Cost of Living Comparison Between Banja Luka and Zepce Cost of Living Comparison Between Banja Luka and Zepce

🙂 Solo nomad: Banja Luka is 5.7% cheaper than Zepce without rent, and 15.8% more expensive with rent.

😐 Family of 3: Banja Luka is 14.8% more expensive than Zepce without rent, and 10.7% more expensive with rent.

Meal at Budget Restaurant

$8.61 BAM 14.46

$8.82 BAM 14.82

-2.38%

Three-Course Dinner for Two, Mid-Range

$41.52 BAM 69.8

$42.52 BAM 71.4

-2.35%

Fast Food Meal (McDonalds, etc)

$8.67 BAM 14.56

$8.87 BAM 14.91

-2.25%

Cappuccino

$1.60 BAM 2.69

$1.67 BAM 2.80

-4.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 BAM 3.29

$2.02 BAM 3.39

-2.97%

Water (0.33 liter bottle)

$1.19 BAM 2.00

$1.17 BAM 1.96

1.71%

Local Beer (0.5 liter draught)

$2.12 BAM 3.56

$2.03 BAM 3.42

4.43%

Imported Beer (0.33 liter bottle)

$2.88 BAM 4.84

$2.73 BAM 4.58

5.49%

Milk (1 liter)

$1.41 BAM 2.37

White Bread (500g)

$1.28 BAM 2.15

$1.25 BAM 2.09

2.40%

Rice (white) (1kg)

$1.57 BAM 2.63

$1.59 BAM 2.68

-1.26%

Eggs

$2.87 BAM 4.82

$2.90 BAM 4.88

-1.03%

Local Cheese (1kg)

$9.60 BAM 16.12

$9.53 BAM 16.01

0.73%

Chicken Fillets (1kg)

$8.84 BAM 14.85

$8.87 BAM 14.91

-0.34%

Beef Round Steak (1kg)

$11.95 BAM 20.08

$12.15 BAM 20.41

-1.65%

Apples (1kg)

$1.45 BAM 2.44

$1.40 BAM 2.34

3.57%

Banana (1kg)

$1.59 BAM 2.67

$1.63 BAM 2.73

-2.45%

Oranges (1kg)

$1.89 BAM 3.17

$1.85 BAM 3.11

2.16%

Tomato (1kg)

$1.93 BAM 3.24

$2.03 BAM 3.41

-4.93%

Potato (1kg)

$1.26 BAM 2.11

$1.21 BAM 2.03

4.13%

Onion (1kg)

$1.25 BAM 2.10

Lettuce (1 head)

$1.26 BAM 2.12

$1.29 BAM 2.16

-2.33%

Water (1.5 liter bottle)

$0.77 BAM 1.30

$0.71 BAM 1.20

8.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.66 BAM 6.14

$3.71 BAM 6.24

-1.35%

Wine (Bottle)

$8.31 BAM 13.97

$7.90 BAM 13.27

5.19%

Local Beer (0.5 liter bottle)

$0.71 BAM 1.19

$0.70 BAM 1.17

1.43%

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.83

$1.14 BAM 1.92

-4.39%

One-way Ticket (Public Transport)

$1.38 BAM 2.31

$1.76 BAM 2.96

-21.59%

Public Transport Monthly Pass (Regular Price)

$36.66 BAM 61.6

$35.10 BAM 59.0

4.44%

Taxi Start (Normal Tariff)

$1.44 BAM 2.42

$1.48 BAM 2.49

-2.70%

Taxi (Normal Tariff) (1km)

$1.15 BAM 1.93

$1.10 BAM 1.85

4.55%

Taxi 1hour Waiting (Normal Tariff)

$9.10 BAM 15.29

$9.02 BAM 15.15

0.89%

Gasoline (1 liter)

$1.54 BAM 2.59

$1.54 BAM 2.60

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K BAM 48.5K

0.07%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K BAM 45.7K

$26.7K BAM 44.8K

2.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 BAM 290

$172 BAM 289

0.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.98 BAM 31.89

$18.74 BAM 31.48

1.28%

Internet (50+ Mbps, Unlimited Data)

$23.44 BAM 39.38

$23.69 BAM 39.79

-1.06%

Gym Membership (Monthly)

$28.22 BAM 47.41

$29.75 BAM 49.98

-5.14%

Tennis Court (1 Hour on Weekend)

$9.97 BAM 16.75

$11.08 BAM 18.61

-10.02%

Cinema Ticket

$4.74 BAM 7.97

$2.97 BAM 4.99

59.60%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$236 BAM 396

$242 BAM 407

-2.66%

International Primary School, 1 Child (Yearly)

$3,627 BAM 6,093

$3,628 BAM 6,096

-0.04%

Jeans (Levis 501 Or Similar)

$74.8 BAM 126

$75.9 BAM 128

-1.51%

Summer Dress (H&M, Zara, etc)

$35.98 BAM 60.4

$36.75 BAM 61.7

-2.10%

Sport Shoes (Adidas, Nike)

$88.2 BAM 148

$89.5 BAM 150

-1.45%

Men's Leather Business Shoes

$122 BAM 205

$126 BAM 212

-3.19%

1-bedroom Apartment, City Center (Monthly)

$450 BAM 755

$263 BAM 442

71.00%

1-bedroom Apartment, Outside City Center (Monthly)

$320 BAM 538

$172 BAM 290

85.69%

3-bedroom Apartment, City Center (Monthly)

$652 BAM 1,095

$368 BAM 618

77.01%

3-bedroom Apartment, Outside City Center (Monthly)

$474 BAM 796

$309 BAM 520

53.16%

Buy Apartment in City Center (m2)

$3,020 BAM 5,074

$2,367 BAM 3,976

27.61%

Buy Apartment Outside City Center (m2)

$1,999 BAM 3,358

$1,523 BAM 2,558

31.24%

Average Monthly Net Salary (After Tax)

$882 BAM 1,482

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: March 2, 2026

Last update for Zepce: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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