Cost of Living Comparison Between Belgaum and Ubud, Bali Cost of Living Comparison Between Belgaum and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $311 in Belgaum versus $1,368 in Ubud, Bali.

Estimated couple costs with rent: $530 in Belgaum versus $2,348 in Ubud, Bali.

Monthly costs for a family of three with rent: $749 in Belgaum versus $3,327 in Ubud, Bali.

Living in Belgaum costs roughly 77% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Belgaum is 77% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$1.81 ₹173

$3.44 Rp 61.0K

-47.38%

Three-Course Dinner for Two, Mid-Range

$10.48 ₹1,005

$36.31 Rp 644.0K

-71.14%

Fast Food Meal (McDonalds, etc)

$2.69 ₹257

$5.71 Rp 101.2K

-52.89%

Cappuccino

$1.66 ₹159

$2.67 Rp 47.4K

-37.83%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.33 ₹32.07

$1.75 Rp 31.0K

-81.14%

Water (0.33 liter bottle)

$0.10 ₹9.46

$0.87 Rp 15.5K

-88.51%

Local Beer (0.5 liter draught)

$0.98 ₹94.3

$2.95 Rp 52.4K

-66.78%

Imported Beer (0.33 liter bottle)

$2.17 ₹208

$4.52 Rp 80.1K

-51.99%

Milk (1 liter)

$0.73 ₹69.6

$1.62 Rp 28.7K

-54.94%

White Bread (500g)

$0.47 ₹44.84

$2.33 Rp 41.3K

-79.83%

Rice (white) (1kg)

$0.55 ₹52.7

$1.11 Rp 19.6K

-50.45%

Eggs

$0.76 ₹72.8

$2.20 Rp 39.0K

-65.45%

Local Cheese (1kg)

$4.24 ₹407

$17.69 Rp 313.8K

-76.03%

Chicken Fillets (1kg)

$2.58 ₹247

$4.10 Rp 72.7K

-37.07%

Beef Round Steak (1kg)

$12.18 Rp 216.0K

Apples (1kg)

$1.61 ₹155

$3.71 Rp 65.7K

-56.60%

Banana (1kg)

$0.67 ₹64.0

$1.59 Rp 28.2K

-57.86%

Oranges (1kg)

$1.47 ₹141

$2.28 Rp 40.5K

-35.53%

Tomato (1kg)

$0.31 ₹29.78

$1.95 Rp 34.6K

-84.10%

Potato (1kg)

$0.34 ₹32.84

$1.91 Rp 33.8K

-82.20%

Onion (1kg)

$0.33 ₹31.95

$2.33 Rp 41.3K

-85.84%

Lettuce (1 head)

$0.27 ₹26.14

$1.01 Rp 17.9K

-73.27%

Water (1.5 liter bottle)

$0.29 ₹27.69

$0.55 Rp 9,788

-47.27%

Cigarettes 20 Pack (Marlboro, Camel)

$4.16 ₹398

$2.23 Rp 39.6K

86.55%

Wine (Bottle)

$3.70 ₹355

$23.07 Rp 409.2K

-83.96%

Local Beer (0.5 liter bottle)

$1.32 ₹127

$2.42 Rp 42.9K

-45.45%

Imported Beer (0.33 liter bottle)

$2.03 ₹194

$3.00 Rp 53.1K

-32.33%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$4.38 ₹420

One-way Ticket (Public Transport)

$0.22 ₹21.11

$0.27 Rp 4,821

-18.52%

Public Transport Monthly Pass (Regular Price)

$14.81 ₹1,420

$8.98 Rp 159.3K

64.92%

Taxi Start (Normal Tariff)

$1.06 ₹101

$0.48 Rp 8,580

120.83%

Taxi (Normal Tariff) (1km)

$0.50 ₹47.88

$0.43 Rp 7,691

16.28%

Taxi 1hour Waiting (Normal Tariff)

$0.85 ₹81.1

$5.64 Rp 100.1K

-84.93%

Gasoline (1 liter)

$1.06 ₹102

$0.80 Rp 14.2K

32.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$10.9K ₹1.0M

$24.9K Rp 442.4M

-56.15%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$18.2K ₹1.7M

$31.7K Rp 562.4M

-42.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$30.47 ₹2,921

$81.5 Rp 1.4M

-62.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.17 ₹304

$6.49 Rp 115.2K

-51.16%

Internet (50+ Mbps, Unlimited Data)

$5.36 ₹514

$18.77 Rp 332.9K

-71.44%

Gym Membership (Monthly)

$4.87 ₹467

$56.9 Rp 1.0M

-91.44%

Tennis Court (1 Hour on Weekend)

$5.64 ₹541

$18.73 Rp 332.2K

-69.89%

Cinema Ticket

$2.05 ₹197

$4.54 Rp 80.5K

-54.85%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$20.53 ₹1,968

$481 Rp 8.5M

-95.73%

International Primary School, 1 Child (Yearly)

$868 ₹83.2K

$5,711 Rp 101.3M

-84.80%

Jeans (Levis 501 Or Similar)

$13.63 ₹1,307

$45.52 Rp 807.3K

-70.06%

Summer Dress (H&M, Zara, etc)

$32.21 ₹3,088

$35.88 Rp 636.4K

-10.23%

Sport Shoes (Adidas, Nike)

$31.56 ₹3,026

$80.4 Rp 1.4M

-60.74%

Men's Leather Business Shoes

$22.15 ₹2,124

$78.7 Rp 1.4M

-71.84%

1-bedroom Apartment, City Center (Monthly)

$118 ₹11.3K

$1,115 Rp 19.8M

-89.38%

1-bedroom Apartment, Outside City Center (Monthly)

$63.1 ₹6,049

$698 Rp 12.4M

-90.96%

3-bedroom Apartment, City Center (Monthly)

$260 ₹24.9K

$3,637 Rp 64.5M

-92.85%

3-bedroom Apartment, Outside City Center (Monthly)

$196 ₹18.8K

$1,737 Rp 30.8M

-88.69%

Buy Apartment in City Center (m2)

$589 ₹56.5K

$2,784 Rp 49.4M

-78.85%

Buy Apartment Outside City Center (m2)

$404 ₹38.8K

$2,290 Rp 40.6M

-82.33%

Average Monthly Net Salary (After Tax)

$307 ₹29.4K

$168 Rp 3.0M

82.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.75

13.78

-21.99%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgaum: September 13, 2026

Last update for Ubud, Bali: September 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Belgaum and $1,115 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Belgaum pays 83% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $10.00 in Belgaum vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $87.0 vs $295 per month, with Belgaum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgaum vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Belgaum and Ubud, Bali differ by about 340% in total monthly costs ($311 vs $1,368 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 83% higher in Belgaum, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $118 in Belgaum versus $1,115 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $10.00 versus $36.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $311 per month in Belgaum versus $1,368 in Ubud, Bali – a 340% gap that adds up to real savings over time for anyone picking the cheaper option.

At $311 in Belgaum versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in Belgaum but tight or insufficient in Ubud, Bali. The gap between the two cities makes Belgaum the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Belgaum and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 340% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.