🙂Monthly costs for one person with rent: $1,076 in Belize City versus $1,408 in Ubud, Bali.
🙂Estimated couple costs with rent: $1,657 in Belize City versus $2,585 in Ubud, Bali.
🙂Monthly costs for a family of three with rent: $2,238 in Belize City versus $3,763 in Ubud, Bali.
🌍Living in Belize City costs roughly 24% less than in Ubud, Bali, driven mainly by Monthly Utilities & Internet.
📊The two cities straddle the global median: Belize City is 19% below, Ubud, Bali is 5% above.
Currency
🍽 Eating Out
Belize City
Ubud, Bali
Difference
Meal at Budget Restaurant
$6.34BZD 12.67
$3.45Rp 62.0K
83.77%
Three-Course Dinner for Two, Mid-Range
$39.37BZD 78.8
$32.34Rp 580.1K
21.74%
Fast Food Meal(McDonalds, etc)
$5.87BZD 11.75
$4.84Rp 86.9K
21.28%
Cappuccino
$3.69BZD 7.38
$2.75Rp 49.3K
34.18%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.35BZD 2.70
$1.38Rp 24.8K
-2.17%
Water(0.33 liter bottle)
$1.28BZD 2.56
$0.75Rp 13.5K
70.67%
Local Beer(0.5 liter draught)
$2.22BZD 4.43
$2.99Rp 53.7K
-25.75%
Imported Beer(0.33 liter bottle)
$3.49BZD 6.98
$3.85Rp 69.1K
-9.35%
🛒 Groceries & Markets
Belize City
Ubud, Bali
Difference
Milk(1 liter)
$3.19BZD 6.38
$1.74Rp 31.1K
83.33%
White Bread(500g)
$1.27BZD 2.54
$2.46Rp 44.1K
-48.37%
Rice(white)(1kg)
$2.24BZD 4.48
$1.17Rp 21.0K
91.45%
Eggs
$2.33BZD 4.66
$2.43Rp 43.6K
-4.12%
Local Cheese(1kg)
$7.17BZD 14.35
$14.50Rp 260.2K
-50.55%
Chicken Fillets(1kg)
$6.61BZD 13.23
$4.35Rp 78.0K
51.95%
Beef Round Steak(1kg)
$5.58BZD 11.17
$11.98Rp 214.9K
-53.42%
Apples(1kg)
$3.73BZD 7.46
$3.72Rp 66.7K
0.27%
Banana(1kg)
$1.45BZD 2.91
$1.63Rp 29.2K
-11.04%
Oranges(1kg)
$2.09BZD 4.19
$2.74Rp 49.2K
-23.72%
Tomato(1kg)
$2.99BZD 5.98
$2.24Rp 40.2K
33.48%
Potato(1kg)
$2.99BZD 5.98
$1.92Rp 34.4K
55.73%
Onion(1kg)
$2.38BZD 4.77
$2.28Rp 40.8K
4.39%
Lettuce(1 head)
$2.16BZD 4.32
$1.06Rp 19.1K
103.77%
Water(1.5 liter bottle)
$0.86BZD 1.71
$0.72Rp 12.9K
19.44%
Cigarettes 20 Pack(Marlboro, Camel)
$3.99BZD 7.98
$3.29Rp 58.9K
21.28%
Wine(Bottle)
$10.09BZD 20.18
$23.19Rp 416.1K
-56.49%
Local Beer(0.5 liter bottle)
$1.79BZD 3.58
$2.78Rp 49.8K
-35.61%
Imported Beer(0.33 liter bottle)
$3.26BZD 6.51
$2.73Rp 49.0K
19.41%
🚌 Getting Around
Belize City
Ubud, Bali
Difference
One-way Ticket(Public Transport)
$1.97BZD 3.94
$0.27Rp 4,778
629.63%
Public Transport Monthly Pass(Regular Price)
$20.17BZD 40.34
$8.11Rp 145.4K
148.71%
Taxi Start(Normal Tariff)
$4.09BZD 8.18
$0.48Rp 8,659
752.08%
Taxi(Normal Tariff)(1km)
$3.89BZD 7.79
$0.42Rp 7,532
826.19%
Taxi 1hour Waiting(Normal Tariff)
-
$6.22Rp 111.6K
-
Gasoline(1 liter)
$1.87BZD 3.75
$0.81Rp 14.6K
130.86%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$10.5KBZD 21.0K
$26.6KRp 477.4M
-60.60%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
-
$32.2KRp 577.4M
-
🧾 Monthly Utilities & Internet
Belize City
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$209BZD 417
$78.4Rp 1.4M
166.24%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$49.60BZD 99.2
$4.07Rp 73.0K
1118.67%
Internet(50+ Mbps, Unlimited Data)
$54.1BZD 108
$24.33Rp 436.4K
122.48%
🎉 Sport & Entertainment
Belize City
Ubud, Bali
Difference
Gym Membership(Monthly)
$28.19BZD 56.4
$98.6Rp 1.8M
-71.41%
Tennis Court(1 Hour on Weekend)
$2.52BZD 5.04
$6.34Rp 113.7K
-60.25%
Cinema Ticket
$8.28BZD 16.57
$3.99Rp 71.5K
107.52%
🧸 Childcare & Education
Belize City
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$63.7BZD 127
$305Rp 5.5M
-79.12%
International Primary School, 1 Child(Yearly)
$681BZD 1,362
$6,642Rp 119.2M
-89.75%
👕👟 Clothing & Footwear
Belize City
Ubud, Bali
Difference
Jeans(Levis 501 Or Similar)
$37.29BZD 74.6
$54.1Rp 971.2K
-31.12%
Summer Dress(H&M, Zara, etc)
$26.98BZD 54.0
$37.81Rp 678.2K
-28.64%
Sport Shoes(Adidas, Nike)
$82.0BZD 164
$86.8Rp 1.6M
-5.63%
Men's Leather Business Shoes
$88.3BZD 177
$76.4Rp 1.4M
15.65%
🏠 Accommodation & Living
Belize City
Ubud, Bali
Difference
1-bedroom Apartment, City Center(Monthly)
$278BZD 556
$992Rp 17.8M
-71.98%
1-bedroom Apartment, Outside City Center(Monthly)
$180BZD 360
$673Rp 12.1M
-73.24%
3-bedroom Apartment, City Center(Monthly)
$612BZD 1,225
$3,375Rp 60.5M
-81.85%
3-bedroom Apartment, Outside City Center(Monthly)
$353BZD 705
$2,050Rp 36.8M
-82.80%
Buy Apartment in City Center(m2)
$197BZD 394
$2,805Rp 50.3M
-92.98%
Buy Apartment Outside City Center(m2)
-
$2,227Rp 39.9M
-
💵 Salaries & Financials
Belize City
Ubud, Bali
Difference
Average Monthly Net Salary(After Tax)
$1,231BZD 2,463
$167Rp 3.0M
637.39%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.83
13.28
4.14%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Belize City: July 14, 2026
Last update for Ubud, Bali: July 11, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $278 in Belize City and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.
💰Belize City pays 637% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $39.00 in Belize City vs $32.00 in Ubud, Bali. Groceries flip the comparison at $253 vs $297, with Belize City cheaper for home cooking.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Belize City vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Which city is more expensive, Belize City or Ubud, Bali?
Belize City wins on cost – living expenses run 31% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Belize City the obvious pick if budget is a priority.
Are salaries higher in Belize City or in Ubud, Bali?
Average pay runs 637% higher in Belize City, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.
How much does a 1-bedroom apartment cost in Belize City compared to Ubud, Bali?
Rent for a central apartment: $278 in Belize City versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Belize City or in Ubud, Bali?
Supermarket bills run roughly 17% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Belize City and in Ubud, Bali?
Dining out is cheaper in Belize City – a meal for two runs $39.00 versus $32.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Belize City or in Ubud, Bali?
At $1,076 in Belize City versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Belize City but tight or insufficient in Ubud, Bali. The gap between the two cities makes Belize City the clear choice for anyone on this budget.
Which city is better for digital nomads, Belize City or Ubud, Bali?
Both work as nomad bases, but Belize City delivers better value – similar infrastructure at $1,076 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Belize City hard to pass up.
How safe is Belize City compared to Ubud, Bali?
Safety-wise, Belize City and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Belize City gentler on the wallet – expenses run 31% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Belize City vs other spots: cost of living compared