Last update: Nov 2026

Cost of Living Comparison Between Belgrade and Kitwe

For one person, living is cheaper in Kitwe: $186 a month against $1,541 in Belgrade, rent and utilities included – about $16,300 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Belgrade
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Belgrade Living Index

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Belgrade

🇷🇸 Serbia

$1,541

/mo nomad

Kitwe

🇿🇲 Zambia

$186

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Kitwe

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Kitwe actually costs, broken down by who's living it.

A single person spends $1,541 per month in Belgrade vs $186 in Kitwe, rent included.

Belgrade $1,541
Kitwe $186

A couple spends around $2,351 per month in Belgrade vs $1,228 in Kitwe, rent included.

Belgrade $2,351
Kitwe $1,228

A family of three spends $3,161 per month in Belgrade vs $2,270 in Kitwe, rent included.

Belgrade $3,161
Kitwe $2,270

Belgrade costs about 731% more than Kitwe, and outside of rent the biggest gap is in groceries.

Belgrade sits 14% above the global median, while Kitwe is 86% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.43 RSD 1,398

Three-Course Dinner for Two, Mid-Range

$58.0 RSD 6,036

Fast Food Meal (McDonalds, etc)

$13.30 RSD 1,384

Cappuccino

$3.05 RSD 317

$2.56 ZMW 52.0

19.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 293

$0.58 ZMW 11.72

386.21%

Water (0.33 liter bottle)

$2.28 RSD 238

$0.76 ZMW 15.44

200.00%

Local Beer (0.5 liter draught)

$3.66 RSD 381

$2.02 ZMW 41.02

81.19%

Imported Beer (0.33 liter bottle)

$4.18 RSD 435

$2.46 ZMW 49.81

69.92%

Milk (1 liter)

$1.41 RSD 147

White Bread (500g)

$1.16 RSD 121

$1.02 ZMW 20.60

13.73%

Rice (white) (1kg)

$2.53 RSD 263

Eggs

$2.80 RSD 292

Local Cheese (1kg)

$10.93 RSD 1,137

Chicken Fillets (1kg)

$6.80 RSD 708

Beef Round Steak (1kg)

$15.40 RSD 1,603

Apples (1kg)

$1.63 RSD 170

Banana (1kg)

$1.75 RSD 182

Oranges (1kg)

$1.78 RSD 186

Tomato (1kg)

$3.04 RSD 316

Potato (1kg)

$0.97 RSD 101

Onion (1kg)

$0.65 RSD 67.7

Lettuce (1 head)

$0.74 RSD 77.2

Water (1.5 liter bottle)

$0.72 RSD 75.3

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 RSD 471

$2.48 ZMW 50.4

82.66%

Wine (Bottle)

$8.25 RSD 858

Local Beer (0.5 liter bottle)

$0.86 RSD 89.8

$1.13 ZMW 22.86

-23.89%

Imported Beer (0.33 liter bottle)

$1.43 RSD 148

$0.98 ZMW 19.95

45.92%

Taxi Start (Normal Tariff)

$3.10 RSD 323

Taxi (Normal Tariff) (1km)

$0.98 RSD 102

Taxi 1hour Waiting (Normal Tariff)

$17.10 RSD 1,780

Gasoline (1 liter)

$1.87 RSD 195

$1.42 ZMW 28.75

31.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K RSD 3.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K RSD 2.5M

$30.4K ZMW 615.6K

-20.76%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 RSD 22.4K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.55 RSD 2,659

Internet (50+ Mbps, Unlimited Data)

$35.40 RSD 3,685

$102 ZMW 2,058

-65.13%

Gym Membership (Monthly)

$40.62 RSD 4,228

$15.11 ZMW 306

168.83%

Tennis Court (1 Hour on Weekend)

$22.74 RSD 2,367

Cinema Ticket

$7.99 RSD 832

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 RSD 47.2K

$609 ZMW 12.3K

-25.55%

International Primary School, 1 Child (Yearly)

$12.4K RSD 1.3M

$11.9K ZMW 241.9K

3.63%

Jeans (Levis 501 Or Similar)

$112 RSD 11.6K

Summer Dress (H&M, Zara, etc)

$47.56 RSD 4,951

Sport Shoes (Adidas, Nike)

$114 RSD 11.8K

Men's Leather Business Shoes

$147 RSD 15.3K

1-bedroom Apartment, City Center (Monthly)

$829 RSD 86.3K

$1,205 ZMW 24.4K

-31.19%

1-bedroom Apartment, Outside City Center (Monthly)

$540 RSD 56.2K

3-bedroom Apartment, City Center (Monthly)

$1,508 RSD 157.0K

$2,451 ZMW 49.7K

-38.48%

3-bedroom Apartment, Outside City Center (Monthly)

$975 RSD 101.5K

$2,010 ZMW 40.7K

-51.51%

Buy Apartment in City Center (m2)

$5,059 RSD 526.6K

Buy Apartment Outside City Center (m2)

$3,171 RSD 330.1K

Average Monthly Net Salary (After Tax)

$1,276 RSD 132.8K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

-87.50%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: November 1, 2026

Last update for Kitwe: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$540 35.1%

Kitwe

–

Monthly Utilities & Internet

Belgrade

$276 17.9%

Kitwe

–

Groceries & Markets

Belgrade

$241 15.6%

Kitwe

–

Eating Out

Belgrade

$231 15%

Kitwe

–

Clothing & Footwear

Belgrade

$189 12.3%

Kitwe

–

Sport & Entertainment

Belgrade

$57 3.7%

Kitwe

–

Getting Around

Belgrade

$8 * 0.5%

Kitwe

–

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $829 in Belgrade versus $1,205 in Kitwe. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Good to know

🇷🇸 Belgrade

🇿🇲 Kitwe

🕒 Local time

19:40 7:40 PM

20:40 8:40 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

522,092

💱 Currency

Serbian Dinar RSD din

Zambian Kwacha ZMW ZK

📈 Exchange rate

1,000 RSD = 9.61 USD

1,000 RSD = 8.55 EUR

100 ZMW = 4.93 USD

100 ZMW = 4.39 EUR

Exchange rates and currency converter

ZMW, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of November 5, 2026: 1 USD = 104 RSD (1,000 RSD = 9.61 USD). 1 EUR = 117 RSD (1,000 RSD = 8.55 EUR).

Zambian Kwacha exchange rates as of November 5, 2026: 1 USD = 20.27 ZMW (100 ZMW = 4.93 USD). 1 EUR = 22.78 ZMW (100 ZMW = 4.39 EUR).

USD to RSD in detail →

On the map

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Between locations

Belgrade Kitwe 6,460 km ≈ 9 h nonstop flight

From you

Belgrade
Kitwe

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Kitwe: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,541 in Belgrade, $186 in Kitwe – Kitwe comes out roughly 88% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,312 per month in Belgrade and $278 in Kitwe. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Belgrade, especially for central apartments: a one-bedroom in the center costs $829 there versus $1,205 in Kitwe.

Kindergarten costs $453 per month in Belgrade and $609 in Kitwe. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Monthly expenses with rent come to $1,541 in Belgrade and $186 in Kitwe. That makes Kitwe about 88% cheaper.

A $1,200 monthly budget goes further in Kitwe, where all-in costs run around $186, than in Belgrade at $1,541. In Kitwe it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.