Last update: Nov 2026

Cost of Living Comparison Between Belgrade and Howick

For one person, living is cheaper in Howick: $1,110 a month against $1,541 in Belgrade, rent and utilities included – about $5,200 less a year. Rent and utilities account for about half of the difference.

74

Cost of Living Index in Belgrade
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Belgrade Living Index
51

Cost of Living Index in Howick
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Howick Living Index

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Belgrade

🇷🇸 Serbia

$1,541

/mo nomad

Howick

🇿🇦 South Africa

$1,110

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Howick

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Howick actually costs, broken down by who's living it.

A single person spends $1,541 per month in Belgrade vs $1,110 in Howick, rent included.

Belgrade $1,541
Howick $1,110

A couple spends around $2,351 per month in Belgrade vs $1,660 in Howick, rent included.

Belgrade $2,351
Howick $1,660

A family of three spends $3,161 per month in Belgrade vs $2,209 in Howick, rent included.

Belgrade $3,161
Howick $2,209

Belgrade costs about 39% more than Howick, and outside of rent the biggest gap is in eating out.

Belgrade sits 14% above the global median, while Howick is 18% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.43 RSD 1,402

$7.89 R 130

70.22%

Three-Course Dinner for Two, Mid-Range

$58.0 RSD 6,053

$39.03 R 640

48.58%

Fast Food Meal (McDonalds, etc)

$13.30 RSD 1,388

$5.27 R 86.4

152.37%

Cappuccino

$3.05 RSD 318

$2.74 R 44.98

11.31%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 294

$1.14 R 18.68

147.37%

Water (0.33 liter bottle)

$2.28 RSD 238

$0.83 R 13.67

174.70%

Local Beer (0.5 liter draught)

$3.66 RSD 382

$2.44 R 40.00

50.00%

Imported Beer (0.33 liter bottle)

$4.18 RSD 436

$2.60 R 42.72

60.77%

Milk (1 liter)

$1.41 RSD 148

$1.19 R 19.45

18.49%

White Bread (500g)

$1.16 RSD 121

$0.97 R 15.96

19.59%

Rice (white) (1kg)

$2.53 RSD 264

$1.54 R 25.32

64.29%

Eggs

$2.80 RSD 292

$2.40 R 39.42

16.67%

Local Cheese (1kg)

$10.93 RSD 1,141

$8.39 R 138

30.27%

Chicken Fillets (1kg)

$6.80 RSD 710

$5.29 R 86.8

28.54%

Beef Round Steak (1kg)

$15.40 RSD 1,608

$7.16 R 118

115.08%

Apples (1kg)

$1.63 RSD 170

$2.00 R 32.75

-18.50%

Banana (1kg)

$1.75 RSD 183

$1.95 R 31.95

-10.26%

Oranges (1kg)

$1.78 RSD 186

$1.98 R 32.52

-10.10%

Tomato (1kg)

$3.04 RSD 317

$1.65 R 27.04

84.24%

Potato (1kg)

$0.97 RSD 102

$1.47 R 24.04

-34.01%

Onion (1kg)

$0.65 RSD 67.9

$1.44 R 23.58

-54.86%

Lettuce (1 head)

$0.74 RSD 77.4

$1.17 R 19.18

-36.75%

Water (1.5 liter bottle)

$0.72 RSD 75.5

$1.14 R 18.74

-36.84%

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 RSD 473

$3.70 R 60.6

22.43%

Wine (Bottle)

$8.25 RSD 861

$4.91 R 80.6

68.02%

Local Beer (0.5 liter bottle)

$0.86 RSD 90.0

$1.48 R 24.29

-41.89%

Imported Beer (0.33 liter bottle)

$1.43 RSD 149

$1.96 R 32.23

-27.04%

One-way Ticket (Public Transport)

$1.73 R 28.30

Taxi Start (Normal Tariff)

$3.10 RSD 324

$0.44 R 7.17

604.55%

Taxi (Normal Tariff) (1km)

$0.98 RSD 102

$0.71 R 11.62

38.03%

Taxi 1hour Waiting (Normal Tariff)

$17.10 RSD 1,785

$7.43 R 122

130.15%

Gasoline (1 liter)

$1.87 RSD 196

$1.34 R 21.98

39.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K RSD 3.2M

$34.8K R 571.6K

-11.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K RSD 2.5M

$34.3K R 562.4K

-29.79%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 RSD 22.4K

$149 R 2,445

44.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.55 RSD 2,667

$15.30 R 251

66.99%

Internet (50+ Mbps, Unlimited Data)

$35.40 RSD 3,695

$39.52 R 648

-10.43%

Gym Membership (Monthly)

$40.62 RSD 4,240

$33.19 R 545

22.39%

Tennis Court (1 Hour on Weekend)

$22.74 RSD 2,374

$12.77 R 209

78.07%

Cinema Ticket

$7.99 RSD 834

$7.50 R 123

6.53%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 RSD 47.3K

$310 R 5,083

46.31%

International Primary School, 1 Child (Yearly)

$12.4K RSD 1.3M

$7,336 R 120.4K

68.58%

Jeans (Levis 501 Or Similar)

$112 RSD 11.7K

$51.5 R 844

117.04%

Summer Dress (H&M, Zara, etc)

$47.56 RSD 4,965

$27.56 R 452

72.57%

Sport Shoes (Adidas, Nike)

$114 RSD 11.9K

$96.4 R 1,581

17.88%

Men's Leather Business Shoes

$147 RSD 15.3K

$77.7 R 1,274

89.05%

1-bedroom Apartment, City Center (Monthly)

$829 RSD 86.6K

$387 R 6,345

114.45%

1-bedroom Apartment, Outside City Center (Monthly)

$540 RSD 56.4K

$401 R 6,575

34.83%

3-bedroom Apartment, City Center (Monthly)

$1,508 RSD 157.4K

$764 R 12.5K

97.38%

3-bedroom Apartment, Outside City Center (Monthly)

$975 RSD 101.7K

$680 R 11.1K

43.43%

Buy Apartment in City Center (m2)

$5,059 RSD 528.1K

$730 R 12.0K

593.32%

Buy Apartment Outside City Center (m2)

$3,171 RSD 331.0K

$762 R 12.5K

316.23%

Average Monthly Net Salary (After Tax)

$1,276 RSD 133.2K

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

11.78

-61.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: November 1, 2026

Last update for Howick: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$540 35.1%

Howick

$401 36.1% 25.8% $140

Monthly Utilities & Internet

Belgrade

$276 17.9%

Howick

$204 18.4% 26.1% $72

Groceries & Markets

Belgrade

$241 15.6%

Howick

$195 17.6% 18.9% $45

Eating Out

Belgrade

$231 15%

Howick

$137 12.4% 40.6% $94

Clothing & Footwear

Belgrade

$189 12.3%

Howick

$114 10.3% 39.7% $75

Sport & Entertainment

Belgrade

$57 3.7%

Howick

$48 4.3% 14.9% $8.4

Getting Around

Belgrade

$8 * 0.5%

Howick

$11 * 1% 36.2% $2.9

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $829 in Belgrade versus $387 in Howick. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $58 in Belgrade versus $39 in Howick. Monthly groceries follow the same trend: $241 vs $195 – making Howick the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇿🇦 Howick

🕒 Local time

19:30 7:30 PM

20:30 8:30 PM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

32,453

💱 Currency

Serbian Dinar RSD din

South African Rand ZAR R

📈 Exchange rate

1,000 RSD = 9.58 USD

1,000 RSD = 8.52 EUR

100 ZAR = 6.09 USD

100 ZAR = 5.42 EUR

Exchange rates and currency converter

ZAR, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of November 5, 2026: 1 USD = 104 RSD (1,000 RSD = 9.58 USD). 1 EUR = 117 RSD (1,000 RSD = 8.52 EUR).

South African Rand exchange rates as of November 5, 2026: 1 USD = 16.41 ZAR (100 ZAR = 6.09 USD). 1 EUR = 18.44 ZAR (100 ZAR = 5.42 EUR).

USD to RSD in detail →

On the map

Lowest

Highest

Between locations

Belgrade Howick 8,320 km ≈ 11 h nonstop flight

From you

Belgrade
Howick

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Howick: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,541 in Belgrade, $1,110 in Howick – Howick comes out roughly 28% cheaper. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $2,312 per month in Belgrade and $1,665 in Howick. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Howick, especially for central apartments: a one-bedroom in the center costs $387 there versus $829 in Belgrade.

A mid-range dinner for two costs $58 in Belgrade and $39 in Howick. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Groceries cost about 23% more in Belgrade, though the gap depends on what you buy.

A $1,500 monthly budget goes further in Howick, where all-in costs run around $1,110, than in Belgrade at $1,541. In Howick it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

Families tend to lean toward Howick – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.