Cost of Living Comparison Between Banja Luka and Gracanica Cost of Living Comparison Between Banja Luka and Gracanica

🙂 Solo nomad: Banja Luka is 3.2% cheaper than Gracanica without rent, and 20% more expensive with rent.
😐 Family of 3: Banja Luka is 21.1% more expensive than Gracanica without rent, and 17.1% more expensive with rent.
Currency
🍽 Eating Out
Banja Luka
Gracanica
Difference
Meal at Budget Restaurant
$8.61 BAM 14.46
$6.98 BAM 11.72
23.35%
Three-Course Dinner for Two, Mid-Range
$41.52 BAM 69.8
$34.70 BAM 58.3
19.65%
Fast Food Meal (McDonalds, etc)
$8.67 BAM 14.56
$5.71 BAM 9.59
51.84%
Cappuccino
$1.60 BAM 2.69
$1.75 BAM 2.95
-8.57%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.96 BAM 3.29
$1.86 BAM 3.13
5.38%
Water (0.33 liter bottle)
$1.19 BAM 2.00
$1.16 BAM 1.94
2.59%
Local Beer (0.5 liter draught)
$2.12 BAM 3.56
$2.40 BAM 4.02
-11.67%
Imported Beer (0.33 liter bottle)
$2.88 BAM 4.84
$2.02 BAM 3.40
42.57%
🛒 Groceries & Markets
Banja Luka
Gracanica
Difference
Milk (1 liter)
$1.41 BAM 2.37
$1.41 BAM 2.37
-
White Bread (500g)
$1.28 BAM 2.15
$1.39 BAM 2.33
-7.91%
Rice (white) (1kg)
$1.57 BAM 2.63
$2.31 BAM 3.88
-32.03%
Eggs
$2.87 BAM 4.82
$2.89 BAM 4.85
-0.69%
Local Cheese (1kg)
$9.60 BAM 16.12
$9.79 BAM 16.44
-1.94%
Chicken Fillets (1kg)
$8.84 BAM 14.85
$7.47 BAM 12.55
18.34%
Beef Round Steak (1kg)
$11.95 BAM 20.08
$13.14 BAM 22.08
-9.06%
Apples (1kg)
$1.45 BAM 2.44
$1.29 BAM 2.16
12.40%
Banana (1kg)
$1.59 BAM 2.67
$1.66 BAM 2.80
-4.22%
Oranges (1kg)
$1.89 BAM 3.17
$1.93 BAM 3.24
-2.07%
Tomato (1kg)
$1.93 BAM 3.24
$1.66 BAM 2.79
16.27%
Potato (1kg)
$1.26 BAM 2.11
$0.80 BAM 1.35
57.50%
Onion (1kg)
$1.25 BAM 2.10
$0.73 BAM 1.23
71.23%
Lettuce (1 head)
$1.26 BAM 2.12
$0.93 BAM 1.57
35.48%
Water (1.5 liter bottle)
$0.77 BAM 1.30
$1.01 BAM 1.69
-23.76%
Cigarettes 20 Pack (Marlboro, Camel)
$3.66 BAM 6.14
$3.62 BAM 6.08
1.10%
Wine (Bottle)
$8.31 BAM 13.97
$8.59 BAM 14.43
-3.26%
Local Beer (0.5 liter bottle)
$0.71 BAM 1.19
$1.25 BAM 2.09
-43.20%
Imported Beer (0.33 liter bottle)
$1.09 BAM 1.83
$2.06 BAM 3.47
-47.09%
🚌 Getting Around
Banja Luka
Gracanica
Difference
One-way Ticket (Public Transport)
$1.38 BAM 2.31
$1.76 BAM 2.96
-21.59%
Public Transport Monthly Pass (Regular Price)
$36.66 BAM 61.6
$35.83 BAM 60.2
2.32%
Taxi Start (Normal Tariff)
$1.44 BAM 2.42
$1.81 BAM 3.04
-20.44%
Taxi (Normal Tariff) (1km)
$1.15 BAM 1.93
$0.79 BAM 1.32
45.57%
Taxi 1hour Waiting (Normal Tariff)
$9.10 BAM 15.29
$10.63 BAM 17.86
-14.39%
Gasoline (1 liter)
$1.54 BAM 2.59
$1.49 BAM 2.50
3.36%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.9K BAM 48.5K
$23.4K BAM 39.3K
23.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.2K BAM 45.7K
$26.5K BAM 44.6K
2.53%
🧾 Monthly Utilities & Internet
Banja Luka
Gracanica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$172 BAM 290
$125 BAM 209
38.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$18.98 BAM 31.89
$19.29 BAM 32.40
-1.61%
Internet (50+ Mbps, Unlimited Data)
$23.44 BAM 39.38
$28.55 BAM 47.97
-17.90%
🎉 Sport & Entertainment
Banja Luka
Gracanica
Difference
Gym Membership (Monthly)
$28.22 BAM 47.41
$29.94 BAM 50.3
-5.74%
Tennis Court (1 Hour on Weekend)
$9.97 BAM 16.75
$10.82 BAM 18.17
-7.86%
Cinema Ticket
$4.74 BAM 7.97
$5.48 BAM 9.21
-13.50%
🧸 Childcare & Education
Banja Luka
Gracanica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$236 BAM 396
$151 BAM 253
56.72%
International Primary School, 1 Child (Yearly)
$3,627 BAM 6,093
$3,282 BAM 5,513
10.52%
👕👟 Clothing & Footwear
Banja Luka
Gracanica
Difference
Jeans (Levis 501 Or Similar)
$74.8 BAM 126
$69.7 BAM 117
7.35%
Summer Dress (H&M, Zara, etc)
$35.98 BAM 60.4
$35.48 BAM 59.6
1.41%
Sport Shoes (Adidas, Nike)
$88.2 BAM 148
$97.4 BAM 164
-9.42%
Men's Leather Business Shoes
$122 BAM 205
$121 BAM 203
1.12%
🏠 Accommodation & Living
Banja Luka
Gracanica
Difference
1-bedroom Apartment, City Center (Monthly)
$450 BAM 755
$262 BAM 439
71.89%
1-bedroom Apartment, Outside City Center (Monthly)
$320 BAM 538
$170 BAM 286
88.01%
3-bedroom Apartment, City Center (Monthly)
$652 BAM 1,095
$367 BAM 617
77.47%
3-bedroom Apartment, Outside City Center (Monthly)
$474 BAM 796
$319 BAM 537
48.35%
Buy Apartment in City Center (m2)
$3,020 BAM 5,074
$2,491 BAM 4,185
21.22%
Buy Apartment Outside City Center (m2)
$1,999 BAM 3,358
$1,829 BAM 3,073
9.28%
💵 Salaries & Financials
Banja Luka
Gracanica
Difference
Average Monthly Net Salary (After Tax)
$882 BAM 1,482
$587 BAM 987
50.12%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.02
4.14
21.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: March 2, 2026

Last update for Gracanica: March 2, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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