Last update: Nov 2026

Cost of Living Comparison Between Belgaum and Ubud, Bali

For one person, living is cheaper in Belgaum: $332 a month against $1,331 in Ubud, Bali, rent and utilities included – about $12,000 less a year. Rent and utilities account for most of the difference.

16

Cost of Living Index in Belgaum
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Belgaum Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Belgaum

🇮🇳 India

$332

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Belgaum and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Belgaum and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $332 in Belgaum versus $1,331 in Ubud, Bali.

Belgaum $332
Ubud, Bali $1,331

Estimated couple costs with rent: $558 in Belgaum versus $2,255 in Ubud, Bali.

Belgaum $558
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $784 in Belgaum versus $3,180 in Ubud, Bali.

Belgaum $784
Ubud, Bali $3,180

Living in Belgaum costs roughly 75% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Both cities sit below the global median: Belgaum 75% lower, Ubud, Bali 2% lower.

Meal at Budget Restaurant

$1.89 ₹178

$3.38 Rp 61.0K

-44.08%

Three-Course Dinner for Two, Mid-Range

$10.75 ₹1,015

$34.65 Rp 626.3K

-68.98%

Fast Food Meal (McDonalds, etc)

$2.61 ₹247

$5.57 Rp 100.7K

-53.14%

Cappuccino

$1.61 ₹152

$2.62 Rp 47.3K

-38.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.36 ₹34.15

$1.54 Rp 27.8K

-76.62%

Water (0.33 liter bottle)

$0.11 ₹10.51

$0.64 Rp 11.6K

-82.81%

Local Beer (0.5 liter draught)

$0.93 ₹88.1

$2.67 Rp 48.2K

-65.17%

Imported Beer (0.33 liter bottle)

$2.26 ₹213

$4.26 Rp 77.1K

-46.95%

Milk (1 liter)

$0.71 ₹66.9

$1.46 Rp 26.4K

-51.37%

White Bread (500g)

$0.51 ₹48.35

$2.29 Rp 41.4K

-77.73%

Rice (white) (1kg)

$0.62 ₹59.0

$1.11 Rp 20.0K

-44.14%

Eggs

$0.77 ₹73.0

$2.10 Rp 38.0K

-63.33%

Local Cheese (1kg)

$4.88 ₹461

$15.94 Rp 288.1K

-69.39%

Chicken Fillets (1kg)

$3.01 ₹284

$3.88 Rp 70.2K

-22.42%

Beef Round Steak (1kg)

$11.40 Rp 206.1K

Apples (1kg)

$1.60 ₹151

$3.55 Rp 64.2K

-54.93%

Banana (1kg)

$0.64 ₹60.6

$1.54 Rp 27.8K

-58.44%

Oranges (1kg)

$1.52 ₹143

$2.23 Rp 40.3K

-31.84%

Tomato (1kg)

$0.31 ₹29.71

$1.97 Rp 35.6K

-84.26%

Potato (1kg)

$0.38 ₹36.06

$1.86 Rp 33.6K

-79.57%

Onion (1kg)

$0.40 ₹37.56

$2.42 Rp 43.7K

-83.47%

Lettuce (1 head)

$0.25 ₹23.43

$1.02 Rp 18.5K

-75.49%

Water (1.5 liter bottle)

$0.31 ₹29.75

$0.52 Rp 9,441

-40.38%

Cigarettes 20 Pack (Marlboro, Camel)

$3.80 ₹359

$2.20 Rp 39.7K

72.73%

Wine (Bottle)

$5.44 ₹514

$21.79 Rp 393.8K

-75.03%

Local Beer (0.5 liter bottle)

$1.40 ₹132

$2.33 Rp 42.0K

-39.91%

Imported Beer (0.33 liter bottle)

$2.13 ₹201

$2.97 Rp 53.7K

-28.28%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$2.62 ₹247

One-way Ticket (Public Transport)

$0.20 ₹18.87

$0.25 Rp 4,526

-20.00%

Public Transport Monthly Pass (Regular Price)

$14.87 ₹1,404

$8.17 Rp 147.8K

82.01%

Taxi Start (Normal Tariff)

$1.08 ₹102

$0.44 Rp 7,912

145.45%

Taxi (Normal Tariff) (1km)

$0.51 ₹48.36

$0.47 Rp 8,458

8.51%

Taxi 1hour Waiting (Normal Tariff)

$0.87 ₹81.8

$5.60 Rp 101.2K

-84.46%

Gasoline (1 liter)

$1.10 ₹104

$0.83 Rp 15.0K

32.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.9K ₹1.0M

$24.4K Rp 441.9M

-55.52%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.4K ₹1.7M

$31.7K Rp 572.9M

-41.94%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$29.82 ₹2,817

$77.5 Rp 1.4M

-61.51%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.14 ₹296

$6.14 Rp 111.1K

-48.86%

Internet (50+ Mbps, Unlimited Data)

$5.66 ₹535

$18.92 Rp 341.9K

-70.08%

Gym Membership (Monthly)

$4.64 ₹438

$51.0 Rp 921.7K

-90.90%

Tennis Court (1 Hour on Weekend)

$6.55 ₹619

$18.25 Rp 329.8K

-64.11%

Cinema Ticket

$2.08 ₹197

$4.38 Rp 79.2K

-52.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$20.95 ₹1,979

$492 Rp 8.9M

-95.75%

International Primary School, 1 Child (Yearly)

$858 ₹81.0K

$12.2K Rp 220.9M

-92.98%

Jeans (Levis 501 Or Similar)

$13.53 ₹1,278

$45.16 Rp 816.3K

-70.04%

Summer Dress (H&M, Zara, etc)

$35.81 ₹3,383

$34.89 Rp 630.6K

2.64%

Sport Shoes (Adidas, Nike)

$43.50 ₹4,110

$78.3 Rp 1.4M

-44.46%

Men's Leather Business Shoes

$23.60 ₹2,230

$77.9 Rp 1.4M

-69.69%

1-bedroom Apartment, City Center (Monthly)

$122 ₹11.5K

$1,078 Rp 19.5M

-88.70%

1-bedroom Apartment, Outside City Center (Monthly)

$64.0 ₹6,043

$665 Rp 12.0M

-90.38%

3-bedroom Apartment, City Center (Monthly)

$262 ₹24.8K

$3,510 Rp 63.4M

-92.53%

3-bedroom Apartment, Outside City Center (Monthly)

$194 ₹18.3K

$1,671 Rp 30.2M

-88.39%

Buy Apartment in City Center (m2)

$594 ₹56.1K

$2,340 Rp 42.3M

-74.61%

Buy Apartment Outside City Center (m2)

$404 ₹38.1K

$2,236 Rp 40.4M

-81.95%

Average Monthly Net Salary (After Tax)

$306 ₹28.9K

$166 Rp 3.0M

84.02%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.75

13.78

-21.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgaum: November 3, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Belgaum

$96 28.9%

Ubud, Bali

$279 21% 192% $184

Accommodation & Living

Belgaum

$64 19.3%

Ubud, Bali

$665 50% 940% $601

Eating Out

Belgaum

$53 16.1%

Ubud, Bali

$106 8% 98.2% $52

Clothing & Footwear

Belgaum

$52 15.8%

Ubud, Bali

$106 8% 103% $54

Monthly Utilities & Internet

Belgaum

$39 11.6%

Ubud, Bali

$103 7.7% 166% $64

Getting Around

Belgaum

$19 5.8%

Ubud, Bali

$12 0.9% 38.1% $7.4

Sport & Entertainment

Belgaum

$8.8 2.7%

Ubud, Bali

$60 4.5% 579% $51

Cost Breakdown

A one-bedroom apartment in the center runs $122 in Belgaum and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Belgaum pays 84% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $11 in Belgaum vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $96 vs $279 per month, with Belgaum cheaper across the board.

Good to know

🇮🇳 Belgaum

🇮🇩 Ubud, Bali

🕒 Local time

03:21 3:21 AM

05:51 5:51 AM

2 h 30 min ahead of Belgaum

🌤 Weather

👥 Population

600,000

74,800

💱 Currency

Indian Rupee INR ₹

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 INR = 10.59 USD

1,000 INR = 9.43 EUR

100,000 IDR = 5.53 USD

100,000 IDR = 4.93 EUR

Exchange rates and currency converter

IDR, USD, EUR to INR – Indian Rupee Converter

🇺🇸 United States Dollar ($)

🇮🇳 Indian Rupee (₹)

Indian Rupee exchange rates as of November 5, 2026: 1 USD = 94.47 INR (100 INR = 1.06 USD). 1 EUR = 106 INR (1,000 INR = 9.43 EUR).

Indonesian Rupiah exchange rates as of November 5, 2026: 1 USD = 18,075 IDR (100,000 IDR = 5.53 USD). 1 EUR = 20,291 IDR (100,000 IDR = 4.93 EUR).

USD to INR in detail →

On the map

Lowest

Highest

Between locations

Belgaum Ubud, Bali 5,240 km ≈ 7 h nonstop flight

From you

Belgaum
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgaum vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $332 in Belgaum and $1,331 in Ubud, Bali, so Belgaum is about 75% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay runs 84% higher in Belgaum, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $122 in Belgaum versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $11 versus $35 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you’ll spend $332 per month in Belgaum versus $1,331 in Ubud, Bali – Belgaum is about 75% cheaper, which adds up to real savings over time.

At $332 in Belgaum versus $1,331 in Ubud, Bali, a $1,200 budget is realistic in Belgaum but tight or insufficient in Ubud, Bali. The gap between the two cities makes Belgaum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Belgaum and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.