Cost of Living Comparison Between Banja Luka and Sark Cost of Living Comparison Between Banja Luka and Sark

🙂 Solo nomad: Banja Luka is 10.1% cheaper than Sark without rent, and 73.9% more expensive with rent.

🙂 Family of 3: Banja Luka is 11% cheaper than Sark without rent, and 33.8% cheaper with rent.

Meal at Budget Restaurant

$8.61 BAM 14.46

$18.93 GGP 14.20

-54.52%

Three-Course Dinner for Two, Mid-Range

$41.52 BAM 69.8

$82.3 GGP 61.7

-49.55%

Fast Food Meal (McDonalds, etc)

$8.67 BAM 14.56

Cappuccino

$1.60 BAM 2.69

$2.44 GGP 1.83

-34.43%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.96 BAM 3.29

$2.70 GGP 2.02

-27.41%

Water (0.33 liter bottle)

$1.19 BAM 2.00

$1.98 GGP 1.48

-39.90%

Local Beer (0.5 liter draught)

$2.12 BAM 3.56

$3.74 GGP 2.81

-43.32%

Imported Beer (0.33 liter bottle)

$2.88 BAM 4.84

$3.72 GGP 2.79

-22.58%

Milk (1 liter)

$1.41 BAM 2.37

$2.71 GGP 2.04

-47.97%

White Bread (500g)

$1.28 BAM 2.15

$2.85 GGP 2.14

-55.09%

Rice (white) (1kg)

$1.57 BAM 2.63

$3.69 GGP 2.77

-57.45%

Eggs

$2.87 BAM 4.82

$5.13 GGP 3.84

-44.05%

Local Cheese (1kg)

$9.60 BAM 16.12

Chicken Fillets (1kg)

$8.84 BAM 14.85

$8.48 GGP 6.36

4.25%

Beef Round Steak (1kg)

$11.95 BAM 20.08

$7.96 GGP 5.97

50.13%

Apples (1kg)

$1.45 BAM 2.44

$3.19 GGP 2.39

-54.55%

Banana (1kg)

$1.59 BAM 2.67

$4.72 GGP 3.54

-66.31%

Oranges (1kg)

$1.89 BAM 3.17

$3.93 GGP 2.95

-51.91%

Tomato (1kg)

$1.93 BAM 3.24

$5.69 GGP 4.26

-66.08%

Potato (1kg)

$1.26 BAM 2.11

$3.09 GGP 2.31

-59.22%

Onion (1kg)

$1.25 BAM 2.10

$3.32 GGP 2.49

-62.35%

Lettuce (1 head)

$1.26 BAM 2.12

$2.21 GGP 1.66

-42.99%

Water (1.5 liter bottle)

$0.77 BAM 1.30

$1.55 GGP 1.17

-50.32%

Cigarettes 20 Pack (Marlboro, Camel)

$3.66 BAM 6.14

$10.03 GGP 7.52

-63.51%

Wine (Bottle)

$8.31 BAM 13.97

Local Beer (0.5 liter bottle)

$0.71 BAM 1.19

$1.90 GGP 1.43

-62.63%

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.83

$2.01 GGP 1.51

-45.77%

One-way Ticket (Public Transport)

$1.38 BAM 2.31

$2.08 GGP 1.56

-33.65%

Public Transport Monthly Pass (Regular Price)

$36.66 BAM 61.6

Taxi Start (Normal Tariff)

$1.44 BAM 2.42

Taxi (Normal Tariff) (1km)

$1.15 BAM 1.93

Taxi 1hour Waiting (Normal Tariff)

$9.10 BAM 15.29

$13.73 GGP 10.29

-33.72%

Gasoline (1 liter)

$1.54 BAM 2.59

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$28.9K BAM 48.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K BAM 45.7K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$172 BAM 290

SIM Card Monthly Plan (Calls and 10GB+ Data)

$18.98 BAM 31.89

$21.97 GGP 16.48

-13.61%

Internet (50+ Mbps, Unlimited Data)

$23.44 BAM 39.38

$92.4 GGP 69.3

-74.64%

Gym Membership (Monthly)

$28.22 BAM 47.41

Tennis Court (1 Hour on Weekend)

$9.97 BAM 16.75

Cinema Ticket

$4.74 BAM 7.97

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$236 BAM 396

International Primary School, 1 Child (Yearly)

$3,627 BAM 6,093

Jeans (Levis 501 Or Similar)

$74.8 BAM 126

Summer Dress (H&M, Zara, etc)

$35.98 BAM 60.4

Sport Shoes (Adidas, Nike)

$88.2 BAM 148

Men's Leather Business Shoes

$122 BAM 205

1-bedroom Apartment, City Center (Monthly)

$450 BAM 755

1-bedroom Apartment, Outside City Center (Monthly)

$320 BAM 538

3-bedroom Apartment, City Center (Monthly)

$652 BAM 1,095

$2,019 GGP 1,515

-67.73%

3-bedroom Apartment, Outside City Center (Monthly)

$474 BAM 796

$1,701 GGP 1,276

-72.14%

Buy Apartment in City Center (m2)

$3,020 BAM 5,074

Buy Apartment Outside City Center (m2)

$1,999 BAM 3,358

Average Monthly Net Salary (After Tax)

$882 BAM 1,482

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: March 2, 2026

Last update for Sark: March 3, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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