Last update: Oct 2026

Cost of Living Comparison Between Bardwell Park, NSW and Cebu

For one person, living is cheaper in Cebu: $918 a month against $2,471 in Bardwell Park, NSW, rent and utilities included – about $18,600 less a year. Rent and utilities account for most of the difference.

121

Cost of Living Index in Bardwell Park, NSW
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Bardwell Park, NSW Living Index
45

Cost of Living Index in Cebu
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Cebu Living Index

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Bardwell Park, NSW

🇦🇺 Australia

$2,471

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Bardwell Park, NSW and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bardwell Park, NSW and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,471 in Bardwell Park, NSW versus $918 in Cebu.

Bardwell Park, NSW $2,471
Cebu $918

Estimated couple costs with rent: $3,596 in Bardwell Park, NSW versus $1,409 in Cebu.

Bardwell Park, NSW $3,596
Cebu $1,409

Monthly costs for a family of three with rent: $4,721 in Bardwell Park, NSW versus $1,900 in Cebu.

Bardwell Park, NSW $4,721
Cebu $1,900

Living in Bardwell Park, NSW is roughly 169% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Bardwell Park, NSW is 83% above, Cebu is 32% below.

Meal at Budget Restaurant

$17.68 A$25.44

$3.09 ₱195

472.17%

Three-Course Dinner for Two, Mid-Range

$84.1 A$121

$24.22 ₱1,525

247.11%

Fast Food Meal (McDonalds, etc)

$10.61 A$15.26

$3.92 ₱247

170.66%

Cappuccino

$3.91 A$5.62

$2.51 ₱158

55.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.81 A$4.04

$1.59 ₱100

76.73%

Water (0.33 liter bottle)

$2.29 A$3.29

$0.53 ₱33.45

332.08%

Local Beer (0.5 liter draught)

$7.81 A$11.24

$1.78 ₱112

338.76%

Imported Beer (0.33 liter bottle)

$7.67 A$11.04

$2.17 ₱137

253.46%

Milk (1 liter)

$1.53 A$2.20

$1.92 ₱121

-20.31%

White Bread (500g)

$2.61 A$3.75

$1.36 ₱85.5

91.91%

Rice (white) (1kg)

$2.30 A$3.31

$1.01 ₱63.6

127.72%

Eggs

$4.71 A$6.77

$2.03 ₱128

132.02%

Local Cheese (1kg)

$9.18 A$13.22

$9.86 ₱621

-6.90%

Chicken Fillets (1kg)

$9.44 A$13.58

$4.39 ₱277

115.03%

Beef Round Steak (1kg)

$14.88 A$21.41

$7.60 ₱479

95.79%

Apples (1kg)

$3.79 A$5.46

$3.30 ₱208

14.85%

Banana (1kg)

$3.03 A$4.36

$1.39 ₱87.8

117.99%

Oranges (1kg)

$3.19 A$4.59

$2.33 ₱147

36.91%

Tomato (1kg)

$4.68 A$6.73

$1.50 ₱94.3

212.00%

Potato (1kg)

$2.80 A$4.03

$2.36 ₱149

18.64%

Onion (1kg)

$2.41 A$3.46

$1.90 ₱119

26.84%

Lettuce (1 head)

$2.33 A$3.36

$1.19 ₱74.9

95.80%

Water (1.5 liter bottle)

$1.45 A$2.09

$0.63 ₱39.73

130.16%

Cigarettes 20 Pack (Marlboro, Camel)

$42.52 A$61.2

$3.00 ₱189

1317.33%

Wine (Bottle)

$13.77 A$19.81

$6.03 ₱380

128.36%

Local Beer (0.5 liter bottle)

$4.77 A$6.86

$1.23 ₱77.7

287.80%

Imported Beer (0.33 liter bottle)

$5.36 A$7.72

$1.75 ₱110

206.29%

One-way Ticket (Public Transport)

$2.95 A$4.25

$0.25 ₱15.87

1080.00%

Public Transport Monthly Pass (Regular Price)

$74.0 A$106

$12.64 ₱796

485.44%

Taxi Start (Normal Tariff)

$3.41 A$4.91

$0.77 ₱48.64

342.86%

Taxi (Normal Tariff) (1km)

$1.56 A$2.24

$0.23 ₱14.54

578.26%

Taxi 1hour Waiting (Normal Tariff)

$39.32 A$56.6

$4.46 ₱281

781.61%

Gasoline (1 liter)

$1.36 A$1.96

$1.31 ₱82.8

3.82%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.5K A$38.1K

$21.2K ₱1.3M

24.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.3K A$42.1K

$19.1K ₱1.2M

52.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$203 A$292

$120 ₱7,573

68.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$27.81 A$40.01

$14.00 ₱882

98.64%

Internet (50+ Mbps, Unlimited Data)

$55.4 A$79.7

$27.54 ₱1,735

101.23%

Gym Membership (Monthly)

$55.0 A$79.2

$32.33 ₱2,036

70.15%

Tennis Court (1 Hour on Weekend)

$17.78 A$25.59

$6.65 ₱419

167.37%

Cinema Ticket

$14.71 A$21.17

$5.65 ₱356

160.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,135 A$3,073

$275 ₱17.3K

675.55%

International Primary School, 1 Child (Yearly)

$20.0K A$28.8K

$7,918 ₱498.8K

152.91%

Jeans (Levis 501 Or Similar)

$78.4 A$113

$49.33 ₱3,107

58.99%

Summer Dress (H&M, Zara, etc)

$54.3 A$78.2

$25.24 ₱1,590

115.25%

Sport Shoes (Adidas, Nike)

$107 A$154

$77.0 ₱4,848

38.90%

Men's Leather Business Shoes

$122 A$176

$57.2 ₱3,603

113.55%

1-bedroom Apartment, City Center (Monthly)

$1,360 A$1,956

$500 ₱31.5K

172.17%

1-bedroom Apartment, Outside City Center (Monthly)

$1,182 A$1,701

$309 ₱19.5K

282.69%

3-bedroom Apartment, City Center (Monthly)

$2,184 A$3,143

$1,078 ₱67.9K

102.65%

3-bedroom Apartment, Outside City Center (Monthly)

$1,823 A$2,623

$615 ₱38.8K

196.34%

Buy Apartment in City Center (m2)

$5,907 A$8,500

$2,886 ₱181.8K

104.67%

Buy Apartment Outside City Center (m2)

$4,952 A$7,127

$1,917 ₱120.7K

158.40%

Average Monthly Net Salary (After Tax)

$5,558 A$7,997

$346 ₱21.8K

1506.47%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.84

7.2

-18.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bardwell Park, NSW: October 10, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bardwell Park, NSW

$1.2K 47.8%

Cebu

$309 33.6% 73.9% $873

Groceries & Markets

Bardwell Park, NSW

$364 14.7%

Cebu

$206 22.4% 43.5% $158

Eating Out

Bardwell Park, NSW

$295 11.9%

Cebu

$88 9.6% 70.1% $207

Monthly Utilities & Internet

Bardwell Park, NSW

$286 11.6%

Cebu

$162 17.6% 43.5% $125

Clothing & Footwear

Bardwell Park, NSW

$163 6.6%

Cebu

$94 10.2% 42.3% $69

Getting Around

Bardwell Park, NSW

$97 3.9%

Cebu

$16 1.7% 83.9% $81

Sport & Entertainment

Bardwell Park, NSW

$84 3.4%

Cebu

$44 4.8% 48.3% $41

Cost Breakdown

A one-bedroom apartment in the center runs $1,360 in Bardwell Park, NSW and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Bardwell Park, NSW pays 1506% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $84.0 in Bardwell Park, NSW vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $364 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇦🇺 Bardwell Park, NSW

🇵🇭 Cebu

🕒 Local time

08:10 8:10 AM

05:10 5:10 AM

3 h behind Bardwell Park, NSW

🌤 Weather

👥 Population

2,209

964,169

💱 Currency

Australian Dollar AUD $

Philippine Peso PHP ₱

📈 Exchange rate

1 AUD = 0.695 USD

1 AUD = 0.618 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 17, 2026: 1 USD = 1.44 AUD (1 AUD = 0.695 USD). 1 EUR = 1.62 AUD (1 AUD = 0.618 EUR).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.99 PHP (100 PHP = 1.59 USD). 1 EUR = 70.82 PHP (100 PHP = 1.41 EUR).

USD to AUD in detail →

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Bardwell Park, NSW Cebu 5,700 km ≈ 8 h nonstop flight

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Bardwell Park, NSW
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bardwell Park, NSW vs Cebu: Cost of Living - Frequently Asked Questions

Cebu wins on cost – living expenses run 169% lower than in Bardwell Park, NSW. Housing and daily spending are where you'll feel the difference most, making Cebu the obvious pick if budget is a priority.

Average pay runs 1506% higher in Bardwell Park, NSW, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,360 in Bardwell Park, NSW versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 77% higher in Bardwell Park, NSW. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Cebu – a meal for two runs $24.00 versus $84.0 in Bardwell Park, NSW. If you eat out regularly, this makes a real dent in your monthly spending.

At $918 in Cebu versus $2,471 in Bardwell Park, NSW, a $1,500 budget is realistic in Cebu but tight or insufficient in Bardwell Park, NSW. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both work as nomad bases, but Cebu delivers better value – similar infrastructure at $918 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Cebu hard to pass up.

Safety-wise, Bardwell Park, NSW and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 169% less than in Bardwell Park, NSW. Beyond cost, consider language, visa policies, and how big the international community is in each city.