Last update: Oct 2026

Cost of Living Comparison Between Belize City and Punta Gorda

For one person, living is cheaper in Punta Gorda: $239 a month against $1,234 in Belize City, rent and utilities included – about $11,900 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Belize City
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Belize City Living Index

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Belize City

🇧🇿 Belize

$1,234

/mo nomad

Punta Gorda

🇧🇿 Belize

$239

/mo nomad

Monthly Cost of Living

How much you'll spend in Belize City and in Punta Gorda

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belize City and in Punta Gorda actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,234 in Belize City versus $239 in Punta Gorda.

Belize City $1,234
Punta Gorda $239

Estimated couple costs with rent: $1,795 in Belize City versus $460 in Punta Gorda.

Belize City $1,795
Punta Gorda $460

Monthly costs for a family of three with rent: $2,356 in Belize City versus $681 in Punta Gorda.

Belize City $2,356
Punta Gorda $681

Living in Belize City is roughly 417% more expensive than in Punta Gorda.

Both cities sit below the global median: Belize City 9% lower, Punta Gorda 82% lower.

Meal at Budget Restaurant

$6.35 BZD 12.70

$15.18 BZD 30.36

-58.17%

Three-Course Dinner for Two, Mid-Range

$49.23 BZD 98.5

$39.86 BZD 79.7

23.51%

Fast Food Meal (McDonalds, etc)

$9.59 BZD 19.18

$9.88 BZD 19.76

-2.94%

Cappuccino

$3.57 BZD 7.13

$3.53 BZD 7.07

1.13%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.65 BZD 3.30

Water (0.33 liter bottle)

$1.46 BZD 2.93

$1.97 BZD 3.94

-25.89%

Local Beer (0.5 liter draught)

$2.48 BZD 4.97

$5.86 BZD 11.73

-57.68%

Imported Beer (0.33 liter bottle)

$2.97 BZD 5.95

$3.94 BZD 7.89

-24.62%

Milk (1 liter)

$3.64 BZD 7.28

White Bread (500g)

$2.66 BZD 5.32

Rice (white) (1kg)

$3.43 BZD 6.86

Eggs

$3.66 BZD 7.31

Local Cheese (1kg)

$6.67 BZD 13.33

Chicken Fillets (1kg)

$9.52 BZD 19.04

Beef Round Steak (1kg)

$8.93 BZD 17.87

Apples (1kg)

$2.72 BZD 5.44

Banana (1kg)

$1.81 BZD 3.61

Oranges (1kg)

$2.76 BZD 5.52

Tomato (1kg)

$3.01 BZD 6.01

Potato (1kg)

$4.08 BZD 8.16

Onion (1kg)

$2.69 BZD 5.38

Lettuce (1 head)

$2.33 BZD 4.67

Water (1.5 liter bottle)

$1.58 BZD 3.16

Cigarettes 20 Pack (Marlboro, Camel)

$4.55 BZD 9.11

Wine (Bottle)

$9.64 BZD 19.28

Local Beer (0.5 liter bottle)

$2.49 BZD 4.97

Imported Beer (0.33 liter bottle)

$2.05 BZD 4.10

One-way Ticket (Public Transport)

$4.09 BZD 8.19

Taxi Start (Normal Tariff)

$5.10 BZD 10.20

Gasoline (1 liter)

$2.58 BZD 5.16

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.7K BZD 21.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$378 BZD 757

SIM Card Monthly Plan (Calls and 10GB+ Data)

$48.70 BZD 97.4

Internet (50+ Mbps, Unlimited Data)

$26.90 BZD 53.8

Gym Membership (Monthly)

$24.89 BZD 49.79

Tennis Court (1 Hour on Weekend)

$2.43 BZD 4.87

Cinema Ticket

$5.12 BZD 10.24

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$63.9 BZD 128

International Primary School, 1 Child (Yearly)

$662 BZD 1,325

Jeans (Levis 501 Or Similar)

$32.89 BZD 65.8

Summer Dress (H&M, Zara, etc)

$25.05 BZD 50.1

Sport Shoes (Adidas, Nike)

$37.60 BZD 75.2

Men's Leather Business Shoes

$37.98 BZD 76.0

1-bedroom Apartment, City Center (Monthly)

$348 BZD 696

$593 BZD 1,186

-41.27%

1-bedroom Apartment, Outside City Center (Monthly)

$192 BZD 384

3-bedroom Apartment, City Center (Monthly)

$573 BZD 1,145

3-bedroom Apartment, Outside City Center (Monthly)

$323 BZD 646

Average Monthly Net Salary (After Tax)

$835 BZD 1,670

20-Year Fixed Mortgage Interest Rate (Annual %)

11.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belize City: October 31, 2026

Last update for Punta Gorda: October 31, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Monthly Utilities & Internet

Belize City

$454 36.8%

Punta Gorda

–

Groceries & Markets

Belize City

$318 25.8%

Punta Gorda

–

Accommodation & Living

Belize City

$192 15.6%

Punta Gorda

–

Eating Out

Belize City

$153 12.4%

Punta Gorda

–

Clothing & Footwear

Belize City

$60 4.9%

Punta Gorda

–

Sport & Entertainment

Belize City

$35 2.9%

Punta Gorda

–

Getting Around

Belize City

$21 * 1.7%

Punta Gorda

–

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $348 in Belize City and $593 in Punta Gorda. Housing cost is often the main lever when comparing two cities.

Dining out at a mid-range restaurant: $49 in Belize City vs $40 in Punta Gorda for two.

Good to know

🇧🇿 Belize City

🇧🇿 Punta Gorda

🕒 Local time

05:04 5:04 AM

Same time as Belize City

🌤 Weather

👥 Population

63,999

6,000

💱 Currency

Belize Dollar BZD $

📈 Exchange rate

1 BZD = 0.5 USD

1 BZD = 0.445 EUR

1 BZD = 0.5 USD

1 BZD = 0.445 EUR

Exchange rates and currency converter

On the map

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Belize City Punta Gorda 170 km

From you

Belize City
Punta Gorda

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belize City vs Punta Gorda: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,234 in Belize City and $239 in Punta Gorda, so Punta Gorda is about 81% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $1,851 in Belize City and $358 in Punta Gorda to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $348 in Belize City versus $593 in Punta Gorda. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Punta Gorda – a meal for two runs $40 versus $49 in Belize City. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $1,234 per month in Belize City versus $239 in Punta Gorda – Punta Gorda is about 81% cheaper, which adds up to real savings over time.

At $239 in Punta Gorda versus $1,234 in Belize City, a $800 budget is realistic in Punta Gorda but tight or insufficient in Belize City. The gap between the two cities makes Punta Gorda the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.