Cost of Living Comparison Between Banja Luka and Chiang Mai Cost of Living Comparison Between Banja Luka and Chiang Mai

😐 Solo nomad: Banja Luka is 16.5% more expensive than Chiang Mai without rent, and 33.7% more expensive with rent.
😐 Family of 3: Banja Luka is 26% more expensive than Chiang Mai without rent, and 20.7% more expensive with rent.
Currency
🍽 Eating Out
Banja Luka
Chiang Mai
Difference
Meal at Budget Restaurant
$8.79 BAM 14.83
$2.02 ฿65.3
335.15%
Three-Course Dinner for Two, Mid-Range
$41.55 BAM 70.1
$18.78 ฿608
121.25%
Fast Food Meal (McDonalds, etc)
$8.91 BAM 15.04
$7.67 ฿248
16.17%
Cappuccino
$1.65 BAM 2.78
$1.98 ฿64.2
-16.67%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.92 BAM 3.24
$0.82 ฿26.64
134.15%
Water (0.33 liter bottle)
$1.2 BAM 2.03
$0.33 ฿10.58
263.64%
Local Beer (0.5 liter draught)
$2.07 BAM 3.5
$2.12 ฿68.6
-2.36%
Imported Beer (0.33 liter bottle)
$2.88 BAM 4.86
$3.73 ฿121
-22.79%
🛒 Groceries & Markets
Banja Luka
Chiang Mai
Difference
Milk (1 liter)
$1.4 BAM 2.36
$1.64 ฿53.2
-14.63%
White Bread (500g)
$1.24 BAM 2.1
$1.57 ฿50.9
-21.02%
Rice (white) (1kg)
$1.58 BAM 2.66
$1.19 ฿38.62
32.77%
Eggs
$2.92 BAM 4.93
$1.98 ฿64.1
47.47%
Local Cheese (1kg)
$9.2 BAM 15.54
$15.99 ฿517
-42.46%
Chicken Fillets (1kg)
$8.97 BAM 15.15
$3.12 ฿101
187.50%
Beef Round Steak (1kg)
$11.97 BAM 20.2
$11.16 ฿361
7.26%
Apples (1kg)
$1.39 BAM 2.34
$2.76 ฿89.2
-49.64%
Banana (1kg)
$1.65 BAM 2.79
$1.22 ฿39.5
35.25%
Oranges (1kg)
$1.95 BAM 3.29
$1.71 ฿55.4
14.04%
Tomato (1kg)
$2.01 BAM 3.39
$1.55 ฿50.2
29.68%
Potato (1kg)
$1.19 BAM 2.01
$1.34 ฿43.21
-11.19%
Onion (1kg)
$1.31 BAM 2.21
$1.21 ฿39.23
8.26%
Lettuce (1 head)
$1.27 BAM 2.14
$0.72 ฿23.2
76.39%
Water (1.5 liter bottle)
$0.77 BAM 1.29
$0.53 ฿17.05
45.28%
Cigarettes 20 Pack (Marlboro, Camel)
$3.8 BAM 6.41
$4.72 ฿153
-19.49%
Wine (Bottle)
$7.08 BAM 11.95
$18.39 ฿595
-61.50%
Local Beer (0.5 liter bottle)
$0.7 BAM 1.18
$1.79 ฿57.9
-60.89%
Imported Beer (0.33 liter bottle)
$1.13 BAM 1.91
$3.21 ฿104
-64.80%
🚌 Getting Around
Banja Luka
Chiang Mai
Difference
One-way Ticket (Public Transport)
$1.42 BAM 2.39
$0.94 ฿30.44
51.06%
Public Transport Monthly Pass (Regular Price)
$36.2 BAM 61.1
$18.9 ฿612
91.53%
Taxi Start (Normal Tariff)
$1.43 BAM 2.41
$1.42 ฿46.08
0.70%
Taxi (Normal Tariff) (1km)
$1.1 BAM 1.86
$1.35 ฿43.53
-18.52%
Taxi 1hour Waiting (Normal Tariff)
$8.89 BAM 15.01
$7.85 ฿254
13.25%
Gasoline (1 liter)
$1.54 BAM 2.61
$1.25 ฿40.4
23.20%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$28.3K BAM 47.8K
$21.2K ฿684.9K
33.74%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$26.5K BAM 44.8K
$21.8K ฿706.8K
21.52%
🧾 Monthly Utilities & Internet
Banja Luka
Chiang Mai
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$169 BAM 286
$70.6 ฿2,285
139.64%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$19.35 BAM 32.66
$13.72 ฿444
41.03%
Internet (50+ Mbps, Unlimited Data)
$23.22 BAM 39.19
$17.56 ฿568
32.23%
🎉 Sport & Entertainment
Banja Luka
Chiang Mai
Difference
Gym Membership (Monthly)
$27.91 BAM 47.11
$41.64 ฿1,347
-32.97%
Tennis Court (1 Hour on Weekend)
$9.91 BAM 16.72
$6.9 ฿223
43.62%
Cinema Ticket
$4.66 BAM 7.87
$5.8 ฿188
-19.66%
🧸 Childcare & Education
Banja Luka
Chiang Mai
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$240 BAM 405
$308 ฿9,963
-22.08%
International Primary School, 1 Child (Yearly)
$3,633 BAM 6,132
$14.7K ฿475.8K
-75.29%
👕👟 Clothing & Footwear
Banja Luka
Chiang Mai
Difference
Jeans (Levis 501 Or Similar)
$75.8 BAM 128
$55.4 ฿1,793
36.81%
Summer Dress (H&M, Zara, etc)
$36.95 BAM 62.4
$26.4 ฿854
39.96%
Sport Shoes (Adidas, Nike)
$88.8 BAM 150
$85.1 ฿2,755
4.31%
Men's Leather Business Shoes
$125 BAM 211
$71.8 ฿2,323
74.51%
🏠 Accommodation & Living
Banja Luka
Chiang Mai
Difference
1-bedroom Apartment, City Center (Monthly)
$461 BAM 779
$434 ฿14K
6.23%
1-bedroom Apartment, Outside City Center (Monthly)
$321 BAM 542
$235 ฿7,610
36.62%
3-bedroom Apartment, City Center (Monthly)
$637 BAM 1,075
$821 ฿26.6K
-22.44%
3-bedroom Apartment, Outside City Center (Monthly)
$464 BAM 783
$498 ฿16.1K
-6.92%
Buy Apartment in City Center (m2)
$3,118 BAM 5,262
$2,180 ฿70.6K
42.99%
Buy Apartment Outside City Center (m2)
$2,152 BAM 3,632
$1,543 ฿49.9K
39.48%
💵 Salaries & Financials
Banja Luka
Chiang Mai
Difference
Average Monthly Net Salary (After Tax)
$825 BAM 1,393
$703 ฿22.8K
17.31%
20-Year Fixed Mortgage Interest Rate (Annual %)
5.02
5
0.40%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Banja Luka: October 29, 2025

Last update for Chiang Mai: October 29, 2025

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