Last update: Nov 2026

Cost of Living Comparison Between Belgrade and St Francis Bay

For one person, living is cheaper in St Francis Bay: $979 a month against $1,541 in Belgrade, rent and utilities included – about $6,700 less a year. Rent and utilities account for most of the difference.

74

Cost of Living Index in Belgrade
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Belgrade Living Index
49

Cost of Living Index in St Francis Bay
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St Francis Bay Living Index

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Belgrade

🇷🇸 Serbia

$1,541

/mo nomad

St Francis Bay

🇿🇦 South Africa

$979

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in St Francis Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in St Francis Bay actually costs, broken down by who's living it.

A single person spends $1,541 per month in Belgrade vs $979 in St Francis Bay, rent included.

Belgrade $1,541
St Francis Bay $979

A couple spends around $2,351 per month in Belgrade vs $1,629 in St Francis Bay, rent included.

Belgrade $2,351
St Francis Bay $1,629

A family of three spends $3,161 per month in Belgrade vs $2,279 in St Francis Bay, rent included.

Belgrade $3,161
St Francis Bay $2,279

Belgrade costs about 57% more than St Francis Bay, and outside of rent the biggest gap is in eating out.

Belgrade sits 14% above the global median, while St Francis Bay is 28% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.43 RSD 1,398

$10.81 R 178

24.24%

Three-Course Dinner for Two, Mid-Range

$58.0 RSD 6,036

$41.74 R 688

38.93%

Fast Food Meal (McDonalds, etc)

$13.30 RSD 1,384

$3.53 R 58.2

276.77%

Cappuccino

$3.05 RSD 317

$2.14 R 35.22

42.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 293

$1.01 R 16.69

179.21%

Water (0.33 liter bottle)

$2.28 RSD 238

$0.72 R 11.95

216.67%

Local Beer (0.5 liter draught)

$3.66 RSD 381

$2.06 R 33.87

77.67%

Imported Beer (0.33 liter bottle)

$4.18 RSD 435

$1.84 R 30.37

127.17%

Milk (1 liter)

$1.41 RSD 147

$0.94 R 15.50

50.00%

White Bread (500g)

$1.16 RSD 121

$1.00 R 16.40

16.00%

Rice (white) (1kg)

$2.53 RSD 263

$1.50 R 24.75

68.67%

Eggs

$2.80 RSD 292

$2.70 R 44.52

3.70%

Local Cheese (1kg)

$10.93 RSD 1,137

$7.11 R 117

53.73%

Chicken Fillets (1kg)

$6.80 RSD 708

$5.22 R 86.1

30.27%

Beef Round Steak (1kg)

$15.40 RSD 1,603

$8.63 R 142

78.45%

Apples (1kg)

$1.63 RSD 170

$2.18 R 35.86

-25.23%

Banana (1kg)

$1.75 RSD 182

$1.46 R 24.03

19.86%

Oranges (1kg)

$1.78 RSD 186

$1.70 R 28.08

4.71%

Tomato (1kg)

$3.04 RSD 316

$1.81 R 29.75

67.96%

Potato (1kg)

$0.97 RSD 101

$1.74 R 28.60

-44.25%

Onion (1kg)

$0.65 RSD 67.7

$1.37 R 22.66

-52.55%

Lettuce (1 head)

$0.74 RSD 77.2

$1.24 R 20.38

-40.32%

Water (1.5 liter bottle)

$0.72 RSD 75.3

$1.03 R 16.91

-30.10%

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 RSD 471

$3.14 R 51.7

44.27%

Wine (Bottle)

$8.25 RSD 858

$4.74 R 78.1

74.05%

Local Beer (0.5 liter bottle)

$0.86 RSD 89.8

$1.27 R 20.94

-32.28%

Imported Beer (0.33 liter bottle)

$1.43 RSD 148

$1.81 R 29.85

-20.99%

One-way Ticket (Public Transport)

$1.78 R 29.29

Taxi Start (Normal Tariff)

$3.10 RSD 323

$0.82 R 13.49

278.05%

Taxi (Normal Tariff) (1km)

$0.98 RSD 102

$0.46 R 7.55

113.04%

Taxi 1hour Waiting (Normal Tariff)

$17.10 RSD 1,780

$8.62 R 142

98.38%

Gasoline (1 liter)

$1.87 RSD 195

$1.31 R 21.54

42.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K RSD 3.2M

$21.0K R 346.1K

47.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K RSD 2.5M

$35.2K R 579.5K

-31.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 RSD 22.4K

$60.8 R 1,001

253.50%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.55 RSD 2,659

$34.39 R 567

-25.71%

Internet (50+ Mbps, Unlimited Data)

$35.40 RSD 3,685

$41.35 R 681

-14.39%

Gym Membership (Monthly)

$40.62 RSD 4,228

$28.64 R 472

41.83%

Tennis Court (1 Hour on Weekend)

$22.74 RSD 2,367

$12.00 R 198

89.50%

Cinema Ticket

$7.99 RSD 832

$9.20 R 152

-13.15%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 RSD 47.2K

$179 R 2,946

153.52%

International Primary School, 1 Child (Yearly)

$12.4K RSD 1.3M

$6,135 R 101.1K

101.59%

Jeans (Levis 501 Or Similar)

$112 RSD 11.6K

$71.9 R 1,184

55.43%

Summer Dress (H&M, Zara, etc)

$47.56 RSD 4,951

$39.31 R 648

20.99%

Sport Shoes (Adidas, Nike)

$114 RSD 11.8K

$112 R 1,850

1.21%

Men's Leather Business Shoes

$147 RSD 15.3K

$95.1 R 1,567

54.40%

1-bedroom Apartment, City Center (Monthly)

$829 RSD 86.3K

$420 R 6,921

97.45%

1-bedroom Apartment, Outside City Center (Monthly)

$540 RSD 56.2K

$308 R 5,078

75.36%

3-bedroom Apartment, City Center (Monthly)

$1,508 RSD 157.0K

$834 R 13.7K

80.87%

3-bedroom Apartment, Outside City Center (Monthly)

$975 RSD 101.5K

$711 R 11.7K

37.17%

Buy Apartment in City Center (m2)

$5,059 RSD 526.6K

$784 R 12.9K

545.14%

Buy Apartment Outside City Center (m2)

$3,171 RSD 330.1K

$648 R 10.7K

389.58%

Average Monthly Net Salary (After Tax)

$1,276 RSD 132.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

11.94

-62.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: November 1, 2026

Last update for St Francis Bay: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$540 35.1%

St Francis Bay

$308 31.5% 43% $232

Monthly Utilities & Internet

Belgrade

$276 17.9%

St Francis Bay

$136 14% 50.5% $139

Groceries & Markets

Belgrade

$241 15.6%

St Francis Bay

$190 19.4% 21.2% $51

Eating Out

Belgrade

$231 15%

St Francis Bay

$144 14.7% 37.8% $87

Clothing & Footwear

Belgrade

$189 12.3%

St Francis Bay

$143 14.7% 24.1% $46

Sport & Entertainment

Belgrade

$57 3.7%

St Francis Bay

$47 4.8% 16.9% $9.6

Getting Around

Belgrade

$8 * 0.5%

St Francis Bay

$10 * 1% 27.9% $2.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $829 in Belgrade versus $420 in St Francis Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $58 in Belgrade versus $42 in St Francis Bay. Monthly groceries follow the same trend: $241 vs $190 – making St Francis Bay the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇿🇦 St Francis Bay

🕒 Local time

11:11 11:11 AM

12:11 12:11 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

5,910

💱 Currency

Serbian Dinar RSD din

South African Rand ZAR R

📈 Exchange rate

1,000 RSD = 9.61 USD

1,000 RSD = 8.55 EUR

100 ZAR = 6.07 USD

100 ZAR = 5.4 EUR

Exchange rates and currency converter

ZAR, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of November 6, 2026: 1 USD = 104 RSD (1,000 RSD = 9.61 USD). 1 EUR = 117 RSD (1,000 RSD = 8.55 EUR).

South African Rand exchange rates as of November 6, 2026: 1 USD = 16.48 ZAR (100 ZAR = 6.07 USD). 1 EUR = 18.51 ZAR (100 ZAR = 5.4 EUR).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Belgrade St Francis Bay 8,790 km ≈ 11 h nonstop flight

From you

Belgrade
St Francis Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs St Francis Bay: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,541 in Belgrade, $979 in St Francis Bay – St Francis Bay comes out roughly 37% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,312 per month in Belgrade and $1,468 in St Francis Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in St Francis Bay, especially for central apartments: a one-bedroom in the center costs $420 there versus $829 in Belgrade.

A mid-range dinner for two costs $58 in Belgrade and $42 in St Francis Bay. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 27% more in Belgrade, though the gap depends on what you buy.

A $1,200 monthly budget goes further in St Francis Bay, where all-in costs run around $979, than in Belgrade at $1,541. In St Francis Bay it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward St Francis Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.