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Cost of Living Comparison Between Banja Luka and Gradiska Cost of Living Comparison Between Banja Luka and Gradiska

😐 Solo nomad: Banja Luka is 3.8% more expensive than Gradiska without rent, and 39.8% more expensive with rent.
😐 Family of 3: Banja Luka is 11.2% more expensive than Gradiska without rent, and 20.4% more expensive with rent.
Currency
🍽 Eating Out
Banja Luka
Gradiska
Difference
Meal at Budget Restaurant
$8.67 BAM 14.65
$6.01 BAM 10.16
44.26%
Three-Course Dinner for Two, Mid-Range
$42.02 BAM 71.0
$34.99 BAM 59.1
20.09%
Fast Food Meal (McDonalds, etc)
$8.61 BAM 14.55
$5.69 BAM 9.61
51.32%
Cappuccino
$1.64 BAM 2.77
$1.08 BAM 1.83
51.85%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.00 BAM 3.38
$1.81 BAM 3.05
10.50%
Water (0.33 liter bottle)
$1.15 BAM 1.94
$1.15 BAM 1.94
-
Local Beer (0.5 liter draught)
$2.00 BAM 3.38
$1.80 BAM 3.04
11.11%
Imported Beer (0.33 liter bottle)
$2.81 BAM 4.75
$2.04 BAM 3.44
37.75%
🛒 Groceries & Markets
Banja Luka
Gradiska
Difference
Milk (1 liter)
$1.37 BAM 2.31
$1.40 BAM 2.37
-2.14%
White Bread (500g)
$1.29 BAM 2.18
$1.16 BAM 1.97
11.21%
Rice (white) (1kg)
$1.65 BAM 2.78
$1.74 BAM 2.94
-5.17%
Eggs
$2.86 BAM 4.83
$4.00 BAM 6.77
-28.50%
Local Cheese (1kg)
$9.53 BAM 16.10
$7.27 BAM 12.29
31.09%
Chicken Fillets (1kg)
$8.95 BAM 15.12
$7.23 BAM 12.21
23.79%
Beef Round Steak (1kg)
$11.91 BAM 20.13
$15.91 BAM 26.88
-25.14%
Apples (1kg)
$1.45 BAM 2.45
$1.20 BAM 2.02
20.83%
Banana (1kg)
$1.62 BAM 2.74
$1.58 BAM 2.67
2.53%
Oranges (1kg)
$1.85 BAM 3.13
$1.17 BAM 1.97
58.12%
Tomato (1kg)
$1.95 BAM 3.30
$1.60 BAM 2.70
21.87%
Potato (1kg)
$1.19 BAM 2.02
$1.46 BAM 2.46
-18.49%
Onion (1kg)
$1.29 BAM 2.19
$1.05 BAM 1.77
22.86%
Lettuce (1 head)
$1.22 BAM 2.06
$1.59 BAM 2.69
-23.27%
Water (1.5 liter bottle)
$0.78 BAM 1.31
$0.91 BAM 1.54
-14.29%
Cigarettes 20 Pack (Marlboro, Camel)
$3.76 BAM 6.36
$3.45 BAM 5.84
8.99%
Wine (Bottle)
$8.01 BAM 13.54
$8.19 BAM 13.85
-2.20%
Local Beer (0.5 liter bottle)
$0.69 BAM 1.17
$1.26 BAM 2.12
-45.24%
Imported Beer (0.33 liter bottle)
$1.09 BAM 1.85
$1.21 BAM 2.05
-9.92%
🚌 Getting Around
Banja Luka
Gradiska
Difference
One-way Ticket (Public Transport)
$1.38 BAM 2.33
$3.02 BAM 5.11
-54.30%
Public Transport Monthly Pass (Regular Price)
$36.64 BAM 61.9
$35.53 BAM 60.0
3.12%
Taxi Start (Normal Tariff)
$1.44 BAM 2.43
$1.74 BAM 2.94
-17.24%
Taxi (Normal Tariff) (1km)
$1.16 BAM 1.95
$0.78 BAM 1.32
48.72%
Taxi 1hour Waiting (Normal Tariff)
$9.00 BAM 15.21
$10.81 BAM 18.27
-16.74%
Gasoline (1 liter)
$1.49 BAM 2.52
$1.45 BAM 2.45
2.76%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K BAM 49.1K
$23.5K BAM 39.7K
23.67%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K BAM 44.6K
$21.5K BAM 36.4K
22.68%
🧾 Monthly Utilities & Internet
Banja Luka
Gradiska
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$170 BAM 287
$88.2 BAM 149
92.30%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.16 BAM 32.38
$19.06 BAM 32.21
0.52%
Internet (50+ Mbps, Unlimited Data)
$23.63 BAM 39.93
$23.82 BAM 40.25
-0.80%
🎉 Sport & Entertainment
Banja Luka
Gradiska
Difference
Gym Membership (Monthly)
$28.58 BAM 48.30
$25.19 BAM 42.58
13.46%
Tennis Court (1 Hour on Weekend)
$10.20 BAM 17.23
$10.71 BAM 18.11
-4.76%
Cinema Ticket
$4.65 BAM 7.86
$2.86 BAM 4.84
62.59%
🧸 Childcare & Education
Banja Luka
Gradiska
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$235 BAM 396
$154 BAM 261
52.03%
International Primary School, 1 Child (Yearly)
$3,723 BAM 6,292
$3,326 BAM 5,620
11.94%
👕👟 Clothing & Footwear
Banja Luka
Gradiska
Difference
Jeans (Levis 501 Or Similar)
$73.8 BAM 125
$58.3 BAM 98.5
26.63%
Summer Dress (H&M, Zara, etc)
$36.92 BAM 62.4
$28.98 BAM 48.98
27.40%
Sport Shoes (Adidas, Nike)
$88.7 BAM 150
$59.2 BAM 100
49.82%
Men's Leather Business Shoes
$125 BAM 212
$116 BAM 196
8.28%
🏠 Accommodation & Living
Banja Luka
Gradiska
Difference
1-bedroom Apartment, City Center (Monthly)
$449 BAM 758
$174 BAM 295
157.14%
1-bedroom Apartment, Outside City Center (Monthly)
$326 BAM 552
$148 BAM 250
120.72%
3-bedroom Apartment, City Center (Monthly)
$653 BAM 1,104
$379 BAM 641
72.27%
3-bedroom Apartment, Outside City Center (Monthly)
$479 BAM 809
$324 BAM 548
47.60%
Buy Apartment in City Center (m2)
$3,090 BAM 5,222
$1,383 BAM 2,337
123.48%
Buy Apartment Outside City Center (m2)
$2,087 BAM 3,527
$1,302 BAM 2,201
60.26%
💵 Salaries & Financials
Banja Luka
Gradiska
Difference
Average Monthly Net Salary (After Tax)
$874 BAM 1,476
$727 BAM 1,228
20.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.02
4.14
21.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: January 13, 2026

Last update for Gradiska: January 11, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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