Last update: Oct 2026

Cost of Living Comparison Between Bellary and Cebu

For one person, living is cheaper in Bellary: $357 a month against $918 in Cebu, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

17

Cost of Living Index in Bellary
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Bellary Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Bellary

🇮🇳 India

$357

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Bellary and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bellary and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $357 in Bellary versus $918 in Cebu.

Bellary $357
Cebu $918

Estimated couple costs with rent: $585 in Bellary versus $1,409 in Cebu.

Bellary $585
Cebu $1,409

Monthly costs for a family of three with rent: $814 in Bellary versus $1,900 in Cebu.

Bellary $814
Cebu $1,900

Living in Bellary costs roughly 61% less than in Cebu, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Bellary 74% lower, Cebu 32% lower.

Meal at Budget Restaurant

$0.60 ₹57.5

$3.09 ₱194

-80.58%

Three-Course Dinner for Two, Mid-Range

$17.46 ₹1,658

$24.22 ₱1,525

-27.91%

Fast Food Meal (McDonalds, etc)

$1.59 ₹151

$3.92 ₱247

-59.44%

Cappuccino

$2.33 ₹221

$2.51 ₱158

-7.17%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.22 ₹20.90

$1.59 ₱100

-86.16%

Water (0.33 liter bottle)

$0.11 ₹10.03

$0.53 ₱33.43

-79.25%

Local Beer (0.5 liter draught)

$1.76 ₹167

$1.78 ₱112

-1.12%

Imported Beer (0.33 liter bottle)

$2.09 ₹198

$2.17 ₱137

-3.69%

Milk (1 liter)

$0.56 ₹53.4

$1.92 ₱121

-70.83%

White Bread (500g)

$0.48 ₹46.05

$1.36 ₱85.4

-64.71%

Rice (white) (1kg)

$0.59 ₹56.0

$1.01 ₱63.5

-41.58%

Eggs

$0.82 ₹78.3

$2.03 ₱128

-59.61%

Local Cheese (1kg)

$6.00 ₹570

$9.86 ₱621

-39.15%

Chicken Fillets (1kg)

$3.82 ₹363

$4.39 ₱277

-12.98%

Beef Round Steak (1kg)

$7.60 ₱479

Apples (1kg)

$2.06 ₹196

$3.30 ₱208

-37.58%

Banana (1kg)

$0.54 ₹51.4

$1.39 ₱87.8

-61.15%

Oranges (1kg)

$1.18 ₹112

$2.33 ₱147

-49.36%

Tomato (1kg)

$0.41 ₹39.31

$1.50 ₱94.3

-72.67%

Potato (1kg)

$0.35 ₹32.97

$2.36 ₱149

-85.17%

Onion (1kg)

$0.38 ₹36.20

$1.90 ₱119

-80.00%

Lettuce (1 head)

$0.40 ₹37.71

$1.19 ₱74.9

-66.39%

Water (1.5 liter bottle)

$0.30 ₹28.03

$0.63 ₱39.71

-52.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.08 ₹293

$3.00 ₱189

2.67%

Wine (Bottle)

$9.22 ₹876

$6.03 ₱379

52.90%

Local Beer (0.5 liter bottle)

$1.23 ₹117

$1.23 ₱77.7

Imported Beer (0.33 liter bottle)

$2.85 ₹270

$1.75 ₱110

62.86%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$6.33 ₹601

One-way Ticket (Public Transport)

$0.29 ₹27.55

$0.25 ₱15.86

16.00%

Public Transport Monthly Pass (Regular Price)

$7.77 ₹738

$12.64 ₱796

-38.53%

Taxi Start (Normal Tariff)

$1.08 ₹102

$0.77 ₱48.62

40.26%

Taxi (Normal Tariff) (1km)

$0.18 ₹16.91

$0.23 ₱14.53

-21.74%

Taxi 1hour Waiting (Normal Tariff)

$2.14 ₹203

$4.46 ₱281

-52.02%

Gasoline (1 liter)

$1.06 ₹101

$1.31 ₱82.8

-19.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$12.5K ₹1.2M

$21.2K ₱1.3M

-41.05%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.9K ₹1.8M

$19.1K ₱1.2M

-1.26%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.27 ₹2,874

$120 ₱7,569

-74.82%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.06 ₹291

$14.00 ₱882

-78.14%

Internet (50+ Mbps, Unlimited Data)

$9.59 ₹910

$27.54 ₱1,734

-65.18%

Gym Membership (Monthly)

$13.79 ₹1,309

$32.33 ₱2,035

-57.35%

Tennis Court (1 Hour on Weekend)

$6.53 ₹620

$6.65 ₱419

-1.80%

Cinema Ticket

$2.64 ₹251

$5.65 ₱356

-53.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$104 ₹9,847

$275 ₱17.3K

-62.33%

International Primary School, 1 Child (Yearly)

$1,432 ₹136.0K

$7,918 ₱498.5K

-81.92%

Jeans (Levis 501 Or Similar)

$7.51 ₹713

$49.33 ₱3,106

-84.78%

Summer Dress (H&M, Zara, etc)

$29.99 ₹2,847

$25.24 ₱1,589

18.82%

Sport Shoes (Adidas, Nike)

$26.44 ₹2,511

$77.0 ₱4,846

-65.64%

Men's Leather Business Shoes

$40.46 ₹3,842

$57.2 ₱3,601

-29.27%

1-bedroom Apartment, City Center (Monthly)

$122 ₹11.6K

$500 ₱31.5K

-75.63%

1-bedroom Apartment, Outside City Center (Monthly)

$74.4 ₹7,067

$309 ₱19.4K

-75.90%

3-bedroom Apartment, City Center (Monthly)

$265 ₹25.2K

$1,078 ₱67.9K

-75.40%

3-bedroom Apartment, Outside City Center (Monthly)

$170 ₹16.2K

$615 ₱38.7K

-72.31%

Buy Apartment in City Center (m2)

$981 ₹93.2K

$2,886 ₱181.7K

-66.00%

Buy Apartment Outside City Center (m2)

$507 ₹48.2K

$1,917 ₱120.7K

-73.54%

Average Monthly Net Salary (After Tax)

$470 ₹44.6K

$346 ₱21.8K

35.92%

20-Year Fixed Mortgage Interest Rate (Annual %)

8.5

7.2

18.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bellary: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Bellary

$111 31.1%

Cebu

$206 22.4% 85.8% $95

Accommodation & Living

Bellary

$74 20.9%

Cebu

$309 33.6% 315% $234

Eating Out

Bellary

$52 14.5%

Cebu

$88 9.6% 70.4% $36

Clothing & Footwear

Bellary

$47 13.2%

Cebu

$94 10.2% 99.9% $47

Monthly Utilities & Internet

Bellary

$43 12%

Cebu

$162 17.6% 277% $119

Sport & Entertainment

Bellary

$19 5.3%

Cebu

$44 4.8% 129% $25

Getting Around

Bellary

$11 3.1%

Cebu

$16 1.7% 43% $4.7

Cost Breakdown

A one-bedroom apartment in the center runs $122 in Bellary and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Bellary pays 36% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $17.00 in Bellary vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $111 vs $206 per month, with Bellary cheaper across the board.

Good to know

🇮🇳 Bellary

🇵🇭 Cebu

🕒 Local time

12:36 12:36 PM

15:06 3:06 PM

2 h 30 min ahead of Bellary

🌤 Weather

👥 Population

475,000

964,169

💱 Currency

Indian Rupee INR ₹

Philippine Peso PHP ₱

📈 Exchange rate

1,000 INR = 10.53 USD

1,000 INR = 9.37 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of October 19, 2026: 1 USD = 94.96 INR (100 INR = 1.05 USD). 1 EUR = 107 INR (1,000 INR = 9.37 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Bellary Cebu 5,120 km ≈ 7 h nonstop flight

From you

Bellary
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bellary vs Cebu: Cost of Living - Frequently Asked Questions

Bellary wins on cost – living expenses run 157% lower than in Cebu. Housing and daily spending are where you'll feel the difference most, making Bellary the obvious pick if budget is a priority.

Average pay runs 36% higher in Bellary, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $122 in Bellary versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $104 in Bellary versus $275 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 86% higher in Cebu. For households that cook at home regularly, that difference adds up over a month.

Either city works on $800 a month, though Bellary gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both work as nomad bases, but Bellary delivers better value – similar infrastructure at $357 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Bellary hard to pass up.

Safety-wise, Bellary and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Bellary gentler on the wallet – expenses run 157% less than in Cebu. Beyond cost, consider language, visa policies, and how big the international community is in each city.