Cost of Living Comparison Between Bani Walid and Derna Cost of Living Comparison Between Bani Walid and Derna

Monthly Cost of Living

A single person spends $323 per month in Bani Walid vs $170 in Derna, rent included.

A couple spends around $548 per month in Bani Walid vs $333 in Derna, rent included.

A family of three spends $774 per month in Bani Walid vs $497 in Derna, rent included.

Bani Walid costs about 91% more than Derna, driven mainly by Groceries & Markets.

Both Bani Walid and Derna are more affordable than the global median – Bani Walid 76% lower, Derna 87% lower.

Meal at Budget Restaurant

$4.61 LYD 29.22

$4.52 LYD 28.67

1.99%

Three-Course Dinner for Two, Mid-Range

$18.40 LYD 117

$9.32 LYD 59.1

97.42%

Fast Food Meal (McDonalds, etc)

$3.78 LYD 23.96

$3.59 LYD 22.74

5.29%

Local Non-Alcoholic Beer (0.5 liter draught)

$0.57 LYD 3.62

$0.53 LYD 3.34

7.55%

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.66 LYD 4.20

$0.76 LYD 4.81

-13.16%

Cappuccino

$0.52 LYD 3.27

$0.56 LYD 3.58

-7.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.48 LYD 3.06

$0.36 LYD 2.27

33.33%

Water (0.33 liter bottle)

$0.10 LYD 0.65

Milk (1 liter)

$1.02 LYD 6.50

$0.69 LYD 4.40

47.83%

White Bread (500g)

$0.23 LYD 1.46

Rice (white) (1kg)

$1.18 LYD 7.45

Eggs

$1.43 LYD 9.06

$0.74 LYD 4.71

93.24%

Local Cheese (1kg)

$5.04 LYD 31.93

Chicken Fillets (1kg)

$3.40 LYD 21.58

Beef Round Steak (1kg)

$10.46 LYD 66.3

Apples (1kg)

$2.14 LYD 13.58

Banana (1kg)

$1.29 LYD 8.19

$0.89 LYD 5.66

44.94%

Oranges (1kg)

$0.76 LYD 4.84

Tomato (1kg)

$0.56 LYD 3.52

Potato (1kg)

$0.64 LYD 4.06

Onion (1kg)

$0.53 LYD 3.33

Lettuce (1 head)

$0.42 LYD 2.66

Water (1.5 liter bottle)

$0.22 LYD 1.39

Bottle of Non-Alcoholic Wine (Mid-Range)

$1.25 LYD 7.91

Local Non-Alcoholic Beer (0.5 liter bottle)

$0.67 LYD 4.22

Imported Non-Alcoholic Beer (0.33 liter bottle)

$0.65 LYD 4.11

Cigarettes 20 Pack (Marlboro, Camel)

$1.81 LYD 11.48

Taxi Start (Normal Tariff)

$0.93 LYD 5.92

$0.95 LYD 6.04

-2.11%

Taxi (Normal Tariff) (1km)

$0.91 LYD 5.77

Taxi 1hour Waiting (Normal Tariff)

$4.57 LYD 28.97

Gasoline (1 liter)

$0.03 LYD 0.17

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$13.6K LYD 86.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$16.1K LYD 102.1K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$32.05 LYD 203

SIM Card Monthly Plan (Calls and 10GB+ Data)

$8.25 LYD 52.3

Internet (50+ Mbps, Unlimited Data)

$23.31 LYD 148

$16.21 LYD 103

43.80%

Cinema Ticket

$4.48 LYD 28.41

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$51.3 LYD 325

International Primary School, 1 Child (Yearly)

$930 LYD 5,893

Jeans (Levis 501 Or Similar)

$21.77 LYD 138

$36.47 LYD 231

-40.31%

Summer Dress (H&M, Zara, etc)

$35.69 LYD 226

$46.49 LYD 295

-23.23%

Sport Shoes (Adidas, Nike)

$50.8 LYD 322

$46.18 LYD 293

10.07%

Men's Leather Business Shoes

$55.2 LYD 350

$46.55 LYD 295

18.52%

3-bedroom Apartment, City Center (Monthly)

$182 LYD 1,151

3-bedroom Apartment, Outside City Center (Monthly)

$111 LYD 703

Buy Apartment in City Center (m2)

$200 LYD 1,269

Buy Apartment Outside City Center (m2)

$79.4 LYD 503

Average Monthly Net Salary (After Tax)

$172 LYD 1,088

20-Year Fixed Mortgage Interest Rate (Annual %)

17.5

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bani Walid: April 25, 2026

Last update for Derna: April 28, 2026

Cost Breakdown

A mid-range dinner for two costs $18.00 in Bani Walid versus $9.00 in Derna. Monthly groceries follow the same trend: $118 vs $15.00 – making Derna the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bani Walid vs Derna: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $323 in Bani Walid, $170 in Derna – roughly 91% apart. Bani Walid costs more across the board, with Groceries & Markets showing the biggest gap.

For a comfortable life, plan on about $485 per month in Bani Walid and $254 in Derna. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A mid-range dinner for two costs $18.00 in Bani Walid and $9.00 in Derna. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $323 in Bani Walid and $170 in Derna. The difference isn't just one category – it shows up across housing, food, transport, and services.

$800 covers both cities comfortably – all-in costs are $323 in Bani Walid and $170 in Derna, leaving budget for savings and extras in both cases.

Families tend to lean toward Derna – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Derna. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bani Walid makes more sense. Both are solid long-term options with distinct trade-offs.