Last update: Oct 2026

Cost of Living Comparison Between Bansko and Tena

For one person, living is cheaper in Tena: $831 a month against $956 in Bansko, rent and utilities included – about $1,500 less a year. Higher rent and utilities in Bansko outweigh lower spending on other living expenses.

Bansko
🇧🇬 Bulgaria
$956
/mo nomad
Tena
🇪🇨 Ecuador
$831
/mo nomad
Monthly Cost of Living

How much you'll spend in Bansko and in Tena

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Tena actually costs, broken down by who's living it.

A single person spends $956 per month in Bansko vs $831 in Tena, rent included.

  • Bansko $956
  • Tena $831

A couple spends around $1,467 per month in Bansko vs $1,425 in Tena, rent included.

  • Bansko $1,467
  • Tena $1,425

A family of three spends $1,979 per month in Bansko vs $2,018 in Tena, rent included.

  • Bansko $1,979
  • Tena $2,018

Bansko costs about 15% more than Tena, and outside of rent the biggest gap is in clothing.

Both Bansko and Tena are more affordable than the global median – Bansko 29% lower, Tena 38% lower.

Currency
🍽 Eating Out
Bansko
Tena
Difference
Meal at Budget Restaurant
$8.66 BGN 15.06
$6.03 $6.03
43.62%
Three-Course Dinner for Two, Mid-Range
$44.94 BGN 78.2
$54.9 $54.9
-18.10%
Fast Food Meal (McDonalds, etc)
$8.78 BGN 15.28
$7.61 $7.61
15.37%
Cappuccino
$2.33 BGN 4.05
$3.39 $3.39
-31.27%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.57 BGN 2.74
$1.38 $1.38
13.77%
Water (0.33 liter bottle)
$0.82 BGN 1.43
$1.10 $1.10
-25.45%
Local Beer (0.5 liter draught)
$1.68 BGN 2.92
$3.45 $3.45
-51.30%
Imported Beer (0.33 liter bottle)
$1.98 BGN 3.45
$6.09 $6.09
-67.49%
🛒 Groceries & Markets
Bansko
Tena
Difference
Milk (1 liter)
$1.73 BGN 3.00
$1.15 $1.15
50.43%
White Bread (500g)
$0.80 BGN 1.40
$1.53 $1.53
-47.71%
Rice (white) (1kg)
$1.44 BGN 2.51
$1.56 $1.56
-7.69%
Eggs
$2.36 BGN 4.10
$2.16 $2.16
9.26%
Local Cheese (1kg)
$9.39 BGN 16.34
$6.41 $6.41
46.49%
Chicken Fillets (1kg)
$6.41 BGN 11.15
$5.63 $5.63
13.85%
Beef Round Steak (1kg)
$8.48 BGN 14.76
$7.77 $7.77
9.14%
Apples (1kg)
$1.31 BGN 2.28
$2.22 $2.22
-40.99%
Banana (1kg)
$1.62 BGN 2.82
$1.18 $1.18
37.29%
Oranges (1kg)
$1.73 BGN 3.01
$1.27 $1.27
36.22%
Tomato (1kg)
$1.94 BGN 3.38
$1.13 $1.13
71.68%
Potato (1kg)
$0.94 BGN 1.63
$1.19 $1.19
-21.01%
Onion (1kg)
$0.76 BGN 1.32
$1.07 $1.07
-28.97%
Lettuce (1 head)
$0.55 BGN 0.95
$0.92 $0.92
-40.22%
Water (1.5 liter bottle)
$0.59 BGN 1.02
$1.05 $1.05
-43.81%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 BGN 5.66
$5.87 $5.87
-44.63%
Wine (Bottle)
$5.20 BGN 9.05
$9.91 $9.91
-47.53%
Local Beer (0.5 liter bottle)
$1.09 BGN 1.89
$1.59 $1.59
-31.45%
Imported Beer (0.33 liter bottle)
$1.68 BGN 2.92
$3.17 $3.17
-47.00%
🚌 Getting Around
Bansko
Tena
Difference
One-way Ticket (Public Transport)
$0.84 BGN 1.45
$0.33 $0.33
154.55%
Public Transport Monthly Pass (Regular Price)
$27.06 BGN 47.09
$16.94 $16.94
59.74%
Taxi Start (Normal Tariff)
$1.34 BGN 2.34
$1.51 $1.51
-11.26%
Taxi (Normal Tariff) (1km)
$0.65 BGN 1.14
$0.76 $0.76
-14.47%
Taxi 1hour Waiting (Normal Tariff)
$10.06 BGN 17.51
$9.95 $9.95
1.11%
Gasoline (1 liter)
$1.48 BGN 2.57
$0.80 $0.80
85.00%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K BGN 50.7K
$21.3K $21.3K
37.03%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.9K BGN 36.4K
$28.5K $28.5K
-26.62%
🧾 Monthly Utilities & Internet
Bansko
Tena
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$92.4 BGN 161
$29.16 $29.16
216.98%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.52 BGN 25.26
$17.66 $17.66
-17.78%
Internet (50+ Mbps, Unlimited Data)
$12.32 BGN 21.43
$28.72 $28.72
-57.10%
🎉 Sport & Entertainment
Bansko
Tena
Difference
Gym Membership (Monthly)
$31.70 BGN 55.2
$32.43 $32.43
-2.25%
Tennis Court (1 Hour on Weekend)
$8.53 BGN 14.84
$15.44 $15.44
-44.75%
Cinema Ticket
$5.62 BGN 9.78
$6.45 $6.45
-12.87%
🧸 Childcare & Education
Bansko
Tena
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$230 BGN 401
$226 $226
1.82%
International Primary School, 1 Child (Yearly)
$2,268 BGN 3,947
$8,840 $8,840
-74.34%
👕👟 Clothing & Footwear
Bansko
Tena
Difference
Jeans (Levis 501 Or Similar)
$30.10 BGN 52.4
$69.8 $69.8
-56.86%
Summer Dress (H&M, Zara, etc)
$19.62 BGN 34.13
$50.4 $50.4
-61.06%
Sport Shoes (Adidas, Nike)
$45.86 BGN 79.8
$114 $114
-59.74%
Men's Leather Business Shoes
$47.69 BGN 83.0
$106 $106
-54.99%
🏠 Accommodation & Living
Bansko
Tena
Difference
1-bedroom Apartment, City Center (Monthly)
$518 BGN 902
$300 $300
72.57%
1-bedroom Apartment, Outside City Center (Monthly)
$357 BGN 621
$186 $186
92.39%
3-bedroom Apartment, City Center (Monthly)
$614 BGN 1,069
$728 $728
-15.60%
3-bedroom Apartment, Outside City Center (Monthly)
$569 BGN 990
$417 $417
36.50%
Buy Apartment in City Center (m2)
$1,191 BGN 2,073
$1,120 $1,120
6.38%
Buy Apartment Outside City Center (m2)
$959 BGN 1,669
$717 $717
33.76%
💵 Salaries & Financials
Bansko
Tena
Difference
Average Monthly Net Salary (After Tax)
$1,704 BGN 2,965
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.99
10.12
-70.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 11, 2026

Last update for Tena: October 10, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bansko
$357
Tena
$186 48% $171
Groceries & Markets
Bansko
$192
Tena
$197 2.9% $5.5
Eating Out
Bansko
$145
Tena
$151 3.9% $5.7
Monthly Utilities & Internet
Bansko
$119
Tena
$76 36.7% $44
Clothing & Footwear
Bansko
$64
Tena
$153 137% $89
Sport & Entertainment
Bansko
$43
Tena
$45 5.5% $2.4
Getting Around
Bansko
$35
Tena
$24 32.7% $11

Cost Breakdown

A central one-bedroom costs $518 in Bansko versus $300 in Tena. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $45.00 in Bansko versus $55.0 in Tena. Monthly groceries follow the same trend: $192 vs $197 – making Bansko the more affordable choice for daily food spending.

Good to know
🇧🇬 Bansko
🇪🇨 Tena
🕒 Local time
07:03 7:03 AM
23:03 11:03 PM
8 h behind Bansko
🌤 Weather
👥 Population
8,000
16,669
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

USD, EUR to BGN – Bulgarian Lev Converter

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

United States Dollar exchange rates as of October 18, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

On the map
Between locations
  • Bansko Tena 11,020 km ≈ 14 h nonstop flight
From you
  • Bansko
  • Tena

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bansko vs Tena: Cost of Living - Frequently Asked Questions
How do living costs in Bansko and in Tena compare overall?
Monthly costs with rent: $956 in Bansko, $831 in Tena – roughly 15% apart. Outside of rent, the biggest gap is in clothing.
What salary covers living expenses in Bansko compared to Tena?
For a comfortable life, plan on about $1,434 per month in Bansko and $1,247 in Tena. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bansko and Tena?
Rent is clearly cheaper in Tena, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $45.00 in Bansko and $55.0 in Tena. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Bansko or Tena?
Monthly expenses with rent come to $956 in Bansko and $831 in Tena. That's a gap of about 15%.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in Tena, where all-in costs run around $831, than in Bansko at $956. In Tena it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.
How does quality of life compare between Bansko and Tena?
It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $831 in Tena to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.
Is Bansko or Tena safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bansko and Tena?
If budget matters most, go with Tena. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.

Bansko vs other spots: cost of living compared

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