Last update: Oct 2026

Cost of Living Comparison Between the Bay Islands and Montevideo

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Cost of Living Index in Montevideo
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Montevideo Living Index

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Bay Islands

🇭🇳 Honduras

/mo nomad

Montevideo

🇺🇾 Uruguay

$1,813

/mo nomad

Meal at Budget Restaurant

$15.26 UYU 613

Three-Course Dinner for Two, Mid-Range

$67.4 UYU 2,710

Fast Food Meal (McDonalds, etc)

$14.37 UYU 577

Cappuccino

$4.64 UYU 186

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.73 UYU 110

Water (0.33 liter bottle)

$2.09 UYU 83.9

Local Beer (0.5 liter draught)

$4.75 UYU 191

Imported Beer (0.33 liter bottle)

$3.67 UYU 147

Milk (1 liter)

$1.38 UYU 55.4

White Bread (500g)

$2.77 UYU 111

Rice (white) (1kg)

$1.69 UYU 67.8

Eggs

$4.52 UYU 182

Local Cheese (1kg)

$14.17 UYU 570

Chicken Fillets (1kg)

$12.07 UYU 485

Beef Round Steak (1kg)

$12.16 UYU 489

Apples (1kg)

$2.87 UYU 115

Banana (1kg)

$2.75 UYU 110

Oranges (1kg)

$1.73 UYU 69.5

Tomato (1kg)

$3.24 UYU 130

Potato (1kg)

$2.07 UYU 83.0

Onion (1kg)

$2.07 UYU 83.1

Lettuce (1 head)

$1.38 UYU 55.4

Water (1.5 liter bottle)

$1.85 UYU 74.5

Cigarettes 20 Pack (Marlboro, Camel)

$5.57 UYU 224

Wine (Bottle)

$8.89 UYU 357

Local Beer (0.5 liter bottle)

$2.29 UYU 92.1

Imported Beer (0.33 liter bottle)

$2.70 UYU 109

One-way Ticket (Public Transport)

$1.52 UYU 61.2

Public Transport Monthly Pass (Regular Price)

$73.7 UYU 2,960

Taxi Start (Normal Tariff)

$1.82 UYU 73.3

Taxi (Normal Tariff) (1km)

$0.40 UYU 16.04

Taxi 1hour Waiting (Normal Tariff)

$10.66 UYU 429

Gasoline (1 liter)

$2.22 UYU 89.1

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K UYU 1.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$36.7K UYU 1.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$191 UYU 7,669

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.40 UYU 820

Internet (50+ Mbps, Unlimited Data)

$44.14 UYU 1,774

Gym Membership (Monthly)

$54.1 UYU 2,176

Tennis Court (1 Hour on Weekend)

$19.68 UYU 791

Cinema Ticket

$12.33 UYU 496

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$613 UYU 24.6K

International Primary School, 1 Child (Yearly)

$11.0K UYU 444.0K

Jeans (Levis 501 Or Similar)

$103 UYU 4,131

Summer Dress (H&M, Zara, etc)

$56.1 UYU 2,253

Sport Shoes (Adidas, Nike)

$124 UYU 4,997

Men's Leather Business Shoes

$130 UYU 5,211

1-bedroom Apartment, City Center (Monthly)

$705 UYU 28.3K

1-bedroom Apartment, Outside City Center (Monthly)

$575 UYU 23.1K

3-bedroom Apartment, City Center (Monthly)

$1,139 UYU 45.8K

3-bedroom Apartment, Outside City Center (Monthly)

$1,016 UYU 40.8K

Buy Apartment in City Center (m2)

$3,349 UYU 134.6K

Buy Apartment Outside City Center (m2)

$1,942 UYU 78.0K

Average Monthly Net Salary (After Tax)

$1,229 UYU 49.4K

20-Year Fixed Mortgage Interest Rate (Annual %)

5.74

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for the Bay Islands: October 6, 2026

Last update for Montevideo: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bay Islands

–

Montevideo

$575 32.3%

Groceries & Markets

Bay Islands

–

Montevideo

$332 18.7%

Eating Out

Bay Islands

–

Montevideo

$271 15.2%

Monthly Utilities & Internet

Bay Islands

–

Montevideo

$255 14.3%

Clothing & Footwear

Bay Islands

–

Montevideo

$186 10.4%

Getting Around

Bay Islands

–

Montevideo

$84 4.7%

Sport & Entertainment

Bay Islands

–

Montevideo

$79 4.4%

Good to know

🇭🇳 Bay Islands

🇺🇾 Montevideo

🕒 Local time

00:43 12:43 AM

03:43 3:43 AM

3 h ahead of the Bay Islands

🌤 Weather

👥 Population

71,500

1,319,108 Capital

💱 Currency

Honduran Lempira HNL L

Uruguayan Peso UYU $U

📈 Exchange rate

100 HNL = 3.72 USD

100 HNL = 3.32 EUR

100 UYU = 2.49 USD

100 UYU = 2.22 EUR

Exchange rates and currency converter

UYU, USD, EUR to HNL – Honduran Lempira Converter

🇺🇸 United States Dollar ($)

🇭🇳 Honduran Lempira (L)

Honduran Lempira exchange rates as of October 13, 2026: 1 USD = 26.86 HNL (100 HNL = 3.72 USD). 1 EUR = 30.1 HNL (100 HNL = 3.32 EUR).

Uruguayan Peso exchange rates as of October 13, 2026: 1 USD = 40.18 UYU (100 UYU = 2.49 USD). 1 EUR = 45.03 UYU (100 UYU = 2.22 EUR).

USD to HNL in detail →

On the map

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Between locations

Bay Islands Montevideo 6,540 km ≈ 9 h nonstop flight

From you

Bay Islands
Montevideo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bay Islands vs Montevideo: Cost of Living - Frequently Asked Questions

For families, Bay Islands is more practical. Housing and childcare are both notably cheaper than in Montevideo, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Bay Islands and Montevideo are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Bay Islands wins on affordability, Montevideo on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.