Last update: Oct 2026

Cost of Living Comparison Between Bansko and Surigao

For one person, living is cheaper in Surigao: $736 a month against $956 in Bansko, rent and utilities included – about $2,600 less a year. Rent and utilities account for most of the difference.

Bansko
🇧🇬 Bulgaria
$956
/mo nomad
Surigao
🇵🇭 Philippines
$736
/mo nomad
Monthly Cost of Living

How much you'll spend in Bansko and in Surigao

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Surigao actually costs, broken down by who's living it.

A single person spends $956 per month in Bansko vs $736 in Surigao, rent included.

  • Bansko $956
  • Surigao $736

A couple spends around $1,467 per month in Bansko vs $1,124 in Surigao, rent included.

  • Bansko $1,467
  • Surigao $1,124

A family of three spends $1,979 per month in Bansko vs $1,512 in Surigao, rent included.

  • Bansko $1,979
  • Surigao $1,512

Bansko costs about 30% more than Surigao, and outside of rent the biggest gap is in eating out.

Both Bansko and Surigao are more affordable than the global median – Bansko 29% lower, Surigao 45% lower.

Currency
🍽 Eating Out
Bansko
Surigao
Difference
Meal at Budget Restaurant
$8.66 BGN 15.06
$3.98 ₱251
117.59%
Three-Course Dinner for Two, Mid-Range
$44.94 BGN 78.2
$17.81 ₱1,122
152.33%
Fast Food Meal (McDonalds, etc)
$8.78 BGN 15.28
$2.87 ₱181
205.92%
Cappuccino
$2.33 BGN 4.05
$1.99 ₱125
17.09%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.57 BGN 2.74
$0.73 ₱45.85
115.07%
Water (0.33 liter bottle)
$0.82 BGN 1.43
$0.32 ₱19.84
156.25%
Local Beer (0.5 liter draught)
$1.68 BGN 2.92
$1.26 ₱79.4
33.33%
Imported Beer (0.33 liter bottle)
$1.98 BGN 3.45
$2.13 ₱134
-7.04%
🛒 Groceries & Markets
Bansko
Surigao
Difference
Milk (1 liter)
$1.73 BGN 3.00
$1.62 ₱102
6.79%
White Bread (500g)
$0.80 BGN 1.40
$0.98 ₱61.6
-18.37%
Rice (white) (1kg)
$1.44 BGN 2.51
$0.99 ₱62.0
45.45%
Eggs
$2.36 BGN 4.10
$1.94 ₱122
21.65%
Local Cheese (1kg)
$9.39 BGN 16.34
$5.75 ₱362
63.30%
Chicken Fillets (1kg)
$6.41 BGN 11.15
$4.14 ₱261
54.83%
Beef Round Steak (1kg)
$8.48 BGN 14.76
$6.88 ₱433
23.26%
Apples (1kg)
$1.31 BGN 2.28
$2.07 ₱131
-36.71%
Banana (1kg)
$1.62 BGN 2.82
$1.58 ₱99.2
2.53%
Oranges (1kg)
$1.73 BGN 3.01
$2.56 ₱161
-32.42%
Tomato (1kg)
$1.94 BGN 3.38
$1.17 ₱73.6
65.81%
Potato (1kg)
$0.94 BGN 1.63
$1.95 ₱123
-51.79%
Onion (1kg)
$0.76 BGN 1.32
$1.76 ₱111
-56.82%
Lettuce (1 head)
$0.55 BGN 0.95
$0.82 ₱51.5
-32.93%
Water (1.5 liter bottle)
$0.59 BGN 1.02
$0.60 ₱37.75
-1.67%
Cigarettes 20 Pack (Marlboro, Camel)
$3.25 BGN 5.66
$2.97 ₱187
9.43%
Wine (Bottle)
$5.20 BGN 9.05
$6.78 ₱427
-23.30%
Local Beer (0.5 liter bottle)
$1.09 BGN 1.89
$1.05 ₱66.3
3.81%
Imported Beer (0.33 liter bottle)
$1.68 BGN 2.92
$1.72 ₱108
-2.33%
🚌 Getting Around
Bansko
Surigao
Difference
One-way Ticket (Public Transport)
$0.84 BGN 1.45
$0.26 ₱16.48
223.08%
Public Transport Monthly Pass (Regular Price)
$27.06 BGN 47.09
$11.30 ₱712
139.47%
Taxi Start (Normal Tariff)
$1.34 BGN 2.34
$0.66 ₱41.51
103.03%
Taxi (Normal Tariff) (1km)
$0.65 BGN 1.14
$0.23 ₱14.66
182.61%
Taxi 1hour Waiting (Normal Tariff)
$10.06 BGN 17.51
$1.87 ₱118
437.97%
Gasoline (1 liter)
$1.48 BGN 2.57
$1.32 ₱83.0
12.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K BGN 50.7K
$18.7K ₱1.2M
55.81%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$20.9K BGN 36.4K
$18.0K ₱1.1M
16.36%
🧾 Monthly Utilities & Internet
Bansko
Surigao
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$92.4 BGN 161
$124 ₱7,799
-25.38%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$14.52 BGN 25.26
$15.97 ₱1,006
-9.08%
Internet (50+ Mbps, Unlimited Data)
$12.32 BGN 21.43
$34.80 ₱2,191
-64.60%
🎉 Sport & Entertainment
Bansko
Surigao
Difference
Gym Membership (Monthly)
$31.70 BGN 55.2
$35.92 ₱2,262
-11.75%
Tennis Court (1 Hour on Weekend)
$8.53 BGN 14.84
$5.18 ₱326
64.67%
Cinema Ticket
$5.62 BGN 9.78
$4.96 ₱313
13.31%
🧸 Childcare & Education
Bansko
Surigao
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$230 BGN 401
$144 ₱9,095
59.49%
International Primary School, 1 Child (Yearly)
$2,268 BGN 3,947
$6,892 ₱433.9K
-67.08%
👕👟 Clothing & Footwear
Bansko
Surigao
Difference
Jeans (Levis 501 Or Similar)
$30.10 BGN 52.4
$36.99 ₱2,329
-18.63%
Summer Dress (H&M, Zara, etc)
$19.62 BGN 34.13
$20.93 ₱1,318
-6.26%
Sport Shoes (Adidas, Nike)
$45.86 BGN 79.8
$69.6 ₱4,384
-34.14%
Men's Leather Business Shoes
$47.69 BGN 83.0
$49.50 ₱3,116
-3.66%
🏠 Accommodation & Living
Bansko
Surigao
Difference
1-bedroom Apartment, City Center (Monthly)
$518 BGN 902
$243 ₱15.3K
113.57%
1-bedroom Apartment, Outside City Center (Monthly)
$357 BGN 621
$168 ₱10.6K
112.16%
3-bedroom Apartment, City Center (Monthly)
$614 BGN 1,069
$461 ₱29.0K
33.18%
3-bedroom Apartment, Outside City Center (Monthly)
$569 BGN 990
$363 ₱22.9K
56.65%
Buy Apartment in City Center (m2)
$1,191 BGN 2,073
$2,434 ₱153.3K
-51.06%
Buy Apartment Outside City Center (m2)
$959 BGN 1,669
$1,108 ₱69.8K
-13.43%
💵 Salaries & Financials
Bansko
Surigao
Difference
Average Monthly Net Salary (After Tax)
$1,704 BGN 2,965
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
2.99
6.79
-55.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 11, 2026

Last update for Surigao: October 11, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Bansko
$357
Surigao
$168 52.9% $189
Groceries & Markets
Bansko
$192
Surigao
$174 9.1% $18
Eating Out
Bansko
$145
Surigao
$79 45.6% $66
Monthly Utilities & Internet
Bansko
$119
Surigao
$175 46.4% $55
Clothing & Footwear
Bansko
$64
Surigao
$80 23.6% $15
Sport & Entertainment
Bansko
$43
Surigao
$46 6.8% $2.9
Getting Around
Bansko
$35
Surigao
$14 59.5% $21

Cost Breakdown

A central one-bedroom costs $518 in Bansko versus $243 in Surigao. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $45.00 in Bansko versus $18.00 in Surigao. Monthly groceries follow the same trend: $192 vs $174 – making Surigao the more affordable choice for daily food spending.

Good to know
🇧🇬 Bansko
🇵🇭 Surigao
🕒 Local time
21:16 9:16 PM
02:16 2:16 AM
5 h ahead of Bansko
🌤 Weather
👥 Population
8,000
171,107
💱 Currency
Bulgarian Lev BGN лв.
Exchange rates and currency converter

PHP, USD, EUR to BGN – Bulgarian Lev Converter

Bulgarian Lev exchange rates as of October 19, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Philippine Peso exchange rates as of October 19, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

On the map
Between locations
  • Bansko Surigao 10,260 km ≈ 13 h nonstop flight
From you
  • Bansko
  • Surigao

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Bansko vs Surigao: Cost of Living - Frequently Asked Questions
How do living costs in Bansko and in Surigao compare overall?
Monthly costs with rent: $956 in Bansko, $736 in Surigao – roughly 30% apart. Outside of rent, the biggest gap is in eating out.
What salary covers living expenses in Bansko compared to Surigao?
For a comfortable life, plan on about $1,434 per month in Bansko and $1,104 in Surigao. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do rents compare between Bansko and Surigao?
Rent is clearly cheaper in Surigao, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
Which city has cheaper restaurants?
A mid-range dinner for two costs $45.00 in Bansko and $18.00 in Surigao. That's a good indicator of the overall restaurant and café pricing gap between the two cities.
Which city is more expensive overall: Bansko or Surigao?
Monthly expenses with rent come to $956 in Bansko and $736 in Surigao. That's a gap of about 30%.
Which city is more doable on $1,500 per month?
A $1,500 monthly budget goes further in Surigao, where all-in costs run around $736, than in Bansko at $956. In Surigao it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.
How does quality of life compare between Bansko and Surigao?
It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $736 in Surigao to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.
Is Bansko or Surigao safer for residents?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
How do I decide between Bansko and Surigao?
If budget matters most, go with Surigao. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.

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