Last update: Oct 2026

Cost of Living Comparison Between Bansko and Shirvan

For one person, living is cheaper in Shirvan: $221 a month against $956 in Bansko, rent and utilities included – about $8,800 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Bansko
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Bansko Living Index

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Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Shirvan

🇦🇿 Azerbaijan

$221

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Shirvan

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Shirvan actually costs, broken down by who's living it.

A single person spends $956 per month in Bansko vs $221 in Shirvan, rent included.

Bansko $956
Shirvan $221

A couple spends around $1,467 per month in Bansko vs $354 in Shirvan, rent included.

Bansko $1,467
Shirvan $354

A family of three spends $1,979 per month in Bansko vs $486 in Shirvan, rent included.

Bansko $1,979
Shirvan $486

Bansko costs about 332% more than Shirvan, and outside of rent the biggest gap is in groceries.

Both Bansko and Shirvan are more affordable than the global median – Bansko 29% lower, Shirvan 84% lower.

Meal at Budget Restaurant

$8.66 BGN 15.06

$8.88 ₼15.08

-2.48%

Three-Course Dinner for Two, Mid-Range

$44.94 BGN 78.2

Fast Food Meal (McDonalds, etc)

$8.78 BGN 15.28

Cappuccino

$2.33 BGN 4.05

$1.67 ₼2.83

39.52%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 BGN 2.74

$0.28 ₼0.47

460.71%

Water (0.33 liter bottle)

$0.82 BGN 1.43

$0.25 ₼0.43

228.00%

Local Beer (0.5 liter draught)

$1.68 BGN 2.92

$1.75 ₼2.97

-4.00%

Imported Beer (0.33 liter bottle)

$1.98 BGN 3.45

$3.01 ₼5.12

-34.22%

Milk (1 liter)

$1.73 BGN 3.00

$1.39 ₼2.36

24.46%

White Bread (500g)

$0.80 BGN 1.40

$0.37 ₼0.62

116.22%

Rice (white) (1kg)

$1.44 BGN 2.51

$1.16 ₼1.97

24.14%

Eggs

$2.36 BGN 4.10

$0.72 ₼1.23

227.78%

Local Cheese (1kg)

$9.39 BGN 16.34

$2.30 ₼3.91

308.26%

Chicken Fillets (1kg)

$6.41 BGN 11.15

$3.44 ₼5.84

86.34%

Beef Round Steak (1kg)

$8.48 BGN 14.76

$7.50 ₼12.75

13.07%

Apples (1kg)

$1.31 BGN 2.28

$0.61 ₼1.04

114.75%

Banana (1kg)

$1.62 BGN 2.82

$0.90 ₼1.53

80.00%

Oranges (1kg)

$1.73 BGN 3.01

$0.45 ₼0.77

284.44%

Tomato (1kg)

$1.94 BGN 3.38

Potato (1kg)

$0.94 BGN 1.63

$0.23 ₼0.39

308.70%

Onion (1kg)

$0.76 BGN 1.32

$0.30 ₼0.51

153.33%

Lettuce (1 head)

$0.55 BGN 0.95

Water (1.5 liter bottle)

$0.59 BGN 1.02

$0.45 ₼0.77

31.11%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 BGN 5.66

$1.49 ₼2.53

118.12%

Wine (Bottle)

$5.20 BGN 9.05

$2.68 ₼4.55

94.03%

Local Beer (0.5 liter bottle)

$1.09 BGN 1.89

$1.63 ₼2.77

-33.13%

Imported Beer (0.33 liter bottle)

$1.68 BGN 2.92

$4.00 ₼6.80

-58.00%

One-way Ticket (Public Transport)

$0.84 BGN 1.45

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.09

Taxi Start (Normal Tariff)

$1.34 BGN 2.34

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$0.61 ₼1.04

6.56%

Taxi 1hour Waiting (Normal Tariff)

$10.06 BGN 17.51

Gasoline (1 liter)

$1.48 BGN 2.57

$0.69 ₼1.18

114.49%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BGN 50.7K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K BGN 36.4K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.4 BGN 161

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.52 BGN 25.26

Internet (50+ Mbps, Unlimited Data)

$12.32 BGN 21.43

Gym Membership (Monthly)

$31.70 BGN 55.2

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

Cinema Ticket

$5.62 BGN 9.78

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 401

International Primary School, 1 Child (Yearly)

$2,268 BGN 3,947

Jeans (Levis 501 Or Similar)

$30.10 BGN 52.4

Summer Dress (H&M, Zara, etc)

$19.62 BGN 34.13

Sport Shoes (Adidas, Nike)

$45.86 BGN 79.8

Men's Leather Business Shoes

$47.69 BGN 83.0

1-bedroom Apartment, City Center (Monthly)

$518 BGN 902

1-bedroom Apartment, Outside City Center (Monthly)

$357 BGN 621

3-bedroom Apartment, City Center (Monthly)

$614 BGN 1,069

3-bedroom Apartment, Outside City Center (Monthly)

$569 BGN 990

Buy Apartment in City Center (m2)

$1,191 BGN 2,073

Buy Apartment Outside City Center (m2)

$959 BGN 1,669

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 11, 2026

Last update for Shirvan: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$357 37.3%

Shirvan

–

Groceries & Markets

Bansko

$192 20.1%

Shirvan

–

Eating Out

Bansko

$145 15.2%

Shirvan

–

Monthly Utilities & Internet

Bansko

$119 12.5%

Shirvan

–

Clothing & Footwear

Bansko

$64 6.7%

Shirvan

–

Sport & Entertainment

Bansko

$43 4.5%

Shirvan

–

Getting Around

Bansko

$35 3.7%

Shirvan

–

Good to know

🇧🇬 Bansko

🇦🇿 Shirvan

🕒 Local time

22:23 10:23 PM

23:23 11:23 PM

1 h ahead of Bansko

🌤 Weather

👥 Population

8,000

82,800

💱 Currency

Bulgarian Lev BGN лв.

Azerbaijani Manat AZN ₼

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1 AZN = 0.588 USD

1 AZN = 0.523 EUR

Exchange rates and currency converter

AZN, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 17, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Azerbaijani Manat exchange rates as of October 17, 2026: 1 USD = 1.7 AZN (1 AZN = 0.588 USD). 1 EUR = 1.91 AZN (1 AZN = 0.523 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Shirvan 2,140 km ≈ 3 h 15 min nonstop flight

From you

Bansko
Shirvan

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Shirvan: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $956 in Bansko, $221 in Shirvan – roughly 332% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,434 per month in Bansko and $332 in Shirvan. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $956 in Bansko and $221 in Shirvan. That's a gap of about 332%.

Groceries cost about 74% more in Bansko, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $1,500 monthly budget goes further in Shirvan, where all-in costs run around $221, than in Bansko at $956. In Shirvan it covers expenses comfortably, while in Bansko it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $221 in Shirvan to $956 in Bansko. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Shirvan. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bansko makes more sense. Both are solid long-term options with distinct trade-offs.