Last update: Oct 2026

Cost of Living Comparison Between Bansko and Subic Bay Freeport Zone

For one person, living is cheaper in Subic Bay Freeport Zone: $663 a month against $956 in Bansko, rent and utilities included – about $3,500 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Bansko
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Bansko Living Index
32

Cost of Living Index in Subic Bay Freeport Zone
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Subic Bay Freeport Zone Living Index

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Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Subic Bay Freeport Zone

🇵🇭 Philippines

$663

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Subic Bay Freeport Zone

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Subic Bay Freeport Zone actually costs, broken down by who's living it.

A single person spends $956 per month in Bansko vs $663 in Subic Bay Freeport Zone, rent included.

Bansko $956
Subic Bay Freeport Zone $663

A couple spends around $1,467 per month in Bansko vs $1,008 in Subic Bay Freeport Zone, rent included.

Bansko $1,467
Subic Bay Freeport Zone $1,008

A family of three spends $1,979 per month in Bansko vs $1,354 in Subic Bay Freeport Zone, rent included.

Bansko $1,979
Subic Bay Freeport Zone $1,354

Bansko costs about 44% more than Subic Bay Freeport Zone, and outside of rent the biggest gap is in eating out.

Both Bansko and Subic Bay Freeport Zone are more affordable than the global median – Bansko 29% lower, Subic Bay Freeport Zone 51% lower.

Meal at Budget Restaurant

$8.66 BGN 15.06

$4.65 ₱293

86.24%

Three-Course Dinner for Two, Mid-Range

$44.94 BGN 78.2

$14.46 ₱911

210.79%

Fast Food Meal (McDonalds, etc)

$8.78 BGN 15.28

$5.06 ₱318

73.52%

Cappuccino

$2.33 BGN 4.05

$2.29 ₱144

1.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 BGN 2.74

$1.57 ₱98.9

Water (0.33 liter bottle)

$0.82 BGN 1.43

$0.33 ₱21.09

148.48%

Local Beer (0.5 liter draught)

$1.68 BGN 2.92

$1.47 ₱92.7

14.29%

Imported Beer (0.33 liter bottle)

$1.98 BGN 3.45

$2.02 ₱127

-1.98%

Milk (1 liter)

$1.73 BGN 3.00

$1.60 ₱101

8.12%

White Bread (500g)

$0.80 BGN 1.40

$1.21 ₱75.9

-33.88%

Rice (white) (1kg)

$1.44 BGN 2.51

$0.84 ₱52.7

71.43%

Eggs

$2.36 BGN 4.10

$1.88 ₱118

25.53%

Local Cheese (1kg)

$9.39 BGN 16.34

$4.75 ₱299

97.68%

Chicken Fillets (1kg)

$6.41 BGN 11.15

$4.79 ₱302

33.82%

Beef Round Steak (1kg)

$8.48 BGN 14.76

$8.13 ₱512

4.31%

Apples (1kg)

$1.31 BGN 2.28

$2.31 ₱146

-43.29%

Banana (1kg)

$1.62 BGN 2.82

$1.77 ₱112

-8.47%

Oranges (1kg)

$1.73 BGN 3.01

$2.30 ₱145

-24.78%

Tomato (1kg)

$1.94 BGN 3.38

$1.22 ₱76.8

59.02%

Potato (1kg)

$0.94 BGN 1.63

$2.05 ₱129

-54.15%

Onion (1kg)

$0.76 BGN 1.32

$1.95 ₱123

-61.03%

Lettuce (1 head)

$0.55 BGN 0.95

$0.85 ₱53.8

-35.29%

Water (1.5 liter bottle)

$0.59 BGN 1.02

$0.51 ₱32.17

15.69%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 BGN 5.66

$2.97 ₱187

9.43%

Wine (Bottle)

$5.20 BGN 9.05

$7.42 ₱467

-29.92%

Local Beer (0.5 liter bottle)

$1.09 BGN 1.89

$0.92 ₱58.1

18.48%

Imported Beer (0.33 liter bottle)

$1.68 BGN 2.92

$1.92 ₱121

-12.50%

One-way Ticket (Public Transport)

$0.84 BGN 1.45

$0.20 ₱12.57

320.00%

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.09

$10.61 ₱668

155.04%

Taxi Start (Normal Tariff)

$1.34 BGN 2.34

$0.79 ₱49.93

69.62%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$0.23 ₱14.52

182.61%

Taxi 1hour Waiting (Normal Tariff)

$10.06 BGN 17.51

$1.90 ₱120

429.47%

Gasoline (1 liter)

$1.48 BGN 2.57

$1.03 ₱64.9

43.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BGN 50.7K

$18.2K ₱1.1M

59.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K BGN 36.4K

$19.3K ₱1.2M

8.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.4 BGN 161

$138 ₱8,657

-32.78%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.52 BGN 25.26

$14.33 ₱902

1.33%

Internet (50+ Mbps, Unlimited Data)

$12.32 BGN 21.43

$16.88 ₱1,062

-27.01%

Gym Membership (Monthly)

$31.70 BGN 55.2

$29.59 ₱1,863

7.13%

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

$4.67 ₱294

82.66%

Cinema Ticket

$5.62 BGN 9.78

$5.16 ₱325

8.91%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 401

$116 ₱7,296

98.81%

International Primary School, 1 Child (Yearly)

$2,268 BGN 3,947

$7,216 ₱454.3K

-68.56%

Jeans (Levis 501 Or Similar)

$30.10 BGN 52.4

$35.47 ₱2,233

-15.14%

Summer Dress (H&M, Zara, etc)

$19.62 BGN 34.13

$20.88 ₱1,315

-6.03%

Sport Shoes (Adidas, Nike)

$45.86 BGN 79.8

$64.0 ₱4,029

-28.34%

Men's Leather Business Shoes

$47.69 BGN 83.0

$55.6 ₱3,501

-14.23%

1-bedroom Apartment, City Center (Monthly)

$518 BGN 902

$129 ₱8,141

300.77%

1-bedroom Apartment, Outside City Center (Monthly)

$357 BGN 621

$80.7 ₱5,082

342.20%

3-bedroom Apartment, City Center (Monthly)

$614 BGN 1,069

$330 ₱20.8K

86.17%

3-bedroom Apartment, Outside City Center (Monthly)

$569 BGN 990

$188 ₱11.9K

202.18%

Buy Apartment in City Center (m2)

$1,191 BGN 2,073

$2,555 ₱160.9K

-53.37%

Buy Apartment Outside City Center (m2)

$959 BGN 1,669

$916 ₱57.6K

4.76%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

6.79

-55.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 11, 2026

Last update for Subic Bay Freeport Zone: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$357 37.3%

Subic Bay Freeport Zone

$81 12.2% 77.4% $276

Groceries & Markets

Bansko

$192 20.1%

Subic Bay Freeport Zone

$182 27.5% 5.2% $9.9

Eating Out

Bansko

$145 15.2%

Subic Bay Freeport Zone

$99 14.9% 32% $47

Monthly Utilities & Internet

Bansko

$119 12.5%

Subic Bay Freeport Zone

$169 25.5% 41.5% $49

Clothing & Footwear

Bansko

$64 6.7%

Subic Bay Freeport Zone

$79 12% 22.8% $15

Sport & Entertainment

Bansko

$43 4.5%

Subic Bay Freeport Zone

$40 6% 7.1% $3.1

Getting Around

Bansko

$35 3.7%

Subic Bay Freeport Zone

$13 2% 61.9% $22

Cost Breakdown

A central one-bedroom costs $518 in Bansko versus $129 in Subic Bay Freeport Zone. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $45.00 in Bansko versus $14.00 in Subic Bay Freeport Zone. Monthly groceries follow the same trend: $192 vs $182 – making Subic Bay Freeport Zone the more affordable choice for daily food spending.

Good to know

🇧🇬 Bansko

🇵🇭 Subic Bay Freeport Zone

🕒 Local time

18:57 6:57 PM

23:57 11:57 PM

5 h ahead of Bansko

🌤 Weather

👥 Population

8,000

221,178

💱 Currency

Bulgarian Lev BGN лв.

Philippine Peso PHP ₱

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

100 PHP = 1.59 USD

100 PHP = 1.41 EUR

Exchange rates and currency converter

PHP, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Philippine Peso exchange rates as of October 18, 2026: 1 USD = 62.96 PHP (100 PHP = 1.59 USD). 1 EUR = 70.78 PHP (100 PHP = 1.41 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Subic Bay Freeport Zone 9,460 km ≈ 12 h nonstop flight

From you

Bansko
Subic Bay Freeport Zone

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Subic Bay Freeport Zone: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $956 in Bansko, $663 in Subic Bay Freeport Zone – roughly 44% apart. Outside of rent, the biggest gap is in eating out.

For a comfortable life, plan on about $1,434 per month in Bansko and $994 in Subic Bay Freeport Zone. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Subic Bay Freeport Zone, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $45.00 in Bansko and $14.00 in Subic Bay Freeport Zone. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $956 in Bansko and $663 in Subic Bay Freeport Zone. That's a gap of about 44%.

A $1,000 monthly budget goes further in Subic Bay Freeport Zone, where all-in costs run around $663, than in Bansko at $956. In Subic Bay Freeport Zone it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $663 in Subic Bay Freeport Zone to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Subic Bay Freeport Zone. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.