Last update: Oct 2026

Cost of Living Comparison Between Bansko and Seminyak, Bali

For one person, living is cheaper in Bansko: $970 a month against $1,574 in Seminyak, Bali, rent and utilities included – about $7,200 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Bansko
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Bansko Living Index
78

Cost of Living Index in Seminyak, Bali
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Seminyak, Bali Living Index

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Bansko

🇧🇬 Bulgaria

$970

/mo nomad

Seminyak, Bali

🇮🇩 Indonesia

$1,574

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Seminyak, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Seminyak, Bali actually costs, broken down by who's living it.

A single person spends $970 per month in Bansko vs $1,574 in Seminyak, Bali, rent included.

Bansko $970
Seminyak, Bali $1,574

A couple spends around $1,464 per month in Bansko vs $2,732 in Seminyak, Bali, rent included.

Bansko $1,464
Seminyak, Bali $2,732

A family of three spends $1,957 per month in Bansko vs $3,889 in Seminyak, Bali, rent included.

Bansko $1,957
Seminyak, Bali $3,889

Bansko is about 38% cheaper than Seminyak, Bali, and outside of rent the biggest gap is in groceries.

Bansko sits 28% below the global median, while Seminyak, Bali is 17% above – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$8.66 BGN 15.15

$3.94 Rp 70.5K

119.80%

Three-Course Dinner for Two, Mid-Range

$46.63 BGN 81.6

$41.86 Rp 749.0K

11.40%

Fast Food Meal (McDonalds, etc)

$9.01 BGN 15.77

$6.63 Rp 118.6K

35.90%

Cappuccino

$2.24 BGN 3.92

$3.07 Rp 55.0K

-27.04%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.50 BGN 2.63

$2.03 Rp 36.2K

-26.11%

Water (0.33 liter bottle)

$0.86 BGN 1.51

$0.97 Rp 17.4K

-11.34%

Local Beer (0.5 liter draught)

$1.76 BGN 3.07

$3.08 Rp 55.0K

-42.86%

Imported Beer (0.33 liter bottle)

$2.00 BGN 3.51

$5.14 Rp 91.9K

-61.09%

Milk (1 liter)

$1.79 BGN 3.14

$1.62 Rp 28.9K

10.49%

White Bread (500g)

$0.81 BGN 1.42

$2.31 Rp 41.3K

-64.94%

Rice (white) (1kg)

$1.52 BGN 2.66

$1.21 Rp 21.7K

25.62%

Eggs

$2.30 BGN 4.02

$2.28 Rp 40.7K

0.88%

Local Cheese (1kg)

$9.60 BGN 16.81

$18.45 Rp 330.1K

-47.97%

Chicken Fillets (1kg)

$6.32 BGN 11.06

$4.01 Rp 71.8K

57.61%

Beef Round Steak (1kg)

$8.64 BGN 15.12

$12.50 Rp 223.7K

-30.88%

Apples (1kg)

$1.28 BGN 2.24

$3.82 Rp 68.3K

-66.49%

Banana (1kg)

$1.68 BGN 2.95

$1.60 Rp 28.6K

5.00%

Oranges (1kg)

$1.70 BGN 2.98

$2.39 Rp 42.7K

-28.87%

Tomato (1kg)

$1.89 BGN 3.30

$2.07 Rp 37.1K

-8.70%

Potato (1kg)

$0.93 BGN 1.63

$1.91 Rp 34.2K

-51.31%

Onion (1kg)

$0.76 BGN 1.32

$2.52 Rp 45.0K

-69.84%

Lettuce (1 head)

$0.54 BGN 0.95

$1.03 Rp 18.4K

-47.57%

Water (1.5 liter bottle)

$0.58 BGN 1.02

$0.55 Rp 9,908

5.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.44 BGN 6.02

$2.27 Rp 40.7K

51.54%

Wine (Bottle)

$5.14 BGN 9.00

$23.82 Rp 426.2K

-78.42%

Local Beer (0.5 liter bottle)

$1.11 BGN 1.94

$2.47 Rp 44.2K

-55.06%

Imported Beer (0.33 liter bottle)

$1.70 BGN 2.97

$3.17 Rp 56.7K

-46.37%

One-way Ticket (Public Transport)

$0.88 BGN 1.55

$0.30 Rp 5,395

193.33%

Public Transport Monthly Pass (Regular Price)

$26.76 BGN 46.83

$9.20 Rp 164.7K

190.87%

Taxi Start (Normal Tariff)

$1.29 BGN 2.26

$0.55 Rp 9,845

134.55%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$0.52 Rp 9,356

25.00%

Taxi 1hour Waiting (Normal Tariff)

$10.18 BGN 17.81

$2.65 Rp 47.4K

284.15%

Gasoline (1 liter)

$1.50 BGN 2.63

$0.95 Rp 17.0K

57.89%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.8K BGN 50.4K

$27.8K Rp 496.6M

3.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.5K BGN 37.5K

$36.4K Rp 651.7M

-41.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$91.4 BGN 160

$85.0 Rp 1.5M

7.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.68 BGN 25.68

$7.01 Rp 125.4K

109.42%

Internet (50+ Mbps, Unlimited Data)

$12.07 BGN 21.12

$19.32 Rp 345.6K

-37.53%

Gym Membership (Monthly)

$32.28 BGN 56.5

$61.2 Rp 1.1M

-47.24%

Tennis Court (1 Hour on Weekend)

$8.60 BGN 15.05

$20.85 Rp 373.1K

-58.75%

Cinema Ticket

$5.63 BGN 9.86

$5.01 Rp 89.6K

12.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$228 BGN 400

$528 Rp 9.5M

-56.76%

International Primary School, 1 Child (Yearly)

$2,311 BGN 4,045

$6,307 Rp 112.8M

-63.36%

Jeans (Levis 501 Or Similar)

$30.48 BGN 53.3

$47.72 Rp 853.6K

-36.13%

Summer Dress (H&M, Zara, etc)

$19.01 BGN 33.26

$36.32 Rp 649.8K

-47.66%

Sport Shoes (Adidas, Nike)

$45.53 BGN 79.7

$83.1 Rp 1.5M

-45.20%

Men's Leather Business Shoes

$48.67 BGN 85.2

$83.0 Rp 1.5M

-41.39%

1-bedroom Apartment, City Center (Monthly)

$521 BGN 913

$1,427 Rp 25.5M

-63.45%

1-bedroom Apartment, Outside City Center (Monthly)

$367 BGN 643

$862 Rp 15.4M

-57.36%

3-bedroom Apartment, City Center (Monthly)

$634 BGN 1,110

$4,540 Rp 81.2M

-86.03%

3-bedroom Apartment, Outside City Center (Monthly)

$558 BGN 976

$2,181 Rp 39.0M

-74.42%

Buy Apartment in City Center (m2)

$1,204 BGN 2,106

$3,573 Rp 63.9M

-66.31%

Buy Apartment Outside City Center (m2)

$971 BGN 1,699

$2,861 Rp 51.2M

-66.05%

Average Monthly Net Salary (After Tax)

$1,670 BGN 2,923

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

13.78

-78.30%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 6, 2026

Last update for Seminyak, Bali: October 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$367 38%

Seminyak, Bali

$862 53.9% 135% $494

Groceries & Markets

Bansko

$193 20%

Seminyak, Bali

$303 18.9% 56.7% $110

Eating Out

Bansko

$145 15%

Seminyak, Bali

$126 7.9% 13.4% $19

Monthly Utilities & Internet

Bansko

$118 12.2%

Seminyak, Bali

$111 7% 5.8% $6.9

Clothing & Footwear

Bansko

$65 6.7%

Seminyak, Bali

$113 7% 74.1% $48

Sport & Entertainment

Bansko

$44 4.5%

Seminyak, Bali

$71 4.5% 63.5% $28

Getting Around

Bansko

$35 3.6%

Seminyak, Bali

$14 0.9% 61% $21

Cost Breakdown

A central one-bedroom costs $521 in Bansko versus $1,427 in Seminyak, Bali. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $47.00 in Bansko versus $42.00 in Seminyak, Bali. Groceries tell a different story – $193 in Bansko vs $303 in Seminyak, Bali – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Bansko

🇮🇩 Seminyak, Bali

🕒 Local time

14:42 2:42 PM

19:42 7:42 PM

5 h ahead of Bansko

🌤 Weather

👥 Population

8,000

5,000

💱 Currency

Bulgarian Lev BGN лв.

Indonesian Rupiah IDR Rp

📈 Exchange rate

1 BGN = 0.571 USD

1 BGN = 0.51 EUR

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

Exchange rates and currency converter

IDR, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 10, 2026: 1 USD = 1.75 BGN (1 BGN = 0.571 USD). 1 EUR = 1.96 BGN (1 BGN = 0.51 EUR).

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,890 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,047 IDR (100,000 IDR = 4.99 EUR).

USD to BGN in detail →

On the map

Lowest

Highest

Between locations

Bansko Seminyak, Bali 10,790 km ≈ 14 h nonstop flight

From you

Bansko
Seminyak, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Seminyak, Bali: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $970 in Bansko, $1,574 in Seminyak, Bali – roughly 62% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,455 per month in Bansko and $2,361 in Seminyak, Bali. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $47.00 in Bansko and $42.00 in Seminyak, Bali. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $970 in Bansko and $1,574 in Seminyak, Bali. That's a gap of about 62%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $970, than in Seminyak, Bali at $1,574. In Bansko it covers expenses comfortably, while in Seminyak, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Seminyak, Bali has an edge in some lifestyle areas, with costs from $970 in Bansko to $1,574 in Seminyak, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Seminyak, Bali makes more sense. Both are solid long-term options with distinct trade-offs.