Last update: Oct 2026

Cost of Living Comparison Between Bansko and Matsudo

For one person, living is cheaper in Bansko: $956 a month against $1,200 in Matsudo, rent and utilities included – about $2,900 less a year. Other living expenses account for most of the difference.

47

Cost of Living Index in Bansko
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Bansko Living Index
57

Cost of Living Index in Matsudo
Learn more

Matsudo Living Index

Jump to prices

Bansko

🇧🇬 Bulgaria

$956

/mo nomad

Matsudo

🇯🇵 Japan

$1,200

/mo nomad

Monthly Cost of Living

How much you'll spend in Bansko and in Matsudo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bansko and in Matsudo actually costs, broken down by who's living it.

A single person spends $956 per month in Bansko vs $1,200 in Matsudo, rent included.

Bansko $956
Matsudo $1,200

A couple spends around $1,467 per month in Bansko vs $1,896 in Matsudo, rent included.

Bansko $1,467
Matsudo $1,896

A family of three spends $1,979 per month in Bansko vs $2,593 in Matsudo, rent included.

Bansko $1,979
Matsudo $2,593

Bansko is about 20% cheaper than Matsudo, and outside of rent the biggest gap is in groceries.

Both Bansko and Matsudo are more affordable than the global median – Bansko 29% lower, Matsudo 11% lower.

Meal at Budget Restaurant

$8.66 BGN 15.06

$6.47 ¥1,023

33.85%

Three-Course Dinner for Two, Mid-Range

$44.94 BGN 78.2

$37.31 ¥5,895

20.45%

Fast Food Meal (McDonalds, etc)

$8.78 BGN 15.28

$5.02 ¥793

74.90%

Cappuccino

$2.33 BGN 4.05

$3.43 ¥542

-32.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.57 BGN 2.74

$1.10 ¥174

42.73%

Water (0.33 liter bottle)

$0.82 BGN 1.43

$0.78 ¥124

5.13%

Local Beer (0.5 liter draught)

$1.68 BGN 2.92

$2.45 ¥387

-31.43%

Imported Beer (0.33 liter bottle)

$1.98 BGN 3.45

$3.17 ¥501

-37.54%

Milk (1 liter)

$1.73 BGN 3.00

$1.44 ¥227

20.14%

White Bread (500g)

$0.80 BGN 1.40

$1.65 ¥260

-51.52%

Rice (white) (1kg)

$1.44 BGN 2.51

$3.59 ¥567

-59.89%

Eggs

$2.36 BGN 4.10

$2.09 ¥330

12.92%

Local Cheese (1kg)

$9.39 BGN 16.34

$10.21 ¥1,613

-8.03%

Chicken Fillets (1kg)

$6.41 BGN 11.15

$6.06 ¥957

5.78%

Beef Round Steak (1kg)

$8.48 BGN 14.76

$14.09 ¥2,226

-39.82%

Apples (1kg)

$1.31 BGN 2.28

$4.81 ¥759

-72.77%

Banana (1kg)

$1.62 BGN 2.82

$2.29 ¥361

-29.26%

Oranges (1kg)

$1.73 BGN 3.01

$2.94 ¥464

-41.16%

Tomato (1kg)

$1.94 BGN 3.38

$4.21 ¥666

-53.92%

Potato (1kg)

$0.94 BGN 1.63

$2.64 ¥417

-64.39%

Onion (1kg)

$0.76 BGN 1.32

$2.67 ¥421

-71.54%

Lettuce (1 head)

$0.55 BGN 0.95

$1.15 ¥181

-52.17%

Water (1.5 liter bottle)

$0.59 BGN 1.02

$0.76 ¥120

-22.37%

Cigarettes 20 Pack (Marlboro, Camel)

$3.25 BGN 5.66

$3.79 ¥599

-14.25%

Wine (Bottle)

$5.20 BGN 9.05

$6.21 ¥981

-16.26%

Local Beer (0.5 liter bottle)

$1.09 BGN 1.89

$1.63 ¥258

-33.13%

Imported Beer (0.33 liter bottle)

$1.68 BGN 2.92

$2.01 ¥318

-16.42%

One-way Ticket (Public Transport)

$0.84 BGN 1.45

$1.53 ¥241

-45.10%

Public Transport Monthly Pass (Regular Price)

$27.06 BGN 47.09

$53.9 ¥8,521

-49.82%

Taxi Start (Normal Tariff)

$1.34 BGN 2.34

$3.17 ¥501

-57.73%

Taxi (Normal Tariff) (1km)

$0.65 BGN 1.14

$2.74 ¥433

-76.28%

Taxi 1hour Waiting (Normal Tariff)

$10.06 BGN 17.51

$18.67 ¥2,950

-46.12%

Gasoline (1 liter)

$1.48 BGN 2.57

$1.04 ¥164

42.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BGN 50.7K

$21.4K ¥3.4M

35.97%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.9K BGN 36.4K

$15.7K ¥2.5M

33.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$92.4 BGN 161

$130 ¥20.5K

-28.83%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.52 BGN 25.26

$21.89 ¥3,458

-33.67%

Internet (50+ Mbps, Unlimited Data)

$12.32 BGN 21.43

$30.21 ¥4,772

-59.22%

Gym Membership (Monthly)

$31.70 BGN 55.2

$55.9 ¥8,832

-43.30%

Tennis Court (1 Hour on Weekend)

$8.53 BGN 14.84

Cinema Ticket

$5.62 BGN 9.78

$12.39 ¥1,957

-54.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$230 BGN 401

$628 ¥99.3K

-63.34%

International Primary School, 1 Child (Yearly)

$2,268 BGN 3,947

$14.8K ¥2.3M

-84.71%

Jeans (Levis 501 Or Similar)

$30.10 BGN 52.4

$54.9 ¥8,670

-45.15%

Summer Dress (H&M, Zara, etc)

$19.62 BGN 34.13

$33.28 ¥5,257

-41.05%

Sport Shoes (Adidas, Nike)

$45.86 BGN 79.8

$61.5 ¥9,718

-25.44%

Men's Leather Business Shoes

$47.69 BGN 83.0

$71.8 ¥11.3K

-33.59%

1-bedroom Apartment, City Center (Monthly)

$518 BGN 902

$456 ¥72.1K

13.58%

1-bedroom Apartment, Outside City Center (Monthly)

$357 BGN 621

$348 ¥54.9K

2.67%

3-bedroom Apartment, City Center (Monthly)

$614 BGN 1,069

$1,160 ¥183.3K

-47.05%

3-bedroom Apartment, Outside City Center (Monthly)

$569 BGN 990

$738 ¥116.6K

-22.94%

Buy Apartment in City Center (m2)

$1,191 BGN 2,073

$4,559 ¥720.3K

-73.87%

Buy Apartment Outside City Center (m2)

$959 BGN 1,669

$1,840 ¥290.7K

-47.87%

Average Monthly Net Salary (After Tax)

$1,704 BGN 2,965

20-Year Fixed Mortgage Interest Rate (Annual %)

2.99

2.25

32.89%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bansko: October 11, 2026

Last update for Matsudo: October 11, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bansko

$357 37.3%

Matsudo

$348 29% 2.6% $9.3

Groceries & Markets

Bansko

$192 20.1%

Matsudo

$279 23.2% 45.4% $87

Eating Out

Bansko

$145 15.2%

Matsudo

$134 11.2% 7.8% $11

Monthly Utilities & Internet

Bansko

$119 12.5%

Matsudo

$182 15.2% 52.6% $63

Clothing & Footwear

Bansko

$64 6.7%

Matsudo

$100 8.3% 54.6% $35

Sport & Entertainment

Bansko

$43 4.5%

Matsudo

$81 6.7% 87.8% $38

Getting Around

Bansko

$35 3.7%

Matsudo

$77 6.4% 120% $42

Cost Breakdown

A central one-bedroom costs $518 in Bansko versus $456 in Matsudo. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $45.00 in Bansko versus $37.00 in Matsudo. Groceries tell a different story – $192 in Bansko vs $279 in Matsudo – so Bansko wins on supermarket bills even if dining out costs more.

Good to know

🇧🇬 Bansko

🇯🇵 Matsudo

🕒 Local time

01:31 1:31 AM

07:31 7:31 AM

6 h ahead of Bansko

🌤 Weather

👥 Population

8,000

485,803

💱 Currency

Bulgarian Lev BGN лв.

Japanese Yen JPY ¥

📈 Exchange rate

1 BGN = 0.575 USD

1 BGN = 0.511 EUR

1,000 JPY = 6.33 USD

1,000 JPY = 5.63 EUR

Exchange rates and currency converter

JPY, USD, EUR to BGN – Bulgarian Lev Converter

🇺🇸 United States Dollar ($)

🇧🇬 Bulgarian Lev (лв.)

Bulgarian Lev exchange rates as of October 18, 2026: 1 USD = 1.74 BGN (1 BGN = 0.575 USD). 1 EUR = 1.96 BGN (1 BGN = 0.511 EUR).

Japanese Yen exchange rates as of October 18, 2026: 1 USD = 158 JPY (1,000 JPY = 6.33 USD). 1 EUR = 178 JPY (1,000 JPY = 5.63 EUR).

USD to BGN in detail →

On the map

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Between locations

Bansko Matsudo 9,230 km ≈ 12 h nonstop flight

From you

Bansko
Matsudo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bansko vs Matsudo: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $956 in Bansko, $1,200 in Matsudo – roughly 26% apart. Outside of rent, the biggest gap is in groceries.

For a comfortable life, plan on about $1,434 per month in Bansko and $1,800 in Matsudo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Bansko, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $45.00 in Bansko and $37.00 in Matsudo. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $956 in Bansko and $1,200 in Matsudo. That's a gap of about 26%.

A $2,000 monthly budget goes further in Bansko, where all-in costs run around $956, than in Matsudo at $1,200. In Bansko it covers expenses comfortably, while in Matsudo it requires careful planning or may not stretch far enough.

It depends on your priorities. Bansko has an edge in some lifestyle areas, with costs from $956 in Bansko to $1,200 in Matsudo. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Bansko. If higher salaries, better infrastructure, or specific career opportunities are the priority, Matsudo makes more sense. Both are solid long-term options with distinct trade-offs.