Cost of Living Comparison Between Banja Luka and Ubud Cost of Living Comparison Between Banja Luka and Ubud

😐 Solo nomad: Banja Luka is 13.8% more expensive than Ubud without rent, and 58% more expensive with rent.

😐 Family of 3: Banja Luka is 27.4% more expensive than Ubud without rent, and 44.5% more expensive with rent.

Meal at Budget Restaurant

$8.79 BAM 14.83

$3 Rp 48.8K

193.00%

Three-Course Dinner for Two, Mid-Range

$41.55 BAM 70.1

$12.52 Rp 203.2K

231.87%

Fast Food Meal (McDonalds, etc)

$8.91 BAM 15.04

$3.18 Rp 51.6K

180.19%

Cappuccino

$1.65 BAM 2.78

$2.21 Rp 35.9K

-25.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.92 BAM 3.24

$1.1 Rp 17.9K

74.55%

Water (0.33 liter bottle)

$1.2 BAM 2.03

$0.26 Rp 4,217

361.54%

Local Beer (0.5 liter draught)

$2.07 BAM 3.5

$2.5 Rp 40.5K

-17.20%

Imported Beer (0.33 liter bottle)

$2.88 BAM 4.86

$3.2 Rp 51.9K

-10.00%

Milk (1 liter)

$1.4 BAM 2.36

$1.49 Rp 24.2K

-6.04%

White Bread (500g)

$1.24 BAM 2.1

$1.67 Rp 27K

-25.75%

Rice (white) (1kg)

$1.58 BAM 2.66

$1.14 Rp 18.5K

38.60%

Eggs

$2.92 BAM 4.93

$2.27 Rp 36.9K

28.63%

Local Cheese (1kg)

$9.2 BAM 15.54

$13.94 Rp 226.3K

-34.00%

Chicken Fillets (1kg)

$8.97 BAM 15.15

$4 Rp 64.8K

124.25%

Beef Round Steak (1kg)

$11.97 BAM 20.2

$11.3 Rp 183.4K

5.93%

Apples (1kg)

$1.39 BAM 2.34

$3.6 Rp 58.4K

-61.39%

Banana (1kg)

$1.65 BAM 2.79

$1.53 Rp 24.8K

7.84%

Oranges (1kg)

$1.95 BAM 3.29

$2.65 Rp 43K

-26.42%

Tomato (1kg)

$2.01 BAM 3.39

$1.38 Rp 22.4K

45.65%

Potato (1kg)

$1.19 BAM 2.01

$1.58 Rp 25.6K

-24.68%

Onion (1kg)

$1.31 BAM 2.21

$2.16 Rp 35.1K

-39.35%

Lettuce (1 head)

$1.27 BAM 2.14

$1.04 Rp 16.9K

22.12%

Water (1.5 liter bottle)

$0.77 BAM 1.29

$0.56 Rp 9,114

37.50%

Cigarettes 20 Pack (Marlboro, Camel)

$3.8 BAM 6.41

$2.23 Rp 36.3K

70.40%

Wine (Bottle)

$7.08 BAM 11.95

$14.98 Rp 243.2K

-52.74%

Local Beer (0.5 liter bottle)

$0.7 BAM 1.18

$2.43 Rp 39.5K

-71.19%

Imported Beer (0.33 liter bottle)

$1.13 BAM 1.91

$2.64 Rp 42.8K

-57.20%

One-way Ticket (Public Transport)

$1.42 BAM 2.39

$0.32 Rp 5,203

343.75%

Public Transport Monthly Pass (Regular Price)

$36.2 BAM 61.1

$10.12 Rp 164.3K

257.71%

Taxi Start (Normal Tariff)

$1.43 BAM 2.41

$0.49 Rp 7,888

191.84%

Taxi (Normal Tariff) (1km)

$1.1 BAM 1.86

$0.34 Rp 5,573

223.53%

Taxi 1hour Waiting (Normal Tariff)

$8.89 BAM 15.01

$6.04 Rp 98K

47.19%

Gasoline (1 liter)

$1.54 BAM 2.61

$0.73 Rp 11.9K

110.96%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.3K BAM 47.8K

$26.2K Rp 425.6M

7.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K BAM 44.8K

$31.9K Rp 518.5M

-16.90%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$169 BAM 286

$62.6 Rp 1M

170.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.35 BAM 32.66

$4.1 Rp 66.6K

371.95%

Internet (50+ Mbps, Unlimited Data)

$23.22 BAM 39.19

$24.32 Rp 394.7K

-4.52%

Gym Membership (Monthly)

$27.91 BAM 47.11

$22.6 Rp 366.9K

23.50%

Tennis Court (1 Hour on Weekend)

$9.91 BAM 16.72

$6.26 Rp 101.5K

58.31%

Cinema Ticket

$4.66 BAM 7.87

$3.29 Rp 53.4K

41.64%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$240 BAM 405

$93.2 Rp 1.5M

157.34%

International Primary School, 1 Child (Yearly)

$3,633 BAM 6,132

$6,098 Rp 99M

-40.43%

Jeans (Levis 501 Or Similar)

$75.8 BAM 128

$52.8 Rp 857.4K

43.49%

Summer Dress (H&M, Zara, etc)

$36.95 BAM 62.4

$24.84 Rp 403.3K

48.75%

Sport Shoes (Adidas, Nike)

$88.8 BAM 150

$85.2 Rp 1.4M

4.18%

Men's Leather Business Shoes

$125 BAM 211

$72.5 Rp 1.2M

72.84%

1-bedroom Apartment, City Center (Monthly)

$461 BAM 779

$259 Rp 4.2M

78.19%

1-bedroom Apartment, Outside City Center (Monthly)

$321 BAM 542

$159 Rp 2.6M

102.23%

3-bedroom Apartment, City Center (Monthly)

$637 BAM 1,075

$578 Rp 9.4M

10.26%

3-bedroom Apartment, Outside City Center (Monthly)

$464 BAM 783

$336 Rp 5.5M

37.97%

Buy Apartment in City Center (m2)

$3,118 BAM 5,262

$1,000 Rp 16.2M

211.62%

Buy Apartment Outside City Center (m2)

$2,152 BAM 3,632

$860 Rp 14M

150.10%

Average Monthly Net Salary (After Tax)

$825 BAM 1,393

$182 Rp 3M

352.28%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

13.28

-62.20%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: October 29, 2025

Last update for Ubud: October 29, 2025

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