $1.04
-16.35%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.6K $35.6K
$32.2K $32.2K
10.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$26.8K $26.8K
-1.95%
🧾 Monthly Utilities & Internet
Bellevue, NE
Chicago, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$184 $184
19.44%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$61.2 $61.2
$63.1 $63.1
-2.99%
Internet (50+ Mbps, Unlimited Data)
$66.5 $66.5
$66.4 $66.4
0.17%
🎉 Sport & Entertainment
Bellevue, NE
Chicago, IL
Difference
Gym Membership (Monthly)
$34.49 $34.49
$75.9 $75.9
-54.56%
Tennis Court (1 Hour on Weekend)
$39.80 $39.80
$13.06 $13.06
204.75%
Cinema Ticket
$14.74 $14.74
$15.25 $15.25
-3.34%
🧸 Childcare & Education
Bellevue, NE
Chicago, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$929 $929
$2,090 $2,090
-55.55%
International Primary School, 1 Child (Yearly)
$24.8K $24.8K
$39.2K $39.2K
-36.79%
👕👟 Clothing & Footwear
Bellevue, NE
Chicago, IL
Difference
Jeans (Levis 501 Or Similar)
$56.7 $56.7
$64.2 $64.2
-11.62%
Summer Dress (H&M, Zara, etc)
$42.55 $42.55
$51.0 $51.0
-16.57%
Sport Shoes (Adidas, Nike)
$98.9 $98.9
$97.2 $97.2
1.82%
Men's Leather Business Shoes
$121 $121
$149 $149
-18.61%
🏠 Accommodation & Living
Bellevue, NE
Chicago, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$1,192 $1,192
$2,341 $2,341
-49.09%
1-bedroom Apartment, Outside City Center (Monthly)
$1,017 $1,017
$1,572 $1,572
-35.33%
3-bedroom Apartment, City Center (Monthly)
$1,782 $1,782
$4,741 $4,741
-62.42%
3-bedroom Apartment, Outside City Center (Monthly)
$1,741 $1,741
$2,819 $2,819
-38.24%
Buy Apartment in City Center (m2)
$2,688 $2,688
$3,900 $3,900
-31.07%
Buy Apartment Outside City Center (m2)
$2,952 $2,952
$2,638 $2,638
11.89%
💵 Salaries & Financials
Bellevue, NE
Chicago, IL
Difference
Average Monthly Net Salary (After Tax)
$4,304 $4,304
$4,769 $4,769
-9.75%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.5
6.6
-1.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bellevue, NE: April 27, 2026

Last update for Chicago, IL: April 25, 2026

Cost Breakdown

A central one-bedroom costs $1,192 in Bellevue, NE versus $2,341 in Chicago, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in Chicago, IL, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $76.0 in Bellevue, NE versus $102 in Chicago, IL. Monthly groceries follow the same trend: $390 vs $447 – making Bellevue, NE the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bellevue, NE vs Chicago, IL: Cost of Living - Frequently Asked Questions
How do living costs in Bellevue, NE and Chicago, IL compare overall?
Monthly costs with rent: $2,347 in Bellevue, NE, $3,009 in Chicago, IL – roughly 28% apart. Chicago, IL costs more across the board, with Groceries & Markets showing the biggest gap.
What salary covers living expenses in Bellevue, NE compared to Chicago, IL?
For a comfortable life, plan on about $3,521 per month in Bellevue, NE and $4,513 in Chicago, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bellevue, NE and Chicago, IL?
Rent is clearly cheaper in Bellevue, NE, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $76.0 in Bellevue, NE and $102 in Chicago, IL. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Bellevue, NE or Chicago, IL?
Monthly expenses with rent come to $2,347 in Bellevue, NE and $3,009 in Chicago, IL. The difference isn't just one category – it shows up across housing, food, transport, and services.
Which city is more doable on $3,000 per month?
A $3,000 monthly budget goes further in Bellevue, NE, where all-in costs run around $2,347, than in Chicago, IL at $3,009. In Bellevue, NE it covers expenses comfortably, while in Chicago, IL it requires careful planning or may not stretch far enough.
How does quality of life compare between Bellevue, NE and Chicago, IL?
It depends on your priorities. Chicago, IL has an edge in some lifestyle areas, with costs from $2,347 in Bellevue, NE to $3,009 in Chicago, IL. Climate, culture, job market, and personal taste all factor in.
Is Bellevue, NE or Chicago, IL safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bellevue, NE and Chicago, IL?
If budget matters most, go with Bellevue, NE. If higher salaries, better infrastructure, or specific career opportunities are the priority, Chicago, IL makes more sense. Both are solid long-term options with distinct trade-offs.

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