Cost of Living Comparison Between Banja Luka and Gracanica Cost of Living Comparison Between Banja Luka and Gracanica

😐 Solo nomad: Banja Luka is 18.3% more expensive than Gracanica without rent, and 24.8% more expensive with rent.

🙂 Family of 3: Banja Luka is 2.4% cheaper than Gracanica without rent, and 15.9% more expensive with rent.

Meal at Budget Restaurant

$8.67 BAM 14.65

$7.02 BAM 11.86

23.50%

Three-Course Dinner for Two, Mid-Range

$42.02 BAM 71.0

$36.01 BAM 60.9

16.69%

Fast Food Meal (McDonalds, etc)

$8.61 BAM 14.55

$5.49 BAM 9.28

56.83%

Cappuccino

$1.64 BAM 2.77

$1.67 BAM 2.83

-1.80%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.00 BAM 3.38

$1.78 BAM 3.01

12.36%

Water (0.33 liter bottle)

$1.15 BAM 1.94

$1.21 BAM 2.05

-4.96%

Local Beer (0.5 liter draught)

$2.00 BAM 3.38

$2.31 BAM 3.91

-13.42%

Imported Beer (0.33 liter bottle)

$2.81 BAM 4.75

$2.12 BAM 3.59

32.55%

Milk (1 liter)

$1.37 BAM 2.31

$1.41 BAM 2.38

-2.84%

White Bread (500g)

$1.29 BAM 2.18

$1.38 BAM 2.33

-6.52%

Rice (white) (1kg)

$1.65 BAM 2.78

$2.40 BAM 4.06

-31.25%

Eggs

$2.86 BAM 4.83

$2.81 BAM 4.74

1.78%

Local Cheese (1kg)

$9.53 BAM 16.10

$10.02 BAM 16.93

-4.89%

Chicken Fillets (1kg)

$8.95 BAM 15.12

$7.29 BAM 12.31

22.77%

Beef Round Steak (1kg)

$11.91 BAM 20.13

$13.20 BAM 22.32

-9.77%

Apples (1kg)

$1.45 BAM 2.45

$1.28 BAM 2.16

13.28%

Banana (1kg)

$1.62 BAM 2.74

$1.68 BAM 2.83

-3.57%

Oranges (1kg)

$1.85 BAM 3.13

$1.93 BAM 3.27

-4.15%

Tomato (1kg)

$1.95 BAM 3.30

$1.65 BAM 2.79

18.18%

Potato (1kg)

$1.19 BAM 2.02

$0.86 BAM 1.45

38.37%

Onion (1kg)

$1.29 BAM 2.19

$0.75 BAM 1.27

72.00%

Lettuce (1 head)

$1.22 BAM 2.06

$0.98 BAM 1.66

24.49%

Water (1.5 liter bottle)

$0.78 BAM 1.31

$0.94 BAM 1.59

-17.02%

Cigarettes 20 Pack (Marlboro, Camel)

$3.76 BAM 6.36

$3.44 BAM 5.82

9.30%

Wine (Bottle)

$8.01 BAM 13.54

$8.32 BAM 14.05

-3.73%

Local Beer (0.5 liter bottle)

$0.69 BAM 1.17

$1.25 BAM 2.11

-44.80%

Imported Beer (0.33 liter bottle)

$1.09 BAM 1.85

$1.99 BAM 3.36

-45.23%

One-way Ticket (Public Transport)

$1.38 BAM 2.33

$1.84 BAM 3.11

-25.00%

Public Transport Monthly Pass (Regular Price)

$36.64 BAM 61.9

$35.36 BAM 59.8

3.62%

Taxi Start (Normal Tariff)

$1.44 BAM 2.43

$1.81 BAM 3.06

-20.44%

Taxi (Normal Tariff) (1km)

$1.16 BAM 1.95

$0.79 BAM 1.33

46.84%

Taxi 1hour Waiting (Normal Tariff)

$9.00 BAM 15.21

$10.45 BAM 17.66

-13.88%

Gasoline (1 liter)

$1.49 BAM 2.52

$1.45 BAM 2.45

2.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.1K BAM 49.1K

$23.9K BAM 40.5K

21.38%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.4K BAM 44.6K

$26.6K BAM 44.9K

-0.60%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$170 BAM 287

$122 BAM 207

38.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$19.16 BAM 32.38

$18.81 BAM 31.78

1.86%

Internet (50+ Mbps, Unlimited Data)

$23.63 BAM 39.93

$28.76 BAM 48.60

-17.84%

Gym Membership (Monthly)

$28.58 BAM 48.30

$29.27 BAM 49.46

-2.36%

Tennis Court (1 Hour on Weekend)

$10.20 BAM 17.23

$10.80 BAM 18.25

-5.56%

Cinema Ticket

$4.65 BAM 7.86

$5.66 BAM 9.56

-17.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$235 BAM 396

$152 BAM 256

54.58%

International Primary School, 1 Child (Yearly)

$3,723 BAM 6,292

$3,247 BAM 5,488

14.65%

Jeans (Levis 501 Or Similar)

$73.8 BAM 125

$69.8 BAM 118

5.76%

Summer Dress (H&M, Zara, etc)

$36.92 BAM 62.4

$35.14 BAM 59.4

5.07%

Sport Shoes (Adidas, Nike)

$88.7 BAM 150

$99.5 BAM 168

-10.88%

Men's Leather Business Shoes

$125 BAM 212

$118 BAM 200

5.96%

1-bedroom Apartment, City Center (Monthly)

$449 BAM 758

$253 BAM 428

77.12%

1-bedroom Apartment, Outside City Center (Monthly)

$326 BAM 552

$172 BAM 291

89.82%

3-bedroom Apartment, City Center (Monthly)

$653 BAM 1,104

$367 BAM 619

78.29%

3-bedroom Apartment, Outside City Center (Monthly)

$479 BAM 809

$320 BAM 542

49.45%

Buy Apartment in City Center (m2)

$3,090 BAM 5,222

$2,497 BAM 4,221

23.73%

Buy Apartment Outside City Center (m2)

$2,087 BAM 3,527

$1,724 BAM 2,913

21.07%

Average Monthly Net Salary (After Tax)

$874 BAM 1,476

$605 BAM 1,023

44.34%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.02

4.14

21.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: January 13, 2026

Last update for Gracanica: January 12, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

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