Cost of Living Comparison Between Banja Luka and Zepce Cost of Living Comparison Between Banja Luka and Zepce

😐 Solo nomad: Banja Luka is 5.9% more expensive than Zepce without rent, and 16.3% more expensive with rent.

😐 Family of 3: Banja Luka is 16.3% more expensive than Zepce without rent, and 6.3% more expensive with rent.

Meal at Budget Restaurant

$8.67 BAM 14.65

$8.94 BAM 15.11

-3.02%

Three-Course Dinner for Two, Mid-Range

$42.02 BAM 71.0

$41.12 BAM 69.5

2.19%

Fast Food Meal (McDonalds, etc)

$8.61 BAM 14.55

$8.77 BAM 14.82

-1.82%

Cappuccino

$1.64 BAM 2.77

$1.63 BAM 2.76

0.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 BAM 3.38

$1.92 BAM 3.24

4.17%

Water (0.33 liter bottle)

$1.15 BAM 1.94

$1.20 BAM 2.04

-4.17%

Local Beer (0.5 liter draught)

$2.00 BAM 3.38

$2.03 BAM 3.43

-1.48%

Imported Beer (0.33 liter bottle)

$2.81 BAM 4.75

$2.83 BAM 4.78

-0.71%

Milk (1 liter)

$1.37 BAM 2.31

$1.41 BAM 2.38

-2.84%

White Bread (500g)

$1.29 BAM 2.18

$1.29 BAM 2.17

Rice (white) (1kg)

$1.65 BAM 2.78

$1.65 BAM 2.79

Eggs

$2.86 BAM 4.83

$2.85 BAM 4.82

0.35%

Local Cheese (1kg)

$9.53 BAM 16.10

$9.09 BAM 15.37

4.84%

Chicken Fillets (1kg)

$8.95 BAM 15.12

$8.90 BAM 15.04

0.56%

Beef Round Steak (1kg)

$11.91 BAM 20.13

$11.95 BAM 20.19

-0.33%

Apples (1kg)

$1.45 BAM 2.45

$1.46 BAM 2.46

-0.68%

Banana (1kg)

$1.62 BAM 2.74

Oranges (1kg)

$1.85 BAM 3.13

$1.94 BAM 3.27

-4.64%

Tomato (1kg)

$1.95 BAM 3.30

$2.05 BAM 3.46

-4.88%

Potato (1kg)

$1.19 BAM 2.02

$1.24 BAM 2.09

-4.03%

Onion (1kg)

$1.29 BAM 2.19

$1.25 BAM 2.12

3.20%

Lettuce (1 head)

$1.22 BAM 2.06

$1.24 BAM 2.09

-1.61%

Water (1.5 liter bottle)

$0.78 BAM 1.31

$0.73 BAM 1.23

6.85%

Cigarettes 20 Pack (Marlboro, Camel)

$3.76 BAM 6.36

$3.83 BAM 6.47

-1.83%

Wine (Bottle)

$8.01 BAM 13.54

$8.16 BAM 13.79

-1.84%

Local Beer (0.5 liter bottle)

$0.69 BAM 1.17

$0.70 BAM 1.18

-1.43%

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.85

One-way Ticket (Public Transport)

$1.38 BAM 2.33

$1.82 BAM 3.07

-24.18%

Public Transport Monthly Pass (Regular Price)

$36.64 BAM 61.9

$36.06 BAM 61.0

1.61%

Taxi Start (Normal Tariff)

$1.44 BAM 2.43

$1.51 BAM 2.56

-4.64%

Taxi (Normal Tariff) (1km)

$1.16 BAM 1.95

$1.12 BAM 1.89

3.57%

Taxi 1hour Waiting (Normal Tariff)

$9.00 BAM 15.21

$8.93 BAM 15.09

0.78%

Gasoline (1 liter)

$1.49 BAM 2.52

$1.51 BAM 2.55

-1.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BAM 49.1K

$29.1K BAM 49.2K

-0.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K BAM 44.6K

$26.5K BAM 44.8K

-0.45%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 BAM 287

$168 BAM 284

0.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.16 BAM 32.38

$19.00 BAM 32.10

0.84%

Internet (50+ Mbps, Unlimited Data)

$23.63 BAM 39.93

$23.21 BAM 39.23

1.81%

Gym Membership (Monthly)

$28.58 BAM 48.30

$29.89 BAM 50.5

-4.38%

Tennis Court (1 Hour on Weekend)

$10.20 BAM 17.23

$10.96 BAM 18.52

-6.93%

Cinema Ticket

$4.65 BAM 7.86

$2.99 BAM 5.06

55.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 BAM 396

$242 BAM 408

-2.91%

International Primary School, 1 Child (Yearly)

$3,723 BAM 6,292

$3,748 BAM 6,334

-0.67%

Jeans (Levis 501 Or Similar)

$73.8 BAM 125

$75.0 BAM 127

-1.63%

Summer Dress (H&M, Zara, etc)

$36.92 BAM 62.4

$37.11 BAM 62.7

-0.51%

Sport Shoes (Adidas, Nike)

$88.7 BAM 150

$88.2 BAM 149

0.62%

Men's Leather Business Shoes

$125 BAM 212

0.18%

1-bedroom Apartment, City Center (Monthly)

$449 BAM 758

$259 BAM 437

73.45%

1-bedroom Apartment, Outside City Center (Monthly)

$326 BAM 552

$167 BAM 282

95.72%

3-bedroom Apartment, City Center (Monthly)

$653 BAM 1,104

$360 BAM 608

81.72%

3-bedroom Apartment, Outside City Center (Monthly)

$479 BAM 809

$313 BAM 530

52.81%

Buy Apartment in City Center (m2)

$3,090 BAM 5,222

$2,157 BAM 3,645

43.28%

Buy Apartment Outside City Center (m2)

$2,087 BAM 3,527

$1,388 BAM 2,345

50.38%

Average Monthly Net Salary (After Tax)

$874 BAM 1,476

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: January 13, 2026

Last update for Zepce: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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