Last update: Nov 2026

Cost of Living Comparison Between Belgrade and Derna

For one person, living is cheaper in Derna: $172 a month against $1,541 in Belgrade, rent and utilities included – about $16,400 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Belgrade
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Belgrade Living Index

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Belgrade

🇷🇸 Serbia

$1,541

/mo nomad

Derna

🇱🇾 Libya

$172

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgrade and in Derna

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgrade and in Derna actually costs, broken down by who's living it.

A single person spends $1,541 per month in Belgrade vs $172 in Derna, rent included.

Belgrade $1,541
Derna $172

A couple spends around $2,351 per month in Belgrade vs $334 in Derna, rent included.

Belgrade $2,351
Derna $334

A family of three spends $3,161 per month in Belgrade vs $496 in Derna, rent included.

Belgrade $3,161
Derna $496

Belgrade costs about 798% more than Derna, and outside of rent the biggest gap is in groceries.

Belgrade sits 14% above the global median, while Derna is 87% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$13.43 RSD 1,398

$3.80 LYD 24.29

253.42%

Three-Course Dinner for Two, Mid-Range

$58.0 RSD 6,036

$7.58 LYD 48.45

665.04%

Fast Food Meal (McDonalds, etc)

$13.30 RSD 1,384

$3.06 LYD 19.58

334.64%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.48 LYD 3.10

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.64 LYD 4.11

Cappuccino

$3.05 RSD 317

$0.45 LYD 2.87

577.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.82 RSD 293

$0.32 LYD 2.06

781.25%

Water (0.33 liter bottle)

$2.28 RSD 238

Local Beer (0.5 liter draught)

$3.66 RSD 381

Imported Beer (0.33 liter bottle)

$4.18 RSD 435

Milk (1 liter)

$1.41 RSD 147

$0.74 LYD 4.76

90.54%

White Bread (500g)

$1.16 RSD 121

Rice (white) (1kg)

$2.53 RSD 263

$2.29 LYD 14.61

10.48%

Eggs

$2.80 RSD 292

$0.92 LYD 5.89

204.35%

Local Cheese (1kg)

$10.93 RSD 1,137

Chicken Fillets (1kg)

$6.80 RSD 708

$3.04 LYD 19.43

123.68%

Beef Round Steak (1kg)

$15.40 RSD 1,603

Apples (1kg)

$1.63 RSD 170

Banana (1kg)

$1.75 RSD 182

$0.75 LYD 4.78

133.33%

Oranges (1kg)

$1.78 RSD 186

$0.91 LYD 5.84

95.60%

Tomato (1kg)

$3.04 RSD 316

Potato (1kg)

$0.97 RSD 101

Onion (1kg)

$0.65 RSD 67.7

Lettuce (1 head)

$0.74 RSD 77.2

Water (1.5 liter bottle)

$0.72 RSD 75.3

Cigarettes 20 Pack (Marlboro, Camel)

$4.53 RSD 471

Wine (Bottle)

$8.25 RSD 858

Local Beer (0.5 liter bottle)

$0.86 RSD 89.8

Imported Beer (0.33 liter bottle)

$1.43 RSD 148

Taxi Start (Normal Tariff)

$3.10 RSD 323

$0.74 LYD 4.74

318.92%

Taxi (Normal Tariff) (1km)

$0.98 RSD 102

Taxi 1hour Waiting (Normal Tariff)

$17.10 RSD 1,780

Gasoline (1 liter)

$1.87 RSD 195

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$30.9K RSD 3.2M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.1K RSD 2.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$215 RSD 22.4K

SIM Card Monthly Plan (Calls and 10GB+ Data)

$25.55 RSD 2,659

Internet (50+ Mbps, Unlimited Data)

$35.40 RSD 3,685

$13.90 LYD 88.9

154.68%

Gym Membership (Monthly)

$40.62 RSD 4,228

Tennis Court (1 Hour on Weekend)

$22.74 RSD 2,367

Cinema Ticket

$7.99 RSD 832

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$453 RSD 47.2K

International Primary School, 1 Child (Yearly)

$12.4K RSD 1.3M

Jeans (Levis 501 Or Similar)

$112 RSD 11.6K

$31.70 LYD 203

252.33%

Summer Dress (H&M, Zara, etc)

$47.56 RSD 4,951

$38.74 LYD 248

22.77%

Sport Shoes (Adidas, Nike)

$114 RSD 11.8K

$39.60 LYD 253

186.87%

Men's Leather Business Shoes

$147 RSD 15.3K

$39.24 LYD 251

274.11%

1-bedroom Apartment, City Center (Monthly)

$829 RSD 86.3K

1-bedroom Apartment, Outside City Center (Monthly)

$540 RSD 56.2K

3-bedroom Apartment, City Center (Monthly)

$1,508 RSD 157.0K

$154 LYD 987

877.14%

3-bedroom Apartment, Outside City Center (Monthly)

$975 RSD 101.5K

$94.1 LYD 602

935.71%

Buy Apartment in City Center (m2)

$5,059 RSD 526.6K

$195 LYD 1,246

2497.16%

Buy Apartment Outside City Center (m2)

$3,171 RSD 330.1K

$76.8 LYD 491

4031.47%

Average Monthly Net Salary (After Tax)

$1,276 RSD 132.8K

$173 LYD 1,104

638.85%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgrade: November 1, 2026

Last update for Derna: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Belgrade

$540 35.1%

Derna

–

Monthly Utilities & Internet

Belgrade

$276 17.9%

Derna

–

Groceries & Markets

Belgrade

$241 15.6%

Derna

–

Eating Out

Belgrade

$231 15%

Derna

–

Clothing & Footwear

Belgrade

$189 12.3%

Derna

–

Sport & Entertainment

Belgrade

$57 3.7%

Derna

–

Getting Around

Belgrade

$8 * 0.5%

Derna

–

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries in Belgrade are about 7.4 times higher, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58 in Belgrade versus $8 in Derna. Monthly groceries follow the same trend: $241 vs $44 – making Derna the more affordable choice for daily food spending.

Good to know

🇷🇸 Belgrade

🇱🇾 Derna

🕒 Local time

00:08 12:08 AM

01:08 1:08 AM

1 h ahead of Belgrade

🌤 Weather

👥 Population

1,197,714 Capital

50,000

💱 Currency

Serbian Dinar RSD din

Libyan Dinar LYD ل.د

📈 Exchange rate

1,000 RSD = 9.61 USD

1,000 RSD = 8.56 EUR

1 LYD = 0.156 USD

1 LYD = 0.139 EUR

Exchange rates and currency converter

LYD, USD, EUR to RSD – Serbian Dinar Converter

🇺🇸 United States Dollar ($)

🇷🇸 Serbian Dinar (din)

Serbian Dinar exchange rates as of November 5, 2026: 1 USD = 104 RSD (1,000 RSD = 9.61 USD). 1 EUR = 117 RSD (1,000 RSD = 8.56 EUR).

Libyan Dinar exchange rates as of November 5, 2026: 1 USD = 6.4 LYD (1 LYD = 0.156 USD). 1 EUR = 7.18 LYD (1 LYD = 0.139 EUR).

USD to RSD in detail →

On the map

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Highest

Between locations

Belgrade Derna 1,350 km ≈ 2 h 15 min nonstop flight

From you

Belgrade
Derna

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgrade vs Derna: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,541 in Belgrade, $172 in Derna – Derna comes out roughly 89% cheaper. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $2,312 per month in Belgrade and $257 in Derna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $58 in Belgrade and $8 in Derna. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,541 in Belgrade and $172 in Derna. That makes Derna about 89% cheaper.

A $800 monthly budget goes further in Derna, where all-in costs run around $172, than in Belgrade at $1,541. In Derna it covers expenses comfortably, while in Belgrade it requires careful planning or may not stretch far enough.

It depends on your priorities. Derna has an edge in some lifestyle areas, with costs from $172 in Derna to $1,541 in Belgrade. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with Derna. If higher salaries or specific career opportunities are the priority, Belgrade makes more sense. Both are solid long-term options with distinct trade-offs.