Last update: Oct 2026

Cost of Living Comparison Between Bedford and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,097 in Bedford, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

102

Cost of Living Index in Bedford
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Bedford Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Bedford

🇬🇧 United Kingdom

$2,097

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Bedford and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bedford and in Cebu actually costs, broken down by who's living it.

A single person spends $2,097 per month in Bedford vs $918 in Cebu, rent included.

Bedford $2,097
Cebu $918

A couple spends around $3,291 per month in Bedford vs $1,409 in Cebu, rent included.

Bedford $3,291
Cebu $1,409

A family of three spends $4,486 per month in Bedford vs $1,900 in Cebu, rent included.

Bedford $4,486
Cebu $1,900

Bedford costs about 128% more than Cebu, and outside of rent the biggest gap is in eating out.

Bedford sits 55% above the global median, while Cebu is 32% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$20.10 £15.08

$3.09 ₱194

550.49%

Three-Course Dinner for Two, Mid-Range

$86.6 £65.0

$24.22 ₱1,525

257.68%

Fast Food Meal (McDonalds, etc)

$10.65 £7.99

$3.92 ₱247

171.68%

Cappuccino

$4.59 £3.44

$2.51 ₱158

82.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 £1.52

$1.59 ₱100

27.67%

Water (0.33 liter bottle)

$1.21 £0.91

$0.53 ₱33.43

128.30%

Local Beer (0.5 liter draught)

$6.45 £4.84

$1.78 ₱112

262.36%

Imported Beer (0.33 liter bottle)

$5.84 £4.38

$2.17 ₱137

169.12%

Milk (1 liter)

$1.70 £1.28

$1.92 ₱121

-11.46%

White Bread (500g)

$1.46 £1.10

$1.36 ₱85.4

7.35%

Rice (white) (1kg)

$1.68 £1.26

$1.01 ₱63.5

66.34%

Eggs

$3.80 £2.85

$2.03 ₱128

87.19%

Local Cheese (1kg)

$9.09 £6.82

$9.86 ₱621

-7.81%

Chicken Fillets (1kg)

$8.96 £6.72

$4.39 ₱277

104.10%

Beef Round Steak (1kg)

$12.62 £9.47

$7.60 ₱479

66.05%

Apples (1kg)

$3.26 £2.44

$3.30 ₱208

-1.21%

Banana (1kg)

$1.30 £0.98

$1.39 ₱87.8

-6.47%

Oranges (1kg)

$2.47 £1.85

$2.33 ₱147

6.01%

Tomato (1kg)

$3.20 £2.40

$1.50 ₱94.3

113.33%

Potato (1kg)

$1.32 £0.99

$2.36 ₱149

-44.07%

Onion (1kg)

$1.32 £0.99

$1.90 ₱119

-30.53%

Lettuce (1 head)

$1.03 £0.77

$1.19 ₱74.9

-13.45%

Water (1.5 liter bottle)

$1.30 £0.97

$0.63 ₱39.71

106.35%

Cigarettes 20 Pack (Marlboro, Camel)

$23.05 £17.29

$3.00 ₱189

668.33%

Wine (Bottle)

$10.65 £7.99

$6.03 ₱379

76.62%

Local Beer (0.5 liter bottle)

$2.58 £1.94

$1.23 ₱77.7

109.76%

Imported Beer (0.33 liter bottle)

$2.36 £1.77

$1.75 ₱110

34.86%

One-way Ticket (Public Transport)

$2.56 £1.92

$0.25 ₱15.86

924.00%

Public Transport Monthly Pass (Regular Price)

$12.64 ₱796

Taxi Start (Normal Tariff)

$4.99 £3.74

$0.77 ₱48.62

548.05%

Taxi (Normal Tariff) (1km)

$1.43 £1.07

$0.23 ₱14.53

521.74%

Taxi 1hour Waiting (Normal Tariff)

$23.92 £17.95

$4.46 ₱281

436.32%

Gasoline (1 liter)

$1.92 £1.44

$1.31 ₱82.8

46.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$37.5K £28.1K

$21.2K ₱1.3M

76.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$40.5K £30.4K

$19.1K ₱1.2M

111.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$316 £237

$120 ₱7,569

162.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$17.63 £13.22

$14.00 ₱882

25.93%

Internet (50+ Mbps, Unlimited Data)

$39.85 £29.90

$27.54 ₱1,734

44.70%

Gym Membership (Monthly)

$36.86 £27.66

$32.33 ₱2,035

14.01%

Tennis Court (1 Hour on Weekend)

$6.65 ₱419

Cinema Ticket

$15.90 £11.93

$5.65 ₱356

181.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$937 £703

$275 ₱17.3K

240.21%

International Primary School, 1 Child (Yearly)

$21.6K £16.2K

$7,918 ₱498.5K

172.24%

Jeans (Levis 501 Or Similar)

$23.92 £17.95

$49.33 ₱3,106

-51.51%

Summer Dress (H&M, Zara, etc)

$25.54 £19.16

$25.24 ₱1,589

1.19%

Sport Shoes (Adidas, Nike)

$79.6 £59.7

$77.0 ₱4,846

3.47%

Men's Leather Business Shoes

$86.7 £65.1

$57.2 ₱3,601

51.57%

1-bedroom Apartment, City Center (Monthly)

$1,115 £837

$500 ₱31.5K

123.31%

1-bedroom Apartment, Outside City Center (Monthly)

$952 £714

$309 ₱19.4K

208.28%

3-bedroom Apartment, City Center (Monthly)

$2,353 £1,766

$1,078 ₱67.9K

118.34%

3-bedroom Apartment, Outside City Center (Monthly)

$1,998 £1,499

$615 ₱38.7K

224.68%

Buy Apartment in City Center (m2)

$2,886 ₱181.7K

Buy Apartment Outside City Center (m2)

$1,917 ₱120.7K

Average Monthly Net Salary (After Tax)

$3,170 £2,378

$346 ₱21.8K

816.33%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.67

7.2

-35.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bedford: October 11, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bedford

$952 45.4%

Cebu

$309 33.6% 67.6% $643

Monthly Utilities & Internet

Bedford

$374 17.8%

Cebu

$162 17.6% 56.7% $212

Eating Out

Bedford

$305 14.5%

Cebu

$88 9.6% 71% $216

Groceries & Markets

Bedford

$279 13.3%

Cebu

$206 22.4% 26.1% $73

Clothing & Footwear

Bedford

$97 4.6%

Cebu

$94 10.2% 3.3% $3.2

Sport & Entertainment

Bedford

$69 3.3%

Cebu

$44 4.8% 36.5% $25

Getting Around

Bedford

$22 * 1.1%

Cebu

$16 1.7% 30.4% $6.8

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $1,115 in Bedford versus $500 in Cebu. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 816% higher in Bedford, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $87.0 in Bedford versus $24.00 in Cebu. Monthly groceries follow the same trend: $279 vs $206 – making Cebu the more affordable choice for daily food spending.

Good to know

🇬🇧 Bedford

🇵🇭 Cebu

🕒 Local time

09:28 9:28 AM

16:28 4:28 PM

7 h ahead of Bedford

🌤 Weather

👥 Population

80,000

964,169

💱 Currency

British Pound GBP £

Philippine Peso PHP ₱

📈 Exchange rate

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to GBP – British Pound Converter

🇺🇸 United States Dollar ($)

🇬🇧 British Pound (£)

British Pound exchange rates as of October 20, 2026: 1 USD = 0.75 GBP (1 GBP = 1.33 USD). 1 EUR = 0.843 GBP (1 GBP = 1.19 EUR).

Philippine Peso exchange rates as of October 20, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to GBP in detail →

On the map

Lowest

Highest

Between locations

Bedford Cebu 11,290 km ≈ 15 h nonstop flight

From you

Bedford
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bedford vs Cebu: Cost of Living - Frequently Asked Questions

Bedford costs about 128% more than Cebu, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,146 per month in Bedford and $1,377 in Cebu. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Cebu, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $2,097 in Bedford and $918 in Cebu. That's a gap of about 128%.

Kindergarten costs $937 per month in Bedford and $275 in Cebu. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in Cebu, where all-in costs run around $918, than in Bedford at $2,097. In Cebu it covers expenses comfortably, while in Bedford it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Cebu costs $918 versus $2,097 in Bedford. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Cebu. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bedford makes more sense. Both are solid long-term options with distinct trade-offs.