Last update: Nov 2026

Cost of Living Comparison Between Barnegat, NJ and Ubud, Bali

For one person, living is cheaper in Ubud, Bali: $1,331 a month against $2,609 in Barnegat, NJ, rent and utilities included – about $15,300 less a year. Rent and utilities account for about half of the difference.

128

Cost of Living Index in Barnegat, NJ
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Barnegat, NJ Living Index
64

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Barnegat, NJ

🇺🇸 United States

$2,609

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Barnegat, NJ and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Barnegat, NJ and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,609 in Barnegat, NJ versus $1,331 in Ubud, Bali.

Barnegat, NJ $2,609
Ubud, Bali $1,331

Estimated couple costs with rent: $3,925 in Barnegat, NJ versus $2,255 in Ubud, Bali.

Barnegat, NJ $3,925
Ubud, Bali $2,255

Monthly costs for a family of three with rent: $5,242 in Barnegat, NJ versus $3,180 in Ubud, Bali.

Barnegat, NJ $5,242
Ubud, Bali $3,180

Living in Barnegat, NJ is roughly 96% more expensive than in Ubud, Bali, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Barnegat, NJ is 93% above, Ubud, Bali is 2% below.

Meal at Budget Restaurant

$18.22 $18.22

$3.38 Rp 61.3K

439.05%

Three-Course Dinner for Two, Mid-Range

$95.6 $95.6

$34.65 Rp 629.1K

176.02%

Fast Food Meal (McDonalds, etc)

$10.68 $10.68

$5.57 Rp 101.2K

91.74%

Cappuccino

$5.17 $5.17

$2.62 Rp 47.6K

97.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.30 $3.30

$1.54 Rp 27.9K

114.29%

Water (0.33 liter bottle)

$2.72 $2.72

$0.64 Rp 11.6K

325.00%

Local Beer (0.5 liter draught)

$7.08 $7.08

$2.67 Rp 48.4K

165.17%

Imported Beer (0.33 liter bottle)

$8.15 $8.15

$4.26 Rp 77.4K

91.31%

Milk (1 liter)

$1.10 $1.10

$1.46 Rp 26.5K

-24.66%

White Bread (500g)

$4.06 $4.06

$2.29 Rp 41.6K

77.29%

Rice (white) (1kg)

$4.22 $4.22

$1.11 Rp 20.1K

280.18%

Eggs

$4.86 $4.86

$2.10 Rp 38.1K

131.43%

Local Cheese (1kg)

$12.57 $12.57

$15.94 Rp 289.4K

-21.14%

Chicken Fillets (1kg)

$13.01 $13.01

$3.88 Rp 70.5K

235.31%

Beef Round Steak (1kg)

$18.55 $18.55

$11.40 Rp 207.0K

62.72%

Apples (1kg)

$6.17 $6.17

$3.55 Rp 64.5K

73.80%

Banana (1kg)

$1.54 $1.54

$1.54 Rp 27.9K

Oranges (1kg)

$5.55 $5.55

$2.23 Rp 40.5K

148.88%

Tomato (1kg)

$3.88 $3.88

$1.97 Rp 35.8K

96.95%

Potato (1kg)

$2.79 $2.79

$1.86 Rp 33.7K

50.00%

Onion (1kg)

$2.85 $2.85

$2.42 Rp 43.9K

17.77%

Lettuce (1 head)

$2.36 $2.36

$1.02 Rp 18.6K

131.37%

Water (1.5 liter bottle)

$2.23 $2.23

$0.52 Rp 9,483

328.85%

Cigarettes 20 Pack (Marlboro, Camel)

$13.69 $13.69

$2.20 Rp 39.9K

522.27%

Wine (Bottle)

$15.74 $15.74

$21.79 Rp 395.6K

-27.77%

Local Beer (0.5 liter bottle)

$2.61 $2.61

$2.33 Rp 42.2K

12.02%

Imported Beer (0.33 liter bottle)

$3.94 $3.94

$2.97 Rp 53.9K

32.66%

One-way Ticket (Public Transport)

$2.04 $2.04

$0.25 Rp 4,546

716.00%

Public Transport Monthly Pass (Regular Price)

$58.0 $58.0

$8.17 Rp 148.4K

609.79%

Taxi Start (Normal Tariff)

$1.78 $1.78

$0.44 Rp 7,947

304.55%

Taxi (Normal Tariff) (1km)

$1.38 $1.38

$0.47 Rp 8,496

193.62%

Taxi 1hour Waiting (Normal Tariff)

$24.24 $24.24

$5.60 Rp 101.7K

332.86%

Gasoline (1 liter)

$0.97 $0.97

$0.83 Rp 15.0K

16.87%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.3K $33.3K

$24.4K Rp 443.8M

36.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.8K $26.8K

$31.7K Rp 575.5M

-15.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$211 $211

$77.5 Rp 1.4M

172.48%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$65.9 $65.9

$6.14 Rp 111.6K

972.48%

Internet (50+ Mbps, Unlimited Data)

$81.5 $81.5

$18.92 Rp 343.4K

330.50%

Gym Membership (Monthly)

$40.06 $40.06

$51.0 Rp 925.8K

-21.44%

Tennis Court (1 Hour on Weekend)

$18.25 Rp 331.3K

Cinema Ticket

$14.52 $14.52

$4.38 Rp 79.6K

231.51%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,951 $1,951

$492 Rp 8.9M

296.25%

International Primary School, 1 Child (Yearly)

$20.6K $20.6K

$12.2K Rp 221.9M

68.42%

Jeans (Levis 501 Or Similar)

$52.9 $52.9

$45.16 Rp 819.9K

17.18%

Summer Dress (H&M, Zara, etc)

$62.6 $62.6

$34.89 Rp 633.4K

79.42%

Sport Shoes (Adidas, Nike)

$92.0 $92.0

$78.3 Rp 1.4M

17.44%

Men's Leather Business Shoes

$110 $110

$77.9 Rp 1.4M

40.76%

1-bedroom Apartment, City Center (Monthly)

$1,398 $1,398

$1,078 Rp 19.6M

29.72%

1-bedroom Apartment, Outside City Center (Monthly)

$1,217 $1,217

$665 Rp 12.1M

83.05%

3-bedroom Apartment, City Center (Monthly)

$2,354 $2,354

$3,510 Rp 63.7M

-32.92%

3-bedroom Apartment, Outside City Center (Monthly)

$2,111 $2,111

$1,671 Rp 30.3M

26.36%

Buy Apartment in City Center (m2)

$3,227 $3,227

$2,340 Rp 42.5M

37.92%

Buy Apartment Outside City Center (m2)

$2,127 $2,127

$2,236 Rp 40.6M

-4.86%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

6.9

13.78

-49.93%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Barnegat, NJ: November 1, 2026

Last update for Ubud, Bali: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Barnegat, NJ

$1.2K 46.7%

Ubud, Bali

$665 50% 45.4% $552

Groceries & Markets

Barnegat, NJ

$431 16.5%

Ubud, Bali

$279 21% 35.1% $151

Monthly Utilities & Internet

Barnegat, NJ

$358 13.7%

Ubud, Bali

$103 7.7% 71.4% $256

Eating Out

Barnegat, NJ

$316 12.1%

Ubud, Bali

$106 8% 66.5% $210

Clothing & Footwear

Barnegat, NJ

$143 5.5%

Ubud, Bali

$106 8% 25.5% $36

Getting Around

Barnegat, NJ

$75 2.9%

Ubud, Bali

$12 0.9% 84% $63

Sport & Entertainment

Barnegat, NJ

$69 2.7%

Ubud, Bali

$60 4.5% 13.5% $9.3

Cost Breakdown

A one-bedroom apartment in the center runs $1,398 in Barnegat, NJ and $1,078 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $96 in Barnegat, NJ vs $35 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $431 vs $279 per month, with Ubud, Bali cheaper across the board.

Good to know

🇺🇸 Barnegat, NJ

🇮🇩 Ubud, Bali

🕒 Local time

14:51 2:51 PM

03:51 3:51 AM

13 h ahead of Barnegat, NJ

🌤 Weather

👥 Population

2,817

74,800

💱 Currency

United States Dollar USD $

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 USD = 0.888 EUR

100,000 IDR = 5.51 USD

100,000 IDR = 4.89 EUR

Exchange rates and currency converter

IDR, EUR to USD – United States Dollar Converter

🇮🇩 Indonesian Rupiah (Rp)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 4, 2026: 1 EUR = 1.13 USD (1 USD = 0.888 EUR).

Indonesian Rupiah exchange rates as of November 4, 2026: 1 USD = 18,155 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,438 IDR (100,000 IDR = 4.89 EUR).

IDR to USD in detail →

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Barnegat, NJ Ubud, Bali 16,410 km ≈ 21 h nonstop flight

From you

Barnegat, NJ
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Barnegat, NJ vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $2,609 in Barnegat, NJ and $1,331 in Ubud, Bali, so Ubud, Bali is about 49% cheaper – a gap that matters a lot on a fixed or modest income.

You’d need roughly $3,913 in Barnegat, NJ and $1,996 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,398 in Barnegat, NJ versus $1,078 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $1,951 in Barnegat, NJ versus $492 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 54% higher in Barnegat, NJ. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Barnegat, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.