Last update: Oct 2026

Cost of Living Comparison Between Bardejov and Cebu

For one person, living is cheaper in Cebu: $918 a month against $1,388 in Bardejov, rent and utilities included – about $5,600 less a year. Rent and utilities account for most of the difference.

68

Cost of Living Index in Bardejov
Learn more

Bardejov Living Index
45

Cost of Living Index in Cebu
Learn more

Cebu Living Index

Jump to prices

Bardejov

🇸🇰 Slovakia

$1,388

/mo nomad

Cebu

🇵🇭 Philippines

$918

/mo nomad

Monthly Cost of Living

How much you'll spend in Bardejov and in Cebu

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bardejov and in Cebu actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,388 in Bardejov versus $918 in Cebu.

Bardejov $1,388
Cebu $918

Estimated couple costs with rent: $1,989 in Bardejov versus $1,409 in Cebu.

Bardejov $1,989
Cebu $1,409

Monthly costs for a family of three with rent: $2,589 in Bardejov versus $1,900 in Cebu.

Bardejov $2,589
Cebu $1,900

Living in Bardejov is roughly 51% more expensive than in Cebu, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Bardejov is 3% above, Cebu is 32% below.

Meal at Budget Restaurant

$7.26 €6.46

$3.09 ₱194

134.95%

Three-Course Dinner for Two, Mid-Range

$24.81 €22.07

$24.22 ₱1,525

2.44%

Fast Food Meal (McDonalds, etc)

$9.11 €8.10

$3.92 ₱247

132.40%

Cappuccino

$1.99 €1.77

$2.51 ₱158

-20.72%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.31 €1.17

$1.59 ₱100

-17.61%

Water (0.33 liter bottle)

$0.70 €0.62

$0.53 ₱33.43

32.08%

Local Beer (0.5 liter draught)

$1.77 €1.57

$1.78 ₱112

-0.56%

Imported Beer (0.33 liter bottle)

$2.25 €2.00

$2.17 ₱137

3.69%

Milk (1 liter)

$1.05 €0.93

$1.92 ₱121

-45.31%

White Bread (500g)

$1.33 €1.18

$1.36 ₱85.4

-2.21%

Rice (white) (1kg)

$1.65 €1.47

$1.01 ₱63.5

63.37%

Eggs

$3.49 €3.10

$2.03 ₱128

71.92%

Local Cheese (1kg)

$12.71 €11.30

$9.86 ₱621

28.90%

Chicken Fillets (1kg)

$6.53 €5.81

$4.39 ₱277

48.75%

Beef Round Steak (1kg)

$12.81 €11.39

$7.60 ₱479

68.55%

Apples (1kg)

$1.16 €1.03

$3.30 ₱208

-64.85%

Banana (1kg)

$1.72 €1.53

$1.39 ₱87.8

23.74%

Oranges (1kg)

$2.42 €2.15

$2.33 ₱147

3.86%

Tomato (1kg)

$2.39 €2.12

$1.50 ₱94.3

59.33%

Potato (1kg)

$1.01 €0.90

$2.36 ₱149

-57.20%

Onion (1kg)

$1.07 €0.95

$1.90 ₱119

-43.68%

Lettuce (1 head)

$1.62 €1.44

$1.19 ₱74.9

36.13%

Water (1.5 liter bottle)

$0.82 €0.73

$0.63 ₱39.71

30.16%

Cigarettes 20 Pack (Marlboro, Camel)

$5.84 €5.19

$3.00 ₱189

94.67%

Wine (Bottle)

$5.52 €4.91

$6.03 ₱379

-8.46%

Local Beer (0.5 liter bottle)

$1.00 €0.89

$1.23 ₱77.7

-18.70%

Imported Beer (0.33 liter bottle)

$1.33 €1.18

$1.75 ₱110

-24.00%

One-way Ticket (Public Transport)

$0.65 €0.58

$0.25 ₱15.86

160.00%

Public Transport Monthly Pass (Regular Price)

$27.62 €24.56

$12.64 ₱796

118.51%

Taxi Start (Normal Tariff)

$1.63 €1.45

$0.77 ₱48.62

111.69%

Taxi (Normal Tariff) (1km)

$1.22 €1.08

$0.23 ₱14.53

430.43%

Taxi 1hour Waiting (Normal Tariff)

$22.31 €19.85

$4.46 ₱281

400.22%

Gasoline (1 liter)

$1.71 €1.52

$1.31 ₱82.8

30.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K €23.0K

$21.2K ₱1.3M

21.60%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$24.7K €22.0K

$19.1K ₱1.2M

29.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$327 €291

$120 ₱7,569

172.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$16.58 €14.75

$14.00 ₱882

18.43%

Internet (50+ Mbps, Unlimited Data)

$20.26 €18.02

$27.54 ₱1,734

-26.43%

Gym Membership (Monthly)

$42.08 €37.43

$32.33 ₱2,035

30.16%

Tennis Court (1 Hour on Weekend)

$17.09 €15.20

$6.65 ₱419

156.99%

Cinema Ticket

$9.20 €8.18

$5.65 ₱356

62.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$408 €363

$275 ₱17.3K

48.31%

International Primary School, 1 Child (Yearly)

$10.6K €9,450

$7,918 ₱498.5K

34.18%

Jeans (Levis 501 Or Similar)

$69.6 €61.9

$49.33 ₱3,106

41.11%

Summer Dress (H&M, Zara, etc)

$30.66 €27.27

$25.24 ₱1,589

21.47%

Sport Shoes (Adidas, Nike)

$81.6 €72.6

$77.0 ₱4,846

6.08%

Men's Leather Business Shoes

$92.9 €82.7

$57.2 ₱3,601

62.45%

1-bedroom Apartment, City Center (Monthly)

$572 €509

$500 ₱31.5K

14.51%

1-bedroom Apartment, Outside City Center (Monthly)

$440 €391

$309 ₱19.4K

42.45%

3-bedroom Apartment, City Center (Monthly)

$1,000 €890

$1,078 ₱67.9K

-7.21%

3-bedroom Apartment, Outside City Center (Monthly)

$789 €702

$615 ₱38.7K

28.33%

Buy Apartment in City Center (m2)

$1,879 €1,671

$2,886 ₱181.7K

-34.90%

Buy Apartment Outside City Center (m2)

$1,475 €1,312

$1,917 ₱120.7K

-23.02%

Average Monthly Net Salary (After Tax)

$866 €770

$346 ₱21.8K

150.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

3.79

7.2

-47.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bardejov: October 12, 2026

Last update for Cebu: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bardejov

$440 31.7%

Cebu

$309 33.6% 29.8% $131

Monthly Utilities & Internet

Bardejov

$364 26.2%

Cebu

$162 17.6% 55.6% $203

Groceries & Markets

Bardejov

$231 16.7%

Cebu

$206 22.4% 11% $26

Eating Out

Bardejov

$131 9.4%

Cebu

$88 9.6% 32.4% $42

Clothing & Footwear

Bardejov

$124 8.9%

Cebu

$94 10.2% 24% $30

Sport & Entertainment

Bardejov

$60 4.4%

Cebu

$44 4.8% 27.9% $17

Getting Around

Bardejov

$38 2.7%

Cebu

$16 1.7% 59% $22

Cost Breakdown

A one-bedroom apartment in the center runs $572 in Bardejov and $500 in Cebu. Housing cost is often the main lever when comparing two cities.

Bardejov pays 150% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $25.00 in Bardejov vs $24.00 in Cebu for a mid-range dinner for two. Groceries echo the gap at $231 vs $206 per month, with Cebu cheaper across the board.

Good to know

🇸🇰 Bardejov

🇵🇭 Cebu

🕒 Local time

22:45 10:45 PM

04:45 4:45 AM

6 h ahead of Bardejov

🌤 Weather

👥 Population

33,405

964,169

💱 Currency

Euro EUR €

Philippine Peso PHP ₱

📈 Exchange rate

1 EUR = 1.12 USD

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD to EUR – Euro Converter

🇺🇸 United States Dollar ($)

🇪🇺 Euro (€)

Euro exchange rates as of October 17, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

Philippine Peso exchange rates as of October 17, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.79 PHP (100 PHP = 1.41 EUR).

USD to EUR in detail →

On the map

Lowest

Highest

Between locations

Bardejov Cebu 10,040 km ≈ 13 h nonstop flight

From you

Bardejov
Cebu

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bardejov vs Cebu: Cost of Living - Frequently Asked Questions

Bardejov and Cebu differ by about 51% in total monthly costs ($1,388 vs $918 including rent). Cebu is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 150% higher in Bardejov, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $572 in Bardejov versus $500 in Cebu. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $408 in Bardejov versus $275 in Cebu. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 12% higher in Bardejov. For households that cook at home regularly, that difference adds up over a month.

At $918 in Cebu versus $1,388 in Bardejov, a $1,500 budget is realistic in Cebu but tight or insufficient in Bardejov. The gap between the two cities makes Cebu the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bardejov and Cebu are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Cebu gentler on the wallet – expenses run 51% less than in Bardejov. Beyond cost, consider language, visa policies, and how big the international community is in each city.