🙂Monthly costs for one person with rent: $1,085 in Belize City versus $1,419 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,646 in Belize City versus $2,540 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,206 in Belize City versus $3,660 in Ubud, Bali.
🙂Living in Belize City costs roughly 24% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊The two cities straddle the global median: Belize City is 19% below, Ubud, Bali is 6% above.
Currency
🍽 Eating Out
Belize City
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.19BZD 12.39
$3.56Rp 63.7K
73.88%
Three-Course Dinner for Two, Mid-Range
$39.07BZD 78.2
$32.73Rp 584.5K
19.37%
Fast Food Meal(McDonalds, etc)
$5.83BZD 11.66
$4.95Rp 88.4K
17.78%
Cappuccino
$3.58BZD 7.15
$2.71Rp 48.4K
32.10%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35BZD 2.71
$1.34Rp 24.0K
0.75%
Water(0.33 liter bottle)
$1.29BZD 2.59
$0.70Rp 12.5K
84.29%
Local Beer(0.5 liter draught)
$2.23BZD 4.46
$2.92Rp 52.1K
-23.63%
Imported Beer(0.33 liter bottle)
$3.60BZD 7.20
$3.96Rp 70.7K
-9.09%
🛒 Groceries & Markets
Belize City
Ubud, Bali
Difference
Milk(1 liter)
$3.18BZD 6.37
$1.81Rp 32.3K
75.69%
White Bread(500g)
$1.24BZD 2.49
$2.52Rp 45.0K
-50.79%
Rice(white)(1kg)
$2.18BZD 4.36
$1.16Rp 20.7K
87.93%
Eggs
$2.42BZD 4.85
$2.46Rp 43.9K
-1.63%
Local Cheese(1kg)
$7.11BZD 14.21
$14.71Rp 262.7K
-51.67%
Chicken Fillets(1kg)
$6.65BZD 13.30
$4.32Rp 77.1K
53.94%
Beef Round Steak(1kg)
$5.59BZD 11.19
$12.14Rp 216.7K
-53.95%
Apples(1kg)
$3.92BZD 7.83
$3.84Rp 68.6K
2.08%
Banana(1kg)
$1.46BZD 2.93
$1.56Rp 27.8K
-6.41%
Oranges(1kg)
$2.11BZD 4.21
$2.83Rp 50.6K
-25.44%
Tomato(1kg)
$3.02BZD 6.04
$2.33Rp 41.5K
29.61%
Potato(1kg)
$2.87BZD 5.74
$1.91Rp 34.2K
50.26%
Onion(1kg)
$2.37BZD 4.74
$2.20Rp 39.3K
7.73%
Lettuce(1 head)
$2.26BZD 4.51
$1.01Rp 18.1K
123.76%
Water(1.5 liter bottle)
$0.94BZD 1.89
$0.78Rp 13.8K
20.51%
Cigarettes 20 Pack(Marlboro, Camel)
$3.86BZD 7.73
$3.32Rp 59.2K
16.27%
Wine(Bottle)
$11.09BZD 22.18
$23.74Rp 423.9K
-53.29%
Local Beer(0.5 liter bottle)
$1.81BZD 3.62
$2.79Rp 49.8K
-35.13%
Imported Beer(0.33 liter bottle)
$3.30BZD 6.60
$2.86Rp 51.1K
15.38%
🚌 Getting Around
Belize City
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$2.03BZD 4.06
$0.27Rp 4,800
651.85%
Public Transport Monthly Pass(Regular Price)
$19.73BZD 39.46
$8.03Rp 143.4K
145.70%
Taxi Start(Normal Tariff)
$3.94BZD 7.88
$0.46Rp 8,150
756.52%
Taxi(Normal Tariff)(1km)
$4.08BZD 8.16
$0.45Rp 8,037
806.67%
Taxi 1hour Waiting(Normal Tariff)
-
$6.10Rp 108.9K
-
Gasoline(1 liter)
$1.88BZD 3.76
$0.79Rp 14.2K
137.97%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$10.4KBZD 20.7K
$26.1KRp 467.0M
-60.37%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.1KRp 573.6M
-
🧾 Monthly Utilities & Internet
Belize City
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$206BZD 412
$79.9Rp 1.4M
157.81%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$50.2BZD 100
$4.06Rp 72.6K
1135.47%
Internet(50+ Mbps, Unlimited Data)
$55.2BZD 110
$23.52Rp 420.0K
134.61%
🎉 Sport & Entertainment
Belize City
Ubud, Bali
Difference
Gym Membership(Monthly)
$28.20BZD 56.4
$98.7Rp 1.8M
-71.43%
Tennis Court(1 Hour on Weekend)
$2.45BZD 4.90
$6.63Rp 118.4K
-63.05%
Cinema Ticket
$8.20BZD 16.40
$4.15Rp 74.1K
97.59%
🧸 Childcare & Education
Belize City
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$65.5BZD 131
$304Rp 5.4M
-78.45%
International Primary School, 1 Child(Yearly)
$677BZD 1,355
$6,613Rp 118.1M
-89.76%
👕👟 Clothing & Footwear
Belize City
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$37.00BZD 74.0
$55.5Rp 991.8K
-33.38%
Summer Dress(H&M, Zara, etc)
$26.92BZD 53.8
$38.31Rp 684.1K
-29.73%
Sport Shoes(Adidas, Nike)
$81.2BZD 162
$88.6Rp 1.6M
-8.41%
Men's Leather Business Shoes
$88.5BZD 177
$77.9Rp 1.4M
13.60%
🏠 Accommodation & Living
Belize City
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$277BZD 553
$1,006Rp 18.0M
-72.51%
1-bedroom Apartment, Outside City Center(Monthly)
$183BZD 365
$675Rp 12.1M
-72.95%
3-bedroom Apartment, City Center(Monthly)
$619BZD 1,239
$3,442Rp 61.5M
-82.01%
3-bedroom Apartment, Outside City Center(Monthly)
$346BZD 691
$2,039Rp 36.4M
-83.06%
Buy Apartment in City Center(m2)
$202BZD 405
$2,841Rp 50.7M
-92.88%
Buy Apartment Outside City Center(m2)
-
$2,264Rp 40.4M
-
💵 Salaries & Financials
Belize City
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,204BZD 2,409
$165Rp 3.0M
628.87%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.83
13.28
4.14%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Belize City: May 31, 2026
Last update for Ubud, Bali: June 1, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $277 in Belize City and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Belize City pays 629% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $39.00 in Belize City vs $33.00 in Ubud, Bali. Groceries flip the comparison at $257 vs $302, with Belize City cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Belize City vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Belize City or Ubud, Bali?
Belize City wins on cost – living expenses run 31% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Belize City the obvious pick if budget is a priority.
Are salaries higher in Belize City or Ubud, Bali?
Belize City pays 629% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Belize City vs Ubud, Bali?
Rent for a central apartment: $277 in Belize City versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Belize City or Ubud, Bali?
Supermarket bills run roughly 17% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Belize City vs Ubud, Bali?
Dining out is cheaper in Belize City – a meal for two runs $39.00 versus $33.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Belize City or Ubud, Bali?
At $1,085 in Belize City versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Belize City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Belize City the clear choice for anyone on this budget.
Which city is better for digital nomads, Belize City or Ubud, Bali?
Both work as nomad bases, but Belize City delivers better value – similar infrastructure at $1,085 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Belize City hard to pass up.
How safe is Belize City compared to Ubud, Bali?
Safety-wise, Belize City and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Belize City gentler on the wallet – expenses run 31% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Belize City vs other spots: cost of living compared