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Cost of Living Comparison Between Banja Luka and Kielce Cost of Living Comparison Between Banja Luka and Kielce

😐 Solo nomad: Banja Luka is 0.9% more expensive than Kielce without rent, and 13.7% cheaper with rent.
🙂 Family of 3: Banja Luka is 0.5% cheaper than Kielce without rent, and 6.3% cheaper with rent.
Currency
🍽 Eating Out
Banja Luka
Kielce
Difference
Meal at Budget Restaurant
$8.67 BAM 14.65
$10.82 zł 39.28
-19.87%
Three-Course Dinner for Two, Mid-Range
$42.02 BAM 71.0
$40.06 zł 145
4.89%
Fast Food Meal (McDonalds, etc)
$8.61 BAM 14.55
$6.66 zł 24.18
29.28%
Cappuccino
$1.64 BAM 2.77
$3.00 zł 10.89
-45.33%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.00 BAM 3.38
$2.23 zł 8.10
-10.31%
Water (0.33 liter bottle)
$1.15 BAM 1.94
$0.84 zł 3.04
36.90%
Local Beer (0.5 liter draught)
$2.00 BAM 3.38
$3.20 zł 11.61
-37.50%
Imported Beer (0.33 liter bottle)
$2.81 BAM 4.75
$4.05 zł 14.72
-30.62%
🛒 Groceries & Markets
Banja Luka
Kielce
Difference
Milk (1 liter)
$1.37 BAM 2.31
$1.04 zł 3.77
31.73%
White Bread (500g)
$1.29 BAM 2.18
$1.51 zł 5.47
-14.57%
Rice (white) (1kg)
$1.65 BAM 2.78
$1.21 zł 4.40
36.36%
Eggs
$2.86 BAM 4.83
$3.33 zł 12.11
-14.11%
Local Cheese (1kg)
$9.53 BAM 16.10
$8.65 zł 31.41
10.17%
Chicken Fillets (1kg)
$8.95 BAM 15.12
$6.98 zł 25.34
28.22%
Beef Round Steak (1kg)
$11.91 BAM 20.13
$12.58 zł 45.67
-5.33%
Apples (1kg)
$1.45 BAM 2.45
$0.91 zł 3.29
59.34%
Banana (1kg)
$1.62 BAM 2.74
$1.45 zł 5.27
11.72%
Oranges (1kg)
$1.85 BAM 3.13
$1.65 zł 5.99
12.12%
Tomato (1kg)
$1.95 BAM 3.30
$2.86 zł 10.38
-31.82%
Potato (1kg)
$1.19 BAM 2.02
$0.56 zł 2.02
112.50%
Onion (1kg)
$1.29 BAM 2.19
$0.58 zł 2.12
122.41%
Lettuce (1 head)
$1.22 BAM 2.06
$1.73 zł 6.26
-29.48%
Water (1.5 liter bottle)
$0.78 BAM 1.31
$0.48 zł 1.73
62.50%
Cigarettes 20 Pack (Marlboro, Camel)
$3.76 BAM 6.36
$5.02 zł 18.23
-25.10%
Wine (Bottle)
$8.01 BAM 13.54
$7.40 zł 26.85
8.24%
Local Beer (0.5 liter bottle)
$0.69 BAM 1.17
$1.28 zł 4.65
-46.09%
Imported Beer (0.33 liter bottle)
$1.09 BAM 1.85
$1.51 zł 5.50
-27.81%
🚌 Getting Around
Banja Luka
Kielce
Difference
One-way Ticket (Public Transport)
$1.38 BAM 2.33
$1.12 zł 4.07
23.21%
Public Transport Monthly Pass (Regular Price)
$36.64 BAM 61.9
$33.16 zł 120
10.49%
Taxi Start (Normal Tariff)
$1.44 BAM 2.43
$2.42 zł 8.79
-40.50%
Taxi (Normal Tariff) (1km)
$1.16 BAM 1.95
$0.76 zł 2.78
52.63%
Taxi 1hour Waiting (Normal Tariff)
$9.00 BAM 15.21
$14.87 zł 54.0
-39.48%
Gasoline (1 liter)
$1.49 BAM 2.52
$1.76 zł 6.37
-15.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K BAM 49.1K
$34.3K zł 124.4K
-15.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K BAM 44.6K
$29.5K zł 107.1K
-10.49%
🧾 Monthly Utilities & Internet
Banja Luka
Kielce
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$170 BAM 287
$214 zł 778
-20.94%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.16 BAM 32.38
$8.06 zł 29.27
137.72%
Internet (50+ Mbps, Unlimited Data)
$23.63 BAM 39.93
$11.81 zł 42.87
100.08%
🎉 Sport & Entertainment
Banja Luka
Kielce
Difference
Gym Membership (Monthly)
$28.58 BAM 48.30
$31.35 zł 114
-8.84%
Tennis Court (1 Hour on Weekend)
$10.20 BAM 17.23
$20.70 zł 75.1
-50.72%
Cinema Ticket
$4.65 BAM 7.86
$8.34 zł 30.27
-44.24%
🧸 Childcare & Education
Banja Luka
Kielce
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$235 BAM 396
$276 zł 1,002
-15.00%
International Primary School, 1 Child (Yearly)
$3,723 BAM 6,292
$5,866 zł 21.3K
-36.54%
👕👟 Clothing & Footwear
Banja Luka
Kielce
Difference
Jeans (Levis 501 Or Similar)
$73.8 BAM 125
$75.7 zł 275
-2.48%
Summer Dress (H&M, Zara, etc)
$36.92 BAM 62.4
$49.44 zł 179
-25.32%
Sport Shoes (Adidas, Nike)
$88.7 BAM 150
$82.1 zł 298
8.02%
Men's Leather Business Shoes
$125 BAM 212
$112 zł 405
12.45%
🏠 Accommodation & Living
Banja Luka
Kielce
Difference
1-bedroom Apartment, City Center (Monthly)
$449 BAM 758
$554 zł 2,012
-19.08%
1-bedroom Apartment, Outside City Center (Monthly)
$326 BAM 552
$453 zł 1,645
-27.97%
3-bedroom Apartment, City Center (Monthly)
$653 BAM 1,104
$796 zł 2,890
-17.91%
3-bedroom Apartment, Outside City Center (Monthly)
$479 BAM 809
$600 zł 2,179
-20.24%
Buy Apartment in City Center (m2)
$3,090 BAM 5,222
$2,895 zł 10.5K
6.73%
Buy Apartment Outside City Center (m2)
$2,087 BAM 3,527
$2,212 zł 8,030
-5.66%
💵 Salaries & Financials
Banja Luka
Kielce
Difference
Average Monthly Net Salary (After Tax)
$874 BAM 1,476
$1,442 zł 5,234
-39.42%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.02
5.97
-15.91%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: January 13, 2026

Last update for Kielce: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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