Cost of Living Comparison Between Belize City and Punta Gorda Cost of Living Comparison Between Belize City and Punta Gorda

Monthly Cost of Living

Monthly costs for one person with rent: $1,107 in Belize City versus $307 in Punta Gorda.

Estimated couple costs with rent: $1,663 in Belize City versus $583 in Punta Gorda.

Monthly costs for a family of three with rent: $2,219 in Belize City versus $859 in Punta Gorda.

Living in Belize City is roughly 261% more expensive than in Punta Gorda, driven mainly by Groceries & Markets.

Both cities sit below the global median: Belize City 17% lower, Punta Gorda 77% lower.

Meal at Budget Restaurant

$6.27 BZD 12.54

$12.70 BZD 25.40

-50.63%

Three-Course Dinner for Two, Mid-Range

$40.26 BZD 80.5

$40.04 BZD 80.1

0.55%

Fast Food Meal (McDonalds, etc)

$5.84 BZD 11.69

$8.16 BZD 16.32

-28.43%

Cappuccino

$3.62 BZD 7.24

$3.57 BZD 7.13

1.40%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 BZD 2.70

Water (0.33 liter bottle)

$1.33 BZD 2.65

$1.52 BZD 3.04

-12.50%

Local Beer (0.5 liter draught)

$2.30 BZD 4.61

$6.17 BZD 12.34

-62.72%

Imported Beer (0.33 liter bottle)

$3.52 BZD 7.04

$4.06 BZD 8.12

-13.30%

Milk (1 liter)

$3.06 BZD 6.11

White Bread (500g)

$1.24 BZD 2.47

$2.18 BZD 4.35

-43.12%

Rice (white) (1kg)

$2.19 BZD 4.39

Eggs

$2.32 BZD 4.65

$1.48 BZD 2.97

56.76%

Local Cheese (1kg)

$7.18 BZD 14.36

$13.46 BZD 26.92

-46.66%

Chicken Fillets (1kg)

$6.48 BZD 12.96

Beef Round Steak (1kg)

$5.55 BZD 11.10

Apples (1kg)

$3.74 BZD 7.48

Banana (1kg)

$1.48 BZD 2.96

Oranges (1kg)

$2.16 BZD 4.32

Tomato (1kg)

$3.08 BZD 6.17

$4.26 BZD 8.52

-27.70%

Potato (1kg)

$2.90 BZD 5.80

Onion (1kg)

$2.30 BZD 4.60

Lettuce (1 head)

$2.27 BZD 4.54

Water (1.5 liter bottle)

$0.88 BZD 1.77

Cigarettes 20 Pack (Marlboro, Camel)

$4.08 BZD 8.17

$6.77 BZD 13.55

-39.73%

Wine (Bottle)

$9.81 BZD 19.62

Local Beer (0.5 liter bottle)

$1.81 BZD 3.62

Imported Beer (0.33 liter bottle)

$3.29 BZD 6.58

$4.37 BZD 8.74

-24.71%

One-way Ticket (Public Transport)

$1.98 BZD 3.96

Public Transport Monthly Pass (Regular Price)

$19.92 BZD 39.85

Taxi Start (Normal Tariff)

$4.02 BZD 8.05

Taxi (Normal Tariff) (1km)

$4.01 BZD 8.02

Gasoline (1 liter)

$1.83 BZD 3.65

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.4K BZD 20.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$205 BZD 410

SIM Card Monthly Plan (Calls and 10GB+ Data)

$49.11 BZD 98.2

Internet (50+ Mbps, Unlimited Data)

$55.5 BZD 111

Gym Membership (Monthly)

$29.17 BZD 58.4

Tennis Court (1 Hour on Weekend)

$2.44 BZD 4.88

Cinema Ticket

$8.45 BZD 16.90

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$65.7 BZD 131

International Primary School, 1 Child (Yearly)

$669 BZD 1,338

Jeans (Levis 501 Or Similar)

$36.72 BZD 73.5

Summer Dress (H&M, Zara, etc)

$27.83 BZD 55.7

Sport Shoes (Adidas, Nike)

$80.8 BZD 162

Men's Leather Business Shoes

$88.1 BZD 176

1-bedroom Apartment, City Center (Monthly)

$276 BZD 552

1-bedroom Apartment, Outside City Center (Monthly)

$182 BZD 364

3-bedroom Apartment, City Center (Monthly)

$604 BZD 1,207

3-bedroom Apartment, Outside City Center (Monthly)

$347 BZD 693

Buy Apartment in City Center (m2)

$198 BZD 396

Average Monthly Net Salary (After Tax)

$1,214 BZD 2,428

20-Year Fixed Mortgage Interest Rate (Annual %)

13.83

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belize City: July 28, 2026

Last update for Punta Gorda: July 25, 2026

Cost Breakdown

Dining out: $40.00 in Belize City vs $40.00 in Punta Gorda. Groceries flip the comparison at $251 vs $98.0, with Punta Gorda cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belize City vs Punta Gorda: Cost of Living - Frequently Asked Questions

Punta Gorda wins on cost – living expenses run 261% lower than in Belize City. Housing and daily spending are where you'll feel the difference most, making Punta Gorda the obvious pick if budget is a priority.

You'd need roughly $1,661 in Belize City and $460 in Punta Gorda to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,107 per month in Belize City versus $307 in Punta Gorda – a 261% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 156% higher in Belize City. For households that cook at home regularly, that difference adds up over a month.

At $307 in Punta Gorda versus $1,107 in Belize City, a $1,000 budget is realistic in Punta Gorda but tight or insufficient in Belize City. The gap between the two cities makes Punta Gorda the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Belize City and Punta Gorda are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Punta Gorda gentler on the wallet – expenses run 261% less than in Belize City. Beyond cost, consider language, visa policies, and how big the international community is in each city.