Cost of Living Comparison Between Banja Luka and Gracanica Cost of Living Comparison Between Banja Luka and Gracanica

😐 Solo nomad: Banja Luka is 5.9% more expensive than Gracanica without rent, and 24% more expensive with rent.
😐 Family of 3: Banja Luka is 3.9% more expensive than Gracanica without rent, and 12.6% more expensive with rent.
Currency
🍽 Eating Out
Banja Luka
Gracanica
Difference
Meal at Budget Restaurant
$8.79 BAM 14.83
$7.18 BAM 12.11
22.42%
Three-Course Dinner for Two, Mid-Range
$41.55 BAM 70.1
$34.78 BAM 58.7
19.47%
Fast Food Meal (McDonalds, etc)
$8.91 BAM 15.04
$5.45 BAM 9.2
63.49%
Cappuccino
$1.65 BAM 2.78
$1.74 BAM 2.94
-5.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.92 BAM 3.24
$1.77 BAM 2.99
8.47%
Water (0.33 liter bottle)
$1.2 BAM 2.03
$1.15 BAM 1.94
4.35%
Local Beer (0.5 liter draught)
$2.07 BAM 3.5
$2.41 BAM 4.06
-14.11%
Imported Beer (0.33 liter bottle)
$2.88 BAM 4.86
$2.04 BAM 3.45
41.18%
🛒 Groceries & Markets
Banja Luka
Gracanica
Difference
Milk (1 liter)
$1.4 BAM 2.36
$1.4 BAM 2.37
-
White Bread (500g)
$1.24 BAM 2.1
$1.37 BAM 2.32
-9.49%
Rice (white) (1kg)
$1.58 BAM 2.66
$2.33 BAM 3.93
-32.19%
Eggs
$2.92 BAM 4.93
$2.86 BAM 4.83
2.10%
Local Cheese (1kg)
$9.2 BAM 15.54
$10.18 BAM 17.17
-9.63%
Chicken Fillets (1kg)
$8.97 BAM 15.15
$7.54 BAM 12.73
18.97%
Beef Round Steak (1kg)
$11.97 BAM 20.2
$13.14 BAM 22.17
-8.90%
Apples (1kg)
$1.39 BAM 2.34
$1.28 BAM 2.15
8.59%
Banana (1kg)
$1.65 BAM 2.79
$1.69 BAM 2.86
-2.37%
Oranges (1kg)
$1.95 BAM 3.29
$1.85 BAM 3.12
5.41%
Tomato (1kg)
$2.01 BAM 3.39
$1.75 BAM 2.95
14.86%
Potato (1kg)
$1.19 BAM 2.01
$0.84 BAM 1.42
41.67%
Onion (1kg)
$1.31 BAM 2.21
$0.74 BAM 1.25
77.03%
Lettuce (1 head)
$1.27 BAM 2.14
$0.98 BAM 1.66
29.59%
Water (1.5 liter bottle)
$0.77 BAM 1.29
$1 BAM 1.69
-23.00%
Cigarettes 20 Pack (Marlboro, Camel)
$3.8 BAM 6.41
$3.62 BAM 6.12
4.97%
Wine (Bottle)
$7.08 BAM 11.95
$8.24 BAM 13.91
-14.08%
Local Beer (0.5 liter bottle)
$0.7 BAM 1.18
$1.24 BAM 2.1
-43.55%
Imported Beer (0.33 liter bottle)
$1.13 BAM 1.91
$2 BAM 3.37
-43.50%
🚌 Getting Around
Banja Luka
Gracanica
Difference
One-way Ticket (Public Transport)
$1.42 BAM 2.39
$1.76 BAM 2.97
-19.32%
Public Transport Monthly Pass (Regular Price)
$36.2 BAM 61.1
$36.05 BAM 60.9
0.42%
Taxi Start (Normal Tariff)
$1.43 BAM 2.41
$1.76 BAM 2.96
-18.75%
Taxi (Normal Tariff) (1km)
$1.1 BAM 1.86
$0.77 BAM 1.31
42.86%
Taxi 1hour Waiting (Normal Tariff)
$8.89 BAM 15.01
$10.57 BAM 17.84
-15.89%
Gasoline (1 liter)
$1.54 BAM 2.61
$1.45 BAM 2.45
6.21%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3K BAM 47.8K
$23.5K BAM 39.6K
20.64%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K BAM 44.8K
$26.5K BAM 44.8K
0.05%
🧾 Monthly Utilities & Internet
Banja Luka
Gracanica
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$169 BAM 286
$121 BAM 204
39.72%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.35 BAM 32.66
$19.16 BAM 32.34
0.99%
Internet (50+ Mbps, Unlimited Data)
$23.22 BAM 39.19
$28.74 BAM 48.51
-19.21%
🎉 Sport & Entertainment
Banja Luka
Gracanica
Difference
Gym Membership (Monthly)
$27.91 BAM 47.11
$29.72 BAM 50.2
-6.09%
Tennis Court (1 Hour on Weekend)
$9.91 BAM 16.72
$10.71 BAM 18.07
-7.47%
Cinema Ticket
$4.66 BAM 7.87
$5.44 BAM 9.18
-14.34%
🧸 Childcare & Education
Banja Luka
Gracanica
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$240 BAM 405
$151 BAM 255
58.73%
International Primary School, 1 Child (Yearly)
$3,633 BAM 6,132
$3,311 BAM 5,589
9.72%
👕👟 Clothing & Footwear
Banja Luka
Gracanica
Difference
Jeans (Levis 501 Or Similar)
$75.8 BAM 128
$72.1 BAM 122
5.16%
Summer Dress (H&M, Zara, etc)
$36.95 BAM 62.4
$34.47 BAM 58.2
7.19%
Sport Shoes (Adidas, Nike)
$88.8 BAM 150
$98.9 BAM 167
-10.25%
Men's Leather Business Shoes
$125 BAM 211
$119 BAM 201
5.21%
🏠 Accommodation & Living
Banja Luka
Gracanica
Difference
1-bedroom Apartment, City Center (Monthly)
$461 BAM 779
$255 BAM 430
80.88%
1-bedroom Apartment, Outside City Center (Monthly)
$321 BAM 542
$168 BAM 284
91.12%
3-bedroom Apartment, City Center (Monthly)
$637 BAM 1,075
$365 BAM 616
74.48%
3-bedroom Apartment, Outside City Center (Monthly)
$464 BAM 783
$310 BAM 524
49.38%
Buy Apartment in City Center (m2)
$3,118 BAM 5,262
$2,630 BAM 4,439
18.55%
Buy Apartment Outside City Center (m2)
$2,152 BAM 3,632
$1,600 BAM 2,701
34.47%
💵 Salaries & Financials
Banja Luka
Gracanica
Difference
Average Monthly Net Salary (After Tax)
$825 BAM 1,393
$604 BAM 1,019
36.62%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.02
4.14
21.26%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: October 29, 2025

Last update for Gracanica: October 29, 2025

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