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Cost of Living Comparison Between Banja Luka and Chiang Mai Cost of Living Comparison Between Banja Luka and Chiang Mai

😐 Solo nomad: Banja Luka is 20.8% more expensive than Chiang Mai without rent, and 33.2% more expensive with rent.
😐 Family of 3: Banja Luka is 29.6% more expensive than Chiang Mai without rent, and 23.8% more expensive with rent.
Currency
🍽 Eating Out
Banja Luka
Chiang Mai
Difference
Meal at Budget Restaurant
$8.67 BAM 14.65
$1.97 ฿62.0
340.10%
Three-Course Dinner for Two, Mid-Range
$42.02 BAM 71.0
$18.68 ฿587
124.95%
Fast Food Meal (McDonalds, etc)
$8.61 BAM 14.55
$7.92 ฿249
8.71%
Cappuccino
$1.64 BAM 2.77
$2.02 ฿63.7
-18.81%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$2.00 BAM 3.38
$0.84 ฿26.45
138.10%
Water (0.33 liter bottle)
$1.15 BAM 1.94
$0.35 ฿11.07
228.57%
Local Beer (0.5 liter draught)
$2.00 BAM 3.38
$2.22 ฿69.9
-9.91%
Imported Beer (0.33 liter bottle)
$2.81 BAM 4.75
$3.59 ฿113
-21.73%
🛒 Groceries & Markets
Banja Luka
Chiang Mai
Difference
Milk (1 liter)
$1.37 BAM 2.31
$1.67 ฿52.4
-17.96%
White Bread (500g)
$1.29 BAM 2.18
$1.62 ฿51.1
-20.37%
Rice (white) (1kg)
$1.65 BAM 2.78
$1.20 ฿37.83
37.50%
Eggs
$2.86 BAM 4.83
$1.93 ฿60.8
48.19%
Local Cheese (1kg)
$9.53 BAM 16.10
$16.00 ฿503
-40.44%
Chicken Fillets (1kg)
$8.95 BAM 15.12
$3.16 ฿99.2
183.23%
Beef Round Steak (1kg)
$11.91 BAM 20.13
$10.93 ฿344
8.97%
Apples (1kg)
$1.45 BAM 2.45
$2.67 ฿83.8
-45.69%
Banana (1kg)
$1.62 BAM 2.74
$1.18 ฿36.99
37.29%
Oranges (1kg)
$1.85 BAM 3.13
$1.64 ฿51.5
12.80%
Tomato (1kg)
$1.95 BAM 3.30
$1.59 ฿49.83
22.64%
Potato (1kg)
$1.19 BAM 2.02
$1.32 ฿41.64
-9.85%
Onion (1kg)
$1.29 BAM 2.19
$1.19 ฿37.49
8.40%
Lettuce (1 head)
$1.22 BAM 2.06
$0.71 ฿22.20
71.83%
Water (1.5 liter bottle)
$0.78 BAM 1.31
$0.56 ฿17.75
39.29%
Cigarettes 20 Pack (Marlboro, Camel)
$3.76 BAM 6.36
$4.64 ฿146
-18.97%
Wine (Bottle)
$8.01 BAM 13.54
$18.96 ฿596
-57.75%
Local Beer (0.5 liter bottle)
$0.69 BAM 1.17
$1.77 ฿55.7
-61.02%
Imported Beer (0.33 liter bottle)
$1.09 BAM 1.85
$3.20 ฿101
-65.94%
🚌 Getting Around
Banja Luka
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.38 BAM 2.33
$0.90 ฿28.32
53.33%
Public Transport Monthly Pass (Regular Price)
$36.64 BAM 61.9
$19.24 ฿605
90.44%
Taxi Start (Normal Tariff)
$1.44 BAM 2.43
$1.36 ฿42.78
5.88%
Taxi (Normal Tariff) (1km)
$1.16 BAM 1.95
$1.35 ฿42.37
-14.07%
Taxi 1hour Waiting (Normal Tariff)
$9.00 BAM 15.21
$8.15 ฿256
10.43%
Gasoline (1 liter)
$1.49 BAM 2.52
$1.22 ฿38.43
22.13%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$29.1K BAM 49.1K
$21.4K ฿671.8K
36.01%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.4K BAM 44.6K
$21.7K ฿683.8K
21.40%
🧾 Monthly Utilities & Internet
Banja Luka
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$170 BAM 287
$70.3 ฿2,210
141.15%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.16 BAM 32.38
$13.91 ฿437
37.74%
Internet (50+ Mbps, Unlimited Data)
$23.63 BAM 39.93
$18.00 ฿566
31.28%
🎉 Sport & Entertainment
Banja Luka
Chiang Mai
Difference
Gym Membership (Monthly)
$28.58 BAM 48.30
$41.78 ฿1,314
-31.59%
Tennis Court (1 Hour on Weekend)
$10.20 BAM 17.23
$6.80 ฿214
50.00%
Cinema Ticket
$4.65 BAM 7.86
$5.72 ฿180
-18.71%
🧸 Childcare & Education
Banja Luka
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$235 BAM 396
$308 ฿9,693
-23.91%
International Primary School, 1 Child (Yearly)
$3,723 BAM 6,292
$14.8K ฿465.7K
-74.87%
👕👟 Clothing & Footwear
Banja Luka
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$73.8 BAM 125
$55.9 ฿1,756
32.16%
Summer Dress (H&M, Zara, etc)
$36.92 BAM 62.4
$26.71 ฿840
38.23%
Sport Shoes (Adidas, Nike)
$88.7 BAM 150
$84.5 ฿2,658
4.93%
Men's Leather Business Shoes
$125 BAM 212
$70.8 ฿2,227
77.16%
🏠 Accommodation & Living
Banja Luka
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$449 BAM 758
$431 ฿13.5K
4.16%
1-bedroom Apartment, Outside City Center (Monthly)
$326 BAM 552
$237 ฿7,439
37.96%
3-bedroom Apartment, City Center (Monthly)
$653 BAM 1,104
$811 ฿25.5K
-19.38%
3-bedroom Apartment, Outside City Center (Monthly)
$479 BAM 809
$501 ฿15.7K
-4.35%
Buy Apartment in City Center (m2)
$3,090 BAM 5,222
$2,202 ฿69.2K
40.31%
Buy Apartment Outside City Center (m2)
$2,087 BAM 3,527
$1,600 ฿50.3K
30.42%
💵 Salaries & Financials
Banja Luka
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$874 BAM 1,476
$684 ฿21.5K
27.63%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.02
5
0.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: January 13, 2026

Last update for Chiang Mai: January 13, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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