Last update: Oct 2026

Cost of Living Comparison Between Bansko and Surgut

For one person, living is cheaper in Bansko: $965 a month against $1,042 in Surgut, rent and utilities included – about $920 less a year. The total is higher in Surgut despite lower rent and utilities.

47

Cost of Living Index in Bansko
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Bansko Living Index
51

Cost of Living Index in Surgut
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Surgut Living Index

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Bansko

🇧🇬 Bulgaria

$965

/mo nomad

Surgut

🇷🇺 Russia

$1,042

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Surgut

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Surgut actually costs, broken down by who's living it.

A single person spends $965 per month in Bansko vs $1,042 in Surgut, rent included.

Bansko $965
Surgut $1,042

A couple spends around $1,481 per month in Bansko vs $1,638 in Surgut, rent included.

Bansko $1,481
Surgut $1,638

A family of three spends $1,998 per month in Bansko vs $2,234 in Surgut, rent included.

Bansko $1,998
Surgut $2,234

Bansko is about 7% cheaper than Surgut, and outside of rent the biggest gap is in clothing.

Both Bansko and Surgut are more affordable than the global median – Bansko 29% lower, Surgut 23% lower.

Meal at Budget Restaurant

$8.74 BGN 15.20

$11.38 ₽950

-23.20%

Three-Course Dinner for Two, Mid-Range

$46.37 BGN 80.7

$35.39 ₽2,954

31.03%

Fast Food Meal (McDonalds, etc)

$8.92 BGN 15.52

$6.79 ₽566

31.37%

Cappuccino

$2.27 BGN 3.94

$3.05 ₽254

-25.57%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 BGN 2.73

$1.28 ₽107

22.66%

Water (0.33 liter bottle)

$0.89 BGN 1.54

$0.59 ₽49.00

50.85%

Local Beer (0.5 liter draught)

$1.73 BGN 3.01

$2.02 ₽168

-14.36%

Imported Beer (0.33 liter bottle)

$1.95 BGN 3.39

$2.80 ₽234

-30.36%

Milk (1 liter)

$1.79 BGN 3.11

$1.01 ₽84.2

77.23%

White Bread (500g)

$0.81 BGN 1.42

$0.87 ₽72.9

-6.90%

Rice (white) (1kg)

$1.51 BGN 2.62

$1.34 ₽112

12.69%

Eggs

$2.35 BGN 4.09

$1.42 ₽118

65.49%

Local Cheese (1kg)

$9.55 BGN 16.61

$11.72 ₽978

-18.52%

Chicken Fillets (1kg)

$6.63 BGN 11.54

$5.52 ₽461

20.11%

Beef Round Steak (1kg)

$8.37 BGN 14.57

$11.65 ₽972

-28.15%

Apples (1kg)

$1.30 BGN 2.26

$1.50 ₽125

-13.33%

Banana (1kg)

$1.68 BGN 2.93

$1.94 ₽162

-13.40%

Oranges (1kg)

$1.68 BGN 2.92

$1.55 ₽130

8.39%

Tomato (1kg)

$1.92 BGN 3.34

$2.57 ₽214

-25.29%

Potato (1kg)

$0.94 BGN 1.63

$0.73 ₽60.9

28.77%

Onion (1kg)

$0.75 BGN 1.31

$0.65 ₽54.4

15.38%

Lettuce (1 head)

$0.59 BGN 1.02

$1.50 ₽125

-60.67%

Water (1.5 liter bottle)

$0.58 BGN 1.02

$0.76 ₽63.1

-23.68%

Cigarettes 20 Pack (Marlboro, Camel)

$3.26 BGN 5.67

$3.04 ₽253

7.24%

Wine (Bottle)

$5.20 BGN 9.04

$8.96 ₽748

-41.96%

Local Beer (0.5 liter bottle)

$1.14 BGN 1.98

$1.02 ₽85.0

11.76%

Imported Beer (0.33 liter bottle)

$1.74 BGN 3.03

$2.07 ₽173

-15.94%

One-way Ticket (Public Transport)

$0.90 BGN 1.57

$0.60 ₽50.1

50.00%

Public Transport Monthly Pass (Regular Price)

$26.72 BGN 46.50

Taxi Start (Normal Tariff)

$1.30 BGN 2.26

$2.18 ₽182

-40.37%

Taxi (Normal Tariff) (1km)

$0.61 BGN 1.06

$0.32 ₽27.10

90.62%

Taxi 1hour Waiting (Normal Tariff)

$10.29 BGN 17.91

$5.20 ₽434

97.88%

Gasoline (1 liter)

$1.56 BGN 2.71

$0.87 ₽73.0

79.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BGN 50.7K

$51.3K ₽4.3M

-43.21%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.3K BGN 37.1K

$40.8K ₽3.4M

-47.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.8 BGN 161

$112 ₽9,351

-17.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.05 BGN 26.18

$6.26 ₽522

140.42%

Internet (50+ Mbps, Unlimited Data)

$12.19 BGN 21.21

$8.30 ₽693

46.87%

Gym Membership (Monthly)

$32.83 BGN 57.1

$40.01 ₽3,339

-17.95%

Tennis Court (1 Hour on Weekend)

$8.40 BGN 14.61

$27.17 ₽2,268

-69.08%

Cinema Ticket

$5.56 BGN 9.67

$5.41 ₽451

2.77%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 400

$322 ₽26.9K

-28.71%

International Primary School, 1 Child (Yearly)

$2,295 BGN 3,994

$6,007 ₽501.4K

-61.79%

Jeans (Levis 501 Or Similar)

$30.31 BGN 52.7

$81.3 ₽6,787

-62.73%

Summer Dress (H&M, Zara, etc)

$19.41 BGN 33.78

$52.9 ₽4,419

-63.34%

Sport Shoes (Adidas, Nike)

$45.34 BGN 78.9

$121 ₽10.1K

-62.66%

Men's Leather Business Shoes

$48.47 BGN 84.3

$104 ₽8,687

-53.43%

1-bedroom Apartment, City Center (Monthly)

$514 BGN 894

$409 ₽34.1K

25.61%

1-bedroom Apartment, Outside City Center (Monthly)

$361 BGN 627

$314 ₽26.2K

14.72%

3-bedroom Apartment, City Center (Monthly)

$630 BGN 1,096

$1,002 ₽83.6K

-37.15%

3-bedroom Apartment, Outside City Center (Monthly)

$571 BGN 993

$585 ₽48.8K

-2.39%

Buy Apartment in City Center (m2)

$1,202 BGN 2,091

$1,995 ₽166.5K

-39.78%

Buy Apartment Outside City Center (m2)

$972 BGN 1,691

$1,454 ₽121.4K

-33.19%

Average Monthly Net Salary (After Tax)

$1,665 BGN 2,898

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

21.45

-86.06%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 18, 2026

Last update for Surgut: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$361 37.4%

Surgut

$314 30.1% 12.8% $46

Groceries & Markets

Bansko

$194 20.2%

Surgut

$211 20.3% 8.7% $17

Eating Out

Bansko

$146 15.2%

Surgut

$171 16.4% 17% $25

Monthly Utilities & Internet

Bansko

$120 12.5%

Surgut

$127 12.1% 5.5% $6.6

Clothing & Footwear

Bansko

$65 6.7%

Surgut

$162 15.5% 151% $97

Sport & Entertainment

Bansko

$44 4.6%

Surgut

$51 4.9% 15.7% $6.9

Getting Around

Bansko

$35 3.6%

Surgut

$6.2 * 0.6% 82.1% $28

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $514 in Bansko versus $409 in Surgut. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $46.00 in Bansko versus $35.00 in Surgut. Groceries tell a different story – $194 in Bansko vs $211 in Surgut – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Bansko

🇷🇺 Surgut

🕒 Local time

23:23 11:23 PM

01:23 1:23 AM

2 h ahead of Bansko

🌤 Weather

👥 Population

8,000

406,938

💱 Currency

Bulgarian Lev BGN лв.

Russian Ruble RUB ₽

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100 RUB = 1.2 USD

100 RUB = 1.07 EUR

Exchange rates and currency converter

RUB, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 20, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Russian Ruble exchange rates as of October 20, 2026: 1 USD = 83.46 RUB (100 RUB = 1.2 USD). 1 EUR = 93.83 RUB (100 RUB = 1.07 EUR).

USD to BGN in detail →

On the map

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Highest

Between locations

Bansko Surgut 3,930 km ≈ 5 h nonstop flight

From you

Bansko
Surgut

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Surgut: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $965 in Bansko, $1,042 in Surgut – roughly 8% apart. Outside of rent, the biggest gap is in clothing.

For a comfortable life, plan on about $1,447 per month in Bansko and $1,564 in Surgut. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $965 in Bansko and $1,042 in Surgut. That's a gap of about 8%.

Kindergarten costs $230 per month in Bansko and $322 in Surgut. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $965, than in Surgut at $1,042. In Bansko it covers expenses comfortably, while in Surgut it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $965 in Bansko to $1,042 in Surgut. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Surgut makes more sense. Both are solid long-term options with distinct trade-offs.