Last update: Nov 2026

Cost of Living Comparison Between Beach Haven, NJ and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $3,133 in Beach Haven, NJ, rent and utilities included – about $21,600 less a year. Rent and utilities account for about half of the difference.

Beach Haven, NJ, United States
Ubud, Bali, Indonesia
Beach Haven, NJ
🇺🇸 United States
$3,133
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Monthly Cost of Living

How much you'll spend in Beach Haven, NJ and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Beach Haven, NJ and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $3,133 in Beach Haven, NJ versus $1,331 in Ubud, Bali.

  • Beach Haven, NJ $3,133
  • Ubud, Bali $1,331

Estimated couple costs with rent: $4,536 in Beach Haven, NJ versus $2,255 in Ubud, Bali.

  • Beach Haven, NJ $4,536
  • Ubud, Bali $2,255

Monthly costs for a family of three with rent: $5,939 in Beach Haven, NJ versus $3,180 in Ubud, Bali.

  • Beach Haven, NJ $5,939
  • Ubud, Bali $3,180

Living in Beach Haven, NJ is roughly 135% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Beach Haven, NJ is 132% above, Ubud, Bali is 2% below.

Currency
🍽 Eating Out
Beach Haven, NJ
Ubud, Bali
Difference
Meal at Budget Restaurant
$26.56 $26.56
$3.38 Rp 61.3K
685.80%
Three-Course Dinner for Two, Mid-Range
$118 $118
$34.65 Rp 629.1K
240.43%
Fast Food Meal (McDonalds, etc)
$14.33 $14.33
$5.57 Rp 101.2K
157.27%
Cappuccino
$6.57 $6.57
$2.62 Rp 47.6K
150.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.91 $3.91
$1.54 Rp 27.9K
153.90%
Water (0.33 liter bottle)
$3.07 $3.07
$0.64 Rp 11.6K
379.69%
Local Beer (0.5 liter draught)
$8.11 $8.11
$2.67 Rp 48.4K
203.75%
Imported Beer (0.33 liter bottle)
$10.17 $10.17
$4.26 Rp 77.4K
138.73%
🛒 Groceries & Markets
Beach Haven, NJ
Ubud, Bali
Difference
Milk (1 liter)
$1.32 $1.32
$1.46 Rp 26.5K
-9.59%
White Bread (500g)
$4.81 $4.81
$2.29 Rp 41.6K
110.04%
Rice (white) (1kg)
$7.49 $7.49
$1.11 Rp 20.1K
574.77%
Eggs
$6.18 $6.18
$2.10 Rp 38.1K
194.29%
Local Cheese (1kg)
$19.91 $19.91
$15.94 Rp 289.4K
24.91%
Chicken Fillets (1kg)
$18.17 $18.17
$3.88 Rp 70.5K
368.30%
Beef Round Steak (1kg)
$20.06 $20.06
$11.40 Rp 207.0K
75.96%
Apples (1kg)
$7.11 $7.11
$3.55 Rp 64.5K
100.28%
Banana (1kg)
$2.23 $2.23
$1.54 Rp 27.9K
44.81%
Oranges (1kg)
$6.49 $6.49
$2.23 Rp 40.5K
191.03%
Tomato (1kg)
$7.13 $7.13
$1.97 Rp 35.8K
261.93%
Potato (1kg)
$4.42 $4.42
$1.86 Rp 33.7K
137.63%
Onion (1kg)
$4.80 $4.80
$2.42 Rp 43.9K
98.35%
Lettuce (1 head)
$2.87 $2.87
$1.02 Rp 18.6K
181.37%
Water (1.5 liter bottle)
$2.62 $2.62
$0.52 Rp 9,483
403.85%
Cigarettes 20 Pack (Marlboro, Camel)
$19.36 $19.36
$2.20 Rp 39.9K
780.00%
Wine (Bottle)
$19.60 $19.60
$21.79 Rp 395.6K
-10.05%
Local Beer (0.5 liter bottle)
$3.35 $3.35
$2.33 Rp 42.2K
43.78%
Imported Beer (0.33 liter bottle)
$3.98 $3.98
$2.97 Rp 53.9K
34.01%
🚌 Getting Around
Beach Haven, NJ
Ubud, Bali
Difference
One-way Ticket (Public Transport)
$1.83 $1.83
$0.25 Rp 4,546
632.00%
Public Transport Monthly Pass (Regular Price)
$56.6 $56.6
$8.17 Rp 148.4K
592.41%
Taxi Start (Normal Tariff)
$3.08 $3.08
$0.44 Rp 7,947
600.00%
Taxi (Normal Tariff) (1km)
$2.15 $2.15
$0.47 Rp 8,496
357.45%
Taxi 1hour Waiting (Normal Tariff)
$41.44 $41.44
$5.60 Rp 101.7K
640.00%
Gasoline (1 liter)
$1.16 $1.16
$0.83 Rp 15.0K
39.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.6K $34.6K
$24.4K Rp 443.8M
41.63%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.2K $26.2K
$31.7K Rp 575.5M
-17.28%
🧾 Monthly Utilities & Internet
Beach Haven, NJ
Ubud, Bali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$235 $235
$77.5 Rp 1.4M
203.91%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$72.3 $72.3
$6.14 Rp 111.6K
1078.01%
Internet (50+ Mbps, Unlimited Data)
$69.4 $69.4
$18.92 Rp 343.4K
266.65%
🎉 Sport & Entertainment
Beach Haven, NJ
Ubud, Bali
Difference
Gym Membership (Monthly)
$37.95 $37.95
$51.0 Rp 925.8K
-25.57%
Tennis Court (1 Hour on Weekend)
-
$18.25 Rp 331.3K
-
Cinema Ticket
$22.68 $22.68
$4.38 Rp 79.6K
417.81%
🧸 Childcare & Education
Beach Haven, NJ
Ubud, Bali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$1,374 $1,374
$492 Rp 8.9M
179.07%
International Primary School, 1 Child (Yearly)
$20.4K $20.4K
$12.2K Rp 221.9M
66.93%
👕👟 Clothing & Footwear
Beach Haven, NJ
Ubud, Bali
Difference
Jeans (Levis 501 Or Similar)
$79.1 $79.1
$45.16 Rp 819.9K
75.18%
Summer Dress (H&M, Zara, etc)
$51.0 $51.0
$34.89 Rp 633.4K
46.06%
Sport Shoes (Adidas, Nike)
$123 $123
$78.3 Rp 1.4M
57.30%
Men's Leather Business Shoes
$140 $140
$77.9 Rp 1.4M
80.20%
🏠 Accommodation & Living
Beach Haven, NJ
Ubud, Bali
Difference
1-bedroom Apartment, City Center (Monthly)
$1,368 $1,368
$1,078 Rp 19.6M
26.95%
1-bedroom Apartment, Outside City Center (Monthly)
$1,427 $1,427
$665 Rp 12.1M
114.63%
3-bedroom Apartment, City Center (Monthly)
$2,700 $2,700
$3,510 Rp 63.7M
-23.07%
3-bedroom Apartment, Outside City Center (Monthly)
$2,027 $2,027
$1,671 Rp 30.3M
21.28%
Buy Apartment in City Center (m2)
$2,743 $2,743
$2,340 Rp 42.5M
17.24%
Buy Apartment Outside City Center (m2)
$2,673 $2,673
$2,236 Rp 40.6M
19.55%
💵 Salaries & Financials
Beach Haven, NJ
Ubud, Bali
Difference
Average Monthly Net Salary (After Tax)
-
$166 Rp 3.0M
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.89
13.78
-50.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Beach Haven, NJ: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Beach Haven, NJ
$1.4K
Ubud, Bali
$665 53.4% $762
Groceries & Markets
Beach Haven, NJ
$567
Ubud, Bali
$279 50.7% $288
Eating Out
Beach Haven, NJ
$423
Ubud, Bali
$106 75% $317
Monthly Utilities & Internet
Beach Haven, NJ
$377
Ubud, Bali
$103 72.8% $275
Clothing & Footwear
Beach Haven, NJ
$177
Ubud, Bali
$106 40% $71
Sport & Entertainment
Beach Haven, NJ
$83
Ubud, Bali
$60 28.3% $24
Getting Around
Beach Haven, NJ
$78
Ubud, Bali
$12 84.6% $66

Cost Breakdown

A one-bedroom apartment in the center runs $1,368 in Beach Haven, NJ and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $118 in Beach Haven, NJ vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $567 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know
🇺🇸 Beach Haven, NJ
🇮🇩 Ubud, Bali
🕒 Local time
14:37 2:37 PM
03:37 3:37 AM
13 h ahead of Beach Haven, NJ
🌤 Weather
👥 Population
1,200
74,800
Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

On the map
Between locations
  • Beach Haven, NJ Ubud, Bali 16,430 km ≈ 21 h nonstop flight
From you
  • Beach Haven, NJ
  • Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Beach Haven, NJ vs Ubud, Bali: Cost of Living - Frequently Asked Questions
Is Ubud, Bali cheaper than Beach Haven, NJ?
Ubud, Bali is about 58% cheaper overall, especially in eating out, groceries, and utilities. That difference adds up to real monthly savings that compound significantly over time.
What income do you need for each city?
You’d need roughly $4,699 in Beach Haven, NJ and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
What is the rent difference between Beach Haven, NJ and Ubud, Bali?
Rent for a central apartment: $1,368 in Beach Haven, NJ versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.
What are total monthly expenses in Beach Haven, NJ and in Ubud, Bali?
All in, you’ll spend $3,133 per month in Beach Haven, NJ versus $1,331 in Ubud, Bali – Ubud, Bali is about 58% cheaper, which adds up to real savings over time.
Which city has cheaper public transport?
A monthly transit pass in Ubud, Bali runs roughly 86% less than in Beach Haven, NJ. The price difference matters if you commute daily and watch your budget.
Is $1,000 enough to cover costs in Beach Haven, NJ or in Ubud, Bali?
Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.
Is it better to live in Beach Haven, NJ or in Ubud, Bali?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.
Which city is safer, Beach Haven, NJ or Ubud, Bali?
Safety-wise, Beach Haven, NJ and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.
Which city is easier to live in as a foreigner?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 58% less than in Beach Haven, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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