Cost of Living Comparison Between Belgaum and Chiang Mai Cost of Living Comparison Between Belgaum and Chiang Mai

Monthly Cost of Living

Monthly costs for one person with rent: $369 in Belgaum versus $852 in Chiang Mai.

Estimated couple costs with rent: $604 in Belgaum versus $1,354 in Chiang Mai.

Monthly costs for a family of three with rent: $840 in Belgaum versus $1,857 in Chiang Mai.

Living in Belgaum costs roughly 57% less than in Chiang Mai, driven mainly by Groceries & Markets.

Both cities sit below the global median: Belgaum 72% lower, Chiang Mai 36% lower.

Meal at Budget Restaurant

$2.29 ₹217

$1.96 ฿64.0

16.84%

Three-Course Dinner for Two, Mid-Range

$11.52 ₹1,094

$18.81 ฿615

-38.76%

Fast Food Meal (McDonalds, etc)

$3.22 ₹306

$7.92 ฿259

-59.34%

Cappuccino

$2.08 ₹197

$1.91 ฿62.6

8.90%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.41 ₹38.62

$0.84 ฿27.41

-51.19%

Water (0.33 liter bottle)

$0.13 ₹12.64

$0.35 ฿11.51

-62.86%

Local Beer (0.5 liter draught)

$1.03 ₹97.7

$2.21 ฿72.1

-53.39%

Imported Beer (0.33 liter bottle)

$2.99 ₹284

$3.80 ฿124

-21.32%

Milk (1 liter)

$0.73 ₹69.0

$1.64 ฿53.5

-55.49%

White Bread (500g)

$0.32 ₹30.50

$1.62 ฿53.1

-80.25%

Rice (white) (1kg)

$0.61 ₹58.3

$1.18 ฿38.62

-48.31%

Eggs

$0.83 ₹79.2

$2.01 ฿65.8

-58.71%

Local Cheese (1kg)

$4.90 ₹465

$15.89 ฿520

-69.16%

Chicken Fillets (1kg)

$2.95 ₹280

$3.01 ฿98.5

-1.99%

Beef Round Steak (1kg)

$10.77 ฿352

Apples (1kg)

$1.70 ₹161

$2.61 ฿85.5

-34.87%

Banana (1kg)

$1.10 ₹105

$1.22 ฿39.88

-9.84%

Oranges (1kg)

$1.83 ₹173

$1.70 ฿55.7

7.65%

Tomato (1kg)

$0.36 ₹34.30

$1.58 ฿51.5

-77.22%

Potato (1kg)

$0.42 ₹39.91

$1.32 ฿43.14

-68.18%

Onion (1kg)

$0.42 ₹40.08

$1.17 ฿38.23

-64.10%

Lettuce (1 head)

$0.45 ₹42.92

$0.67 ฿21.98

-32.84%

Water (1.5 liter bottle)

$0.34 ₹31.95

$0.56 ฿18.32

-39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$4.57 ₹433

$4.53 ฿148

0.88%

Wine (Bottle)

$5.36 ₹509

$18.20 ฿595

-70.55%

Local Beer (0.5 liter bottle)

$1.36 ₹129

$1.83 ฿60.0

-25.68%

Imported Beer (0.33 liter bottle)

$2.28 ₹216

$3.23 ฿106

-29.41%

Buffalo Round (or Equivalent Back Leg Red Meat) (1kg)

$5.01 ₹475

One-way Ticket (Public Transport)

$0.17 ₹16.20

$0.89 ฿29.00

-80.90%

Public Transport Monthly Pass (Regular Price)

$8.49 ₹806

$19.38 ฿634

-56.19%

Taxi Start (Normal Tariff)

$1.18 ₹112

$1.35 ฿44.20

-12.59%

Taxi (Normal Tariff) (1km)

$0.56 ₹53.1

$1.35 ฿44.05

-58.52%

Taxi 1hour Waiting (Normal Tariff)

$1.48 ₹140

$8.25 ฿270

-82.06%

Gasoline (1 liter)

$1.23 ₹117

$1.27 ฿41.64

-3.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.9K ₹1.3M

$21.2K ฿691.8K

-34.42%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.2K ₹1.9M

$22.5K ฿735.3K

-9.96%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$49.98 ₹4,745

$70.2 ฿2,294

-28.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.45 ₹328

$13.77 ฿450

-74.95%

Internet (50+ Mbps, Unlimited Data)

$7.06 ₹670

$17.60 ฿575

-59.89%

Gym Membership (Monthly)

$6.83 ₹648

$41.57 ฿1,360

-83.57%

Tennis Court (1 Hour on Weekend)

$7.57 ₹719

$6.60 ฿216

14.70%

Cinema Ticket

$1.82 ₹173

$5.78 ฿189

-68.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$23.32 ₹2,214

$306 ฿10.0K

-92.38%

International Primary School, 1 Child (Yearly)

$1,174 ₹111.5K

$14.8K ฿484.8K

-92.08%

Jeans (Levis 501 Or Similar)

$19.63 ₹1,864

$54.4 ฿1,778

-63.90%

Summer Dress (H&M, Zara, etc)

$25.10 ₹2,383

$26.14 ฿855

-3.98%

Sport Shoes (Adidas, Nike)

$32.51 ₹3,086

$84.5 ฿2,764

-61.54%

Men's Leather Business Shoes

$23.07 ₹2,190

$69.4 ฿2,270

-66.77%

1-bedroom Apartment, City Center (Monthly)

$136 ₹12.9K

$424 ฿13.9K

-67.84%

1-bedroom Apartment, Outside City Center (Monthly)

$69.9 ₹6,637

$238 ฿7,788

-70.65%

3-bedroom Apartment, City Center (Monthly)

$296 ₹28.1K

$825 ฿27.0K

-64.13%

3-bedroom Apartment, Outside City Center (Monthly)

$217 ₹20.6K

$515 ฿16.8K

-57.83%

Buy Apartment in City Center (m2)

$581 ₹55.1K

$2,049 ฿67.0K

-71.66%

Buy Apartment Outside City Center (m2)

$408 ₹38.8K

$1,523 ฿49.8K

-73.19%

Average Monthly Net Salary (After Tax)

$466 ₹44.2K

$635 ฿20.8K

-26.69%

20-Year Fixed Mortgage Interest Rate (Annual %)

10.75

115.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Belgaum: April 27, 2026

Last update for Chiang Mai: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $136 in Belgaum and $424 in Chiang Mai. Housing cost is often the main lever when comparing two cities.

Chiang Mai pays 36% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $12.00 in Belgaum vs $19.00 in Chiang Mai for a mid-range dinner for two. Groceries echo the gap at $100 vs $243 per month, with Belgaum cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Belgaum vs Chiang Mai: Cost of Living - Frequently Asked Questions

Belgaum and Chiang Mai differ by about 131% in total monthly costs ($369 vs $852 including rent). Belgaum is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, Chiang Mai earns 36% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $136 in Belgaum versus $424 in Chiang Mai. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Belgaum – a meal for two runs $12.00 versus $19.00 in Chiang Mai. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $369 per month in Belgaum versus $852 in Chiang Mai – a 131% gap that adds up to real savings over time for anyone picking the cheaper option.

Either city works on $1,200 a month, though Belgaum gives you more room to save. At this income level, the choice is more about lifestyle than financial pressure.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Belgaum and Chiang Mai are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Belgaum gentler on the wallet – expenses run 131% less than in Chiang Mai. Beyond cost, consider language, visa policies, and how big the international community is in each city.